Bank of India share price
NSE: BANKINDIABSE: 532149BanksMid Cap
Share price at the NSE close on 29 Oct 2026. Previous close ₹132.90.
29 Oct: open ₹132.90, high ₹136.29, low ₹132.50
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹61,780 Cr155th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 4.94
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 0.66
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 3.43%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 14.1%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. For the whole group. Net interest margin in the glossary
- 2.47%
- Gross NPAGross NPA, non-performing loans. Gross non-performing loans as a percentage of all loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is below the net share. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company.
- 1.60%
- Net NPANet NPA, non-performing loans. Net non-performing loans as a percentage of loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is above the gross share. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company.
- 0.42%
- CET1Common equity tier 1 ratio. The bank's core capital, mostly shareholders' money, as a percentage of its loans and other assets weighted by risk, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the figure is outside what it can be. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company. Common equity tier 1 ratio in the glossary
- 15.49%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. For the whole group. Return on assets in the glossary
- 0.92%
- Volume, NSEVolume. Shares traded on the last trading day. Volume in the glossary
- 1,01,35,677
About Bank of India
Bank of India is a public sector bank, a Government of India undertaking based in Mumbai, that takes deposits and lends to individuals, farmers, small businesses and companies.123 It also runs a treasury and foreign exchange business, provides banking services to central and state governments, and sells insurance and mutual fund products of partner companies.456
Its results are reported in treasury, wholesale banking and retail banking segments: wholesale banking is lending to companies and firms, and retail banking includes all home loans and smaller loans.7 Abroad it has branches, subsidiaries in Indonesia, Tanzania, New Zealand and Uganda, and a joint venture bank in Zambia, across 15 countries on 5 continents.89 It also has a banking unit for international business at GIFT City, Gandhinagar.85
It is constituted under the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970, known as the Nationalisation Act.10 After regional rural banks (small banks set up to lend in rural areas) were merged with effect from 1 May 2025, it sponsors only one, Madhya Pradesh Gramin Bank, which had 1,320 branches in 55 districts at the end of March 2026.1112
The Government of India, its promoter, held 73.38% of its shares at the end of September 2026, and Life Insurance Corporation of India (LIC) held 7.49%.13 In India its subsidiaries manage a mutual fund, and it holds 27.48% of Star Union Dai-ichi Life Insurance, a joint venture with Union Bank of India and Dai-ichi Life of Japan.14
Bank of India key points
Results
- In its consolidated segment reporting, net profit for the year to Mar 2026 was ₹10,306.30 crore, against ₹9,548.28 crore a year earlier.15
- On a standalone basis (the bank alone), net profit was ₹10,527 crore and operating profit (profit before provisions and tax) ₹17,049 crore in the year to Mar 2026, against ₹9,219 crore and ₹16,412 crore.1617
- On a standalone basis, net profit for the quarter to Sep 2026 rose 25.34% from a year earlier; operating profit was ₹5,089 crore against ₹3,821 crore, and ₹10,140 crore for the half year against ₹7,830 crore.1819
- On a standalone basis, net profit for the quarter to Jun 2026 rose 36.23% to ₹3,068 crore from ₹2,252 crore, and net interest income (interest earned minus interest paid) rose 12.61% to ₹6,833 crore from ₹6,068 crore.20
Business segments
- Consolidated revenue by segment21
Item year to Mar 2026 year to Mar 2025 Retail banking ₹32,910.75 crore ₹31,053.26 crore Wholesale banking ₹29,533.63 crore ₹27,338.94 crore Treasury ₹23,231.75 crore ₹22,735.88 crore - Consolidated segment result (profit before unallocated costs and tax)21
Item year to Mar 2026 year to Mar 2025 Retail banking ₹7,281.57 crore ₹7,220.80 crore Treasury ₹6,492.24 crore ₹6,289.66 crore Wholesale banking ₹2,951.15 crore ₹1,987.80 crore
Where revenue comes from
- Consolidated revenue by geography22
Item year to Mar 2026 year to Mar 2025 India ₹75,475.29 crore ₹70,374.04 crore International ₹10,174.27 crore ₹10,038.41 crore Total ₹85,649.56 crore ₹80,412.45 crore - Overseas operations held deposits of ₹1,37,401 crore and advances of ₹1,51,160 crore at the end of Sep 2026, against ₹1,23,203 crore and ₹1,11,795 crore a year earlier.23
Loan book and deposits
- Global deposits were ₹10,37,530 crore at the end of Sep 2026, up 21.59% from a year earlier, and global advances (loans) ₹8,55,071 crore, up 20.58%.24
- Global deposits and advances at the end of Sep 2026 include foreign currency (FCNR) deposits and loans raised under a special RBI scheme; without them, total business (deposits plus advances) grew 18.48% from a year earlier.25
- Gross domestic advances26Retail, agriculture and MSME loans together were 58.63% of gross domestic advances, against 58.21% a year earlier.
Item end of Sep 2026 end of Sep 2025 Retail ₹1,73,862 crore ₹1,45,768 crore Agriculture ₹1,21,140 crore ₹1,04,124 crore MSME (micro, small and medium enterprises) ₹1,17,668 crore ₹97,834 crore Corporate and others ₹2,91,241 crore ₹2,49,624 crore - Current and savings account (CASA) deposits, on which banks pay little or no interest, were ₹3,07,031 crore, or 34.16% of domestic deposits, at the end of Sep 2026, against 39.39% a year earlier.27
Branches and reach
- At the end of Sep 2026 it had 5,634 branches and over 38,566 customer touchpoints, including 7,668 ATMs and cash recyclers (machines that take deposits and pay out cash) and 25,264 business correspondents (agents who offer basic banking services).2829
- Domestic branches by location28
Item end of Sep 2026 Metro 1,052 Urban 956 Semi-urban 1,660 Rural 1,943 Total domestic 5,611 - In the quarter to Sep 2026 it sanctioned ₹38,068 crore of loans through its digital lending platform, up 15% from a year earlier.30
Asset quality and capital
- Gross non-performing assets (NPAs, loans whose repayments have stopped) were ₹13,648 crore, or 1.60% of gross advances, at the end of Sep 2026, against 2.54% a year earlier.31
- At the end of Sep 2026 net NPAs, after provisions, were 0.42% and the provision coverage ratio (the share of bad loans already provided for) was 94.45%.32
- Stressed loans of ₹5 crore and above not yet bad (special mention accounts) fell by ₹3,612 crore from a year earlier, to 0.30% of standard advances at the end of Sep 2026 from 0.89%.33
- Its capital adequacy ratio (capital as a share of risk-weighted assets) was 17.78% at the end of Sep 2026 against a requirement of 11.50%, with core equity capital at 15.49% against 8.00%.34
What the company expects
- On its earnings call of 24 Jul 2026, the company said its guidance for the year to Mar 2027 was unchanged: global advances to grow by 15-16% and global deposits by 13-14%.35
- In its presentation of 23 Oct 2026, the company said its board had approved raising ₹2,500 crore of Additional Tier-I bonds and ₹5,000 crore of Tier-II bonds (both bonds that count as bank capital) in the year to Mar 2027.36
- On its earnings call of 24 Jul 2026, the company said it targets a credit card base of 3 lakh cards by the end of the year to Mar 2027.37
Recent events
- On 28 Sep 2026 the bank set up a US$1 billion Euro Medium Term Note programme for issuing bonds abroad; Fitch rated it BBB- and S&P Global BBB on 29 Sep 2026.38
- On 25 Feb 2026 Fitch Ratings affirmed the bank's BBB- rating and upgraded its viability rating (its own credit strength, without state support) to BB from BB-.39
- On 26 Dec 2025 it raised ₹10,000 crore through 10-year infrastructure bonds (long-term bonds that fund lending to infrastructure) at a 7.23% coupon, after bids of ₹15,305 crore.4041
Last updated
All 41 sources, each with its page
- 1. Annual report, 22 May 2026, page 3
- 2. Annual report, 22 May 2026, page 1
- 3. Annual report, 22 May 2026, page 22
- 4. Annual report, 22 May 2026, page 254
- 5. Annual report, 22 May 2026, page 91
- 6. Annual report, 22 May 2026, page 81
- 7. Annual report, 22 May 2026, page 254
- 8. Investor presentation, 23 Oct 2026, page 42
- 9. Annual report, 22 May 2026, page 69
- 10. Annual report, 22 May 2026, page 120
- 11. Annual report, 22 May 2026, page 249
- 12. Annual report, 22 May 2026, page 68
- 13. Investor presentation, 23 Oct 2026, page 37
- 14. Annual report, 22 May 2026, page 89
- 15. Annual report, 22 May 2026, page 336
- 16. Annual report, 22 May 2026, page 20
- 17. Annual report, 22 May 2026, page 5
- 18. Investor presentation, 23 Oct 2026, page 4
- 19. Investor presentation, 23 Oct 2026, page 24
- 20. Earnings call, 24 Jul 2026, page 5
- 21. Annual report, 22 May 2026, page 336
- 22. Annual report, 22 May 2026, page 337
- 23. Investor presentation, 23 Oct 2026, page 38
- 24. Investor presentation, 23 Oct 2026, page 8
- 25. Investor presentation, 23 Oct 2026, page 8
- 26. Investor presentation, 23 Oct 2026, page 10
- 27. Investor presentation, 23 Oct 2026, page 9
- 28. Investor presentation, 23 Oct 2026, page 41
- 29. Investor presentation, 23 Oct 2026, page 41
- 30. Investor presentation, 23 Oct 2026, page 46
- 31. Investor presentation, 23 Oct 2026, page 27
- 32. Investor presentation, 23 Oct 2026, page 29
- 33. Investor presentation, 23 Oct 2026, page 31
- 34. Investor presentation, 23 Oct 2026, page 36
- 35. Earnings call, 24 Jul 2026, page 6
- 36. Investor presentation, 23 Oct 2026, page 36
- 37. Earnings call, 24 Jul 2026, page 19
- 38. Exchange filing, 30 Sep 2026, page 1
- 39. Exchange filing, 25 Feb 2026, page 1
- 40. Annual report, 22 May 2026, page 20
- 41. Exchange filing, 23 Dec 2025, page 1
Results
Consolidated; ₹ crore. Total income is interest earned plus other income, fees and treasury gains among it.Bank of India quarterly results
- Total income growth, 12 monthsTotal income growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +9.1%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +29.7%
Quarter to Sep 2026, against the quarter before
- Total incomeTotal income. The pill is the change in total income against the quarter before: this period's figure divided by that one's, less one, in per cent. Total income in the glossary
- ₹24,137 Crup 6.27%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent. Net profit in the glossary
- ₹3,310 Crup 0.17%
Total income by quarter
Net profit by quarter, a loss in red
| ₹ crore | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 20,098 | 21,934 | 20,678 | 20,740 | 21,379 | 22,853 | 22,712 | 24,137 |
| Net profit | 2,638 | 2,602 | 1,831 | 2,576 | 2,814 | 3,089 | 3,304 | 3,310 |
Year to Mar 2026, against the year before
- Total incomeTotal income. The pill is the change in total income against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹85,650 Crup 6.51%
- Net profitNet profit. The pill is the change in net profit against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹10,309 Crup 7.93%
Total income by year
Net profit by year, a loss in red
- Net profit
- Loss
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total income | 46,405 | 44,159 | 46,269 | 49,400 | 48,350 | 46,291 | 55,143 | 67,306 | 80,412 | 85,650 |
| Net profit | −1,470 | −5,961 | −5,427 | −3,051 | 2,081 | 3,487 | 3,839 | 6,567 | 9,552 | 10,309 |
Business segments
Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit
- Retail Banking OperationsRetail Banking Operations, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹32,911 Crup 5.98%38.4%
- Wholesale Banking OperationsWholesale Banking Operations, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹29,534 Crup 8.03%34.5%
- Treasury operationsTreasury operations, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹23,232 Crup 2.18%27.1%
Valuation
Today, against the company's own history.Bank of India PE ratio and valuation
At or below today's level on 0.5% of 1,239 trading days over the last 5 years.
At or below today's level on 51% of 1,135 trading days over the last 5 years.
At or below today's level on 94% of 2,477 trading days over the last 10 years.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | +31.3% | +8.0% | +18.5% | 3.4% |
| 3 years | +25.5% | +34.3% | −8.8% | 3.1% |
| 5 years | +18.3% | +28.9% | −10.7% | 3.3% |
Mutual fund holdings
151 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 109 of the 118 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 1 more fund filed its first portfolio on record, holding it.All 151 funds holding Bank of India
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 2
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 1
- AddedAdded. Funds that held more shares than at the end of the month before.
- 60
- CutCut. Funds that held fewer shares than at the end of the month before.
- 58
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 29
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end. Sold out in the glossary
- 2
| Fund | |||
|---|---|---|---|
| 1,93,84,361 | 1.30% | ₹252.5 Cr | |
| 1,45,00,000 | 0.38% | ₹188.8 Cr | |
| 1,38,76,507 | 4.60% | ₹180.7 Cr | |
| 1,33,97,283 | 3.02% | ₹174.5 Cr | |
| 1,10,65,303 | 1.38% | ₹144.1 Cr | |
| 1,09,46,000 | 0.19% | ₹142.6 Cr | |
| 87,92,711 | 4.60% | ₹114.5 Cr | |
| 79,76,800 | 0.22% | ₹103.9 Cr | |
| 61,83,411 | 0.39% | ₹80.5 Cr | |
| 60,99,600 | 0.26% | ₹79.4 Cr |
Bank of India competitors and peers
Public Sector Bank, 12 listed companies, priced on 29 Oct 2026. The table lists the 8 companies closest to Bank of India in market cap.Finance companies
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 1,24,790 | – | 0.75 | +2.7% | – | – | 0.98% | 2.83% | 3.52% | |
| 1,16,391 | 8.81 | 1.34 | +12.4% | +17.2% | 16.1% | 1.25% | 3.07% | 2.11% | |
| 1,08,657 | 5.33 | 0.85 | −6.8% | +17.7% | 16.8% | 0.99% | 2.21% | 3.51% | |
| 62,302 | 7.78 | 1.67 | +16.6% | +31.5% | 23.3% | 1.76% | 3.83% | 2.72% | |
| 56,326 | 8.45 | 1.40 | +14.2% | +51.3% | 17.9% | 1.25% | 3.17% | 0.00% | |
| 27,800 | 9.32 | 0.80 | +4.4% | +18.4% | 8.9% | 0.73% | 2.89% | 1.98% | |
| 26,448 | 5.49 | 0.64 | +8.3% | +5.2% | 12.0% | 0.88% | 2.99% | 2.74% | |
| 13,467 | 8.97 | 0.93 | +3.2% | +29.6% | 10.7% | 0.78% | 2.46% | 2.05% |
Dividends
Per share, by the year it was paid for, and the latest payments.Bank of India dividend history
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up. Dividend per share in the glossary| Ex-date | Type | Per share |
|---|---|---|
| 29 May 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. Final dividend in the glossary | ₹4.65 |
| 20 Jun 2025 | Final | ₹4.05 |
| 18 Jun 2024 | Final | ₹2.80 |
| 20 Jun 2023 | Final | ₹2.00 |
| 7 Jul 2022 | Final | ₹2.00 |
| 10 Jul 2015 | Final | ₹5.00 |
Latest announcements
Routine notices left out.Bank of India announcements
Oct 2026
23 Oct · Business
23 Oct · General Updates
23 Oct · Results
16 Oct · Analysts
Bank of India share price by year
Each calendar year to 2025.Bank of India share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 143.85 | +41.2% | 148.85 | 90.35 |
| 2024 | 101.90 | −9.5% | 155.65 | 96.56 |
| 2023 | 112.60 | +27.6% | 118.45 | 66.90 |
| 2022 | 88.25 | +71.7% | 101.80 | 41.00 |
| 2021 | 51.40 | +5.5% | 93.15 | 48.55 |
| 2020 | 48.70 | −30.8% | 71.25 | 31.35 |
| 2019 | 70.40 | −32.4% | 108.80 | 59.50 |
| 2018 | 104.10 | −38.7% | 174.65 | 74.55 |
| 2017 | 169.75 | +58.3% | 207.85 | 107.45 |
| 2016 | 107.25 | −6.7% | 124.15 | 80.45 |
Recent sessions
The 9 trading days to 28 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 28 Oct 2026 | 131.87 | 133.37 | 129.87 | 132.90 | 131.97 | 56,56,399 | 52.7% |
| 27 Oct 2026 | 127.00 | 132.02 | 126.90 | 132.02 | 130.57 | 1,50,11,091 | 48.9% |
| 26 Oct 2026 | 123.66 | 129.73 | 123.64 | 126.32 | 125.88 | 1,86,73,884 | 27.2% |
| 23 Oct 2026 | 136.20 | 136.70 | 130.25 | 131.00 | 131.76 | 81,82,528 | 42.5% |
| 22 Oct 2026 | 136.70 | 136.85 | 133.82 | 136.20 | 135.46 | 72,52,741 | 34.7% |
| 21 Oct 2026 | 137.40 | 140.49 | 135.67 | 138.04 | 137.93 | 94,17,285 | 34.9% |
| 19 Oct 2026 | 133.16 | 137.33 | 132.83 | 136.78 | 135.92 | 1,46,16,945 | 43.6% |
| 16 Oct 2026 | 131.19 | 132.74 | 130.75 | 132.36 | 131.84 | 45,81,467 | 43.3% |
| 15 Oct 2026 | 134.48 | 134.78 | 128.67 | 130.40 | 131.01 | 1,15,25,125 | 36.0% |
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 25 Oct 2017 | Price move | – | Between two trading sessions the price moved by a fifth or more. At least 3 other companies in the same industry moved as much the same way that session. Not adjusted for. |
Company details
- NSE symbol
- BANKINDIA
- BSE code
- 532149
- ISIN
- INE084A01016
- Industry
- Banks
- Website
- www.bankofindia.co.in
- Registered office
- C - 5 Star House "G" Block, 8th Floor (East Wing) Bandra Kurla Complex, Bandra East, Mumbai 400051, Maharashtra
- Share registrar
- Bigshare Services Pvt. Ltd
- Keeps the register of shareholders and handles transfers and dividend payments