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Indian Bank Q2 results, quarter to Sep 2026

NSE: INDIANBBSE: 532814BanksLarge Cap

Face value ₹10 · Listed Mar 2007
Last close ₹865.50up ₹1.40 (0.16%)BSE ₹865.00

Share price at the NSE close on 30 Oct 2026. Previous close ₹864.10.

30 Oct: open ₹866.00, high ₹875.50, low ₹858.00

52-week range of traded prices to 30 Oct 2026
₹764.05Low, 16 Dec 2025₹1,000.90High, 15 Apr 2026
Market cap
₹1,16,580 Cr89th largest listed
P/E
8.82
P/B
1.34
Dividend yield
2.11%
ROE
16.1%
NIM
3.07%
Gross NPA
1.61%
Net NPA
0.14%
CET1
15.18%
ROA
1.25%
Volume, NSE
15,08,82756.3% delivered

Indian Bank filed its Q2 results for the quarter to Sep 2026 on 15 Oct 2026 at 6:59 pm, consolidated: the company and its subsidiaries together.

Q2 results, quarter to Sep 2026

₹ crore.Indian Bank annual results and balance sheet

Total income
₹23,336 Cr+21.1% on a year ago · +11.1% on the quarter before
Net profit
₹3,541 Cr+13.9% on a year ago · +5.5% on the quarter before
Earnings per share
₹26.29+14.0% on a year ago · +5.5% on the quarter before
Net interest income
₹7,760 Cr
Profit before provisions
₹7,080 Cr
Gross bad loans
1.61%

From interest earned to net profit, ₹ crore

  1. Interest earned19,149
  2. Interest paid−11,389
  3. Net interest income7,760
  4. Other income+4,187
  5. Operating expenses−4,868
  6. Before provisions7,080
  7. Set aside for bad loans−2,231
  8. Profit before tax4,848
  9. Tax−1,402
  10. Net profit3,541

Indian Bank results by quarter

Consolidated: the company and its subsidiaries together. Latest quarter to Sep 2026. Results for the quarter to Dec 2026 are due by 14 Feb 2027, 45 days after it ends. Every company's dates are on the results calendar.Results filings and date

Total income and net profit by quarter, ₹ crore

  • Total income
  • Net profit
16,3152,207Dec 2317,0652,296Mar 2417,1182,571Jun 2417,9712,801Sep 2418,1682,910Dec 2418,7942,982Mar 2518,9062,277Jun 2519,2713,109Sep 2519,8953,148Dec 2520,2613,174Mar 2620,9973,357Jun 2623,3363,541Sep 26

Net interest income and money set aside for bad loans by quarter, ₹ crore

  • Net interest income
  • Set aside for bad loans
5,8191,349Dec 236,0241,251Mar 246,1801,261Jun 246,2161,099Sep 246,4251,060Dec 246,393794Mar 256,361691Jun 256,589739Sep 256,899857Dec 257,1171,228Mar 267,4381,194Jun 267,7602,231Sep 26
₹ croreDec 2021Q3Mar 2022Jun 2022Q1Sep 2022Dec 2022Q3Mar 2023Jun 2023Q1Sep 2023Dec 2023Q3Mar 2024Jun 2024Q1Sep 2024Dec 2024Q3Mar 2025Q4Jun 2025Q1Sep 2025Q2Dec 2025Q3Mar 2026Q4Jun 2026Q1Sep 2026Q2
Total income11,64611,55611,89812,71413,76214,41614,92115,92916,31517,06517,11817,97118,16818,79418,90619,27119,89520,26120,99723,336
9,9279,83510,16610,72811,83612,25513,05013,76414,20314,63315,04115,36915,77015,86016,28516,62817,10217,48918,09519,149
On loans6,8606,6357,1057,4348,5528,8509,60310,03010,34910,63710,84911,12511,42611,45711,73811,96412,44912,70213,12313,970
On investments2,8002,7542,7792,9142,9203,0773,0863,3683,4253,5563,7353,8133,8943,9063,9464,0534,0064,1124,2264,337
On balances with the RBI and other banks258370229248179222268325376418402390409388395428390439401552
Other interest10765213218610692415222554141109207182257235345290
Interest paid5,5305,5785,6206,0266,3356,7367,3468,0038,3838,6098,8619,1549,3459,4679,92410,04010,20310,37210,65711,389
Net interest income4,3974,2574,5464,7025,5015,5195,7045,7615,8196,0246,1806,2166,4256,3936,3616,5896,8997,1177,4387,760
Other income1,7181,7221,7321,9871,9262,1611,8712,1662,1132,4322,0772,6022,3972,9352,6212,6432,7932,7732,9024,187
2,8093,2222,7023,0383,3453,6403,4183,5993,8094,1273,7334,0454,0424,3034,1894,3704,6354,5834,7524,868
Profit before provisions3,3072,7563,5753,6504,0824,0404,1584,3284,1234,3294,5244,7734,7805,0244,7924,8625,0565,3065,5887,080
Set aside for bad loans2,4931,9212,2202,0602,5162,5621,7441,5511,3491,2511,2611,0991,0607946917398571,2281,1942,231
Exceptional items00000000000000−76700000
Profit before tax8148351,3561,5901,5671,4772,4152,7772,7743,0783,2633,6743,7214,2303,3354,1234,1994,0784,3944,848
Tax110−162139346159156907696388188469348451,2681,1161,0821,1139631,0951,402
Share of profit of associates282795434758126617036154613421596861585894
The lines under it are parts of it, not all of it.7331,0251,3111,2881,4551,5201,8502,0692,2072,2962,5712,8012,9102,9822,2773,1093,1483,1743,3573,541
Earnings per share₹5.87₹8.22₹10.53₹10.34₹11.68₹12.20₹14.85₹16.61₹17.46₹17.04₹19.08₹20.79₹21.60₹22.14₹16.90₹23.07₹23.36₹23.56₹24.92₹26.29
Diluted earnings per share₹5.87₹8.22₹10.53₹10.34₹11.68₹12.20₹14.85₹16.61₹17.46₹17.04₹19.08₹20.79₹21.60₹22.14₹16.90₹23.07₹23.36₹23.56₹24.92₹26.29
Earnings per share in rupees, restated for later splits and bonuses.
FigureDec 2021Q3Mar 2022Jun 2022Q1Sep 2022Dec 2022Q3Mar 2023Jun 2023Q1Sep 2023Dec 2023Q3Mar 2024Jun 2024Q1Sep 2024Dec 2024Q3Mar 2025Q4Jun 2025Q1Sep 2025Q2Dec 2025Q3Mar 2026Q4Jun 2026Q1Sep 2026Q2
Gross bad loans, ₹ crore36,56335,21434,57331,95929,48428,18026,22724,48822,78721,10620,30219,14818,20818,17918,06716,13514,26813,19012,71011,613
Net bad loans, ₹ crore10,1558,8498,4716,1744,2704,0433,1982,8262,5792,2232,0271,4451,1271,1101,036983968965990983
Gross bad loans, % of loans9.13%8.47%8.13%7.30%6.53%5.95%5.47%4.97%4.47%3.95%3.77%3.48%3.26%3.09%3.01%2.60%2.23%1.98%1.86%1.61%
Net bad loans, % of loans2.72%2.27%2.12%1.50%1.00%0.90%0.70%0.60%0.53%0.43%0.39%0.27%0.21%0.19%0.18%0.16%0.15%0.15%0.15%0.14%
Bad loans already provided for72.23%74.87%75.50%80.68%85.52%85.65%87.81%88.46%88.68%89.47%90.02%92.45%93.81%93.90%94.27%93.91%93.22%92.68%92.21%91.54%
Core equity to risk-weighted loans11.66%12.84%12.82%12.56%12.28%13.25%12.64%12.40%12.67%13.86%13.76%13.84%13.59%15.75%15.46%14.99%14.73%16.64%16.74%15.40%
Tier 1 capital12.31%13.48%13.46%13.18%12.89%13.84%13.21%12.96%13.19%14.37%14.26%14.34%14.09%16.24%15.94%15.46%––––
Additional tier 1 capital0.65%0.64%0.64%0.62%0.61%0.59%0.57%0.56%0.52%0.51%0.50%0.50%0.50%0.49%0.48%0.47%––––
Held by the government79.86%79.86%79.86%79.86%79.86%79.86%79.86%79.86%73.84%73.84%73.84%73.84%73.84%73.84%73.84%73.84%73.84%73.84%73.84%73.84%
Per cent, and the bad loans themselves in ₹ crore. A non-performing loan is one the borrower has stopped paying, generally for 90 days.

Segment results by quarter

Consolidated, ₹ crore, quarters to Sep 2026.Indian Bank segment results by year

  • Retail Banking

    Revenue, ₹ crore
    Profit, ₹ crore
  • Corporate / Wholesale Banking

    Revenue, ₹ crore
    Profit, ₹ crore
  • Treasury Operations

    Revenue, ₹ crore
    Profit, ₹ crore
  • Other Banking Operations

    Revenue, ₹ crore
    Profit, ₹ crore
₹ croreDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Revenue of all businesses16,31517,06517,11817,97118,16818,79418,90619,27119,89520,26120,99723,336
Company revenue, as in its results16,31517,06517,11817,97118,16818,79418,90619,27119,89520,26120,99723,336
Revenue6,3696,8406,7267,1917,4657,7437,8387,9408,1708,2658,4878,963
Revenue growth24.9%21.8%21.0%16.7%17.2%13.2%16.5%10.4%9.4%6.7%8.3%12.9%
Profit1,3511,5301,4911,6181,7101,7011,6291,5331,7021,8941,8862,006
Profit growth9.5%8.8%22.1%12.1%26.5%11.2%9.3%−5.2%−0.4%11.3%15.8%30.9%
Margin21.2%22.4%22.2%22.5%22.9%22.0%20.8%19.3%20.8%22.9%22.2%22.4%
Assets21,0372,91,3252,98,4843,08,2813,14,2343,30,7843,53,4733,64,3913,70,6213,83,5093,85,2954,22,509
Liabilities2,57,0412,69,8642,75,7002,83,9612,88,7383,04,5353,24,7873,34,6183,39,9853,53,1183,53,8923,88,985
Revenue5,5975,8965,8576,0915,8996,0115,9406,0006,4066,6806,8557,077
Revenue3,9123,9184,1644,2864,3084,4194,7444,5764,8214,5985,1226,499
Revenue437411370404495621383755497717535797
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Profit is before tax and finance costs, the way companies report their segments.