Indian Bank share price
NSE: INDIANBBSE: 532814BanksLarge Cap
Share price at the NSE close on 28 Oct 2026. Previous close ₹840.00.
28 Oct: open ₹835.00, high ₹840.45, low ₹831.75
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹1,13,118 Cr89th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 8.56
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 1.30
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 2.17%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 16.1%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. For the whole group. Net interest margin in the glossary
- 3.07%
- Gross NPAGross NPA, non-performing loans. Gross non-performing loans as a percentage of all loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is below the net share. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company.
- 1.61%
- Net NPANet NPA, non-performing loans. Net non-performing loans as a percentage of loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is above the gross share. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company.
- 0.14%
- CET1Common equity tier 1 ratio. The bank's core capital, mostly shareholders' money, as a percentage of its loans and other assets weighted by risk, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the figure is outside what it can be. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company. Common equity tier 1 ratio in the glossary
- 15.18%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. For the whole group. Return on assets in the glossary
- 1.25%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 8,78,07155.8% delivered
About Indian Bank
Indian Bank is a nationalised bank, run from its corporate office in Chennai, that takes deposits and lends across India.123 It lends mainly to retail customers, farmers and micro, small and medium enterprises (MSMEs), as well as to companies, and offers government departments tailored products and payment services.456 Outside India it has branches in Singapore, Colombo and Jaffna and a banking unit at GIFT City in Gujarat.5
It says it was the first bank to fund self-help groups (small groups that borrow together), in 1989.7 Bank of Thanjavur, with 157 branches, was merged into it in 1990, and it made an initial public offer of shares in February 2007.8 The Government of India announced the merger of Allahabad Bank into it, and the combined bank began operating on 1 Apr 2020.89
The Government of India, its promoter, held 73.84% of its shares at the end of September 2026.1011 Its listed subsidiaries are Indbank Merchant Banking Services, a merchant banker (a firm that manages share issues for companies) in which it held 64.84% at the end of March 2026, and Ind Bank Housing; Indbank Global Support Services, wholly owned, provides outsourced banking services.11213 At the same date it held 28.52% of Universal Sompo General Insurance and 38.26% of Asrec (India), its joint ventures, and 35% of each of the 2 regional rural banks (government-backed banks that serve rural areas) it sponsors, Tamil Nadu Grama Bank and Puducherry Grama Bank.11214
Indian Bank key points
Results
- In the quarter to Sep 2026, standalone net profit was ₹3,462 crore, up 14.71% from a year earlier, and net interest income (interest earned minus interest paid) ₹7,719 crore, up 17.83%.15
- In the year to Mar 2026, consolidated revenue was ₹78,332.70 crore, ₹2,503.23 crore of it from international operations, and consolidated net profit ₹11,704.28 crore, against ₹11,261.47 crore a year earlier.1617
- Consolidated net profit for the year to Mar 2026 is after ₹766.59 crore transferred to profit and loss: the gap between the book value of its Saptagiri Grameena Bank stake and what it received when that rural bank merged into Andhra Pradesh Grameena Bank.1810
Asset quality and capital
- On a standalone basis, gross non-performing assets (NPAs, loans whose borrowers have stopped paying) were ₹11,612.52 crore at the end of September 2026, 1.61% of advances against 2.60% a year earlier; net NPAs, after provisions, were 0.14%.19
- The provision coverage ratio (the share of bad loans covered by money set aside) was 98.22% at the end of September 2026.20
- Its standalone capital adequacy ratio (capital as a share of risk-weighted assets) was 16.21% at the end of September 2026, with the common equity tier 1 ratio, its core capital, at 15.18%.21
Business segments
- Consolidated revenue by business segment162223Treasury holds the investment portfolio and trades foreign exchange and derivatives; retail banking includes 3 digital banking units.
Item year to Mar 2026 Retail banking ₹32,213.67 crore Corporate and wholesale banking ₹25,027.09 crore Treasury ₹18,739.55 crore Other banking operations ₹2,352.39 crore
Loan book and deposits
- At the end of September 2026, total business (deposits plus advances) was ₹15.96 lakh crore, up 14.22% from a year earlier: deposits ₹8.74 lakh crore, up 12.50%, and advances ₹7.22 lakh crore, up 16.39%.24
- Domestic advances were ₹6,59,796 crore, up 15.04%, and current and savings accounts (CASA, which usually cost a bank less) were 39.36% of domestic deposits.2526
- Domestic advances by sector, end of September 202627Retail, agriculture and MSME loans together were 67.04% of domestic advances.
Item quarter to Sep 2026 Corporate ₹2,17,494 crore Agriculture ₹1,71,320 crore Retail ₹1,53,165 crore MSME ₹1,17,817 crore - Home loans, including mortgage loans, were ₹89,630 crore, up 12.33% from a year earlier, and jewel loans (loans against gold) outside priority lending ₹22,163 crore, up 58.16%.25
Branches and reach
- At the end of September 2026 Indian Bank had 6,017 domestic branches, 5,678 ATMs and cash-deposit machines, and 18,379 business correspondents (agents who offer basic banking on its behalf).28
- Domestic branches by area, end of September 202629
Item quarter to Sep 2026 Rural 2,013 (33%) Semi-urban 1,611 (27%) Metro 1,197 (20%) Urban 1,196 (20%) - Through 5 lakh self-help groups, Indian Bank reached 52 lakh women at the end of September 2026.30
What the company expects
- In its presentation of 15 Oct 2026, the company said it expects deposits to grow 11% to 12% and advances 13% to 14% in the year to Mar 2027.31
- In its presentation of 15 Oct 2026, the company said it expects a net interest margin of 3.10% to 3.25%, return on assets of 1.20% to 1.30% and recoveries of ₹4,500 crore to ₹5,500 crore in that year.32
- The company stated in its annual report for the year to Mar 2026 that it aims to open 100 more branches in the year to Mar 2027.3
Recent events
- On 15 Oct 2026, the board approved raising up to ₹5,000 crore through long-term infrastructure bonds and up to ₹2,000 crore through AT1 or Tier 2 bonds (bonds that count towards a bank's regulatory capital).33
- On 9 Sep 2026, the bank said it planned to sell up to 15,00,000 shares of National Stock Exchange of India (NSE), 17.91% of its NSE holding, in NSE's proposed initial public offer, subject to regulatory approvals.34
- On 16 Mar 2026, CARE Ratings and CRISIL Ratings assigned AAA ratings with a stable outlook to its proposed infrastructure bonds and reaffirmed their ratings on its other bonds.35
Litigation and regulatory matters
- In May 2025 the Bombay High Court ruled for the Board of Control for Cricket in India in a suit over Nimbus Communications guarantees, ordering the bank to pay ₹96.52 crore plus 9% yearly interest, after credit for ₹100 crore it had deposited.36
- As of its annual report of 23 May 2026, it was disputing income tax demands of ₹10,512.11 crore for earlier years, already paid or adjusted, and had made no provision, citing court rulings and decisions in its own case.37
Last updated
All 37 sources, each with its page
- 1. Annual report, 23 May 2026, page 364
- 2. Annual report, 23 May 2026, page 1
- 3. Annual report, 23 May 2026, page 23
- 4. Annual report, 23 May 2026, page 19
- 5. Annual report, 23 May 2026, page 301
- 6. Annual report, 23 May 2026, page 298
- 7. Annual report, 23 May 2026, page 300
- 8. Annual report, 23 May 2026, page 11
- 9. Annual report, 23 May 2026, page 11
- 10. Annual report, 23 May 2026, page 374
- 11. Exchange filing, 15 Oct 2026, page 3
- 12. Annual report, 23 May 2026, page 327
- 13. Annual report, 23 May 2026, page 328
- 14. Annual report, 23 May 2026, page 457
- 15. Investor presentation, 15 Oct 2026, page 5
- 16. Annual report, 23 May 2026, page 521
- 17. Annual report, 23 May 2026, page 526
- 18. Annual report, 23 May 2026, page 526
- 19. Exchange filing, 15 Oct 2026, page 4
- 20. Investor presentation, 15 Oct 2026, page 5
- 21. Exchange filing, 15 Oct 2026, page 3
- 22. Annual report, 23 May 2026, page 454
- 23. Annual report, 23 May 2026, page 455
- 24. Investor presentation, 15 Oct 2026, page 5
- 25. Investor presentation, 15 Oct 2026, page 9
- 26. Investor presentation, 15 Oct 2026, page 8
- 27. Investor presentation, 15 Oct 2026, page 9
- 28. Investor presentation, 15 Oct 2026, page 40
- 29. Investor presentation, 15 Oct 2026, page 40
- 30. Investor presentation, 15 Oct 2026, page 43
- 31. Investor presentation, 15 Oct 2026, page 47
- 32. Investor presentation, 15 Oct 2026, page 47
- 33. Exchange filing, 15 Oct 2026, page 1
- 34. Exchange filing, 9 Sep 2026, page 1
- 35. Exchange filing, 16 Mar 2026, page 1
- 36. Annual report, 23 May 2026, page 454
- 37. Annual report, 23 May 2026, page 460
Results
Consolidated; ₹ crore. Total income is interest earned plus other income, fees and treasury gains among it.Indian Bank quarterly results
- Total income growth, 12 monthsTotal income growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +12.4%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +17.2%
Quarter to Sep 2026, against the quarter before
- Total incomeTotal income. The pill is the change in total income against the quarter before: this period's figure divided by that one's, less one, in per cent. Total income in the glossary
- ₹23,336 Crup 11.14%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent. Net profit in the glossary
- ₹3,541 Crup 5.48%
Total income by quarter
Net profit by quarter, a loss in red
| ₹ crore | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 18,168 | 18,794 | 18,906 | 19,271 | 19,895 | 20,261 | 20,997 | 23,336 |
| Net profit | 2,910 | 2,982 | 2,277 | 3,109 | 3,148 | 3,174 | 3,357 | 3,541 |
Year to Mar 2026, against the year before
- Total incomeTotal income. The pill is the change in total income against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹78,333 Crup 8.72%
- Net profitNet profit. The pill is the change in net profit against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹11,707 Crup 3.93%
Total income by year
Net profit by year, a loss in red
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total income | 18,262 | 19,532 | 21,073 | 24,727 | 45,649 | 46,268 | 52,790 | 64,232 | 72,051 | 78,333 |
| Net profit | 1,453 | 1,311 | 380 | 862 | 3,151 | 4,144 | 5,574 | 8,423 | 11,264 | 11,707 |
Business segments
Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit
- RETAIL BANKINGRETAIL BANKING, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹32,214 Crup 10.60%41.1%
- CORPORATE / WHOLESALE BANKINGCORPORATE / WHOLESALE BANKING, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹25,027 Crup 4.90%31.9%
- TREASURY OPERATIONSTREASURY OPERATIONS, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹18,740 Crup 9.10%23.9%
- OTHER BANKING OPERATIONSOTHER BANKING OPERATIONS, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹2,352 Crup 24.42%3.0%
Valuation
Today, against the company's own history.Indian Bank PE ratio and valuation
At or below today's level on 46% of 2,377 trading days over the last 10 years.
At or below today's level on 75% of 1,145 trading days over the last 5 years.
At or below today's level on 69% of 2,464 trading days over the last 10 years.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | +58.4% | +3.9% | +50.3% | 2.2% |
| 3 years | +45.6% | +24.8% | +14.7% | 2.5% |
| 5 years | +51.7% | +25.5% | +18.5% | 2.9% |
Mutual fund holdings
204 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 116 of the 132 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 1 more fund filed its first portfolio on record, holding it.All 204 funds holding Indian Bank
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 3
- AddedAdded. Funds that held more shares than at the end of the month before.
- 69
- CutCut. Funds that held fewer shares than at the end of the month before.
- 63
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 68
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end. Sold out in the glossary
- 10
| Fund | |||
|---|---|---|---|
| 3,68,54,482 | 2.92% | ₹2,970.1 Cr | |
| 1,85,38,497 | 2.24% | ₹1,494.0 Cr | |
| 96,88,128 | 1.91% | ₹780.8 Cr | |
| 65,07,956 | 1.05% | ₹524.5 Cr | |
| 60,00,000 | 1.58% | ₹483.5 Cr | |
| 40,50,837 | 8.30% | ₹326.5 Cr | |
| 36,45,636 | 1.50% | ₹293.8 Cr | |
| 34,18,740 | 1.88% | ₹275.5 Cr | |
| 33,38,157 | 1.40% | ₹269.0 Cr | |
| 32,00,000 | 1.17% | ₹257.9 Cr |
Promoter and insider buying and selling
Trades made since 29 Oct 2025.Indian Bank insider trading
- Others1 purchase, 9 sales₹0.05 Cr₹0.60 CrNetNet. The value bought on the market less the value sold, over the trades whose filers stated a value.−₹0.55 Cr2 pledge filings of unclear kind
Indian Bank competitors and peers
Public Sector Bank, 12 listed companies, priced on 28 Oct 2026. The table lists the 8 companies closest to Indian Bank in market cap.Finance companies
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 8,83,200 | 10.24 | 1.44 | +6.6% | +8.5% | 15.4% | 1.11% | 2.84% | 1.81% | |
| 1,39,680 | 6.35 | 0.97 | +0.3% | +19.0% | 16.3% | 1.25% | 2.67% | 2.73% | |
| 1,38,272 | 6.05 | 0.86 | +2.9% | +34.2% | 15.1% | 0.95% | 2.40% | 2.49% | |
| 1,19,883 | – | 0.72 | +2.7% | – | – | 0.98% | 2.83% | 3.67% | |
| 1,06,870 | 5.24 | 0.83 | −6.8% | +17.7% | 16.8% | 0.99% | 2.21% | 3.56% | |
| 61,494 | 7.68 | 1.65 | +16.6% | +31.5% | 23.3% | 1.76% | 3.83% | 2.75% | |
| 60,505 | 4.84 | 0.64 | +9.1% | +29.7% | 14.1% | 0.92% | 2.47% | 3.50% | |
| 55,883 | 8.39 | 1.39 | +14.2% | +51.3% | 17.9% | 1.25% | 3.17% | 0.00% |
Dividends
Per share, by the year it was paid for, and the latest payments.Indian Bank dividend history
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up. Dividend per share in the glossary| Ex-date | Type | Per share |
|---|---|---|
| 10 Jun 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. Final dividend in the glossary | ₹18.25 |
| 10 Jun 2025 | Final | ₹16.25 |
| 7 Jun 2024 | Final | ₹12.00 |
| 12 Jun 2023 | Final | ₹8.60 |
| 14 Jun 2022 | Final | ₹6.50 |
| 8 Jul 2021 | Final | ₹2.00 |
Latest announcements
Routine notices left out.Indian Bank announcements
Oct 2026
23 Oct · Management
15 Oct · General Updates
Indian Bank share price by year
Each calendar year to 2025.Indian Bank share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 837.25 | +58.0% | 890.15 | 475.80 |
| 2024 | 529.95 | +25.9% | 608.80 | 416.30 |
| 2023 | 420.90 | +47.5% | 453.90 | 257.10 |
| 2022 | 285.35 | +104.4% | 299.70 | 132.45 |
| 2021 | 139.60 | +62.9% | 189.45 | 86.40 |
| 2020 | 85.70 | −15.1% | 106.95 | 42.55 |
| 2019 | 100.95 | −58.6% | 287.70 | 100.95 |
| 2018 | 243.55 | −35.3% | 403.10 | 213.85 |
| 2017 | 376.70 | +70.6% | 417.60 | 222.60 |
| 2016 | 220.85 | +91.2% | 268.35 | 76.05 |
Recent sessions
The 9 trading days to 27 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 27 Oct 2026 | 832.65 | 843.00 | 830.00 | 840.00 | 839.12 | 10,85,387 | 52.9% |
| 26 Oct 2026 | 832.40 | 836.25 | 819.30 | 830.00 | 828.52 | 8,38,311 | 48.0% |
| 23 Oct 2026 | 857.00 | 858.45 | 831.40 | 837.15 | 838.24 | 7,17,564 | 44.1% |
| 22 Oct 2026 | 857.00 | 859.70 | 845.20 | 855.70 | 852.67 | 11,10,477 | 46.5% |
| 21 Oct 2026 | 860.00 | 876.50 | 848.85 | 859.00 | 860.37 | 14,49,996 | 41.6% |
| 19 Oct 2026 | 855.15 | 874.65 | 855.15 | 856.85 | 862.43 | 11,05,179 | 30.5% |
| 16 Oct 2026 | 838.00 | 866.65 | 833.40 | 854.10 | 855.96 | 25,56,003 | 47.0% |
| 15 Oct 2026 | 851.50 | 856.10 | 816.80 | 835.00 | 837.34 | 38,64,231 | 16.6% |
| 14 Oct 2026 | 839.80 | 850.40 | 828.35 | 849.45 | 841.09 | 14,67,309 | 36.5% |
Company details
- NSE symbol
- INDIANB
- BSE code
- 532814
- ISIN
- INE562A01011
- Industry
- Banks
- Website
- www.indianbank.bank.in
- Registered office
- 66, Rajaji Salai, Chennai 600001, Tamil Nadu
- Share registrar
- Cameo Corporate Services Ltd
- Keeps the register of shareholders and handles transfers and dividend payments