RBL Bank logo

RBL Bank share price

NSE: RBLBANKBSE: 540065BanksSmall Cap

RBL Bank Limited · Face value ₹10 · Listed Aug 2016 · Issue price ₹225
Last close ₹349.95up ₹1.40 (0.40%)BSE ₹349.20

Share price at the NSE close on 28 Oct 2026. Previous close ₹348.55.

28 Oct: open ₹349.20, high ₹352.80, low ₹347.75

52-week range of traded prices to 28 Oct 2026
₹287.20Low, 23 Jan 2026₹429.60High, 23 Sep 2026
Market cap
₹54,300 Cr346th largest listed
P/E
45.06
P/B
1.25
Dividend yield
0.29%
ROE
4.0%
NIM
4.52%
Gross NPA
1.02%
Net NPA
0.29%
CET1
29.04%
ROA
0.54%
Volume, NSE
16,90,39830.9% delivered

RBL Bank share price chart

Daily closes since Aug 2016, adjusted for splits and bonuses

+7.6%over a year · Nifty Private Bank −6.0% · Nifty 500 −8.8%

Results20-session average 60,15,648 shares a day, 38.8% delivered

About RBL Bank

RBL Bank Limited is a private sector bank serving individuals, small and mid-sized businesses and large companies across urban, semi-urban and rural India.12 For individuals it offers savings accounts, deposits, credit cards, loans, investments and payments; for companies, working capital, supply chain finance, cash management, project finance, term loans and foreign exchange.34 It also runs an international banking unit, which works as an overseas branch, at GIFT City in Gujarat.5

It reports results in corporate and wholesale banking, retail banking (including credit cards), treasury (its own investments and money-market dealing), and other banking operations such as selling insurance.67 Its wholly owned subsidiary, RBL FinServe Limited, works as its business correspondent (an agent that serves customers on the bank's behalf) in rural and semi-urban markets, sourcing microfinance loans, affordable housing loans and loans against property.8

It was incorporated in 1943 in Kolhapur, Maharashtra, where its registered office remains; its corporate office is in Mumbai.910 Emirates NBD Bank P.J.S.C. became its promoter on 18 Jun 2026, when the bank allotted it new shares giving it 60% of the equity, for a capital infusion of ₹26,016 crore.1112

RBL Bank key points

Results

  • Consolidated net profit for the year to Mar 2026 was ₹879.05 crore, against ₹717.06 crore a year earlier.13
  • On a standalone basis, net profit was ₹482 crore in the quarter to Sep 2026, up 170% from a year earlier and 90% from the previous quarter; its current return on assets (profit as a share of assets) was 0.92%.1415
  • Standalone net interest income (interest earned less interest paid) rose 37% from a year earlier and 29% from the previous quarter to ₹2,131 crore; the net interest margin (that income as a share of interest-earning assets) was 4.61%.16
  • Standalone operating profit (income less operating expenses, before provisions) was ₹1,396 crore in the quarter, and the cost-to-income ratio (operating expenses as a share of income) fell to 56.5% from 70.7% a year earlier.17

Loan book and deposits

  • Advances (loans) were ₹1,42,314 crore at the end of Sep 2026, up 42% from a year earlier, including ₹10,300 crore lent against FCNR deposits (foreign currency deposits of non-resident Indians).18
  • Wholesale loans grew 56% and retail loans 32% from a year earlier, a retail to wholesale mix of 56:44; within retail, secured loans (backed by collateral) grew 52% and unsecured loans 11%.19
  • Deposits were ₹1,56,272 crore at the end of Sep 2026, up 34% from a year earlier, or 6% excluding FCNR deposits, which stood at about ₹32,300 crore. The average CASA ratio (share of low-cost current and savings deposits) was 24%, or 28.1% without FCNR.202122
  • Retail loan products as a share of total advances, Mar 202623
    Itemyear to Mar 2026
    Business loans14.7%
    Credit cards14.2%
    Housing loans7.6%
    Microfinance6.7%
    Rural vehicle finance2.7%
    Personal loans2.6%
    Retail agri1.3%
    Others, including gold loans8.9%

Capital and asset quality

  • The capital adequacy ratio (capital as a share of risk-weighted assets) was 30.1% at the end of Sep 2026, with a CET1 (core equity) ratio of 29.0%, against 33.3% and 32.2% at the end of Jun 2026.24
  • Gross non-performing assets (loans that have stopped being repaid) were 1.02% of loans at the end of Sep 2026 and net NPAs (after provisions) 0.29%, with a provision coverage ratio (share of bad loans already provided for) of 71.5%.25
  • Credit costs (provisions for loan losses) were ₹771 crore in the quarter to Sep 2026, or 63 basis points (hundredths of a percentage point).26

Branches and reach

  • At the end of Sep 2026 the bank had 628 branches, 1,326 business correspondent branches (outlets run by agents on its behalf), 422 ATMs and 15.05 million customers, in more than 600 districts.27
  • Deposits by branch location, Sep 202628
    Itemquarter to Sep 2026
    Metro and GIFT City72%
    Urban19%
    Semi-urban6%
    Rural2%
  • Its subsidiary RBL FinServe had 1,080 microfinance branches (lending to small borrower groups) in Mar 2026, against 1,165 a year earlier, serving 34.05 lakh clients with loans of ₹9,832 crore under management, including the portfolio written off at the bank.29

Payments and remittances

  • In the year to Mar 2026 it processed ₹2,865 billion of payments for merchants (card and digital payments received by businesses), serving over 2 million merchants.3031
  • Through its Rupee Drawing Arrangement, a channel for overseas exchange houses and money transfer firms to send money into India, it processed about ₹45,984 crore in 65.16 lakh transactions spanning 99 countries in the year.32

What the company expects

  • On its earnings call of 12 Oct 2026, the company said its baseline for loan growth remains 22% to 25%, as a minimum.33
  • The company said on the same call that it plans to add about 30 to 50 branches a quarter and expects to take about 2.5 to 3 years to reach 1,000 branches.3435
  • The company said it expects credit costs on credit cards to come down from the low double digits to about 6%, as card slippages (loans newly turning bad) fall in the second half of the year to Mar 2027.36
  • The company said it is working to target trade flows in the corridors where Emirates NBD is present, and non-resident flows starting with the Middle East.37

Recent events

  • On 16 Oct 2026 the Reserve Bank of India approved the amalgamation of Emirates NBD's Indian branches into the bank, effective 1 Dec 2026, from when they are to work as its branches.38
  • On 30 Jul 2026 Moody's assigned the bank first-time Baa2 issuer ratings, with a stable outlook.39
  • On 14 Jul 2026 CARE upgraded the bank's Tier II bonds (bonds that count towards its capital) to AAA, the rating for the lowest credit risk, from AA-; ICRA had done the same on 25 Jun 2026.4041
  • On 22 Jun 2026 Crisil assigned AAA ratings to the bank's fixed deposits and infrastructure bonds.42

Last updated

All 42 sources, each with its page
  1. 1. Annual report, 7 Aug 2026, page 34
  2. 2. Annual report, 7 Aug 2026, page 52
  3. 3. Annual report, 7 Aug 2026, page 132
  4. 4. Annual report, 7 Aug 2026, page 130
  5. 5. Annual report, 7 Aug 2026, page 137
  6. 6. Annual report, 7 Aug 2026, page 269
  7. 7. Annual report, 7 Aug 2026, page 237
  8. 8. Annual report, 7 Aug 2026, page 155
  9. 9. Annual report, 7 Aug 2026, page 264
  10. 10. Annual report, 7 Aug 2026, page 300
  11. 11. Annual report, 7 Aug 2026, page 155
  12. 12. Annual report, 7 Aug 2026, page 40
  13. 13. Annual report, 7 Aug 2026, page 269
  14. 14. Earnings call, 12 Oct 2026, page 5
  15. 15. Earnings call, 12 Oct 2026, page 11
  16. 16. Earnings call, 12 Oct 2026, page 5
  17. 17. Earnings call, 12 Oct 2026, page 4
  18. 18. Earnings call, 12 Oct 2026, page 4
  19. 19. Earnings call, 12 Oct 2026, page 5
  20. 20. Earnings call, 12 Oct 2026, page 4
  21. 21. Earnings call, 12 Oct 2026, page 5
  22. 22. Earnings call, 12 Oct 2026, page 11
  23. 23. Annual report, 7 Aug 2026, page 139
  24. 24. Investor presentation, 12 Oct 2026, page 4
  25. 25. Earnings call, 12 Oct 2026, page 5
  26. 26. Earnings call, 12 Oct 2026, page 5
  27. 27. Investor presentation, 12 Oct 2026, page 12
  28. 28. Investor presentation, 12 Oct 2026, page 12
  29. 29. Annual report, 7 Aug 2026, page 155
  30. 30. Annual report, 7 Aug 2026, page 144
  31. 31. Annual report, 7 Aug 2026, page 145
  32. 32. Annual report, 7 Aug 2026, page 145
  33. 33. Earnings call, 12 Oct 2026, page 17
  34. 34. Earnings call, 12 Oct 2026, page 6
  35. 35. Earnings call, 12 Oct 2026, page 16
  36. 36. Earnings call, 12 Oct 2026, page 8
  37. 37. Earnings call, 12 Oct 2026, page 4
  38. 38. Exchange filing, 16 Oct 2026, page 1
  39. 39. Exchange filing, 30 Jul 2026, page 1
  40. 40. Exchange filing, 14 Jul 2026, page 1
  41. 41. Exchange filing, 25 Jun 2026, page 1
  42. 42. Exchange filing, 22 Jun 2026, page 1

Results

Standalone, as consolidated accounts are on record for only 9 of the last ten years; ₹ crore. Total income is interest earned plus other income, fees and treasury gains among it.RBL Bank quarterly results

Total income growth, 12 months
+9.0%
Net profit growth, 12 months
+122.7%

Quarter to Sep 2026, against the quarter before

Total income
₹5,399 Crup 12.50%
Net profit
₹482 Crup 89.90%

Total income by quarter

₹4,610 CrDec 24₹4,476 CrMar 25₹4,511 CrJun 25₹4,440 CrSep 25₹4,717 CrDec 25₹4,789 CrMar 26₹4,800 CrJun 26₹5,399 CrSep 26
Peak total income ₹5,399 Cr, quarter to Sep 2026; lowest ₹4,440 Cr, quarter to Sep 2025

Net profit by quarter, a loss in red

₹33 CrDec 24₹69 CrMar 25₹200 CrJun 25₹179 CrSep 25₹214 CrDec 25₹230 CrMar 26₹254 CrJun 26₹482 CrSep 26
₹ croreDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Total income4,6104,4764,5114,4404,7174,7894,8005,399
Net profit3369200179214230254482
Standalone. The last eight quarters. The latest is shaded.

Business segments

Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit

  • Retail Banking₹16,511 Crup 2.33%48.0%
  • Treasury₹10,097 Crup 3.90%29.3%
  • Corporate / Wholesale Banking₹7,501 Crup 11.70%21.8%
  • Other Banking Operations₹312 Cr0.9%
The pill is the change in revenue on the year before; the share is of all the businesses together.

Valuation

Today, against the company's own history.RBL Bank PE ratio and valuation

Price to earnings

At or below today's level on 96% of 2,035 trading days since Jul 2017.

LowestHighest
Its median22.04Industry median11.68
Price to book

At or below today's level on 81% of 1,752 trading days since Oct 2018.

LowestHighest
Its median0.97Industry median1.16
Dividend yield

At or below today's level on 36% of 2,450 trading days over the last 10 years.

LowestHighest
Its median0.35%Industry median0.79%

Where the return came from

Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.

OverReturn a yearEarnings growthChange in P/EDividend yield
1 year+67.3%+17.2%+42.5%0.3%
3 years+27.6%−3.0%+31.1%0.5%
5 years+7.4%+9.4%−2.3%0.5%
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth over 5 years is on profit divided by shares in issue at both ends: the earnings per share stated for one end does not match that year's profit and share count.

Shareholding

Per cent of the company's shares, from the filing for Sep 2026.RBL Bank shareholding pattern

Shareholding by group

  • Promoters59.88%
  • Foreign institutions8.70%
  • Indian institutions18.52%
  • Governments0.01%
  • Individuals and others12.89%
Holder
Emirates NBD Bank (P.J.S.C.)Promoter59.88%
Smallcap World Fund, IncForeign portfolio investors, category I1.21%
Holders are named in the company's own words: an insurer's holding can carry one of its funds' names. Mutual funds are left out here and listed fund by fund below.

Since Jun 2026: promoters −0.12 pts, foreign institutions −0.07 pts, Indian institutions +1.47 pts, mutual funds +1.68 pts.

The filing reports 92,91,34,820 of its 1,55,16,42,481 shares locked in.

Mutual fund holdings

233 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 93 of the 130 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 1 more fund filed its first portfolio on record, holding it.All 233 funds holding RBL Bank

Bought for the first time
6
Bought again
4
Added
65
Cut
65
Held unchanged
92
Sold out
5
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.

Promoter and insider buying and selling

Trades made since 29 Oct 2025.RBL Bank insider trading

No promoter, director, key manager or employee bought or sold on the market.

  • Promoters and promoter group: no market trade
  • Others: no market trade · 204 pledge filings of unclear kind
Bought and sold count trades on the market only. A pledge is shares given to a lender as security for a loan; a lender invokes it by selling them.

RBL Bank competitors and peers

Private Sector Bank, 20 listed companies, priced on 28 Oct 2026. The table lists the 8 companies closest to RBL Bank in market cap.Finance companies

Where the company sits among the companies nearest its size

Return on equity across, P/E up, size is market cap
Company
The Federal Bank logoThe Federal BankFEDERALBNK85,55516.491.95+10.6%+31.5%12.8%1.18%3.46%0.35%
IDBI Bank logoIDBI BankIDBI83,42810.051.15+2.7%−10.6%11.8%2.10%3.54%0.00%
IndusInd Bank logoIndusInd BankINDUSINDBK66,30522.090.98−2.3%–4.5%0.16%3.88%0.18%
IDFC First Bank logoIDFC First BankIDFCFIRSTB63,40421.091.28+13.4%+109.2%6.3%0.43%6.22%0.34%
Yes Bank logoYes BankYESBANK48,99811.680.92+5.0%+47.9%8.2%0.79%2.68%0.00%
Karur Vysya Bank logoKarur Vysya BankKARURVYSYA33,85411.442.20+13.6%+40.6%21.0%1.96%4.19%0.74%
Bandhan Bank logoBandhan BankBANDHANBNK25,03113.430.95+0.8%+51.7%7.3%0.61%5.94%0.97%
City Union Bank logoCity Union BankCUB21,30214.291.90+21.6%+23.3%14.1%1.52%3.57%0.93%
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.

Dividends

Per share, by the year it was paid for, and the latest payments.RBL Bank dividend history

Dividend per share, ₹, restated for later splits and bonuses

1.8Mar 172.1Mar 182.7Mar 191.5Mar 20Mar 21Mar 221.5Mar 231.5Mar 241Mar 251Mar 26
Highest ₹2.70 a share, year to Mar 2019.
Ex-dateTypePer share
14 Aug 2026Final₹1.00
8 Sep 2025Final₹1.00
26 Jul 2024Final₹1.50
18 Aug 2023Final₹1.50
23 Mar 2020Interim₹1.50
1 Jul 2019Final₹2.70
Latest payments, as declared, by ex-date.

Latest announcements

Routine notices left out.RBL Bank announcements

RBL Bank share price by year

Each calendar year to 2025.RBL Bank share price history

YearClose at year endChangeHighest closeLowest close
2025315.80+99.9%328.75149.46
2024158.00−43.4%295.00152.12
2023279.30+55.7%292.45135.10
2022179.40+41.1%179.4077.20
2021127.15−45.0%269.30127.15
2020231.05−33.0%369.55105.15
2019344.85−40.1%701.45251.70
2018575.60+12.8%639.90453.70
2017510.10+52.2%589.15335.80
2016335.10–395.80285.90
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2016 is from its first session, 31 Aug 2016.

Recent sessions

The 9 trading days to 27 Oct 2026, as traded on NSE; the latest is at the top of the page.

DateOpenHighLowCloseAverage priceVolumeDelivery
27 Oct 2026348.55354.05347.95348.55350.9227,69,72344.9%
26 Oct 2026345.65352.40338.55348.50348.0856,73,20035.2%
23 Oct 2026362.25362.30341.40345.65345.8769,10,94238.0%
22 Oct 2026358.00362.90354.35361.00359.6223,51,24529.9%
21 Oct 2026375.50375.75354.85358.80359.9653,79,78245.4%
19 Oct 2026380.00381.00374.00375.75377.0522,53,29333.6%
16 Oct 2026376.20382.25374.95378.25379.3358,28,19348.7%
15 Oct 2026387.20389.50373.35374.15380.7987,08,80553.3%
14 Oct 2026388.05389.55382.20386.00385.5479,24,77137.3%
Prices in ₹ per share as traded, not adjusted.

Price adjustments

What the price chart is corrected for, so it reads as one share held throughout.

Ex-dateEventPrice factorWhat happened
13 Jun 2022Price move–Between two trading sessions the price moved by a fifth or more. The company made an announcement in time for trading that day or the trading day before. Not adjusted for.
16 Mar 2020Price move–Between two trading sessions the price moved by a fifth or more. The Nifty 500 moved 5% or more the same way over the same sessions. Not adjusted for.
Each event is noted and not adjusted for.

Company details