IDBI Bank logo

IDBI Bank share price

NSE: IDBIBSE: 500116BanksMid Cap

IDBI Bank Limited · Formerly Industrial Development Bank of India · Face value ₹10 · Listed Sep 1995
Last close ₹80.32up ₹0.31 (0.39%)BSE ₹80.24

Share price at the NSE close on 30 Oct 2026. Previous close ₹80.01.

30 Oct: open ₹79.30, high ₹81.10, low ₹79.10

52-week range of traded prices to 29 Oct 2026
₹61.01Low, 30 Mar 2026₹118.38High, 5 Jan 2026
Market cap
₹86,030 Cr116th largest listed
P/E
10.36
P/B
1.19
Dividend yield
Nonein the last 12 months
ROE
11.8%
NIM
3.54%
Gross NPA
2.12%
Net NPA
0.17%
CET1
26.55%
ROA
2.10%
Volume, NSE
82,65,958

IDBI Bank share price chart

Daily closes since Jan 2007, adjusted for splits and bonuses

−21.5%over a year to 29 Oct 2026 · Nifty Smallcap 100 +1.8% · Nifty 500 −8.4%

ResultsTo 29 Oct 2026, 20-session average 1,93,67,637 shares a day, 37.9% delivered

About IDBI Bank

IDBI Bank Limited is a bank headquartered in Mumbai that serves individuals, farmers, small and mid-sized businesses and large companies across India.1 It offers savings and current accounts, fixed deposits, home, car, education and personal loans, and loans to small businesses and farmers.1

Its corporate arm lends to companies in sectors such as engineering, steel, construction, infrastructure, energy and non-bank lenders, through project and other term loans, export credit and bill discounting.2 As a primary dealer (a bank appointed to underwrite and trade government bonds), it underwrites central government securities, and its treasury works across money markets, bonds, currencies, derivatives and equities.34 Its unit in GIFT City, Gujarat's international finance centre, began operations on 6 May 2016.3 It reports its consolidated results in 4 segments: corporate and wholesale banking, retail banking, treasury and other banking operations.5 Its subsidiaries include IDBI Capital Markets & Securities, IDBI Asset Management and IDBI Intech.6

The bank traces its origin to an institution the government constituted under a 1964 Act; it was reconstituted as a banking company on 1 Oct 2004 and acquired United Western Bank in 2006.7 Life Insurance Corporation of India (LIC) acquired a majority stake in January 2019; its stake later fell below half when the bank sold new shares to institutional investors.89 LIC, the promoter with management control, held 49.24% and the Government of India, a co-promoter without management control, held 45.48% at the end of June 2026.1011

IDBI Bank key points

Results

  • On a standalone basis (the bank alone), net profit was ₹9,513 crore in the year to Mar 2026, up about 27% from ₹7,515 crore, and ₹2,115 crore in the quarter to Jun 2026, against ₹2,007 crore a year earlier.1213
  • The bank's total income net of interest expense (interest earned less interest paid, plus other income) was ₹20,258 crore in the year to Mar 2026 and ₹4,518 crore in the quarter to Jun 2026.14
  • Return on assets (profit as a share of average assets) was 2.27% and return on equity (profit as a share of shareholders' funds) 18.93% in the year to Mar 2026, against 1.98% and 20.15% a year earlier.15
  • The bank reports a net interest margin (interest earned less interest paid, as a share of earning assets) of 3.77% for the year to Mar 2026, against 4.56% a year earlier. Operating profit before provisions fell about 2%, and provision reversals lifted net profit.1617

Market position

  • Credit rating agency ICRA, in a report the bank filed on 29 Aug 2026, put its share of Indian banks' net advances at 1.2% and of deposits at 1.4% at the end of March 2026, both down from March 2016.1819

Asset quality and capital

  • Gross NPA (bad loans, as a share of all loans) was 2.30% at the end of June 2026, against 2.32% in March 2026 and 2.98% in March 2025; net NPA, after provisions set aside, was 0.16%.20
  • The provision coverage ratio, counting bad loans already written off in the books, was 99.39% at the end of March 2026.21
  • Capital adequacy (capital held against risk-weighted assets) was 26.92% and core equity capital (CET1, mainly shareholders' funds) 26.38% at the end of June 2026, against 26.65% and 25.56% in March 2026, when the regulatory minimums were 11.50% and 8.00%.2223

Loan book and deposits

  • Deposits were ₹3,25,757 crore at the end of June 2026, up 9.8% from a year earlier but below ₹3,47,163 crore in March 2026, as institutional and short-term deposits parked around the year end ran off.2425
  • Current and savings accounts (CASA, the low-cost deposits) were 43.64% of deposits at the end of June 2026, against 44.59% in March 2026.26
  • Net advances (loans after provisions) grew 16% to ₹2,53,626 crore in the year to Mar 2026; retail, agriculture and small-business loans were about 70% of advances and corporate loans 30% at the end of March 2026.2728
  • Gross structured retail loans by product, ₹ crore, end of March 202629
    ItemMar 2026
    Home loans75,285 (70%)
    Loans against property21,968 (20%)
    Car, education and personal loans6,787 (6%)
    Others3,672 (4%)
    The structured retail loan book crossed ₹1 lakh crore in the year to Mar 2026, up 12.02%, home loans up 11.40%.

Branches and reach

  • Branches by location, end of March 20263031
    ItemMar 2026
    Semi-urban682
    Urban539
    Metro528
    Rural, financial inclusion256
    Rural168
    International1
    Besides 2,174 branches, it had 69 IDBI SAMEEP outlets run by business correspondents (agents offering basic banking for the bank) and 3,011 ATMs.

Customers and partners

  • It sells life insurance from LIC and Ageas Federal Life, and general and health insurance from New India Assurance, TATA AIG and Niva Bupa.32
  • As an agency bank of the RBI (a bank authorised to handle government receipts and payments), it collects central government taxes and receipts for 14 state governments and 2 union territories.33

Planned stake sale

  • The government invited expressions of interest on 7 Oct 2022 for a sale of up to 60.72% of the bank, from its own and LIC's stakes, including management control; the process was under way as of the bank's filing of 27 Aug 2026.3435
  • In November 2018 the RBI required the bank or LIC Housing Finance to exit housing finance within 5 years. In a report the bank filed on 21 Aug 2026, Crisil Ratings said that deadline had been extended, with no new date.34

Recent events

  • On 19 Sep 2026, the bank reported that credit rating agency India Ratings (which grades how likely a borrower is to repay) affirmed its fixed deposits at IND AA, stable outlook, and certificates of deposit (short-term deposit papers) at IND A1+.36
  • On 29 Aug 2026, the bank reported that ICRA reaffirmed its ratings: long-term bonds at AA, stable outlook, and its certificate of deposit programme at A1+.37
  • On 21 Aug 2026, the bank reported that Crisil Ratings reaffirmed its ratings: fixed deposits at AA+, long-term bonds at AA, stable outlook, and certificates of deposit at A1+.38
  • IDBI Foundation, a Section 8 company (a not-for-profit company under Indian company law), was incorporated as a wholly owned subsidiary on 19 May 2026 to carry out the bank's corporate social responsibility (CSR) work.3940

Last updated

All 40 sources, each with its page
  1. 1. Annual report, 25 Jun 2026, page 2309
  2. 2. Annual report, 25 Jun 2026, page 703
  3. 3. Annual report, 25 Jun 2026, page 708
  4. 4. Annual report, 25 Jun 2026, page 707
  5. 5. Annual report, 25 Jun 2026, page 4206
  6. 6. Annual report, 25 Jun 2026, page 2311
  7. 7. Exchange filing, 21 Aug 2026, page 4
  8. 8. Annual report, 25 Jun 2026, page 700
  9. 9. Exchange filing, 29 Aug 2026, page 5
  10. 10. Annual report, 25 Jun 2026, page 1370
  11. 11. Exchange filing, 21 Aug 2026, page 3
  12. 12. Exchange filing, 27 Aug 2026, page 3
  13. 13. Exchange filing, 21 Aug 2026, page 2
  14. 14. Exchange filing, 21 Aug 2026, page 4
  15. 15. Annual report, 25 Jun 2026, page 5
  16. 16. Annual report, 25 Jun 2026, page 6
  17. 17. Exchange filing, 27 Aug 2026, page 3
  18. 18. Exchange filing, 29 Aug 2026, page 4
  19. 19. Exchange filing, 29 Aug 2026, page 3
  20. 20. Exchange filing, 27 Aug 2026, page 4
  21. 21. Annual report, 25 Jun 2026, page 6
  22. 22. Exchange filing, 27 Aug 2026, page 3
  23. 23. Annual report, 25 Jun 2026, page 153
  24. 24. Exchange filing, 21 Aug 2026, page 2
  25. 25. Exchange filing, 29 Aug 2026, page 3
  26. 26. Exchange filing, 21 Aug 2026, page 2
  27. 27. Annual report, 25 Jun 2026, page 150
  28. 28. Exchange filing, 27 Aug 2026, page 3
  29. 29. Annual report, 25 Jun 2026, page 697
  30. 30. Annual report, 25 Jun 2026, page 696
  31. 31. Annual report, 25 Jun 2026, page 154
  32. 32. Annual report, 25 Jun 2026, page 699
  33. 33. Annual report, 25 Jun 2026, page 707
  34. 34. Exchange filing, 21 Aug 2026, page 3
  35. 35. Exchange filing, 27 Aug 2026, page 2
  36. 36. Exchange filing, 19 Sep 2026, page 1
  37. 37. Exchange filing, 29 Aug 2026, page 1
  38. 38. Exchange filing, 21 Aug 2026, page 1
  39. 39. Exchange filing, 20 May 2026, page 1
  40. 40. Exchange filing, 20 May 2026, page 2

Results

Consolidated; ₹ crore. Total income is interest earned plus other income, fees and treasury gains among it.IDBI Bank quarterly results

Total income growth, 12 months
+2.7%
Net profit growth, 12 months
−10.6%

Quarter to Sep 2026, against the quarter before

Total income
₹9,936 Crup 15.09%
Net profit
₹2,226 Crup 4.49%

Total income by quarter

₹8,629 CrDec 24₹9,090 CrMar 25₹8,499 CrJun 25₹9,264 CrSep 25₹8,352 CrDec 25₹9,518 CrMar 26₹8,633 CrJun 26₹9,936 CrSep 26
Peak total income ₹9,936 Cr, quarter to Sep 2026; lowest ₹8,352 Cr, quarter to Dec 2025

Net profit by quarter, a loss in red

₹1,954 CrDec 24₹2,094 CrMar 25₹2,024 CrJun 25₹3,241 CrSep 25₹1,959 CrDec 25₹2,013 CrMar 26₹2,131 CrJun 26₹2,226 CrSep 26
₹ croreDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Total income8,6299,0908,4999,2648,3529,5188,6339,936
Net profit1,9542,0942,0243,2411,9592,0132,1312,226
Consolidated. The last eight quarters. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.

Business segments

Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit

  • Retail Banking₹35,031 Crup 1.93%58.4%
  • Treasury₹15,701 Crup 9.10%26.2%
  • Corporate/Wholesale Banking₹8,709 Crup 0.58%14.5%
  • Other Banking operations₹577 Cr1.0%
The pill is the change in revenue on the year before; the share is of all the businesses together.

Valuation

Today, against the company's own history.IDBI Bank PE ratio and valuation

Price to earnings

At or below today's level on 12% of 1,239 trading days over the last 5 years.

LowestHighest
Its median15.13Industry median12.74
Price to book

At or below today's level on 40% of 1,789 trading days since Nov 2018.

LowestHighest
Its median1.29Industry median1.23
Dividend yield

At or below today's level on 70% of 2,472 trading days over the last 10 years.

LowestHighest
Its median0.00%Industry median0.73%

Where the return came from

Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.

OverReturn a yearEarnings growthChange in P/EDividend yield
1 year−20.8%+20.7%−34.4%0.0%
3 years+12.5%+35.4%−18.1%1.5%
5 years+11.1%+43.5%−23.5%1.4%
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth over 5 years is on profit divided by shares in issue at both ends: the earnings per share stated for one end does not match that year's profit and share count.

Shareholding

Per cent of the company's shares, from the filing for Sep 2026.IDBI Bank shareholding pattern

Shareholding by group

  • Promoters94.71%
  • Foreign institutions0.47%
  • Indian institutions0.20%
  • Governments0.01%
  • Individuals and others4.61%
Holder
Life Insurance Corporation of IndiaPromoter49.24%
PRESIDENT OF INDIAPromoter45.48%
Holders are named in the company's own words: an insurer's holding can carry one of its funds' names. Mutual funds are left out here and listed fund by fund below.

Since Jun 2026: promoters unchanged, foreign institutions +0.02 pts, Indian institutions +0.09 pts, mutual funds +0.06 pts.

Mutual fund holdings

46 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 43 of the 44 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.All 46 funds holding IDBI Bank

Added
12
Cut
32
Held unchanged
2
Sold out
2
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.

Promoter and insider buying and selling

Trades made since 30 Oct 2025.IDBI Bank insider trading

No promoter, director, key manager or employee bought or sold on the market.

  • Others: no market trade · 2 pledge filings of unclear kind
Bought and sold count trades on the market only. A pledge is shares given to a lender as security for a loan; a lender invokes it by selling them.

IDBI Bank competitors and peers

Private Sector Bank, 20 listed companies, priced on 29 Oct 2026. The table lists the 8 companies closest to IDBI Bank in market cap.Finance companies

Where the company sits among the companies nearest its size

Return on equity across, P/E up, size is market cap
Company
HDFC Bank logoHDFC BankHDFCBANK10,53,55313.151.75+4.6%+10.7%14.0%–3.86%1.90%
ICICI Bank logoICICI BankICICIBANK9,95,40516.852.43+7.9%+10.8%15.5%2.09%4.20%0.87%
Kotak Mahindra Bank logoKotak Mahindra BankKOTAKBANK4,56,60821.262.35+12.4%+15.6%11.8%2.05%4.68%0.14%
Axis Bank logoAxis BankAXISBANK3,81,42712.741.66+7.4%+15.2%14.0%1.47%3.58%0.08%
The Federal Bank logoThe Federal BankFEDERALBNK85,98716.571.96+10.6%+31.5%12.8%1.18%3.46%0.35%
IndusInd Bank logoIndusInd BankINDUSINDBK67,63022.541.00−2.3%–4.5%0.16%3.88%0.17%
IDFC First Bank logoIDFC First BankIDFCFIRSTB63,27421.051.28+13.4%+109.2%6.3%0.43%6.22%0.34%
RBL Bank logoRBL BankRBLBANK55,99946.471.29+9.0%+122.7%4.0%0.54%4.52%0.28%
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.

Dividends

Per share, by the year it was paid for, and the latest payments.IDBI Bank dividend history

Dividend per share, ₹, restated for later splits and bonuses

Mar 17Mar 18Mar 19Mar 20Mar 21Mar 221Mar 231.5Mar 242.1Mar 25Mar 26
Highest ₹2.10 a share, year to Mar 2025.
Ex-dateTypePer share
15 Jul 2025Final₹2.10
16 Jul 2024Final₹1.50
6 Jul 2023Final₹1.00
4 Aug 2015Final₹0.75
26 Jun 2014Final₹0.28
23 Jan 2014Interim₹0.73
Latest payments, as declared, by ex-date.

Latest announcements

Routine notices left out.IDBI Bank announcements

IDBI Bank share price by year

Each calendar year to 2025.IDBI Bank share price history

YearClose at year endChangeHighest closeLowest close
2025102.99+34.6%104.8566.24
202476.49+13.5%104.2266.80
202367.40+24.0%72.5543.30
202254.35+17.1%58.8530.75
202146.40+49.2%62.5026.85
202031.10−15.9%53.5517.80
201937.00−39.6%64.6524.45
201861.25+2.3%84.6548.10
201759.85−13.8%85.1551.80
201669.40−21.9%89.9051.55
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.

Recent sessions

The 9 trading days to 29 Oct 2026, as traded on NSE; the latest is at the top of the page.

DateOpenHighLowCloseAverage priceVolumeDelivery
29 Oct 202677.9080.2777.5180.0179.5060,36,08438.6%
28 Oct 202677.7578.1277.1077.5977.6036,38,81143.6%
27 Oct 202676.7579.2076.4578.2278.1474,13,26538.4%
26 Oct 202676.8277.3975.7076.4976.4659,71,13645.9%
23 Oct 202680.3080.5076.2076.4477.3591,88,52741.5%
22 Oct 202679.9680.7178.0879.8079.6676,82,96233.9%
21 Oct 202682.4982.6679.8580.4480.841,00,99,43142.9%
19 Oct 202683.9484.7581.9982.2483.0999,07,17532.5%
16 Oct 202683.7084.5081.4084.1283.162,25,13,13322.2%
Prices in ₹ per share as traded, not adjusted.

Price adjustments

What the price chart is corrected for, so it reads as one share held throughout.Open offer history

Ex-dateEventPrice factorWhat happened
21 Jan 2008Price move–Between two trading sessions the price moved by a fifth or more. The Nifty 500 moved 5% or more the same way over the same sessions. Not adjusted for.
Each event is noted and not adjusted for.

Company details

Managing director and CEO
Rakesh Sharma
At the end of the quarter to Sep 2026
NSE symbol
IDBI
BSE code
500116
ISIN
INE008A01015
Industry
Banks
CIN
L65190MH2004GOI148838
Corporate identity number, the registrar of companies' code for it
Incorporated
2004
Registered office
26/4, Chaturvedi Mansion, 2nd Floor, Agra-Mumbai Road, Old Palasia, Indore 452001, Madhya Pradesh
Share registrar
KFin Technologies Ltd
Keeps the register of shareholders and handles transfers and dividend payments