IDFC First Bank Q2 results, quarter to Sep 2026

NSE: IDFCFIRSTBBSE: 539437BanksMid Cap

IDFC First Bank Limited · Formerly IDFC Bank · Face value ₹10 · Listed Nov 2015

₹71.36₹0.38 (0.53%)BSE ₹71.40

Share price at the NSE close on 27 Oct 2026. Previous close ₹71.74.

27 Oct: open ₹71.74, high ₹72.19, low ₹71.18

52-week range of traded prices to 27 Oct 2026

₹58.08Low, 2 Apr 2026₹89.61High, 23 Sep 2026

Market cap: ₹61,532 Cr167th largest listed
P/E: 20.47
P/B: 1.24
Dividend yield: 0.35%
ROE: 6.3%
NIM: 6.22%
Gross NPA: 1.32%
Net NPA: 0.40%
CET1: 13.00%
ROA: 0.43%
Volume, NSE: 2,28,16,96847.8% delivered

IDFC First Bank filed its Q2 results for the quarter to Sep 2026 on 24 Oct 2026 at 5:47 pm, consolidated: the company and its subsidiaries together.

Q2 results, quarter to Sep 2026

₹ crore.IDFC First Bank annual results and balance sheet

Total income: ₹14,228 Cr+20.3% on a year ago · +6.5% on the quarter before
Net profit: ₹1,049 Cr+201.7% on a year ago · −8.6% on the quarter before
Earnings per share: ₹1.22+248.6% on a year ago · −8.3% on the quarter before
Net interest income: ₹6,189 Cr
Profit before provisions: ₹2,552 Cr

From interest earned to net profit, ₹ crore

Interest earned11,923
Interest paid−5,735
Net interest income6,189
Other income+2,305
Operating expenses−5,942
Before provisions2,552
Set aside for bad loans−1,139
Profit before tax1,412
Tax−363
Net profit1,049

IDFC First Bank results by quarter

Consolidated: the company and its subsidiaries together. Latest quarter to Sep 2026. Results for the quarter to Dec 2026 are due by 14 Feb 2027, 45 days after it ends. Every company's dates are on the results calendar.Results filings and date

Total income and net profit by quarter, ₹ crore

Total income
Net profit

Net interest income and money set aside for bad loans by quarter, ₹ crore

Net interest income
Set aside for bad loans

₹ crore	Dec 2021Q3	Mar 2022	Jun 2022Q1	Sep 2022	Dec 2022Q3	Mar 2023	Jun 2023Q1	Sep 2023	Dec 2023Q3	Mar 2024	Jun 2024Q1	Sep 2024	Dec 2024Q3	Mar 2025Q4	Jun 2025Q1	Sep 2025Q2	Dec 2025Q3	Mar 2026Q4	Jun 2026Q1	Sep 2026Q2
Total income	5,199	5,385	5,777	6,531	7,064	7,822	8,232	8,766	9,396	9,863	10,363	10,684	11,123	11,308	11,869	11,828	12,542	12,183	13,361	14,228
	4,429	4,554	4,922	5,470	5,912	6,424	6,869	7,356	7,880	8,220	8,789	8,957	9,343	9,413	9,642	9,937	10,417	10,553	11,051	11,923
On loans	3,599	3,826	4,170	4,603	5,000	5,386	5,844	6,325	6,747	6,999	7,367	7,581	7,915	7,971	8,136	8,320	8,776	8,967	9,438	10,169
On investments	687	623	653	802	823	954	942	968	1,035	1,173	1,328	1,282	1,314	1,395	1,432	1,479	1,526	1,512	1,475	1,649
On balances with the RBI and other banks	117	79	65	24	33	26	29	22	21	23	24	33	29	28	25	34	34	38	61	71
Other interest	26	26	34	40	56	57	54	43	76	25	70	61	85	19	49	104	81	36	76	34
Interest paid	1,849	1,884	2,170	2,467	2,626	2,827	3,122	3,406	3,592	3,750	4,093	4,169	4,440	4,505	4,709	4,824	4,924	4,876	5,077	5,735
Net interest income	2,580	2,669	2,751	3,002	3,286	3,597	3,747	3,951	4,287	4,471	4,695	4,788	4,903	4,908	4,933	5,113	5,493	5,677	5,974	6,189
Other income	769	831	856	1,061	1,152	1,398	1,364	1,410	1,517	1,642	1,574	1,727	1,780	1,895	2,227	1,891	2,125	1,630	2,310	2,305
	2,566	2,661	2,649	2,880	3,162	3,418	3,638	3,849	4,219	4,442	4,422	4,539	4,922	5,008	4,930	5,129	5,608	6,237	5,658	5,942
Employee costs	824	897	956	1,045	1,088	1,190	1,333	1,377	1,405	1,519	1,534	1,617	1,614	1,736	1,761	1,878	2,043	2,004	2,130	2,187
Other operating expenses	1,742	1,764	1,693	1,835	2,074	2,229	2,305	2,472	2,815	2,923	2,888	2,922	3,308	3,272	3,169	3,250	3,565	4,233	3,528	3,756
Profit before provisions	783	840	958	1,184	1,277	1,577	1,472	1,511	1,585	1,671	1,847	1,977	1,760	1,795	2,230	1,876	2,009	1,070	2,626	2,552
Set aside for bad loans	392	369	308	424	450	482	476	528	655	722	994	1,732	1,338	1,450	1,659	1,452	1,398	869	1,144	1,139
Exceptional items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	391	470	650	760	827	1,094	996	983	930	948	853	245	422	344	571	424	611	201	1,482	1,412
Tax	101	118	165	193	210	278	265	236	198	216	210	33	82	49	118	76	133	−130	334	363
Net profitThe lines under it are parts of it, not all of it.	290	352	485	567	617	816	732	747	732	732	643	212	340	296	453	348	479	331	1,148	1,049
Earnings per share	₹0.47	₹0.57	₹0.78	₹0.91	₹0.99	₹1.30	₹1.10	₹1.12	₹1.04	₹1.04	₹0.91	₹0.28	₹0.46	₹0.40	₹0.62	₹0.35	₹0.54	₹0.38	₹1.33	₹1.22
Diluted earnings per share	₹0.46	₹0.56	₹0.77	₹0.90	₹0.98	₹1.28	₹1.09	₹1.11	₹1.03	₹1.02	₹0.90	₹0.28	₹0.46	₹0.40	₹0.61	₹0.35	₹0.54	₹0.38	₹1.32	₹1.21

Earnings per share in rupees, restated for later splits and bonuses.

Segment results by quarter

Consolidated, ₹ crore, quarters to Sep 2026.IDFC First Bank segment results by year

Retail Banking
Revenue, ₹ crore
10,089
10,687
11,174
11,742
12,216
12,182
12,760
13,243
13,904
13,976
14,617
15,832
Dec 23Mar 24Jun 24Sep 24Dec 24Mar 25Jun 25Sep 25Dec 25Mar 26Jun 26Sep 26
Profit, ₹ crore
484
558
373
45
−54
−254
−355
48
108
434
696
1,024
Dec 23Mar 24Jun 24Sep 24Dec 24Mar 25Jun 25Sep 25Dec 25Mar 26Jun 26Sep 26
Treasury
Revenue, ₹ crore
4,455
4,800
6,261
6,363
6,593
6,850
7,375
6,993
7,296
6,763
7,732
8,219
Dec 23Mar 24Jun 24Sep 24Dec 24Mar 25Jun 25Sep 25Dec 25Mar 26Jun 26Sep 26
Profit, ₹ crore
16
53
166
151
79
268
616
−27
28
−96
415
36
Dec 23Mar 24Jun 24Sep 24Dec 24Mar 25Jun 25Sep 25Dec 25Mar 26Jun 26Sep 26
Wholesale Banking
Revenue, ₹ crore
2,057
2,046
2,136
2,192
2,328
2,513
2,652
2,717
2,893
2,904
3,193
3,459
Dec 23Mar 24Jun 24Sep 24Dec 24Mar 25Jun 25Sep 25Dec 25Mar 26Jun 26Sep 26
Profit, ₹ crore
381
281
328
19
291
262
320
422
488
−140
409
461
Dec 23Mar 24Jun 24Sep 24Dec 24Mar 25Jun 25Sep 25Dec 25Mar 26Jun 26Sep 26
Other Banking Business
Revenue, ₹ crore
221
294
196
253
286
340
220
233
265
309
230
243
Dec 23Mar 24Jun 24Sep 24Dec 24Mar 25Jun 25Sep 25Dec 25Mar 26Jun 26Sep 26
Profit, ₹ crore
124
189
91
140
170
215
92
104
123
168
88
92
Dec 23Mar 24Jun 24Sep 24Dec 24Mar 25Jun 25Sep 25Dec 25Mar 26Jun 26Sep 26

₹ crore	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue of all businesses	16,822	17,827	19,766	20,550	21,422	21,884	23,006	23,186	24,359	23,952	25,772	27,753
Company revenue, as in its results	9,396	9,863	10,363	10,684	11,123	11,308	11,869	11,828	12,542	12,183	13,361	14,228
Revenue	10,089	10,687	11,174	11,742	12,216	12,182	12,760	13,243	13,904	13,976	14,617	15,832
Revenue growth	44.2%	40.7%	34.4%	27.0%	21.1%	14.0%	14.2%	12.8%	13.8%	14.7%	14.5%	19.6%
Profit	484	558	373	45	−54	−254	−355	48	108	434	696	1,024
Profit growth	−20.9%	6.4%	−24.8%	−90.9%	–	–	–	7.0%	–	–	–	2,043.5%
Margin	4.8%	5.2%	3.3%	0.4%	−0.4%	−2.1%	−2.8%	0.4%	0.8%	3.1%	4.8%	6.5%
Assets	1,57,423	1,68,159	1,75,337	1,85,431	1,90,500	1,97,461	2,06,569	2,16,224	2,24,600	2,33,311	2,41,404	2,76,002
Liabilities	1,45,946	1,58,608	1,71,444	1,84,389	1,89,643	2,00,031	2,14,114	2,23,282	2,33,383	2,34,331	2,49,233	2,91,810
Revenue	4,455	4,800	6,261	6,363	6,593	6,850	7,375	6,993	7,296	6,763	7,732	8,219
Revenue growth	32.0%	21.2%	52.4%	49.8%	48.0%	42.7%	17.8%	9.9%	10.7%	−1.3%	4.8%	17.5%
Profit	16	53	166	151	79	268	616	−27	28	−96	415	36
Profit growth	−8.5%	−84.1%	−18.4%	68.3%	397.5%	407.6%	271.2%	–	−64.1%	–	−32.7%	–
Margin	0.4%	1.1%	2.7%	2.4%	1.2%	3.9%	8.4%	−0.4%	0.4%	−1.4%	5.4%	0.4%
Assets	78,334	90,331	93,476	93,900	1,01,068	99,596	1,05,426	1,12,233	1,11,272	1,07,236	1,14,451	1,22,867
Liabilities	36,314	43,620	43,569	41,079	44,131	33,139	36,112	35,839	36,497	32,586	36,963	44,134
Revenue	2,057	2,046	2,136	2,192	2,328	2,513	2,652	2,717	2,893	2,904	3,193	3,459
Revenue growth	21.5%	13.7%	11.4%	8.4%	13.2%	22.8%	24.1%	23.9%	24.3%	15.6%	20.4%	27.3%
Profit	381	281	328	19	291	262	320	422	488	−140	409	461
Profit growth	46.3%	8.4%	13.5%	−95.7%	−23.8%	−6.7%	−2.5%	2,105.9%	68.0%	–	28.1%	9.2%
Margin	18.5%	13.7%	15.3%	0.9%	12.5%	10.4%	12.1%	15.5%	16.9%	−4.8%	12.8%	13.3%
Assets	31,927	33,996	35,092	38,317	41,482	44,182	46,903	51,198	55,127	56,436	62,951	69,647
Liabilities	56,222	60,796	57,621	57,294	63,424	71,685	71,606	75,021	75,159	84,242	84,746	84,001
Revenue	221	294	196	253	286	340	220	233	265	309	230	243
Revenue growth	68.9%	75.5%	−4.7%	38.3%	29.6%	15.5%	–	−7.9%	−7.4%	−9.0%	–	4.5%
Profit	124	189	91	140	170	215	92	104	123	168	88	92
Profit growth	99.4%	94.3%	−24.8%	68.8%	37.8%	13.5%	–	−25.6%	−27.7%	−21.7%	–	−11.4%
Margin	55.9%	64.2%	46.3%	55.2%	59.5%	63.1%	41.9%	44.6%	46.5%	54.3%	38.1%	37.9%
Assets	98	87	69	40	91	108	63	86	72	80	102	113
Liabilities	44	52	30	43	43	47	48	50	64	67	51	60
Revenue	51	0	22	29	72	0	35	64	46	20	55	−1
Profit	−75	−132	−104	−109	−63	−146	−102	−123	−136	−165	−126	−200
Assets	3,019	3,637	2,938	2,864	2,816	2,562	2,564	2,593	2,395	2,711	1,882	1,916
Liabilities	719	860	730	771	828	851	857	1,587	1,275	1,145	1,021	966

Profit is before tax and finance costs, the way companies report their segments.

Q2 results, quarter to Sep 2026

From interest earned to net profit, ₹ crore

IDFC First Bank results by quarter

Total income and net profit by quarter, ₹ crore

Net interest income and money set aside for bad loans by quarter, ₹ crore

Segment results by quarter

Retail Banking

Treasury

Wholesale Banking

Other Banking Business