The Federal Bank logo

The Federal Bank share price

NSE: FEDERALBNKBSE: 500469BanksMid Cap

The Federal Bank Limited · Face value ₹2 · Listed Jun 1994 on BSE, Feb 1995 on NSE
Last close ₹347.75up ₹1.75 (0.51%)BSE ₹347.50

Share price at the NSE close on 29 Oct 2026. Previous close ₹346.00.

29 Oct: open ₹346.25, high ₹350.85, low ₹346.15

52-week range of traded prices to 29 Oct 2026
₹232.42Low, 7 Nov 2025₹371.70High, 3 Aug 2026
Market cap
₹85,987 Cr150th largest listed
P/E
16.57
P/B
1.96
Dividend yield
0.35%
ROE
12.8%
NIM
3.46%
Gross NPA
1.32%
Net NPA
0.17%
CET1
15.76%
ROA
1.18%
Volume, NSE
48,42,05556.4% delivered

The Federal Bank share price chart

Daily closes since Jan 2007, adjusted for splits and bonuses

+48.0%over a year

Results20-session average 91,50,859 shares a day, 53.3% delivered

About The Federal Bank

Federal Bank is a private sector bank with its registered office in Aluva, Kerala.12 It serves households, non-resident Indians, entrepreneurs, businesses, large companies, institutions and farmers with deposits, loans, cards and payments, cross-border remittances, insurance distribution and wealth management.34 It also runs a banking unit at GIFT City in Gujarat, a digital banking unit in Kolkata and representative offices in Abu Dhabi and Dubai.5

It reports its results in 4 segments, Treasury, Corporate or Wholesale Banking, Retail Banking and Other Banking Operations, with digital banking shown as part of Retail Banking.67 It serves markets in 26 states, Delhi and 4 union territories.4 Its 2 subsidiaries are Federal Operations and Services, which is wholly owned and carries out operational work for the bank, and Fedbank Financial Services, a non-bank lender focused on secured retail lending, including gold loans, loans against property, housing finance and loans to small businesses, that is listed on NSE and BSE.8910 It holds 30% of Ageas Federal Life Insurance, a life insurer formed as a joint venture with Ageas, after buying a further 4% in the year to Mar 2026.11

It was incorporated on 23 Apr 1931 as Travancore Federal Bank Limited, took its present name in 1947, received its banking licence in 1959 and became a scheduled commercial bank in 1970.512 Its shares are listed on BSE and NSE, and its global depository receipts on the London Stock Exchange.13

The Federal Bank key points

Results

  • The bank's own net profit, without subsidiaries, was ₹1,386 crore in the quarter to Sep 2026, up 45% from ₹955 crore a year earlier.14
  • The bank's own net interest income (interest earned less interest paid) rose 26% to ₹3,153 crore, fee income 32% to ₹1,168 crore and operating profit (before provisions and tax) 35% to ₹2,225 crore, each against the same quarter a year earlier.14
  • For the year to Mar 2026, consolidated net profit attributable to the group, after deducting minority interest and adding its share of its associates' profit, was ₹4,345.30 crore, against ₹4,158.85 crore a year earlier.15
  • The bank's net interest margin (net interest income as a share of average earning assets) was 3.32% in the quarter, against 3.06% a year earlier, and its return on assets (profit as a share of assets) 1.32%, against 1.09%.16

Market position

  • Its remittance market share was 21.67% in the quarter to Jun 2026, against 20.34% in the year to Mar 2026, as the company calculates it from its own and Reserve Bank of India balance of payments data.17
  • In the year to Mar 2026 it handled more than ₹2.75 lakh crore of cross-border inward remittances, up about 33%, through 95 remittance partnerships.18
  • As of its presentation of 16 Oct 2026, it ranked 5th by debit card spends and 9th by credit card spends among private sector banks.19

Loan book and deposits

  • Net customer assets (loans plus credit substitutes such as bonds) by business, end of Sep 2026, ₹ crore, with growth from a year earlier2021
    ItemSep 2026
    Retail book (retail, gold, business banking, agriculture, vehicle and micro loans)1,63,429, up 21%
    Corporate and institutional banking1,04,666, up 17%
    Commercial banking32,780, up 25%
    Total customer assets crossed ₹3 lakh crore, up 20%, and the business franchise (deposits plus customer assets) stood over ₹6.4 lakh crore, also up 20%.
  • Gold loans were ₹44,242 crore at the end of Sep 2026, up 37% from a year earlier, at a loan-to-value ratio (loan as a share of the gold's value) of 61%.22
  • Deposits were ₹3,42,694 crore at the end of Sep 2026, up 19%, with current and savings accounts (CASA, the low-cost part) at 32.04%. Deposits of non-resident Indians were ₹1,19,056 crore, up 27%, including ₹14,922 crore of FCNR (foreign-currency) deposits raised in a special window.2324
  • Gross non-performing assets (loans no longer repaid) were 1.32% of loans at the end of Sep 2026 and net 0.17%, against 1.83% and 0.48% a year earlier. The provision coverage ratio, excluding written-off loans, was 86.78%; capital adequacy (capital to risk-weighted assets) was 16.84%.2526

Branches and reach

  • At the end of Sep 2026 it had 1,662 banking outlets, including extension counters, and 2,145 ATMs and cash recyclers, against 1,595 and 2,082 a year earlier.2728
  • As of its presentation of 16 Oct 2026, 95% of its retail and corporate transactions were serviced digitally, and Feddy, its AI-powered virtual assistant, handled 92% of eligible customer queries.29

Group companies and wealth

  • Fedbank Financial Services had assets under management (the loans it manages) of ₹22,035 crore at the end of Sep 2026, up 36.6% from a year earlier, 99.4% of them secured, and 831 branches in 18 states and union territories.30
  • Ageas Federal Life Insurance collected ₹3,664 crore of premium in the year to Mar 2026, up 19% from ₹3,073 crore, and made a profit after tax of ₹28.82 crore.31
  • It set up its own wealth management business in the year to Mar 2026; at the end of that month it managed ₹683 crore of mutual fund assets under its own distributor code and had over ₹7,200 crore under a referral arrangement with Equirus Wealth.32

What the company expects

  • The company stated in its annual report for the year to Mar 2026 that it plans to grow its credit card business, helped by a proposed acquisition of a credit card portfolio from Standard Chartered Bank, India.33
  • On its earnings call of 29 Apr 2026, the company said it plans to open about 100 branches over the next year.34
  • On its earnings call of 29 Apr 2026, the company said it was keeping its guidance for credit cost (provisions for bad loans as a share of loans) at 50 to 60 basis points (hundredths of a percentage point), given current uncertainties.35

Recent events

  • On 10 Oct 2026 the bank reported that CARE Ratings had reaffirmed its issuer rating and its Tier-II and infrastructure bonds at CARE AA+ (Stable).36
  • Elias George took charge as part-time chairman on 23 May 2026 for 3 years, after Reserve Bank of India approval; his predecessor as chairman retired at the end of his term on 14 Jan 2026.3738

Last updated

All 38 sources, each with its page
  1. 1. Annual report, 30 Jul 2026, page 153
  2. 2. Annual report, 30 Jul 2026, page 3
  3. 3. Annual report, 30 Jul 2026, page 46
  4. 4. Annual report, 30 Jul 2026, page 130
  5. 5. Annual report, 30 Jul 2026, page 226
  6. 6. Annual report, 30 Jul 2026, page 205
  7. 7. Annual report, 30 Jul 2026, page 184
  8. 8. Annual report, 30 Jul 2026, page 121
  9. 9. Annual report, 30 Jul 2026, page 95
  10. 10. Annual report, 30 Jul 2026, page 165
  11. 11. Annual report, 30 Jul 2026, page 96
  12. 12. Annual report, 30 Jul 2026, page 44
  13. 13. Annual report, 30 Jul 2026, page 129
  14. 14. Investor presentation, 16 Oct 2026, page 11
  15. 15. Annual report, 30 Jul 2026, page 95
  16. 16. Investor presentation, 16 Oct 2026, page 5
  17. 17. Investor presentation, 16 Oct 2026, page 13
  18. 18. Annual report, 30 Jul 2026, page 160
  19. 19. Investor presentation, 16 Oct 2026, page 29
  20. 20. Investor presentation, 16 Oct 2026, page 14
  21. 21. Investor presentation, 16 Oct 2026, page 5
  22. 22. Investor presentation, 16 Oct 2026, page 19
  23. 23. Investor presentation, 16 Oct 2026, page 11
  24. 24. Investor presentation, 16 Oct 2026, page 13
  25. 25. Investor presentation, 16 Oct 2026, page 11
  26. 26. Investor presentation, 16 Oct 2026, page 5
  27. 27. Investor presentation, 16 Oct 2026, page 23
  28. 28. Investor presentation, 16 Oct 2026, page 23
  29. 29. Investor presentation, 16 Oct 2026, page 25
  30. 30. Investor presentation, 16 Oct 2026, page 38
  31. 31. Annual report, 30 Jul 2026, page 96
  32. 32. Annual report, 30 Jul 2026, page 162
  33. 33. Annual report, 30 Jul 2026, page 42
  34. 34. Earnings call, 29 Apr 2026, page 15
  35. 35. Earnings call, 29 Apr 2026, page 11
  36. 36. Exchange filing, 10 Oct 2026, page 1
  37. 37. Annual report, 30 Jul 2026, page 5
  38. 38. Annual report, 30 Jul 2026, page 118

Results

Consolidated; ₹ crore. Total income is interest earned plus other income, fees and treasury gains among it.The Federal Bank quarterly results

Total income growth, 12 months
+10.6%
Net profit growth, 12 months
+31.5%

Quarter to Sep 2026, against the quarter before

Total income
₹9,903 Crup 10.74%
Net profit
₹1,568 Crup 20.40%

Total income by quarter

₹8,196 CrDec 24₹8,155 CrMar 25₹8,315 CrJun 25₹8,321 CrSep 25₹8,503 CrDec 25₹9,132 CrMar 26₹8,943 CrJun 26₹9,903 CrSep 26
Peak total income ₹9,903 Cr, quarter to Sep 2026; lowest ₹8,155 Cr, quarter to Mar 2025

Net profit by quarter, a loss in red

₹951 CrDec 24₹1,120 CrMar 25₹951 CrJun 25₹1,023 CrSep 25₹1,125 CrDec 25₹1,392 CrMar 26₹1,302 CrJun 26₹1,568 CrSep 26
₹ croreDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Total income8,1968,1558,3158,3218,5039,1328,9439,903
Net profit9511,1209511,0231,1251,3921,3021,568
Consolidated. The last eight quarters. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.

Business segments

Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit

  • Retail Banking - Other Retail Banking₹30,525 Crup 80.30%57.3%
  • Corporate/Wholesale Banking₹12,222 Crup 46.24%22.9%
  • Treasury₹6,704 Crup 47.80%12.6%
  • Retail Banking - Digital Banking₹3,362 Crup 81.00%6.3%
  • Other Banking operations₹488 Crup 42.78%0.9%
The pill is the change in revenue on the year before; the share is of all the businesses together.

Valuation

Today, against the company's own history.The Federal Bank PE ratio and valuation

Price to earnings

At or below today's level on 69% of 2,479 trading days over the last 10 years.

LowestHighest
Its median11.70Industry median11.58
Price to book

At or below today's level on 96% of 1,930 trading days since Oct 2018.

LowestHighest
Its median1.33Industry median1.19
Dividend yield

At or below today's level on 11% of 2,420 trading days over the last 10 years.

LowestHighest
Its median0.76%Industry median0.76%

Where the return came from

Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.

OverReturn a yearEarnings growthChange in P/EDividend yield
1 year+35.1%+4.1%+29.3%0.5%
3 years+25.8%+5.6%+18.5%0.6%
5 years+28.8%+16.2%+10.1%0.9%
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add.

Shareholding

Per cent of all the company's shares, counting those held against depositary receipts traded abroad, from the filing for Sep 2026. The company has no promoter group.The Federal Bank shareholding pattern

Shareholding by group

  • Foreign institutions28.26%
  • Indian institutions48.79%
  • Individuals and others21.95%
  • Depositary receipts1.00%
Holder
INTERNATIONAL FINANCE CORPORATIONForeign portfolio investors, category I3.79%
YUSUFFALI MUSALIAM VEETTIL ABDUL KADERNon-resident Indians3.10%
REKHA JHUNJHUNWALAResident individuals, over ₹2 lakh at face value2.39%
HDFC LIFE INSURANCE COMPANYLIMITED -SHAREHOLDERS SOLVENCY MARGIN ACCOUNTInsurance companies2.16%
SBI LIFE INSURANCE CO. LTDInsurance companies2.14%
NPS TRUST - A/C LIC NPS SANCHAY SCHEMEProvident and pension funds1.40%
Holders are named in the company's own words: an insurer's holding can carry one of its funds' names. Mutual funds are left out here and listed fund by fund below.

Since Jun 2026: foreign institutions +0.83 pts, Indian institutions +0.01 pts, mutual funds +0.01 pts.

Mutual fund holdings

378 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 191 of the 247 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 2 more funds filed their first portfolio on record, holding it.All 378 funds holding The Federal Bank

Bought for the first time
3
Bought again
3
Added
127
Cut
120
Held unchanged
123
Sold out
8
Fund
HDFC Mutual Fund logoHDFC Mid Cap FundHDFC Mutual Fund12,78,25,0003.98%₹4,057.2 Cr
Kotak Mahindra Mutual Fund logoKotak Mid Cap FundKotak Mahindra Mutual Fund5,50,56,0662.62%₹1,747.5 Cr
Axis Mutual Fund logoAxis Midcap FundAxis Mutual Fund4,20,40,8713.98%₹1,334.4 Cr
Nippon India Mutual Fund logoNippon India Growth Mid Cap FundNippon India Mutual Fund4,10,00,0002.59%₹1,301.3 Cr
Invesco Mutual Fund logoInvesco India Mid Cap FundInvesco Mutual Fund2,66,59,5905.37%₹846.2 Cr
Canara Robeco Mutual Fund logoCanara Robeco Large and Mid Cap FundCanara Robeco Mutual Fund2,16,92,9352.80%₹688.5 Cr
HDFC Mutual Fund logoHDFC Small Cap FundHDFC Mutual Fund2,07,59,4511.61%₹658.9 Cr
HSBC Mutual Fund logoHSBC Midcap FundHSBC Mutual Fund2,06,30,4123.90%₹654.8 Cr
Edelweiss Mutual Fund logoEdelweiss Mid Cap FundEdelweiss Mutual Fund1,85,17,6793.06%₹587.8 Cr
SBI Mutual Fund logoSBI Midcap FundSBI Mutual Fund1,80,00,0002.45%₹571.3 Cr
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.

Promoter and insider buying and selling

Trades made since 29 Oct 2025.The Federal Bank insider trading

No promoter, director, key manager or employee bought or sold on the market.

  • Others: no market trade · 29 pledge filings of unclear kind
Bought and sold count trades on the market only. A pledge is shares given to a lender as security for a loan; a lender invokes it by selling them.

The Federal Bank competitors and peers

Private Sector Bank, 20 listed companies, priced on 29 Oct 2026. The table lists the 8 companies closest to The Federal Bank in market cap.Finance companies

Where the company sits among the companies nearest its size

Return on equity across, P/E up, size is market cap
Company
ICICI Bank logoICICI BankICICIBANK9,95,40516.852.43+7.9%+10.8%15.5%2.09%4.20%0.87%
Kotak Mahindra Bank logoKotak Mahindra BankKOTAKBANK4,56,60821.262.35+12.4%+15.6%11.8%2.05%4.68%0.14%
Axis Bank logoAxis BankAXISBANK3,81,42712.741.66+7.4%+15.2%14.0%1.47%3.58%0.08%
IDBI Bank logoIDBI BankIDBI86,03010.361.19+2.7%−10.6%11.8%2.10%3.54%0.00%
IndusInd Bank logoIndusInd BankINDUSINDBK67,63022.541.00−2.3%–4.5%0.16%3.88%0.17%
IDFC First Bank logoIDFC First BankIDFCFIRSTB63,27421.051.28+13.4%+109.2%6.3%0.43%6.22%0.34%
RBL Bank logoRBL BankRBLBANK55,99946.471.29+9.0%+122.7%4.0%0.54%4.52%0.28%
Yes Bank logoYes BankYESBANK48,43311.550.91+5.0%+47.9%8.2%0.79%2.68%0.00%
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.

Dividends

Per share, by the year it was paid for, and the latest payments.The Federal Bank dividend history

Dividend per share, ₹, restated for later splits and bonuses

0.9Mar 171Mar 181.4Mar 19Mar 200.7Mar 211.8Mar 221Mar 231.2Mar 241.2Mar 251.2Mar 26
Highest ₹1.80 a share, year to Mar 2022.
Ex-dateTypePer share
14 Aug 2026Final₹1.20
22 Aug 2025Final₹1.20
23 Aug 2024Final₹1.20
11 Aug 2023Final₹1.00
19 Jul 2022Final₹1.80
1 Jul 2021Final₹0.70
Latest payments, as declared, by ex-date.

Latest announcements

Routine notices left out.The Federal Bank announcements

The Federal Bank share price by year

Each calendar year to 2025.The Federal Bank share price history

YearClose at year endChangeHighest closeLowest close
2025267.10+33.5%269.15176.51
2024200.02+28.1%215.44140.25
2023156.15+12.3%157.40121.30
2022139.05+67.5%139.0583.45
202183.00+24.4%103.9068.05
202066.70−24.2%96.0037.35
201987.95−5.7%109.8079.30
201893.25−14.1%115.5568.05
2017108.50+62.3%126.4565.75
201666.85+19.4%82.3042.75
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.

Recent sessions

The 9 trading days to 28 Oct 2026, as traded on NSE; the latest is at the top of the page.

DateOpenHighLowCloseAverage priceVolumeDelivery
28 Oct 2026343.30347.95342.35346.00345.5159,19,74161.3%
27 Oct 2026345.25348.40341.60341.60345.5297,26,14046.0%
26 Oct 2026341.00344.80337.20344.40341.8370,54,70656.7%
23 Oct 2026348.20349.00339.00340.90343.381,07,08,60060.6%
22 Oct 2026343.00350.00341.70347.80346.8579,69,39254.0%
21 Oct 2026347.00350.20339.95344.00343.5559,10,95551.9%
19 Oct 2026335.00355.50321.35348.85344.813,10,72,94833.3%
16 Oct 2026337.00344.80328.00338.00335.562,85,29,72628.9%
15 Oct 2026332.00336.20329.80335.00332.6539,20,78842.4%
Prices in ₹ per share as traded, not adjusted.

Price adjustments

What the price chart is corrected for, so it reads as one share held throughout.Bonus shares and stock split history

Ex-dateEventPrice factorWhat happened
23 Mar 2020Price move–Between two trading sessions the price moved by a fifth or more. The Nifty 500 moved 5% or more the same way over the same sessions. Not adjusted for.
8 Jul 2015Bonus0.5000Holders received 1 bonus share for every 1 held.
17 Oct 2013Split0.2000Each share became 5.
19 Nov 2007Rights issue–Shareholders were offered new shares. Noted, not adjusted for.
19 Nov 2007Price move–A corporate action went ex within three days of this move (Rights-Eq 1:1@Prem Rs.240, ex-date 19 Nov 2007), and its terms do not account for the move. Not adjusted for.
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout. Any other event is noted and not adjusted for.

Company details

Chairperson
ELIAS GEORGE
At the end of the quarter to Sep 2026
Managing director and CEO
KRISHNAN VENKAT SUBRAMANIAN
At the end of the quarter to Sep 2026
NSE symbol
FEDERALBNK
BSE code
500469
ISIN
INE171A01029
Industry
Banks
CIN
L65191KL1931PLC000368
Corporate identity number, the registrar of companies' code for it
Incorporated
1931
Registered office
P O Box No 103, Federal Towers, Aluva 683101, Kerala
Share registrar
Integrated Registry Management Services Pvt. Ltd (Integrated Enterprises (India) Ltd)
Keeps the register of shareholders and handles transfers and dividend payments