IDFC First Bank share price
NSE: IDFCFIRSTBBSE: 539437BanksMid Cap
Share price at the NSE close on 30 Oct 2026. Previous close ₹73.38.
30 Oct: open ₹73.35, high ₹73.35, low ₹71.14
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹62,084 Cr167th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 20.65
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 1.25
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 0.35%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 6.3%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. For the whole group. Net interest margin in the glossary
- 6.22%
- Gross NPAGross NPA, non-performing loans. Gross non-performing loans as a percentage of all loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is below the net share. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company.
- 1.32%
- Net NPANet NPA, non-performing loans. Net non-performing loans as a percentage of loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is above the gross share. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company.
- 0.40%
- CET1Common equity tier 1 ratio. The bank's core capital, mostly shareholders' money, as a percentage of its loans and other assets weighted by risk, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the figure is outside what it can be. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company. Common equity tier 1 ratio in the glossary
- 13.00%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. For the whole group. Return on assets in the glossary
- 0.43%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 2,82,44,05156.9% delivered
About IDFC First Bank
IDFC FIRST Bank Limited is a private sector bank serving individuals, small businesses, farmers, startups and companies across India with loans, deposits, transaction banking, wealth management and treasury services.1 Its loans include home, vehicle, personal, consumer durable, education, gold and farm loans, and its payment services include cards, UPI and FASTag toll tags.2
It reports its results in 4 segments: Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Business, with digital banking shown within Retail Banking.3 Its wholly owned subsidiary, IDFC FIRST Bharat Limited, works as its business correspondent, an agent that offers the bank's services where it has no branch.4 It also has an offshore banking unit at GIFT City, Gandhinagar.5
It was incorporated on 21 Oct 2014 and began banking operations in October 2015 after receiving a universal banking licence from the Reserve Bank of India.5 In December 2018 it merged with Capital First, a non-bank lender to small businesses and individuals, and has since moved from infrastructure lending to a wider banking business.67 V. Vaidyanathan has been managing director and chief executive since that merger.8
Its former promoter, IDFC Limited, merged into the bank in October 2024.9 At the end of June 2026 foreign investors held 37.77% of its shares, the public 28.38%, mutual funds, insurers and other institutions 24.36%, and the President of India 7.74%.10
IDFC First Bank key points
Results
- On a consolidated basis, net profit was ₹1,611 crore in the year to Mar 2026 and net earnings ₹1,148 crore in the quarter to Jun 2026, a rating agency states.11
- For the bank alone, profit after tax was ₹1,075 crore in the quarter to Jun 2026, up about 132% year on year and its first quarter above ₹1,000 crore.12
- In the quarter to Jun 2026, the bank's net interest income (interest earned less interest paid) rose 21.1% year on year to ₹5,972 crore, and operating profit before provisions and trading gains rose 36% to ₹2,371 crore.131415
- For the bank alone, profit after tax was ₹1,636 crore in the year to Mar 2026, against ₹1,525 crore a year earlier; it includes a ₹646 crore impact of the fraud (₹483 crore after tax), without which it would have been ₹2,119 crore.161718
Market position
- In the year to Mar 2026 it had over 18 million active FASTags (electronic toll tags), processed 40% of all NETC (national electronic toll collection) issuer transactions by value and routed 25% of NETC acquiring transactions by value.19
Loan book and deposits
- Loan mix at the end of June 202620
Item Jun 2026 Mortgage-backed loans (secured on property) 27% Other retail loans 27% Wholesale banking 21% Vehicle finance 11% MSME (small business) loans 8% Rural 6% - Credit card loans were ₹9,580 crore and gold loans ₹4,892 crore at the end of June 2026, up 18.6% and 103.0% year on year, with 4.8 million cards in force.2122
- By its provisional update, advances including FCNR(B) loans were ₹3,38,749 crore at the end of September 2026, up 29.9% year on year, and deposits ₹3,48,582 crore, up 25.9%, with current and savings account balances (CASA) at 47.6% of deposits.23
- It raised ₹34,390 crore of FCNR(B) deposits (foreign currency deposits of non-resident Indians) in the quarter to Sep 2026, 10% of deposits. In June 2026 retail customers held 80% of customer deposits, against 27% at the merger.2425
Asset quality and capital
- Gross non-performing assets (loans no longer being repaid) fell to 1.51% at the end of June 2026 from 1.61% in March; net NPAs (after provisions) were 0.44%, and provision coverage 71.48%.2627
- Capital adequacy (capital as a share of risk-weighted assets) was 15.05% at the end of June 2026, with CET1 (core equity capital) at 13.33%.28
- In the year to Mar 2026 it raised ₹7,500 crore from an affiliate of Warburg Pincus and a subsidiary of the Abu Dhabi Investment Authority, through preference shares converted to equity in October 2025.2930
- Microfinance loans (small group loans) disbursed since January 2024 are covered under the CGFMU credit-guarantee scheme, with cover at 93% of the total microfinance book in June 2026; in the quarter it received ₹514.8 crore of claims under the scheme.31
Branches and reach
- It had 1,155 branches and 1,110 ATMs at the end of June 2026, and served 39 million customers across its channels.3233
- At the end of March 2026 it had 289 asset outlets (offices mainly for loan customers), and its business correspondent network covered 23 states and 3 union territories with over 6,627 points of presence.3435
What the company expects
- On its earnings call of 25 Jul 2026, the company said it expects net interest margin (net interest income over assets) closer to 5.8% and credit cost (bad-loan provisions) of 150 to 160 basis points (hundredths of a percent) in the year to Mar 2027.36
- On its earnings call of 25 Jul 2026, the company said it aims for about 1% return on assets (profit over assets) and a cost-to-income ratio excluding trading gains below 70% in the year to Mar 2027, from 70.7% in the quarter to Jun 2026.3738
Recent events
- On 24 Aug 2026 it priced US$350 million of 5-year senior notes (dollar bonds), after US$600 million of 3-year notes on 18 and 19 Aug 2026.39
- On 13 Aug 2026 S&P Global Ratings assigned the bank 'BBB-' long-term and 'A-3' short-term issuer credit ratings, investment grade on the international scale.40
- On 21 Feb 2026 the bank disclosed a fraud at a Chandigarh branch involving employees, staff of state government customers and third parties; a KPMG forensic review found it confined to that branch.4142
- On 11 Feb 2026 the bank said the Reserve Bank of India had approved ICICI Prudential Asset Management Company and ICICI Bank group entities acquiring up to 9.95% of the bank; the approval lapses if not done within 1 year.43
Litigation and regulatory matters
- On its earnings call of 25 Jul 2026, the company cited public news that the Enforcement Directorate had filed a charge sheet in the fraud case; it said recovery depends on a court process and gave no timeline.44
Last updated
All 44 sources, each with its page
- 1. Annual report, 8 Aug 2026, page 392
- 2. Annual report, 8 Aug 2026, page 151
- 3. Annual report, 8 Aug 2026, page 298
- 4. Annual report, 8 Aug 2026, page 120
- 5. Annual report, 8 Aug 2026, page 232
- 6. Annual report, 8 Aug 2026, page 117
- 7. Investor presentation, 25 Jul 2026, page 7
- 8. Investor presentation, 25 Jul 2026, page 66
- 9. Exchange filing, 16 May 2026, page 6
- 10. Investor presentation, 25 Jul 2026, page 63
- 11. Exchange filing, 17 Oct 2026, page 3
- 12. Earnings call, 25 Jul 2026, page 4
- 13. Earnings call, 25 Jul 2026, page 4
- 14. Earnings call, 25 Jul 2026, page 5
- 15. Investor presentation, 25 Jul 2026, page 46
- 16. Annual report, 8 Aug 2026, page 118
- 17. Exchange filing, 16 May 2026, page 6
- 18. Annual report, 8 Aug 2026, page 6
- 19. Annual report, 8 Aug 2026, page 47
- 20. Investor presentation, 25 Jul 2026, page 29
- 21. Investor presentation, 25 Jul 2026, page 31
- 22. Earnings call, 25 Jul 2026, page 3
- 23. Exchange filing, 17 Oct 2026, page 2
- 24. Exchange filing, 17 Oct 2026, page 3
- 25. Investor presentation, 25 Jul 2026, page 16
- 26. Earnings call, 25 Jul 2026, page 3
- 27. Investor presentation, 25 Jul 2026, page 39
- 28. Earnings call, 25 Jul 2026, page 5
- 29. Annual report, 8 Aug 2026, page 148
- 30. Exchange filing, 27 Aug 2026, page 4
- 31. Investor presentation, 25 Jul 2026, page 43
- 32. Investor presentation, 25 Jul 2026, page 12
- 33. Investor presentation, 25 Jul 2026, page 59
- 34. Annual report, 8 Aug 2026, page 146
- 35. Annual report, 8 Aug 2026, page 154
- 36. Earnings call, 25 Jul 2026, page 10
- 37. Earnings call, 25 Jul 2026, page 18
- 38. Earnings call, 25 Jul 2026, page 5
- 39. Exchange filing, 27 Aug 2026, page 1
- 40. Exchange filing, 13 Aug 2026, page 1
- 41. Annual report, 8 Aug 2026, page 34
- 42. Annual report, 8 Aug 2026, page 35
- 43. Exchange filing, 11 Feb 2026, page 1
- 44. Earnings call, 25 Jul 2026, page 12
Results
Consolidated; ₹ crore. Total income is interest earned plus other income, fees and treasury gains among it.IDFC First Bank quarterly results
- Total income growth, 12 monthsTotal income growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +13.4%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +109.2%
Quarter to Sep 2026, against the quarter before
- Total incomeTotal income. The pill is the change in total income against the quarter before: this period's figure divided by that one's, less one, in per cent. Total income in the glossary
- ₹14,228 Crup 6.49%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent. Net profit in the glossary
- ₹1,049 Crdown 8.59%
Total income by quarter
Net profit by quarter, a loss in red
| ₹ crore | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 11,123 | 11,308 | 11,869 | 11,828 | 12,542 | 12,183 | 13,361 | 14,228 |
| Net profit | 340 | 296 | 453 | 348 | 479 | 331 | 1,148 | 1,049 |
Year to Mar 2026, against the year before
- Total incomeTotal income. The pill is the change in total income against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹48,422 Crup 11.37%
- Net profitNet profit. The pill is the change in net profit against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹1,611 Crup 8.07%
Total income by year
Net profit by year, a loss in red
- Net profit
- Loss
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total income | 9,597 | 10,218 | 13,143 | 17,963 | 18,222 | 20,345 | 27,195 | 36,257 | 43,478 | 48,422 |
| Net profit | 1,019 | 880 | −1,908 | −2,843 | 483 | 132 | 2,485 | 2,942 | 1,490 | 1,611 |
Business segments
Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit
- Retail BankingRetail Banking, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹53,883 Crup 13.89%57.0%
- TreasuryTreasury, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹28,427 Crup 9.06%30.1%
- Wholesale BankingWholesale Banking, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹11,166 Crup 21.78%11.8%
- Other Banking BusinessOther Banking Business, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹1,027 Crdown 4.46%1.1%
Valuation
Today, against the company's own history.IDFC First Bank PE ratio and valuation
At or below today's level on 42% of 1,732 trading days over the last 10 years.
At or below today's level on 19% of 931 trading days over the last 5 years.
At or below today's level on 68% of 2,458 trading days over the last 10 years.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | +7.5% | −7.4% | +15.6% | 0.4% |
| 3 years | +2.5% | −20.7% | +28.9% | 0.3% |
| 5 years | +1.3% | +17.1% | −13.6% | 0.2% |
Mutual fund holdings
214 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 133 of the 155 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 2 more funds filed their first portfolio on record, holding it.All 214 funds holding IDFC First Bank
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 6
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 1
- AddedAdded. Funds that held more shares than at the end of the month before.
- 75
- CutCut. Funds that held fewer shares than at the end of the month before.
- 80
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 50
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end. Sold out in the glossary
- 1
| Fund | |||
|---|---|---|---|
| 11,84,34,471 | 2.40% | ₹964.5 Cr | |
| 6,62,42,050 | 1.77% | ₹539.5 Cr | |
| 5,97,74,540 | 3.68% | ₹486.8 Cr | |
| 4,82,50,000 | 5.42% | ₹392.9 Cr | |
| 4,41,37,511 | 4.54% | ₹359.5 Cr | |
| 4,38,61,475 | 0.47% | ₹357.2 Cr | |
| 4,14,96,350 | 0.73% | ₹337.9 Cr | |
| 3,96,95,054 | 1.68% | ₹323.3 Cr | |
| 3,82,78,844 | 2.25% | ₹311.7 Cr | |
| 3,28,93,177 | 2.20% | ₹267.9 Cr |
Promoter and insider buying and selling
Trades made since 31 Oct 2025.IDFC First Bank insider trading
- Others0 purchases, 1 saleNo purchase₹5.02 CrNetNet. The value bought on the market less the value sold, over the trades whose filers stated a value.−₹5.02 Cr89 pledge filings of unclear kind
IDFC First Bank competitors and peers
Private Sector Bank, 20 listed companies, priced on 30 Oct 2026. The table lists the 8 companies closest to IDFC First Bank in market cap.Finance companies
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 3,78,936 | 12.65 | 1.65 | +7.4% | +15.2% | 14.0% | 1.47% | 3.58% | 0.08% | |
| 86,363 | 10.40 | 1.19 | +2.7% | −10.6% | 11.8% | 2.10% | 3.54% | 0.00% | |
| 83,997 | 16.19 | 1.91 | +10.6% | +31.5% | 12.8% | 1.18% | 3.46% | 0.35% | |
| 65,292 | 21.76 | 0.96 | −2.3% | – | 4.5% | 0.16% | 3.88% | 0.18% | |
| 54,463 | 45.20 | 1.25 | +9.0% | +122.7% | 4.0% | 0.54% | 4.52% | 0.28% | |
| 47,554 | 11.34 | 0.89 | +5.0% | +47.9% | 8.2% | 0.79% | 2.68% | 0.00% | |
| 34,425 | 11.64 | 2.24 | +13.6% | +40.6% | 21.0% | 1.96% | 4.19% | 0.73% | |
| 24,865 | 13.35 | 0.94 | +0.8% | +51.7% | 7.3% | 0.61% | 5.94% | 0.97% |
Dividends
Per share, by the year it was paid for, and the latest payments.IDFC First Bank dividend history
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up. Dividend per share in the glossary| Ex-date | Type | Per share |
|---|---|---|
| 7 Aug 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. Final dividend in the glossary | ₹0.25 |
| 11 Jul 2025 | Final | ₹0.25 |
| 23 Jul 2018 | Final | ₹0.75 |
| 20 Jul 2017 | Final | ₹0.75 |
| 19 Jul 2016 | Final | ₹0.25 |
Latest announcements
Routine notices left out.IDFC First Bank announcements
Oct 2026
30 Oct · Management
24 Oct · Board meeting
24 Oct · Results
23 Oct · Disclosure
21 Oct · Disclosure
IDFC First Bank share price by year
Each calendar year to 2025.IDFC First Bank share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 85.61 | +35.6% | 85.61 | 52.89 |
| 2024 | 63.14 | −29.0% | 88.30 | 61.68 |
| 2023 | 88.90 | +51.2% | 99.20 | 52.75 |
| 2022 | 58.80 | +21.6% | 62.70 | 29.15 |
| 2021 | 48.35 | +30.5% | 68.20 | 37.40 |
| 2020 | 37.05 | −17.9% | 46.15 | 18.15 |
| 2019 | 45.15 | +4.2% | 55.90 | 36.95 |
| 2018 | 43.35 | −20.1% | 68.55 | 33.35 |
| 2017 | 54.25 | −9.7% | 65.90 | 52.10 |
| 2016 | 60.05 | −1.3% | 81.10 | 43.45 |
Recent sessions
The 9 trading days to 29 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 29 Oct 2026 | 73.89 | 73.89 | 73.00 | 73.38 | 73.31 | 1,55,67,667 | 62.1% |
| 28 Oct 2026 | 71.50 | 73.53 | 71.45 | 73.53 | 72.68 | 1,94,49,369 | 49.0% |
| 27 Oct 2026 | 71.74 | 72.19 | 71.18 | 71.36 | 71.70 | 2,28,16,968 | 47.8% |
| 26 Oct 2026 | 72.89 | 73.27 | 69.52 | 71.74 | 71.18 | 2,69,58,247 | 36.6% |
| 23 Oct 2026 | 74.89 | 75.00 | 71.56 | 72.30 | 72.63 | 1,80,52,745 | 47.3% |
| 22 Oct 2026 | 74.70 | 75.03 | 73.75 | 74.89 | 74.55 | 1,35,91,015 | 51.4% |
| 21 Oct 2026 | 76.67 | 76.90 | 74.55 | 75.06 | 75.36 | 1,67,35,578 | 55.7% |
| 19 Oct 2026 | 78.01 | 78.59 | 76.24 | 76.33 | 77.39 | 1,18,15,153 | 52.6% |
| 16 Oct 2026 | 79.19 | 79.28 | 77.94 | 78.08 | 78.24 | 97,09,322 | 53.0% |
Company details
- NSE symbol
- IDFCFIRSTB
- BSE code
- 539437
- ISIN
- INE092T01019
- Industry
- Banks
- Former symbols
- IDFCBANK
- Website
- www.idfcbank.com
- CIN
- L65110TN2014PLC097792
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 2014
- Registered office
- KRM Tower, 7th Floor, No.1 Harrington Road, Chetpet, Chennai 600031, Tamil Nadu
- Share registrar
- KFin Technologies Ltd
- Keeps the register of shareholders and handles transfers and dividend payments