Karur Vysya Bank share price
NSE: KARURVYSYABSE: 590003BanksSmall Cap
Share price at the NSE close on 30 Oct 2026. Previous close ₹354.50.
30 Oct: open ₹356.50, high ₹358.50, low ₹346.80
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹34,425 Cr279th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 11.64
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 2.24
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 0.73%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 21.0%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Net interest margin in the glossary
- 4.19%
- Gross NPAGross NPA, non-performing loans. Gross non-performing loans as a percentage of all loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is below the net share. At the end of Sep 2026.
- 0.69%
- Net NPANet NPA, non-performing loans. Net non-performing loans as a percentage of loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is above the gross share. At the end of Sep 2026.
- 0.18%
- CET1Common equity tier 1 ratio. The bank's core capital, mostly shareholders' money, as a percentage of its loans and other assets weighted by risk, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the figure is outside what it can be. At the end of Sep 2026. Common equity tier 1 ratio in the glossary
- 17.97%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. Return on assets in the glossary
- 1.96%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 29,59,74057.2% delivered
About Karur Vysya Bank
Karur Vysya Bank Limited is a bank incorporated in Karur, Tamil Nadu, serving households, traders, farmers and small businesses.12 Its roots are in southern India, and it serves customers across India through branches and digital channels, including the DLite mobile app for individuals and KVB Corp for businesses.234
It is organised in 4 divisions: commercial banking for businesses, consumer banking for individuals, agricultural banking, and corporate and institutional banking.56 It offers businesses working capital and term loans, export credit, guarantees and letters of credit; individuals housing, gold, mortgage and personal loans; and farmers crop, dairy and fisheries loans.657 It also sells insurance and other companies' financial products and offers demat accounts (for holding shares electronically).8
It was incorporated on 22 Jun 1916 and had no subsidiaries at the end of Mar 2026.9 At 30 Sep 2026 the promoter group held 2% of its shares, resident individuals 34%, mutual funds 33%, foreign portfolio investors 18% and insurance companies 8%.10 B Ramesh Babu is Managing Director and CEO, and Meena Hemchandra is part-time Chairperson.1112
Karur Vysya Bank key points
Results
- In the quarter to Sep 2026, net interest income (interest earned less interest paid) grew 25% from a year earlier and 5% from the previous quarter, and net profit was ₹788 crore, up 37% from a year earlier and 4% from the previous quarter.13
- In the half year to Sep 2026, net profit was ₹1,543 crore, up 41% from a year earlier, and operating profit ₹2,258 crore, up 24%.14
- Net interest margin (net interest income as a share of interest-earning assets) was 4.26% in the quarter to Sep 2026, or 4.34% including a one-off interest recovery from written-off loans; return on assets (profit as a share of total assets) was 2.1%.1516
- For the year to Mar 2026, net profit was ₹2,510 crore, up 29% from ₹1,942 crore; operating profit rose 27% to ₹4,075 crore, and net interest income to ₹4,939 crore from ₹4,260 crore.171819
Loan book and deposits
- Gross loans were ₹1,11,589 crore at the end of Sep 2026, up 20% from ₹92,724 crore a year earlier, and deposits ₹1,28,123 crore, up 16% from ₹1,10,492 crore.20
- Retail, agriculture and MSME (micro, small and medium enterprise) loans made up 86% of the bank's loans at the end of Sep 2026, and corporate loans the remaining 14%.2122
- Current and savings account deposits (CASA, the lower-cost part of deposits) were ₹35,265 crore at the end of Sep 2026, up 15% from a year earlier, and 27.52% of deposits, against 27.65% a year earlier.2324
- Gold (jewel) loans were ₹32,153 crore at the end of Sep 2026, 29% of total loans, with loan-to-value (the loan as a share of the pledged gold's value) at 67% for farm gold loans and 59% for others.25
Branches and reach
- The bank had 921 branches at the end of Sep 2026, against 901 at the end of Mar 2026, and 2,192 ATMs and cash recyclers.26
- It had 1,02,08,660 customers and 9,883 employees at the end of Mar 2026.27
- In the quarter to Sep 2026, 98% of its transactions were digital, and its DLite mobile banking app had 7.74 million downloads and more than 1.3 million monthly active users.2829
Asset quality and capital
- Gross non-performing assets (NPAs, loans whose repayments have stopped) were 0.69% of loans at the end of Sep 2026, down 5 basis points (hundredths of a percentage point) in the quarter, and net NPAs (after provisions) 0.18%.30
- In the quarter to Sep 2026, loans newly turning bad (slippages) were ₹123 crore, an annualised 0.44%, and the provision coverage ratio (provisions, including on written-off loans, as a share of bad loans) was 96.13%.3132
- The capital adequacy ratio (capital as a share of risk-weighted assets, which regulators set a minimum for) was 17.97% at the end of Sep 2026, against 16.58% a year earlier.33
What the company expects
- On its earnings call of 15 Oct 2026, the company said it expects loan growth of 18% to 20% in the year to Mar 2027.34
- On its earnings call of 15 Oct 2026, the company said it expects a net interest margin above 4% and return on assets of about 2% or more for the year to Mar 2027, against its annual report's 3.75% to 3.80% and 1.7% to 1.8%.353637
- On its earnings call of 15 Oct 2026, the company said it expects gross NPAs below 1.5%, net NPAs below 1% and slippages below 1%, and a cost-to-income ratio (operating costs as a share of income) below 45% over the next 2 quarters.38
- On its earnings call of 15 Oct 2026, the company said it plans to open 50 branches in the year to Mar 2027, of which 20 were opened in the half year to Sep 2026, with Maharashtra and Gujarat next after southern India.3940
Recent events
- Chandrasekaran M S completed his tenure as Chief Operating Officer on 15 Oct 2026, and Ramshankar R was to take charge from 16 Oct 2026.41
- On 25 Sep 2026, the credit rating agency ICRA reaffirmed its A1+ rating on the bank's ₹12,000 crore certificate of deposit programme (short-term borrowing), after reaffirming its AA (Stable) issuer rating (its grade for the bank's overall creditworthiness) on 29 Jun 2026.4243
- On 24 Apr 2026, the Reserve Bank of India approved B Ramesh Babu's reappointment as Managing Director and CEO for a third term of 2 years from 29 Jul 2026.44
Last updated
All 46 sources, each with its page
- 1. Annual report, 13 Jul 2026, page 357
- 2. Annual report, 13 Jul 2026, page 51
- 3. Investor presentation, 15 Oct 2026, page 38
- 4. Annual report, 13 Jul 2026, page 41
- 5. Annual report, 13 Jul 2026, page 38
- 6. Annual report, 13 Jul 2026, page 246
- 7. Annual report, 13 Jul 2026, page 249
- 8. Annual report, 13 Jul 2026, page 423
- 9. Annual report, 13 Jul 2026, page 433
- 10. Investor presentation, 15 Oct 2026, page 46
- 11. Annual report, 13 Jul 2026, page 47
- 12. Annual report, 13 Jul 2026, page 43
- 13. Earnings call, 15 Oct 2026, page 6
- 14. Investor presentation, 15 Oct 2026, page 5
- 15. Earnings call, 15 Oct 2026, page 5
- 16. Earnings call, 15 Oct 2026, page 7
- 17. Annual report, 13 Jul 2026, page 45
- 18. Annual report, 13 Jul 2026, page 41
- 19. Annual report, 13 Jul 2026, page 243
- 20. Investor presentation, 15 Oct 2026, page 14
- 21. Earnings call, 15 Oct 2026, page 3
- 22. Annual report, 13 Jul 2026, page 41
- 23. Investor presentation, 15 Oct 2026, page 5
- 24. Investor presentation, 15 Oct 2026, page 14
- 25. Earnings call, 15 Oct 2026, page 4
- 26. Investor presentation, 15 Oct 2026, page 38
- 27. Annual report, 13 Jul 2026, page 52
- 28. Investor presentation, 15 Oct 2026, page 36
- 29. Investor presentation, 15 Oct 2026, page 37
- 30. Earnings call, 15 Oct 2026, page 7
- 31. Earnings call, 15 Oct 2026, page 7
- 32. Investor presentation, 15 Oct 2026, page 5
- 33. Investor presentation, 15 Oct 2026, page 12
- 34. Earnings call, 15 Oct 2026, page 7
- 35. Earnings call, 15 Oct 2026, page 8
- 36. Earnings call, 15 Oct 2026, page 7
- 37. Annual report, 13 Jul 2026, page 47
- 38. Earnings call, 15 Oct 2026, page 8
- 39. Earnings call, 15 Oct 2026, page 7
- 40. Earnings call, 15 Oct 2026, page 17
- 41. Exchange filing, 15 Oct 2026, page 1
- 42. Exchange filing, 25 Sep 2026, page 1
- 43. Exchange filing, 29 Jun 2026, page 1
- 44. Exchange filing, 24 Apr 2026, page 1
- 45. Exchange filing, 1 Sep 2026, page 1
- 46. Exchange filing, 1 Sep 2026, page 2
Results
Standalone; ₹ crore. Total income is interest earned plus other income, fees and treasury gains among it.Karur Vysya Bank quarterly results
- Total income growth, 12 monthsTotal income growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +13.6%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +40.6%
Quarter to Sep 2026, against the quarter before
- Total incomeTotal income. The pill is the change in total income against the quarter before: this period's figure divided by that one's, less one, in per cent. Total income in the glossary
- ₹3,670 Crup 5.13%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent. Net profit in the glossary
- ₹788 Crup 4.23%
Total income by quarter
Net profit by quarter, a loss in red
| ₹ crore | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 2,953 | 3,025 | 3,016 | 3,320 | 3,303 | 3,519 | 3,491 | 3,670 |
| Net profit | 496 | 513 | 521 | 574 | 690 | 725 | 756 | 788 |
Year to Mar 2026, against the year before
- Total incomeTotal income. The pill is the change in total income against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹13,159 Crup 14.35%
- Net profitNet profit. The pill is the change in net profit against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹2,510 Crup 29.29%
Total income by year
Net profit by year, a loss in red
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total income | 6,405 | 6,600 | 6,779 | 7,145 | 6,527 | 6,357 | 7,675 | 9,863 | 11,508 | 13,159 |
| Net profit | 606 | 346 | 211 | 235 | 359 | 673 | 1,106 | 1,605 | 1,942 | 2,510 |
Business segments
Share of revenue, year to Mar 2026, standalone.Segment revenue and profit
- Retail BankingRetail Banking, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹8,233 Cr62.6%
- Corporate/Wholesale BankingCorporate/Wholesale Banking, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹2,577 Crup 25.41%19.6%
- TreasuryTreasury, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹2,127 Crup 21.91%16.2%
- Other Banking OperationsOther Banking Operations, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹222 Crup 26.43%1.7%
Valuation
Today, against the company's own history.Karur Vysya Bank PE ratio and valuation
At or below today's level on 57% of 2,393 trading days over the last 10 years.
At or below today's level on 65% of 247 trading days over the last year.
At or below today's level on 23% of 2,462 trading days over the last 10 years.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | +66.9% | +29.2% | +28.5% | 0.9% |
| 3 years | +50.4% | +31.2% | +13.8% | 1.2% |
| 5 years | +46.0% | +47.3% | −2.1% | 1.8% |
Mutual fund holdings
192 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 69 of the 96 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.All 192 funds holding Karur Vysya Bank
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 1
- AddedAdded. Funds that held more shares than at the end of the month before.
- 46
- CutCut. Funds that held fewer shares than at the end of the month before.
- 50
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 95
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end. Sold out in the glossary
- 1
| Fund | |||
|---|---|---|---|
| 3,92,02,000 | 1.25% | ₹1,273.3 Cr | |
| 3,19,07,252 | 1.28% | ₹1,036.3 Cr | |
| 1,89,66,167 | 2.32% | ₹616.0 Cr | |
| 1,57,97,160 | 3.50% | ₹513.1 Cr | |
| 1,21,32,840 | 1.28% | ₹394.1 Cr | |
| 1,16,30,799 | 2.04% | ₹377.8 Cr | |
| 1,00,41,482 | 2.33% | ₹326.1 Cr | |
| 96,79,612 | 1.95% | ₹314.4 Cr | |
| 78,06,520 | 1.32% | ₹253.6 Cr | |
| 77,23,187 | 3.02% | ₹250.8 Cr |
Promoter and insider buying and selling
Trades made since 1 Nov 2025.Karur Vysya Bank insider trading
- Promoters and promoter group0 purchases, 38 salesNo purchase₹9.80 CrNetNet. The value bought on the market less the value sold, over the trades whose filers stated a value.−₹9.80 Cr2 pledges created · 2 pledges released · 4 pledge filings of unclear kind · 7 off-market moves
- Directors and key managers0 purchases, 3 salesNo purchase₹1.79 CrNet−₹1.79 Cr
- Others: no market trade
Karur Vysya Bank competitors and peers
Private Sector Bank, 20 listed companies, priced on 30 Oct 2026. The table lists the 8 companies closest to Karur Vysya Bank in market cap.Finance companies
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 65,292 | 21.76 | 0.96 | −2.3% | – | 4.5% | 0.16% | 3.88% | 0.18% | |
| 62,084 | 20.65 | 1.25 | +13.4% | +109.2% | 6.3% | 0.43% | 6.22% | 0.35% | |
| 54,463 | 45.20 | 1.25 | +9.0% | +122.7% | 4.0% | 0.54% | 4.52% | 0.28% | |
| 47,554 | 11.34 | 0.89 | +5.0% | +47.9% | 8.2% | 0.79% | 2.68% | 0.00% | |
| 24,865 | 13.35 | 0.94 | +0.8% | +51.7% | 7.3% | 0.61% | 5.94% | 0.97% | |
| 21,223 | 14.24 | 1.90 | +21.6% | +23.3% | 14.1% | 1.52% | 3.57% | 0.93% | |
| 14,536 | 9.17 | 1.20 | +4.7% | +16.8% | 14.0% | 1.09% | 2.80% | 0.81% | |
| 12,905 | 5.46 | 0.74 | +6.4% | +13.0% | 14.5% | 1.32% | 3.78% | 0.00% |
Dividends
Per share, by the year it was paid for, and the latest payments.Karur Vysya Bank dividend history
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up. Dividend per share in the glossary| Ex-date | Type | Per share |
|---|---|---|
| 24 Jul 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. Final dividend in the glossary | ₹2.60 |
| 7 Aug 2025 | Final | ₹2.60 |
| 1 Aug 2024 | Final | ₹2.40 |
| 7 Aug 2023 | Final | ₹2.00 |
| 19 Jul 2022 | Final | ₹1.60 |
| 23 Jul 2021 | Final | ₹0.50 |
Latest announcements
Routine notices left out.Karur Vysya Bank announcements
Oct 2026
28 Oct · Updates
15 Oct · Board meeting
Karur Vysya Bank share price by year
Each calendar year to 2025.Karur Vysya Bank share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 263.83 | +45.8% | 263.83 | 155.59 |
| 2024 | 180.94 | +28.6% | 202.30 | 135.88 |
| 2023 | 140.75 | +49.1% | 141.96 | 78.42 |
| 2022 | 94.38 | +148.6% | 95.08 | 35.08 |
| 2021 | 37.96 | −0.4% | 52.29 | 32.46 |
| 2020 | 38.13 | −24.1% | 50.08 | 16.54 |
| 2019 | 50.21 | −32.3% | 78.42 | 45.71 |
| 2018 | 74.17 | −21.8% | 95.72 | 62.04 |
| 2017 | 94.85 | +53.1% | 120.49 | 61.86 |
| 2016 | 61.93 | −16.7% | 81.62 | 59.84 |
Recent sessions
The 9 trading days to 29 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 29 Oct 2026 | 351.50 | 360.05 | 349.00 | 354.50 | 356.92 | 22,72,118 | 42.7% |
| 28 Oct 2026 | 352.00 | 356.40 | 348.50 | 350.20 | 352.63 | 22,42,449 | 53.0% |
| 27 Oct 2026 | 338.20 | 353.00 | 337.25 | 350.60 | 345.31 | 24,96,087 | 58.0% |
| 26 Oct 2026 | 336.00 | 343.00 | 326.10 | 337.70 | 337.38 | 33,25,392 | 49.2% |
| 23 Oct 2026 | 356.70 | 358.90 | 330.60 | 336.30 | 336.42 | 47,52,613 | 39.6% |
| 22 Oct 2026 | 359.65 | 362.95 | 351.00 | 356.05 | 355.42 | 33,41,434 | 51.5% |
| 21 Oct 2026 | 368.20 | 390.80 | 355.00 | 359.65 | 373.19 | 1,19,54,548 | 26.9% |
| 19 Oct 2026 | 357.00 | 376.25 | 355.45 | 370.05 | 371.40 | 1,38,58,311 | 25.4% |
| 16 Oct 2026 | 353.00 | 365.90 | 346.15 | 355.65 | 355.57 | 1,79,35,620 | 18.3% |
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.Bonus shares and stock split history
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 26 Aug 2025 | Bonus | 0.8333 | Holders received 1 bonus share for every 5 held. |
| 14 Aug 2018 | Bonus | 0.9091 | Holders received 1 bonus share for every 10 held. |
| 12 Oct 2017 | Rights issue | – | Shareholders were offered new shares. Noted, not adjusted for. |
| 17 Nov 2016 | Split | 0.2000 | Each share became 5. |
| 17 Feb 2011 | Rights issue | – | Shareholders were offered new shares. Noted, not adjusted for. |
| 17 Feb 2011 | Price move | – | A corporate action went ex within three days of this move (Rights 2:5 @ Premium Rs.140/- Per Share, ex-date 17 Feb 2011), and its terms do not account for the move. Not adjusted for. |
| 16 Sep 2010 | Bonus | 0.7143 | Holders received 2 bonus shares for every 5 held. |
Company details
- NSE symbol
- KARURVYSYA
- BSE code
- 590003
- ISIN
- INE036D01028
- Industry
- Banks
- Website
- www.kvb.co.in
- CIN
- L65110TN1916PLC001295
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 1916
- Registered office
- Erode Road, Central Office, Karur 639002, Tamil Nadu
- Share registrar
- MUFG Intime India Pvt. Ltd
- Keeps the register of shareholders and handles transfers and dividend payments