IDFC First Bank logo

IDFC First Bank share price

NSE: IDFCFIRSTBBSE: 539437BanksMid Cap

IDFC First Bank Limited · Formerly IDFC Bank · Face value ₹10 · Listed Nov 2015
Last close ₹72.00down ₹1.38 (1.88%)BSE ₹71.91

Share price at the NSE close on 30 Oct 2026. Previous close ₹73.38.

30 Oct: open ₹73.35, high ₹73.35, low ₹71.14

52-week range of traded prices to 30 Oct 2026
₹58.08Low, 2 Apr 2026₹89.61High, 23 Sep 2026
Market cap
₹62,084 Cr167th largest listed
P/E
20.65
P/B
1.25
Dividend yield
0.35%
ROE
6.3%
NIM
6.22%
Gross NPA
1.32%
Net NPA
0.40%
CET1
13.00%
ROA
0.43%
Volume, NSE
2,82,44,05156.9% delivered

IDFC First Bank share price chart

Daily closes since Nov 2015, adjusted for splits and bonuses

−8.8%over a year · Nifty Private Bank −4.3% · Nifty 500 −8.2%

ResultsDividend20-session average 1,74,52,730 shares a day, 50.8% delivered

About IDFC First Bank

IDFC FIRST Bank Limited is a private sector bank serving individuals, small businesses, farmers, startups and companies across India with loans, deposits, transaction banking, wealth management and treasury services.1 Its loans include home, vehicle, personal, consumer durable, education, gold and farm loans, and its payment services include cards, UPI and FASTag toll tags.2

It reports its results in 4 segments: Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Business, with digital banking shown within Retail Banking.3 Its wholly owned subsidiary, IDFC FIRST Bharat Limited, works as its business correspondent, an agent that offers the bank's services where it has no branch.4 It also has an offshore banking unit at GIFT City, Gandhinagar.5

It was incorporated on 21 Oct 2014 and began banking operations in October 2015 after receiving a universal banking licence from the Reserve Bank of India.5 In December 2018 it merged with Capital First, a non-bank lender to small businesses and individuals, and has since moved from infrastructure lending to a wider banking business.67 V. Vaidyanathan has been managing director and chief executive since that merger.8

Its former promoter, IDFC Limited, merged into the bank in October 2024.9 At the end of June 2026 foreign investors held 37.77% of its shares, the public 28.38%, mutual funds, insurers and other institutions 24.36%, and the President of India 7.74%.10

IDFC First Bank key points

Results

  • On a consolidated basis, net profit was ₹1,611 crore in the year to Mar 2026 and net earnings ₹1,148 crore in the quarter to Jun 2026, a rating agency states.11
  • For the bank alone, profit after tax was ₹1,075 crore in the quarter to Jun 2026, up about 132% year on year and its first quarter above ₹1,000 crore.12
  • In the quarter to Jun 2026, the bank's net interest income (interest earned less interest paid) rose 21.1% year on year to ₹5,972 crore, and operating profit before provisions and trading gains rose 36% to ₹2,371 crore.131415
  • For the bank alone, profit after tax was ₹1,636 crore in the year to Mar 2026, against ₹1,525 crore a year earlier; it includes a ₹646 crore impact of the fraud (₹483 crore after tax), without which it would have been ₹2,119 crore.161718

Market position

  • In the year to Mar 2026 it had over 18 million active FASTags (electronic toll tags), processed 40% of all NETC (national electronic toll collection) issuer transactions by value and routed 25% of NETC acquiring transactions by value.19

Loan book and deposits

  • Loan mix at the end of June 202620
    ItemJun 2026
    Mortgage-backed loans (secured on property)27%
    Other retail loans27%
    Wholesale banking21%
    Vehicle finance11%
    MSME (small business) loans8%
    Rural6%
  • Credit card loans were ₹9,580 crore and gold loans ₹4,892 crore at the end of June 2026, up 18.6% and 103.0% year on year, with 4.8 million cards in force.2122
  • By its provisional update, advances including FCNR(B) loans were ₹3,38,749 crore at the end of September 2026, up 29.9% year on year, and deposits ₹3,48,582 crore, up 25.9%, with current and savings account balances (CASA) at 47.6% of deposits.23
  • It raised ₹34,390 crore of FCNR(B) deposits (foreign currency deposits of non-resident Indians) in the quarter to Sep 2026, 10% of deposits. In June 2026 retail customers held 80% of customer deposits, against 27% at the merger.2425

Asset quality and capital

  • Gross non-performing assets (loans no longer being repaid) fell to 1.51% at the end of June 2026 from 1.61% in March; net NPAs (after provisions) were 0.44%, and provision coverage 71.48%.2627
  • Capital adequacy (capital as a share of risk-weighted assets) was 15.05% at the end of June 2026, with CET1 (core equity capital) at 13.33%.28
  • In the year to Mar 2026 it raised ₹7,500 crore from an affiliate of Warburg Pincus and a subsidiary of the Abu Dhabi Investment Authority, through preference shares converted to equity in October 2025.2930
  • Microfinance loans (small group loans) disbursed since January 2024 are covered under the CGFMU credit-guarantee scheme, with cover at 93% of the total microfinance book in June 2026; in the quarter it received ₹514.8 crore of claims under the scheme.31

Branches and reach

  • It had 1,155 branches and 1,110 ATMs at the end of June 2026, and served 39 million customers across its channels.3233
  • At the end of March 2026 it had 289 asset outlets (offices mainly for loan customers), and its business correspondent network covered 23 states and 3 union territories with over 6,627 points of presence.3435

What the company expects

  • On its earnings call of 25 Jul 2026, the company said it expects net interest margin (net interest income over assets) closer to 5.8% and credit cost (bad-loan provisions) of 150 to 160 basis points (hundredths of a percent) in the year to Mar 2027.36
  • On its earnings call of 25 Jul 2026, the company said it aims for about 1% return on assets (profit over assets) and a cost-to-income ratio excluding trading gains below 70% in the year to Mar 2027, from 70.7% in the quarter to Jun 2026.3738

Recent events

  • On 24 Aug 2026 it priced US$350 million of 5-year senior notes (dollar bonds), after US$600 million of 3-year notes on 18 and 19 Aug 2026.39
  • On 13 Aug 2026 S&P Global Ratings assigned the bank 'BBB-' long-term and 'A-3' short-term issuer credit ratings, investment grade on the international scale.40
  • On 21 Feb 2026 the bank disclosed a fraud at a Chandigarh branch involving employees, staff of state government customers and third parties; a KPMG forensic review found it confined to that branch.4142
  • On 11 Feb 2026 the bank said the Reserve Bank of India had approved ICICI Prudential Asset Management Company and ICICI Bank group entities acquiring up to 9.95% of the bank; the approval lapses if not done within 1 year.43

Litigation and regulatory matters

  • On its earnings call of 25 Jul 2026, the company cited public news that the Enforcement Directorate had filed a charge sheet in the fraud case; it said recovery depends on a court process and gave no timeline.44

Last updated

All 44 sources, each with its page
  1. 1. Annual report, 8 Aug 2026, page 392
  2. 2. Annual report, 8 Aug 2026, page 151
  3. 3. Annual report, 8 Aug 2026, page 298
  4. 4. Annual report, 8 Aug 2026, page 120
  5. 5. Annual report, 8 Aug 2026, page 232
  6. 6. Annual report, 8 Aug 2026, page 117
  7. 7. Investor presentation, 25 Jul 2026, page 7
  8. 8. Investor presentation, 25 Jul 2026, page 66
  9. 9. Exchange filing, 16 May 2026, page 6
  10. 10. Investor presentation, 25 Jul 2026, page 63
  11. 11. Exchange filing, 17 Oct 2026, page 3
  12. 12. Earnings call, 25 Jul 2026, page 4
  13. 13. Earnings call, 25 Jul 2026, page 4
  14. 14. Earnings call, 25 Jul 2026, page 5
  15. 15. Investor presentation, 25 Jul 2026, page 46
  16. 16. Annual report, 8 Aug 2026, page 118
  17. 17. Exchange filing, 16 May 2026, page 6
  18. 18. Annual report, 8 Aug 2026, page 6
  19. 19. Annual report, 8 Aug 2026, page 47
  20. 20. Investor presentation, 25 Jul 2026, page 29
  21. 21. Investor presentation, 25 Jul 2026, page 31
  22. 22. Earnings call, 25 Jul 2026, page 3
  23. 23. Exchange filing, 17 Oct 2026, page 2
  24. 24. Exchange filing, 17 Oct 2026, page 3
  25. 25. Investor presentation, 25 Jul 2026, page 16
  26. 26. Earnings call, 25 Jul 2026, page 3
  27. 27. Investor presentation, 25 Jul 2026, page 39
  28. 28. Earnings call, 25 Jul 2026, page 5
  29. 29. Annual report, 8 Aug 2026, page 148
  30. 30. Exchange filing, 27 Aug 2026, page 4
  31. 31. Investor presentation, 25 Jul 2026, page 43
  32. 32. Investor presentation, 25 Jul 2026, page 12
  33. 33. Investor presentation, 25 Jul 2026, page 59
  34. 34. Annual report, 8 Aug 2026, page 146
  35. 35. Annual report, 8 Aug 2026, page 154
  36. 36. Earnings call, 25 Jul 2026, page 10
  37. 37. Earnings call, 25 Jul 2026, page 18
  38. 38. Earnings call, 25 Jul 2026, page 5
  39. 39. Exchange filing, 27 Aug 2026, page 1
  40. 40. Exchange filing, 13 Aug 2026, page 1
  41. 41. Annual report, 8 Aug 2026, page 34
  42. 42. Annual report, 8 Aug 2026, page 35
  43. 43. Exchange filing, 11 Feb 2026, page 1
  44. 44. Earnings call, 25 Jul 2026, page 12

Results

Consolidated; ₹ crore. Total income is interest earned plus other income, fees and treasury gains among it.IDFC First Bank quarterly results

Total income growth, 12 months
+13.4%
Net profit growth, 12 months
+109.2%

Quarter to Sep 2026, against the quarter before

Total income
₹14,228 Crup 6.49%
Net profit
₹1,049 Crdown 8.59%

Total income by quarter

₹11,123 CrDec 24₹11,308 CrMar 25₹11,869 CrJun 25₹11,828 CrSep 25₹12,542 CrDec 25₹12,183 CrMar 26₹13,361 CrJun 26₹14,228 CrSep 26
Peak total income ₹14,228 Cr, quarter to Sep 2026; lowest ₹11,123 Cr, quarter to Dec 2024

Net profit by quarter, a loss in red

₹340 CrDec 24₹296 CrMar 25₹453 CrJun 25₹348 CrSep 25₹479 CrDec 25₹331 CrMar 26₹1,148 CrJun 26₹1,049 CrSep 26
₹ croreDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Total income11,12311,30811,86911,82812,54212,18313,36114,228
Net profit3402964533484793311,1481,049
Consolidated. The last eight quarters. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.

Business segments

Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit

  • Retail Banking₹53,883 Crup 13.89%57.0%
  • Treasury₹28,427 Crup 9.06%30.1%
  • Wholesale Banking₹11,166 Crup 21.78%11.8%
  • Other Banking Business₹1,027 Crdown 4.46%1.1%
The pill is the change in revenue on the year before; the share is of all the businesses together.

Valuation

Today, against the company's own history.IDFC First Bank PE ratio and valuation

Price to earnings

At or below today's level on 42% of 1,732 trading days over the last 10 years.

LowestHighest
Its median21.35Industry median11.64
Price to book

At or below today's level on 19% of 931 trading days over the last 5 years.

LowestHighest
Its median1.45Industry median1.19
Dividend yield

At or below today's level on 68% of 2,458 trading days over the last 10 years.

LowestHighest
Its median0.00%Industry median0.78%

Where the return came from

Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.

OverReturn a yearEarnings growthChange in P/EDividend yield
1 year+7.5%−7.4%+15.6%0.4%
3 years+2.5%−20.7%+28.9%0.3%
5 years+1.3%+17.1%−13.6%0.2%
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth over 3 and 5 years is on profit divided by shares in issue at both ends: the earnings per share stated for one end does not match that year's profit and share count.

Shareholding

Per cent of the company's shares, from the filing for Sep 2026. The company has no promoter group. Foreign institutions include 14.50% held as foreign direct investment: a stake taken in the company directly, such as a foreign parent's, not bought by portfolio investors.IDFC First Bank shareholding pattern

Shareholding by group

  • Foreign institutions36.66%
  • Indian institutions25.42%
  • Governments7.78%
  • Individuals and others30.13%
Holder
CURRANT SEA INVESTMENTS B.V.Foreign direct investment9.42%
PRESIDENT OF INDIACentral government7.73%
PLATINUM INVICTUS B 2025 RSC LIMITEDForeign direct investment5.07%
ODYSSEY 44 A SForeign portfolio investors, category II2.90%
LIFE INSURANCE CORPORATION OF INDIA - ULIF00520091Insurance companies2.35%
HDFC LIFE INSURANCE COMPANY LIMITEDInsurance companies2.33%
Holders are named in the company's own words: an insurer's holding can carry one of its funds' names. Mutual funds are left out here and listed fund by fund below.

Since Jun 2026: foreign institutions +0.56 pts, Indian institutions +1.05 pts, mutual funds +0.75 pts.

Mutual fund holdings

214 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 133 of the 155 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 2 more funds filed their first portfolio on record, holding it.All 214 funds holding IDFC First Bank

Bought for the first time
6
Bought again
1
Added
75
Cut
80
Held unchanged
50
Sold out
1
Fund
Motilal Oswal Mutual Fund logoMotilal Oswal Midcap FundMotilal Oswal Mutual Fund11,84,34,4712.40%₹964.5 Cr
Invesco Mutual Fund logoInvesco India Arbitrage FundInvesco Mutual Fund6,62,42,0501.77%₹539.5 Cr
Tata Mutual Fund logoTata Small Cap FundTata Mutual Fund5,97,74,5403.68%₹486.8 Cr
Tata Mutual Fund logoTata Large & Mid Cap FundTata Mutual Fund4,82,50,0005.42%₹392.9 Cr
Nippon India Mutual Fund logoNippon India ETF Nifty Bank BeESNippon India Mutual Fund4,41,37,5114.54%₹359.5 Cr
Kotak Mahindra Mutual Fund logoKotak Arbitrage FundKotak Mahindra Mutual Fund4,38,61,4750.47%₹357.2 Cr
SBI Mutual Fund logoSBI Arbitrage FundSBI Mutual Fund4,14,96,3500.73%₹337.9 Cr
Edelweiss Mutual Fund logoEdelweiss Mid Cap FundEdelweiss Mutual Fund3,96,95,0541.68%₹323.3 Cr
Sundaram Mutual Fund logoSundaram Mid Cap FundSundaram Mutual Fund3,82,78,8442.25%₹311.7 Cr
Franklin Templeton Mutual Fund logoFranklin India Mid Cap FundFranklin Templeton Mutual Fund3,28,93,1772.20%₹267.9 Cr
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.

Promoter and insider buying and selling

Trades made since 31 Oct 2025.IDFC First Bank insider trading

Bought on the market Sold on the market
  • Others0 purchases, 1 saleNo purchase₹5.02 CrNet−₹5.02 Cr89 pledge filings of unclear kind
Bought and sold count trades on the market only. A pledge is shares given to a lender as security for a loan; a lender invokes it by selling them.

IDFC First Bank competitors and peers

Private Sector Bank, 20 listed companies, priced on 30 Oct 2026. The table lists the 8 companies closest to IDFC First Bank in market cap.Finance companies

Where the company sits among the companies nearest its size

Return on equity across, P/E up, size is market cap
Company
Axis Bank logoAxis BankAXISBANK3,78,93612.651.65+7.4%+15.2%14.0%1.47%3.58%0.08%
IDBI Bank logoIDBI BankIDBI86,36310.401.19+2.7%−10.6%11.8%2.10%3.54%0.00%
The Federal Bank logoThe Federal BankFEDERALBNK83,99716.191.91+10.6%+31.5%12.8%1.18%3.46%0.35%
IndusInd Bank logoIndusInd BankINDUSINDBK65,29221.760.96−2.3%–4.5%0.16%3.88%0.18%
RBL Bank logoRBL BankRBLBANK54,46345.201.25+9.0%+122.7%4.0%0.54%4.52%0.28%
Yes Bank logoYes BankYESBANK47,55411.340.89+5.0%+47.9%8.2%0.79%2.68%0.00%
Karur Vysya Bank logoKarur Vysya BankKARURVYSYA34,42511.642.24+13.6%+40.6%21.0%1.96%4.19%0.73%
Bandhan Bank logoBandhan BankBANDHANBNK24,86513.350.94+0.8%+51.7%7.3%0.61%5.94%0.97%
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.

Dividends

Per share, by the year it was paid for, and the latest payments.IDFC First Bank dividend history

Dividend per share, ₹, restated for later splits and bonuses

0.8Mar 170.8Mar 18Mar 19Mar 20Mar 21Mar 22Mar 23Mar 240.3Mar 250.3Mar 26
Highest ₹0.75 a share, years to Mar 2017 and Mar 2018.
Ex-dateTypePer share
7 Aug 2026Final₹0.25
11 Jul 2025Final₹0.25
23 Jul 2018Final₹0.75
20 Jul 2017Final₹0.75
19 Jul 2016Final₹0.25
Latest payments, as declared, by ex-date.

Latest announcements

Routine notices left out.IDFC First Bank announcements

IDFC First Bank share price by year

Each calendar year to 2025.IDFC First Bank share price history

YearClose at year endChangeHighest closeLowest close
202585.61+35.6%85.6152.89
202463.14−29.0%88.3061.68
202388.90+51.2%99.2052.75
202258.80+21.6%62.7029.15
202148.35+30.5%68.2037.40
202037.05−17.9%46.1518.15
201945.15+4.2%55.9036.95
201843.35−20.1%68.5533.35
201754.25−9.7%65.9052.10
201660.05−1.3%81.1043.45
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.

Recent sessions

The 9 trading days to 29 Oct 2026, as traded on NSE; the latest is at the top of the page.

DateOpenHighLowCloseAverage priceVolumeDelivery
29 Oct 202673.8973.8973.0073.3873.311,55,67,66762.1%
28 Oct 202671.5073.5371.4573.5372.681,94,49,36949.0%
27 Oct 202671.7472.1971.1871.3671.702,28,16,96847.8%
26 Oct 202672.8973.2769.5271.7471.182,69,58,24736.6%
23 Oct 202674.8975.0071.5672.3072.631,80,52,74547.3%
22 Oct 202674.7075.0373.7574.8974.551,35,91,01551.4%
21 Oct 202676.6776.9074.5575.0675.361,67,35,57855.7%
19 Oct 202678.0178.5976.2476.3377.391,18,15,15352.6%
16 Oct 202679.1979.2877.9478.0878.2497,09,32253.0%
Prices in ₹ per share as traded, not adjusted.

Company details

Chairperson
Sanjeeb Chaudhuri
At the end of the quarter to Sep 2026
Managing director and CEO
Vaidyanathan Vembu
At the end of the quarter to Sep 2026
NSE symbol
IDFCFIRSTB
BSE code
539437
ISIN
INE092T01019
Industry
Banks
Former symbols
IDFCBANK
CIN
L65110TN2014PLC097792
Corporate identity number, the registrar of companies' code for it
Incorporated
2014
Registered office
KRM Tower, 7th Floor, No.1 Harrington Road, Chetpet, Chennai 600031, Tamil Nadu
Share registrar
KFin Technologies Ltd
Keeps the register of shareholders and handles transfers and dividend payments