Karur Vysya Bank logo

Karur Vysya Bank share price

NSE: KARURVYSYABSE: 590003BanksSmall Cap

Karur Vysya Bank Limited · Face value ₹2 · Listed Jul 2000
Last close ₹356.10up ₹1.60 (0.45%)BSE ₹352.00

Share price at the NSE close on 30 Oct 2026. Previous close ₹354.50.

30 Oct: open ₹356.50, high ₹358.50, low ₹346.80

52-week range of traded prices to 30 Oct 2026
₹236.63Low, 9 Dec 2025₹390.80High, 21 Oct 2026
Market cap
₹34,425 Cr279th largest listed
P/E
11.64
P/B
2.24
Dividend yield
0.73%
ROE
21.0%
NIM
4.19%
Gross NPA
0.69%
Net NPA
0.18%
CET1
17.97%
ROA
1.96%
Volume, NSE
29,59,74057.2% delivered

Karur Vysya Bank share price chart

Daily closes since Jan 2007, adjusted for splits and bonuses

+45.3%over a year · Nifty Smallcap 50 +5.4% · Nifty 500 −8.2%

ResultsDividend20-session average 47,34,531 shares a day, 46.9% delivered

About Karur Vysya Bank

Karur Vysya Bank Limited is a bank incorporated in Karur, Tamil Nadu, serving households, traders, farmers and small businesses.12 Its roots are in southern India, and it serves customers across India through branches and digital channels, including the DLite mobile app for individuals and KVB Corp for businesses.234

It is organised in 4 divisions: commercial banking for businesses, consumer banking for individuals, agricultural banking, and corporate and institutional banking.56 It offers businesses working capital and term loans, export credit, guarantees and letters of credit; individuals housing, gold, mortgage and personal loans; and farmers crop, dairy and fisheries loans.657 It also sells insurance and other companies' financial products and offers demat accounts (for holding shares electronically).8

It was incorporated on 22 Jun 1916 and had no subsidiaries at the end of Mar 2026.9 At 30 Sep 2026 the promoter group held 2% of its shares, resident individuals 34%, mutual funds 33%, foreign portfolio investors 18% and insurance companies 8%.10 B Ramesh Babu is Managing Director and CEO, and Meena Hemchandra is part-time Chairperson.1112

Karur Vysya Bank key points

Results

  • In the quarter to Sep 2026, net interest income (interest earned less interest paid) grew 25% from a year earlier and 5% from the previous quarter, and net profit was ₹788 crore, up 37% from a year earlier and 4% from the previous quarter.13
  • In the half year to Sep 2026, net profit was ₹1,543 crore, up 41% from a year earlier, and operating profit ₹2,258 crore, up 24%.14
  • Net interest margin (net interest income as a share of interest-earning assets) was 4.26% in the quarter to Sep 2026, or 4.34% including a one-off interest recovery from written-off loans; return on assets (profit as a share of total assets) was 2.1%.1516
  • For the year to Mar 2026, net profit was ₹2,510 crore, up 29% from ₹1,942 crore; operating profit rose 27% to ₹4,075 crore, and net interest income to ₹4,939 crore from ₹4,260 crore.171819

Loan book and deposits

  • Gross loans were ₹1,11,589 crore at the end of Sep 2026, up 20% from ₹92,724 crore a year earlier, and deposits ₹1,28,123 crore, up 16% from ₹1,10,492 crore.20
  • Retail, agriculture and MSME (micro, small and medium enterprise) loans made up 86% of the bank's loans at the end of Sep 2026, and corporate loans the remaining 14%.2122
  • Current and savings account deposits (CASA, the lower-cost part of deposits) were ₹35,265 crore at the end of Sep 2026, up 15% from a year earlier, and 27.52% of deposits, against 27.65% a year earlier.2324
  • Gold (jewel) loans were ₹32,153 crore at the end of Sep 2026, 29% of total loans, with loan-to-value (the loan as a share of the pledged gold's value) at 67% for farm gold loans and 59% for others.25

Branches and reach

  • The bank had 921 branches at the end of Sep 2026, against 901 at the end of Mar 2026, and 2,192 ATMs and cash recyclers.26
  • It had 1,02,08,660 customers and 9,883 employees at the end of Mar 2026.27
  • In the quarter to Sep 2026, 98% of its transactions were digital, and its DLite mobile banking app had 7.74 million downloads and more than 1.3 million monthly active users.2829

Asset quality and capital

  • Gross non-performing assets (NPAs, loans whose repayments have stopped) were 0.69% of loans at the end of Sep 2026, down 5 basis points (hundredths of a percentage point) in the quarter, and net NPAs (after provisions) 0.18%.30
  • In the quarter to Sep 2026, loans newly turning bad (slippages) were ₹123 crore, an annualised 0.44%, and the provision coverage ratio (provisions, including on written-off loans, as a share of bad loans) was 96.13%.3132
  • The capital adequacy ratio (capital as a share of risk-weighted assets, which regulators set a minimum for) was 17.97% at the end of Sep 2026, against 16.58% a year earlier.33

What the company expects

  • On its earnings call of 15 Oct 2026, the company said it expects loan growth of 18% to 20% in the year to Mar 2027.34
  • On its earnings call of 15 Oct 2026, the company said it expects a net interest margin above 4% and return on assets of about 2% or more for the year to Mar 2027, against its annual report's 3.75% to 3.80% and 1.7% to 1.8%.353637
  • On its earnings call of 15 Oct 2026, the company said it expects gross NPAs below 1.5%, net NPAs below 1% and slippages below 1%, and a cost-to-income ratio (operating costs as a share of income) below 45% over the next 2 quarters.38
  • On its earnings call of 15 Oct 2026, the company said it plans to open 50 branches in the year to Mar 2027, of which 20 were opened in the half year to Sep 2026, with Maharashtra and Gujarat next after southern India.3940

Recent events

  • Chandrasekaran M S completed his tenure as Chief Operating Officer on 15 Oct 2026, and Ramshankar R was to take charge from 16 Oct 2026.41
  • On 25 Sep 2026, the credit rating agency ICRA reaffirmed its A1+ rating on the bank's ₹12,000 crore certificate of deposit programme (short-term borrowing), after reaffirming its AA (Stable) issuer rating (its grade for the bank's overall creditworthiness) on 29 Jun 2026.4243
  • On 24 Apr 2026, the Reserve Bank of India approved B Ramesh Babu's reappointment as Managing Director and CEO for a third term of 2 years from 29 Jul 2026.44

Litigation and regulatory matters

  • In its exchange filing of 1 Sep 2026, the bank said the Income Tax Appellate Tribunal had set aside, in its favour, an appeals order on a ₹40.34 crore demand for the year to Mar 2022, with no financial impact on the bank.4546

Last updated

All 46 sources, each with its page
  1. 1. Annual report, 13 Jul 2026, page 357
  2. 2. Annual report, 13 Jul 2026, page 51
  3. 3. Investor presentation, 15 Oct 2026, page 38
  4. 4. Annual report, 13 Jul 2026, page 41
  5. 5. Annual report, 13 Jul 2026, page 38
  6. 6. Annual report, 13 Jul 2026, page 246
  7. 7. Annual report, 13 Jul 2026, page 249
  8. 8. Annual report, 13 Jul 2026, page 423
  9. 9. Annual report, 13 Jul 2026, page 433
  10. 10. Investor presentation, 15 Oct 2026, page 46
  11. 11. Annual report, 13 Jul 2026, page 47
  12. 12. Annual report, 13 Jul 2026, page 43
  13. 13. Earnings call, 15 Oct 2026, page 6
  14. 14. Investor presentation, 15 Oct 2026, page 5
  15. 15. Earnings call, 15 Oct 2026, page 5
  16. 16. Earnings call, 15 Oct 2026, page 7
  17. 17. Annual report, 13 Jul 2026, page 45
  18. 18. Annual report, 13 Jul 2026, page 41
  19. 19. Annual report, 13 Jul 2026, page 243
  20. 20. Investor presentation, 15 Oct 2026, page 14
  21. 21. Earnings call, 15 Oct 2026, page 3
  22. 22. Annual report, 13 Jul 2026, page 41
  23. 23. Investor presentation, 15 Oct 2026, page 5
  24. 24. Investor presentation, 15 Oct 2026, page 14
  25. 25. Earnings call, 15 Oct 2026, page 4
  26. 26. Investor presentation, 15 Oct 2026, page 38
  27. 27. Annual report, 13 Jul 2026, page 52
  28. 28. Investor presentation, 15 Oct 2026, page 36
  29. 29. Investor presentation, 15 Oct 2026, page 37
  30. 30. Earnings call, 15 Oct 2026, page 7
  31. 31. Earnings call, 15 Oct 2026, page 7
  32. 32. Investor presentation, 15 Oct 2026, page 5
  33. 33. Investor presentation, 15 Oct 2026, page 12
  34. 34. Earnings call, 15 Oct 2026, page 7
  35. 35. Earnings call, 15 Oct 2026, page 8
  36. 36. Earnings call, 15 Oct 2026, page 7
  37. 37. Annual report, 13 Jul 2026, page 47
  38. 38. Earnings call, 15 Oct 2026, page 8
  39. 39. Earnings call, 15 Oct 2026, page 7
  40. 40. Earnings call, 15 Oct 2026, page 17
  41. 41. Exchange filing, 15 Oct 2026, page 1
  42. 42. Exchange filing, 25 Sep 2026, page 1
  43. 43. Exchange filing, 29 Jun 2026, page 1
  44. 44. Exchange filing, 24 Apr 2026, page 1
  45. 45. Exchange filing, 1 Sep 2026, page 1
  46. 46. Exchange filing, 1 Sep 2026, page 2

Results

Standalone; ₹ crore. Total income is interest earned plus other income, fees and treasury gains among it.Karur Vysya Bank quarterly results

Total income growth, 12 months
+13.6%
Net profit growth, 12 months
+40.6%

Quarter to Sep 2026, against the quarter before

Total income
₹3,670 Crup 5.13%
Net profit
₹788 Crup 4.23%

Total income by quarter

₹2,953 CrDec 24₹3,025 CrMar 25₹3,016 CrJun 25₹3,320 CrSep 25₹3,303 CrDec 25₹3,519 CrMar 26₹3,491 CrJun 26₹3,670 CrSep 26
Peak total income ₹3,670 Cr, quarter to Sep 2026; lowest ₹2,953 Cr, quarter to Dec 2024

Net profit by quarter, a loss in red

₹496 CrDec 24₹513 CrMar 25₹521 CrJun 25₹574 CrSep 25₹690 CrDec 25₹725 CrMar 26₹756 CrJun 26₹788 CrSep 26
₹ croreDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Total income2,9533,0253,0163,3203,3033,5193,4913,670
Net profit496513521574690725756788
Standalone. The last eight quarters. The latest is shaded.

Business segments

Share of revenue, year to Mar 2026, standalone.Segment revenue and profit

  • Retail Banking₹8,233 Cr62.6%
  • Corporate/Wholesale Banking₹2,577 Crup 25.41%19.6%
  • Treasury₹2,127 Crup 21.91%16.2%
  • Other Banking Operations₹222 Crup 26.43%1.7%
The pill is the change in revenue on the year before; the share is of all the businesses together.

Valuation

Today, against the company's own history.Karur Vysya Bank PE ratio and valuation

Price to earnings

At or below today's level on 57% of 2,393 trading days over the last 10 years.

LowestHighest
Its median11.22Industry median12.65
Price to book

At or below today's level on 65% of 247 trading days over the last year.

LowestHighest
Its median2.12Industry median1.19
Dividend yield

At or below today's level on 23% of 2,462 trading days over the last 10 years.

LowestHighest
Its median1.05%Industry median0.78%

Where the return came from

Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.

OverReturn a yearEarnings growthChange in P/EDividend yield
1 year+66.9%+29.2%+28.5%0.9%
3 years+50.4%+31.2%+13.8%1.2%
5 years+46.0%+47.3%−2.1%1.8%
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add.

Shareholding

Per cent of the company's shares, from the filing for Sep 2026.Karur Vysya Bank shareholding pattern

Shareholding by group

  • Promoters1.95%
  • Foreign institutions18.10%
  • Indian institutions42.10%
  • Individuals and others37.85%
Holder
Rekha JhunjhunwalaResident individuals, over ₹2 lakh at face value4.16%
Sbi Life Insurance Co. LtdInsurance companies2.18%
Hdfc Life Insurance Company LimitedInsurance companies1.69%
Axis Max Life Insurance Limited (Various Fund)Insurance companies1.28%
Bajaj Life Insurance LimitedInsurance companies1.01%
Suriyanarayana A JPromoter0.35%
Holders are named in the company's own words: an insurer's holding can carry one of its funds' names. Mutual funds are left out here and listed fund by fund below.

Promoters have pledged 4.65% of their shares. Since Jun 2026: promoters −0.12 pts, foreign institutions +0.18 pts, Indian institutions +0.88 pts, mutual funds +0.86 pts.

Mutual fund holdings

192 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 69 of the 96 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.All 192 funds holding Karur Vysya Bank

Bought for the first time
1
Added
46
Cut
50
Held unchanged
95
Sold out
1
Fund
HDFC Mutual Fund logoHDFC Mid Cap FundHDFC Mutual Fund3,92,02,0001.25%₹1,273.3 Cr
Nippon India Mutual Fund logoNippon India Small Cap FundNippon India Mutual Fund3,19,07,2521.28%₹1,036.3 Cr
HDFC Mutual Fund logoHDFC Focused FundHDFC Mutual Fund1,89,66,1672.32%₹616.0 Cr
HSBC Mutual Fund logoHSBC Value FundHSBC Mutual Fund1,57,97,1603.50%₹513.1 Cr
Axis Mutual Fund logoAxis Small Cap FundAxis Mutual Fund1,21,32,8401.28%₹394.1 Cr
HSBC Mutual Fund logoHSBC Small Cap FundHSBC Mutual Fund1,16,30,7992.04%₹377.8 Cr
Canara Robeco Mutual Fund logoCanara Robeco Small Cap FundCanara Robeco Mutual Fund1,00,41,4822.33%₹326.1 Cr
Invesco Mutual Fund logoInvesco India Small Cap FundInvesco Mutual Fund96,79,6121.95%₹314.4 Cr
Edelweiss Mutual Fund logoEdelweiss Mid Cap FundEdelweiss Mutual Fund78,06,5201.32%₹253.6 Cr
Motilal Oswal Mutual Fund logoMotilal Oswal Small Cap FundMotilal Oswal Mutual Fund77,23,1873.02%₹250.8 Cr
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.

Promoter and insider buying and selling

Trades made since 1 Nov 2025.Karur Vysya Bank insider trading

Bought on the market Sold on the market
  • Promoters and promoter group0 purchases, 38 salesNo purchase₹9.80 CrNet−₹9.80 Cr2 pledges created · 2 pledges released · 4 pledge filings of unclear kind · 7 off-market moves
  • Directors and key managers0 purchases, 3 salesNo purchase₹1.79 CrNet−₹1.79 Cr
  • Others: no market trade
Bought and sold count trades on the market only. A pledge is shares given to a lender as security for a loan; a lender invokes it by selling them.

Karur Vysya Bank competitors and peers

Private Sector Bank, 20 listed companies, priced on 30 Oct 2026. The table lists the 8 companies closest to Karur Vysya Bank in market cap.Finance companies

Where the company sits among the companies nearest its size

Return on equity across, P/E up, size is market cap
Company
IndusInd Bank logoIndusInd BankINDUSINDBK65,29221.760.96−2.3%–4.5%0.16%3.88%0.18%
IDFC First Bank logoIDFC First BankIDFCFIRSTB62,08420.651.25+13.4%+109.2%6.3%0.43%6.22%0.35%
RBL Bank logoRBL BankRBLBANK54,46345.201.25+9.0%+122.7%4.0%0.54%4.52%0.28%
Yes Bank logoYes BankYESBANK47,55411.340.89+5.0%+47.9%8.2%0.79%2.68%0.00%
Bandhan Bank logoBandhan BankBANDHANBNK24,86513.350.94+0.8%+51.7%7.3%0.61%5.94%0.97%
City Union Bank logoCity Union BankCUB21,22314.241.90+21.6%+23.3%14.1%1.52%3.57%0.93%
The South Indian Bank logoThe South Indian BankSOUTHBANK14,5369.171.20+4.7%+16.8%14.0%1.09%2.80%0.81%
The Jammu & Kashmir Bank logoThe Jammu & Kashmir BankJ&KBANK12,9055.460.74+6.4%+13.0%14.5%1.32%3.78%0.00%
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.

Dividends

Per share, by the year it was paid for, and the latest payments.Karur Vysya Bank dividend history

Dividend per share, ₹, restated for later splits and bonuses

2.0Mar 170.5Mar 180.5Mar 19Mar 200.4Mar 211.3Mar 221.7Mar 232Mar 242.2Mar 252.6Mar 26
Highest ₹2.60 a share, year to Mar 2026.
Ex-dateTypePer share
24 Jul 2026Final₹2.60
7 Aug 2025Final₹2.60
1 Aug 2024Final₹2.40
7 Aug 2023Final₹2.00
19 Jul 2022Final₹1.60
23 Jul 2021Final₹0.50
Latest payments, as declared, by ex-date.

Latest announcements

Routine notices left out.Karur Vysya Bank announcements

Karur Vysya Bank share price by year

Each calendar year to 2025.Karur Vysya Bank share price history

YearClose at year endChangeHighest closeLowest close
2025263.83+45.8%263.83155.59
2024180.94+28.6%202.30135.88
2023140.75+49.1%141.9678.42
202294.38+148.6%95.0835.08
202137.96−0.4%52.2932.46
202038.13−24.1%50.0816.54
201950.21−32.3%78.4245.71
201874.17−21.8%95.7262.04
201794.85+53.1%120.4961.86
201661.93−16.7%81.6259.84
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.

Recent sessions

The 9 trading days to 29 Oct 2026, as traded on NSE; the latest is at the top of the page.

DateOpenHighLowCloseAverage priceVolumeDelivery
29 Oct 2026351.50360.05349.00354.50356.9222,72,11842.7%
28 Oct 2026352.00356.40348.50350.20352.6322,42,44953.0%
27 Oct 2026338.20353.00337.25350.60345.3124,96,08758.0%
26 Oct 2026336.00343.00326.10337.70337.3833,25,39249.2%
23 Oct 2026356.70358.90330.60336.30336.4247,52,61339.6%
22 Oct 2026359.65362.95351.00356.05355.4233,41,43451.5%
21 Oct 2026368.20390.80355.00359.65373.191,19,54,54826.9%
19 Oct 2026357.00376.25355.45370.05371.401,38,58,31125.4%
16 Oct 2026353.00365.90346.15355.65355.571,79,35,62018.3%
Prices in ₹ per share as traded, not adjusted.

Price adjustments

What the price chart is corrected for, so it reads as one share held throughout.Bonus shares and stock split history

Ex-dateEventPrice factorWhat happened
26 Aug 2025Bonus0.8333Holders received 1 bonus share for every 5 held.
14 Aug 2018Bonus0.9091Holders received 1 bonus share for every 10 held.
12 Oct 2017Rights issue–Shareholders were offered new shares. Noted, not adjusted for.
17 Nov 2016Split0.2000Each share became 5.
17 Feb 2011Rights issue–Shareholders were offered new shares. Noted, not adjusted for.
17 Feb 2011Price move–A corporate action went ex within three days of this move (Rights 2:5 @ Premium Rs.140/- Per Share, ex-date 17 Feb 2011), and its terms do not account for the move. Not adjusted for.
16 Sep 2010Bonus0.7143Holders received 2 bonus shares for every 5 held.
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout. Any other event is noted and not adjusted for.

Company details

Chairperson
MEENA HEMCHANDRA
At the end of the quarter to Sep 2026
Managing director
RAMESH BABU BODDU
At the end of the quarter to Sep 2026
NSE symbol
KARURVYSYA
BSE code
590003
ISIN
INE036D01028
Industry
Banks
CIN
L65110TN1916PLC001295
Corporate identity number, the registrar of companies' code for it
Incorporated
1916
Registered office
Erode Road, Central Office, Karur 639002, Tamil Nadu
Share registrar
MUFG Intime India Pvt. Ltd
Keeps the register of shareholders and handles transfers and dividend payments