RBL Bank share price
NSE: RBLBANKBSE: 540065BanksSmall Cap
Share price at the NSE close on 28 Oct 2026. Previous close ₹348.55.
28 Oct: open ₹349.20, high ₹352.80, low ₹347.75
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹54,300 Cr346th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 45.06
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 1.25
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 0.29%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 4.0%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. For the whole group. Net interest margin in the glossary
- 4.52%
- Gross NPAGross NPA, non-performing loans. Gross non-performing loans as a percentage of all loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is below the net share. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company.
- 1.02%
- Net NPANet NPA, non-performing loans. Net non-performing loans as a percentage of loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is above the gross share. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company.
- 0.29%
- CET1Common equity tier 1 ratio. The bank's core capital, mostly shareholders' money, as a percentage of its loans and other assets weighted by risk, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the figure is outside what it can be. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company. Common equity tier 1 ratio in the glossary
- 29.04%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. For the whole group. Return on assets in the glossary
- 0.54%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 16,90,39830.9% delivered
About RBL Bank
RBL Bank Limited is a private sector bank serving individuals, small and mid-sized businesses and large companies across urban, semi-urban and rural India.12 For individuals it offers savings accounts, deposits, credit cards, loans, investments and payments; for companies, working capital, supply chain finance, cash management, project finance, term loans and foreign exchange.34 It also runs an international banking unit, which works as an overseas branch, at GIFT City in Gujarat.5
It reports results in corporate and wholesale banking, retail banking (including credit cards), treasury (its own investments and money-market dealing), and other banking operations such as selling insurance.67 Its wholly owned subsidiary, RBL FinServe Limited, works as its business correspondent (an agent that serves customers on the bank's behalf) in rural and semi-urban markets, sourcing microfinance loans, affordable housing loans and loans against property.8
It was incorporated in 1943 in Kolhapur, Maharashtra, where its registered office remains; its corporate office is in Mumbai.910 Emirates NBD Bank P.J.S.C. became its promoter on 18 Jun 2026, when the bank allotted it new shares giving it 60% of the equity, for a capital infusion of ₹26,016 crore.1112
RBL Bank key points
Results
- Consolidated net profit for the year to Mar 2026 was ₹879.05 crore, against ₹717.06 crore a year earlier.13
- On a standalone basis, net profit was ₹482 crore in the quarter to Sep 2026, up 170% from a year earlier and 90% from the previous quarter; its current return on assets (profit as a share of assets) was 0.92%.1415
- Standalone net interest income (interest earned less interest paid) rose 37% from a year earlier and 29% from the previous quarter to ₹2,131 crore; the net interest margin (that income as a share of interest-earning assets) was 4.61%.16
- Standalone operating profit (income less operating expenses, before provisions) was ₹1,396 crore in the quarter, and the cost-to-income ratio (operating expenses as a share of income) fell to 56.5% from 70.7% a year earlier.17
Loan book and deposits
- Advances (loans) were ₹1,42,314 crore at the end of Sep 2026, up 42% from a year earlier, including ₹10,300 crore lent against FCNR deposits (foreign currency deposits of non-resident Indians).18
- Wholesale loans grew 56% and retail loans 32% from a year earlier, a retail to wholesale mix of 56:44; within retail, secured loans (backed by collateral) grew 52% and unsecured loans 11%.19
- Deposits were ₹1,56,272 crore at the end of Sep 2026, up 34% from a year earlier, or 6% excluding FCNR deposits, which stood at about ₹32,300 crore. The average CASA ratio (share of low-cost current and savings deposits) was 24%, or 28.1% without FCNR.202122
- Retail loan products as a share of total advances, Mar 202623
Item year to Mar 2026 Business loans 14.7% Credit cards 14.2% Housing loans 7.6% Microfinance 6.7% Rural vehicle finance 2.7% Personal loans 2.6% Retail agri 1.3% Others, including gold loans 8.9%
Capital and asset quality
- The capital adequacy ratio (capital as a share of risk-weighted assets) was 30.1% at the end of Sep 2026, with a CET1 (core equity) ratio of 29.0%, against 33.3% and 32.2% at the end of Jun 2026.24
- Gross non-performing assets (loans that have stopped being repaid) were 1.02% of loans at the end of Sep 2026 and net NPAs (after provisions) 0.29%, with a provision coverage ratio (share of bad loans already provided for) of 71.5%.25
- Credit costs (provisions for loan losses) were ₹771 crore in the quarter to Sep 2026, or 63 basis points (hundredths of a percentage point).26
Branches and reach
- At the end of Sep 2026 the bank had 628 branches, 1,326 business correspondent branches (outlets run by agents on its behalf), 422 ATMs and 15.05 million customers, in more than 600 districts.27
- Deposits by branch location, Sep 202628
Item quarter to Sep 2026 Metro and GIFT City 72% Urban 19% Semi-urban 6% Rural 2% - Its subsidiary RBL FinServe had 1,080 microfinance branches (lending to small borrower groups) in Mar 2026, against 1,165 a year earlier, serving 34.05 lakh clients with loans of ₹9,832 crore under management, including the portfolio written off at the bank.29
Payments and remittances
- In the year to Mar 2026 it processed ₹2,865 billion of payments for merchants (card and digital payments received by businesses), serving over 2 million merchants.3031
- Through its Rupee Drawing Arrangement, a channel for overseas exchange houses and money transfer firms to send money into India, it processed about ₹45,984 crore in 65.16 lakh transactions spanning 99 countries in the year.32
What the company expects
- On its earnings call of 12 Oct 2026, the company said its baseline for loan growth remains 22% to 25%, as a minimum.33
- The company said on the same call that it plans to add about 30 to 50 branches a quarter and expects to take about 2.5 to 3 years to reach 1,000 branches.3435
- The company said it expects credit costs on credit cards to come down from the low double digits to about 6%, as card slippages (loans newly turning bad) fall in the second half of the year to Mar 2027.36
- The company said it is working to target trade flows in the corridors where Emirates NBD is present, and non-resident flows starting with the Middle East.37
Recent events
- On 16 Oct 2026 the Reserve Bank of India approved the amalgamation of Emirates NBD's Indian branches into the bank, effective 1 Dec 2026, from when they are to work as its branches.38
- On 30 Jul 2026 Moody's assigned the bank first-time Baa2 issuer ratings, with a stable outlook.39
- On 14 Jul 2026 CARE upgraded the bank's Tier II bonds (bonds that count towards its capital) to AAA, the rating for the lowest credit risk, from AA-; ICRA had done the same on 25 Jun 2026.4041
- On 22 Jun 2026 Crisil assigned AAA ratings to the bank's fixed deposits and infrastructure bonds.42
Last updated
All 42 sources, each with its page
- 1. Annual report, 7 Aug 2026, page 34
- 2. Annual report, 7 Aug 2026, page 52
- 3. Annual report, 7 Aug 2026, page 132
- 4. Annual report, 7 Aug 2026, page 130
- 5. Annual report, 7 Aug 2026, page 137
- 6. Annual report, 7 Aug 2026, page 269
- 7. Annual report, 7 Aug 2026, page 237
- 8. Annual report, 7 Aug 2026, page 155
- 9. Annual report, 7 Aug 2026, page 264
- 10. Annual report, 7 Aug 2026, page 300
- 11. Annual report, 7 Aug 2026, page 155
- 12. Annual report, 7 Aug 2026, page 40
- 13. Annual report, 7 Aug 2026, page 269
- 14. Earnings call, 12 Oct 2026, page 5
- 15. Earnings call, 12 Oct 2026, page 11
- 16. Earnings call, 12 Oct 2026, page 5
- 17. Earnings call, 12 Oct 2026, page 4
- 18. Earnings call, 12 Oct 2026, page 4
- 19. Earnings call, 12 Oct 2026, page 5
- 20. Earnings call, 12 Oct 2026, page 4
- 21. Earnings call, 12 Oct 2026, page 5
- 22. Earnings call, 12 Oct 2026, page 11
- 23. Annual report, 7 Aug 2026, page 139
- 24. Investor presentation, 12 Oct 2026, page 4
- 25. Earnings call, 12 Oct 2026, page 5
- 26. Earnings call, 12 Oct 2026, page 5
- 27. Investor presentation, 12 Oct 2026, page 12
- 28. Investor presentation, 12 Oct 2026, page 12
- 29. Annual report, 7 Aug 2026, page 155
- 30. Annual report, 7 Aug 2026, page 144
- 31. Annual report, 7 Aug 2026, page 145
- 32. Annual report, 7 Aug 2026, page 145
- 33. Earnings call, 12 Oct 2026, page 17
- 34. Earnings call, 12 Oct 2026, page 6
- 35. Earnings call, 12 Oct 2026, page 16
- 36. Earnings call, 12 Oct 2026, page 8
- 37. Earnings call, 12 Oct 2026, page 4
- 38. Exchange filing, 16 Oct 2026, page 1
- 39. Exchange filing, 30 Jul 2026, page 1
- 40. Exchange filing, 14 Jul 2026, page 1
- 41. Exchange filing, 25 Jun 2026, page 1
- 42. Exchange filing, 22 Jun 2026, page 1
Results
Standalone, as consolidated accounts are on record for only 9 of the last ten years; ₹ crore. Total income is interest earned plus other income, fees and treasury gains among it.RBL Bank quarterly results
- Total income growth, 12 monthsTotal income growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +9.0%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +122.7%
Quarter to Sep 2026, against the quarter before
- Total incomeTotal income. The pill is the change in total income against the quarter before: this period's figure divided by that one's, less one, in per cent. Total income in the glossary
- ₹5,399 Crup 12.50%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent. Net profit in the glossary
- ₹482 Crup 89.90%
Total income by quarter
Net profit by quarter, a loss in red
| ₹ crore | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 4,610 | 4,476 | 4,511 | 4,440 | 4,717 | 4,789 | 4,800 | 5,399 |
| Net profit | 33 | 69 | 200 | 179 | 214 | 230 | 254 | 482 |
Year to Mar 2026, against the year before
- Total incomeTotal income. The pill is the change in total income against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹18,457 Crup 3.43%
- Net profitNet profit. The pill is the change in net profit against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹822 Crup 18.27%
Total income by year
Net profit by year, a loss in red
- Net profit
- Loss
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total income | 4,469 | 5,576 | 7,743 | 10,425 | 10,272 | 10,516 | 11,619 | 15,437 | 17,845 | 18,457 |
| Net profit | 446 | 635 | 867 | 506 | 508 | −75 | 883 | 1,168 | 695 | 822 |
Business segments
Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit
- Retail BankingRetail Banking, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹16,511 Crup 2.33%48.0%
- TreasuryTreasury, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹10,097 Crup 3.90%29.3%
- Corporate / Wholesale BankingCorporate / Wholesale Banking, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹7,501 Crup 11.70%21.8%
- Other Banking OperationsOther Banking Operations, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹312 Cr0.9%
Valuation
Today, against the company's own history.RBL Bank PE ratio and valuation
At or below today's level on 96% of 2,035 trading days since Jul 2017.
At or below today's level on 81% of 1,752 trading days since Oct 2018.
At or below today's level on 36% of 2,450 trading days over the last 10 years.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | +67.3% | +17.2% | +42.5% | 0.3% |
| 3 years | +27.6% | −3.0% | +31.1% | 0.5% |
| 5 years | +7.4% | +9.4% | −2.3% | 0.5% |
Mutual fund holdings
233 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 93 of the 130 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 1 more fund filed its first portfolio on record, holding it.All 233 funds holding RBL Bank
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 6
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 4
- AddedAdded. Funds that held more shares than at the end of the month before.
- 65
- CutCut. Funds that held fewer shares than at the end of the month before.
- 65
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 92
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end. Sold out in the glossary
- 5
| Fund | |||
|---|---|---|---|
| 4,21,56,379 | 4.78% | ₹1,700.4 Cr | |
| 1,05,18,043 | 3.16% | ₹424.2 Cr | |
| 99,09,678 | 1.32% | ₹399.7 Cr | |
| 92,43,259 | 2.67% | ₹372.8 Cr | |
| 90,00,000 | 0.72% | ₹363.0 Cr | |
| 89,32,844 | 0.45% | ₹360.3 Cr | |
| 88,16,432 | 2.20% | ₹355.6 Cr | |
| 78,22,009 | 1.03% | ₹315.5 Cr | |
| 67,62,732 | 1.42% | ₹272.8 Cr | |
| 60,48,644 | 1.10% | ₹244.0 Cr |
Promoter and insider buying and selling
Trades made since 29 Oct 2025.RBL Bank insider trading
No promoter, director, key manager or employee bought or sold on the market.
- Promoters and promoter group: no market trade
- Others: no market trade · 204 pledge filings of unclear kind
RBL Bank competitors and peers
Private Sector Bank, 20 listed companies, priced on 28 Oct 2026. The table lists the 8 companies closest to RBL Bank in market cap.Finance companies
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 85,555 | 16.49 | 1.95 | +10.6% | +31.5% | 12.8% | 1.18% | 3.46% | 0.35% | |
| 83,428 | 10.05 | 1.15 | +2.7% | −10.6% | 11.8% | 2.10% | 3.54% | 0.00% | |
| 66,305 | 22.09 | 0.98 | −2.3% | – | 4.5% | 0.16% | 3.88% | 0.18% | |
| 63,404 | 21.09 | 1.28 | +13.4% | +109.2% | 6.3% | 0.43% | 6.22% | 0.34% | |
| 48,998 | 11.68 | 0.92 | +5.0% | +47.9% | 8.2% | 0.79% | 2.68% | 0.00% | |
| 33,854 | 11.44 | 2.20 | +13.6% | +40.6% | 21.0% | 1.96% | 4.19% | 0.74% | |
| 25,031 | 13.43 | 0.95 | +0.8% | +51.7% | 7.3% | 0.61% | 5.94% | 0.97% | |
| 21,302 | 14.29 | 1.90 | +21.6% | +23.3% | 14.1% | 1.52% | 3.57% | 0.93% |
Dividends
Per share, by the year it was paid for, and the latest payments.RBL Bank dividend history
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up. Dividend per share in the glossary| Ex-date | Type | Per share |
|---|---|---|
| 14 Aug 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. Final dividend in the glossary | ₹1.00 |
| 8 Sep 2025 | Final | ₹1.00 |
| 26 Jul 2024 | Final | ₹1.50 |
| 18 Aug 2023 | Final | ₹1.50 |
| 23 Mar 2020 | Interim | ₹1.50 |
| 1 Jul 2019 | Final | ₹2.70 |
Latest announcements
Routine notices left out.RBL Bank announcements
Oct 2026
27 Oct · Meeting
27 Oct · Disclosure
23 Oct · Analysts
19 Oct · Analysts
16 Oct · Analysts
RBL Bank share price by year
Each calendar year to 2025.RBL Bank share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 315.80 | +99.9% | 328.75 | 149.46 |
| 2024 | 158.00 | −43.4% | 295.00 | 152.12 |
| 2023 | 279.30 | +55.7% | 292.45 | 135.10 |
| 2022 | 179.40 | +41.1% | 179.40 | 77.20 |
| 2021 | 127.15 | −45.0% | 269.30 | 127.15 |
| 2020 | 231.05 | −33.0% | 369.55 | 105.15 |
| 2019 | 344.85 | −40.1% | 701.45 | 251.70 |
| 2018 | 575.60 | +12.8% | 639.90 | 453.70 |
| 2017 | 510.10 | +52.2% | 589.15 | 335.80 |
| 2016 | 335.10 | – | 395.80 | 285.90 |
Recent sessions
The 9 trading days to 27 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 27 Oct 2026 | 348.55 | 354.05 | 347.95 | 348.55 | 350.92 | 27,69,723 | 44.9% |
| 26 Oct 2026 | 345.65 | 352.40 | 338.55 | 348.50 | 348.08 | 56,73,200 | 35.2% |
| 23 Oct 2026 | 362.25 | 362.30 | 341.40 | 345.65 | 345.87 | 69,10,942 | 38.0% |
| 22 Oct 2026 | 358.00 | 362.90 | 354.35 | 361.00 | 359.62 | 23,51,245 | 29.9% |
| 21 Oct 2026 | 375.50 | 375.75 | 354.85 | 358.80 | 359.96 | 53,79,782 | 45.4% |
| 19 Oct 2026 | 380.00 | 381.00 | 374.00 | 375.75 | 377.05 | 22,53,293 | 33.6% |
| 16 Oct 2026 | 376.20 | 382.25 | 374.95 | 378.25 | 379.33 | 58,28,193 | 48.7% |
| 15 Oct 2026 | 387.20 | 389.50 | 373.35 | 374.15 | 380.79 | 87,08,805 | 53.3% |
| 14 Oct 2026 | 388.05 | 389.55 | 382.20 | 386.00 | 385.54 | 79,24,771 | 37.3% |
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 13 Jun 2022 | Price move | – | Between two trading sessions the price moved by a fifth or more. The company made an announcement in time for trading that day or the trading day before. Not adjusted for. |
| 16 Mar 2020 | Price move | – | Between two trading sessions the price moved by a fifth or more. The Nifty 500 moved 5% or more the same way over the same sessions. Not adjusted for. |
Company details
- NSE symbol
- RBLBANK
- BSE code
- 540065
- ISIN
- INE976G01028
- Industry
- Banks
- Website
- www.rbl.bank.in
- CIN
- L65191PN1943PLC007308
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 1943
- Registered office
- 1st Lane, Shahupuri, Kolhapur 416001, Maharashtra
- Share registrar
- MUFG Intime India Pvt. Ltd
- Keeps the register of shareholders and handles transfers and dividend payments