Bank of India logo

Bank of India share price

NSE: BANKINDIABSE: 532149BanksMid Cap

Face value ₹10 · Listed Apr 1997 on NSE, May 1997 on BSE
Last close ₹135.70up ₹2.80 (2.11%)BSE ₹136.20

Share price at the NSE close on 29 Oct 2026. Previous close ₹132.90.

29 Oct: open ₹132.90, high ₹136.29, low ₹132.50

52-week range of traded prices to 29 Oct 2026
₹123.64Low, 26 Oct 2026₹178.36High, 27 Feb 2026
Market cap
₹61,780 Cr155th largest listed
P/E
4.94
P/B
0.66
Dividend yield
3.43%
ROE
14.1%
NIM
2.47%
Gross NPA
1.60%
Net NPA
0.42%
CET1
15.49%
ROA
0.92%
Volume, NSE
1,01,35,677

Bank of India share price chart

Daily closes since Jan 2007, adjusted for splits and bonuses

−3.6%over a year

Results20-session average 89,57,752 shares a day, 40.6% delivered

About Bank of India

Bank of India is a public sector bank, a Government of India undertaking based in Mumbai, that takes deposits and lends to individuals, farmers, small businesses and companies.123 It also runs a treasury and foreign exchange business, provides banking services to central and state governments, and sells insurance and mutual fund products of partner companies.456

Its results are reported in treasury, wholesale banking and retail banking segments: wholesale banking is lending to companies and firms, and retail banking includes all home loans and smaller loans.7 Abroad it has branches, subsidiaries in Indonesia, Tanzania, New Zealand and Uganda, and a joint venture bank in Zambia, across 15 countries on 5 continents.89 It also has a banking unit for international business at GIFT City, Gandhinagar.85

It is constituted under the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970, known as the Nationalisation Act.10 After regional rural banks (small banks set up to lend in rural areas) were merged with effect from 1 May 2025, it sponsors only one, Madhya Pradesh Gramin Bank, which had 1,320 branches in 55 districts at the end of March 2026.1112

The Government of India, its promoter, held 73.38% of its shares at the end of September 2026, and Life Insurance Corporation of India (LIC) held 7.49%.13 In India its subsidiaries manage a mutual fund, and it holds 27.48% of Star Union Dai-ichi Life Insurance, a joint venture with Union Bank of India and Dai-ichi Life of Japan.14

Bank of India key points

Results

  • In its consolidated segment reporting, net profit for the year to Mar 2026 was ₹10,306.30 crore, against ₹9,548.28 crore a year earlier.15
  • On a standalone basis (the bank alone), net profit was ₹10,527 crore and operating profit (profit before provisions and tax) ₹17,049 crore in the year to Mar 2026, against ₹9,219 crore and ₹16,412 crore.1617
  • On a standalone basis, net profit for the quarter to Sep 2026 rose 25.34% from a year earlier; operating profit was ₹5,089 crore against ₹3,821 crore, and ₹10,140 crore for the half year against ₹7,830 crore.1819
  • On a standalone basis, net profit for the quarter to Jun 2026 rose 36.23% to ₹3,068 crore from ₹2,252 crore, and net interest income (interest earned minus interest paid) rose 12.61% to ₹6,833 crore from ₹6,068 crore.20

Business segments

  • Consolidated revenue by segment21
    Itemyear to Mar 2026year to Mar 2025
    Retail banking₹32,910.75 crore₹31,053.26 crore
    Wholesale banking₹29,533.63 crore₹27,338.94 crore
    Treasury₹23,231.75 crore₹22,735.88 crore
  • Consolidated segment result (profit before unallocated costs and tax)21
    Itemyear to Mar 2026year to Mar 2025
    Retail banking₹7,281.57 crore₹7,220.80 crore
    Treasury₹6,492.24 crore₹6,289.66 crore
    Wholesale banking₹2,951.15 crore₹1,987.80 crore

Where revenue comes from

  • Consolidated revenue by geography22
    Itemyear to Mar 2026year to Mar 2025
    India₹75,475.29 crore₹70,374.04 crore
    International₹10,174.27 crore₹10,038.41 crore
    Total₹85,649.56 crore₹80,412.45 crore
  • Overseas operations held deposits of ₹1,37,401 crore and advances of ₹1,51,160 crore at the end of Sep 2026, against ₹1,23,203 crore and ₹1,11,795 crore a year earlier.23

Loan book and deposits

  • Global deposits were ₹10,37,530 crore at the end of Sep 2026, up 21.59% from a year earlier, and global advances (loans) ₹8,55,071 crore, up 20.58%.24
  • Global deposits and advances at the end of Sep 2026 include foreign currency (FCNR) deposits and loans raised under a special RBI scheme; without them, total business (deposits plus advances) grew 18.48% from a year earlier.25
  • Gross domestic advances26
    Itemend of Sep 2026end of Sep 2025
    Retail₹1,73,862 crore₹1,45,768 crore
    Agriculture₹1,21,140 crore₹1,04,124 crore
    MSME (micro, small and medium enterprises)₹1,17,668 crore₹97,834 crore
    Corporate and others₹2,91,241 crore₹2,49,624 crore
    Retail, agriculture and MSME loans together were 58.63% of gross domestic advances, against 58.21% a year earlier.
  • Current and savings account (CASA) deposits, on which banks pay little or no interest, were ₹3,07,031 crore, or 34.16% of domestic deposits, at the end of Sep 2026, against 39.39% a year earlier.27

Branches and reach

  • At the end of Sep 2026 it had 5,634 branches and over 38,566 customer touchpoints, including 7,668 ATMs and cash recyclers (machines that take deposits and pay out cash) and 25,264 business correspondents (agents who offer basic banking services).2829
  • Domestic branches by location28
    Itemend of Sep 2026
    Metro1,052
    Urban956
    Semi-urban1,660
    Rural1,943
    Total domestic5,611
  • In the quarter to Sep 2026 it sanctioned ₹38,068 crore of loans through its digital lending platform, up 15% from a year earlier.30

Asset quality and capital

  • Gross non-performing assets (NPAs, loans whose repayments have stopped) were ₹13,648 crore, or 1.60% of gross advances, at the end of Sep 2026, against 2.54% a year earlier.31
  • At the end of Sep 2026 net NPAs, after provisions, were 0.42% and the provision coverage ratio (the share of bad loans already provided for) was 94.45%.32
  • Stressed loans of ₹5 crore and above not yet bad (special mention accounts) fell by ₹3,612 crore from a year earlier, to 0.30% of standard advances at the end of Sep 2026 from 0.89%.33
  • Its capital adequacy ratio (capital as a share of risk-weighted assets) was 17.78% at the end of Sep 2026 against a requirement of 11.50%, with core equity capital at 15.49% against 8.00%.34

What the company expects

  • On its earnings call of 24 Jul 2026, the company said its guidance for the year to Mar 2027 was unchanged: global advances to grow by 15-16% and global deposits by 13-14%.35
  • In its presentation of 23 Oct 2026, the company said its board had approved raising ₹2,500 crore of Additional Tier-I bonds and ₹5,000 crore of Tier-II bonds (both bonds that count as bank capital) in the year to Mar 2027.36
  • On its earnings call of 24 Jul 2026, the company said it targets a credit card base of 3 lakh cards by the end of the year to Mar 2027.37

Recent events

  • On 28 Sep 2026 the bank set up a US$1 billion Euro Medium Term Note programme for issuing bonds abroad; Fitch rated it BBB- and S&P Global BBB on 29 Sep 2026.38
  • On 25 Feb 2026 Fitch Ratings affirmed the bank's BBB- rating and upgraded its viability rating (its own credit strength, without state support) to BB from BB-.39
  • On 26 Dec 2025 it raised ₹10,000 crore through 10-year infrastructure bonds (long-term bonds that fund lending to infrastructure) at a 7.23% coupon, after bids of ₹15,305 crore.4041

Last updated

All 41 sources, each with its page
  1. 1. Annual report, 22 May 2026, page 3
  2. 2. Annual report, 22 May 2026, page 1
  3. 3. Annual report, 22 May 2026, page 22
  4. 4. Annual report, 22 May 2026, page 254
  5. 5. Annual report, 22 May 2026, page 91
  6. 6. Annual report, 22 May 2026, page 81
  7. 7. Annual report, 22 May 2026, page 254
  8. 8. Investor presentation, 23 Oct 2026, page 42
  9. 9. Annual report, 22 May 2026, page 69
  10. 10. Annual report, 22 May 2026, page 120
  11. 11. Annual report, 22 May 2026, page 249
  12. 12. Annual report, 22 May 2026, page 68
  13. 13. Investor presentation, 23 Oct 2026, page 37
  14. 14. Annual report, 22 May 2026, page 89
  15. 15. Annual report, 22 May 2026, page 336
  16. 16. Annual report, 22 May 2026, page 20
  17. 17. Annual report, 22 May 2026, page 5
  18. 18. Investor presentation, 23 Oct 2026, page 4
  19. 19. Investor presentation, 23 Oct 2026, page 24
  20. 20. Earnings call, 24 Jul 2026, page 5
  21. 21. Annual report, 22 May 2026, page 336
  22. 22. Annual report, 22 May 2026, page 337
  23. 23. Investor presentation, 23 Oct 2026, page 38
  24. 24. Investor presentation, 23 Oct 2026, page 8
  25. 25. Investor presentation, 23 Oct 2026, page 8
  26. 26. Investor presentation, 23 Oct 2026, page 10
  27. 27. Investor presentation, 23 Oct 2026, page 9
  28. 28. Investor presentation, 23 Oct 2026, page 41
  29. 29. Investor presentation, 23 Oct 2026, page 41
  30. 30. Investor presentation, 23 Oct 2026, page 46
  31. 31. Investor presentation, 23 Oct 2026, page 27
  32. 32. Investor presentation, 23 Oct 2026, page 29
  33. 33. Investor presentation, 23 Oct 2026, page 31
  34. 34. Investor presentation, 23 Oct 2026, page 36
  35. 35. Earnings call, 24 Jul 2026, page 6
  36. 36. Investor presentation, 23 Oct 2026, page 36
  37. 37. Earnings call, 24 Jul 2026, page 19
  38. 38. Exchange filing, 30 Sep 2026, page 1
  39. 39. Exchange filing, 25 Feb 2026, page 1
  40. 40. Annual report, 22 May 2026, page 20
  41. 41. Exchange filing, 23 Dec 2025, page 1

Results

Consolidated; ₹ crore. Total income is interest earned plus other income, fees and treasury gains among it.Bank of India quarterly results

Total income growth, 12 months
+9.1%
Net profit growth, 12 months
+29.7%

Quarter to Sep 2026, against the quarter before

Total income
₹24,137 Crup 6.27%
Net profit
₹3,310 Crup 0.17%

Total income by quarter

₹20,098 CrDec 24₹21,934 CrMar 25₹20,678 CrJun 25₹20,740 CrSep 25₹21,379 CrDec 25₹22,853 CrMar 26₹22,712 CrJun 26₹24,137 CrSep 26
Peak total income ₹24,137 Cr, quarter to Sep 2026; lowest ₹20,098 Cr, quarter to Dec 2024

Net profit by quarter, a loss in red

₹2,638 CrDec 24₹2,602 CrMar 25₹1,831 CrJun 25₹2,576 CrSep 25₹2,814 CrDec 25₹3,089 CrMar 26₹3,304 CrJun 26₹3,310 CrSep 26
₹ croreDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Total income20,09821,93420,67820,74021,37922,85322,71224,137
Net profit2,6382,6021,8312,5762,8143,0893,3043,310
Consolidated. The last eight quarters. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.

Business segments

Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit

  • Retail Banking Operations₹32,911 Crup 5.98%38.4%
  • Wholesale Banking Operations₹29,534 Crup 8.03%34.5%
  • Treasury operations₹23,232 Crup 2.18%27.1%
The pill is the change in revenue on the year before; the share is of all the businesses together.

Valuation

Today, against the company's own history.Bank of India PE ratio and valuation

Price to earnings

At or below today's level on 0.5% of 1,239 trading days over the last 5 years.

LowestHighest
Its median7.07Industry median8.12
Price to book

At or below today's level on 51% of 1,135 trading days over the last 5 years.

LowestHighest
Its median0.65Industry median0.93
Dividend yield

At or below today's level on 94% of 2,477 trading days over the last 10 years.

LowestHighest
Its median0.00%Industry median2.55%

Where the return came from

Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.

OverReturn a yearEarnings growthChange in P/EDividend yield
1 year+31.3%+8.0%+18.5%3.4%
3 years+25.5%+34.3%−8.8%3.1%
5 years+18.3%+28.9%−10.7%3.3%
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add.

Shareholding

Per cent of the company's shares, from the filing for Sep 2026.Bank of India shareholding pattern

Shareholding by group

  • Promoters73.38%
  • Foreign institutions7.58%
  • Indian institutions13.39%
  • Individuals and others5.65%
Holder
PRESIDENT OF INDIAPromoter73.38%
LIFE INSURANCE CORPORATION OF INDIA - P & GS FundInsurance companies7.49%
Holders are named in the company's own words: an insurer's holding can carry one of its funds' names. Mutual funds are left out here and listed fund by fund below.

Since Jun 2026: promoters unchanged, foreign institutions +0.71 pts, Indian institutions −0.57 pts, mutual funds −0.01 pts.

Mutual fund holdings

151 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 109 of the 118 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 1 more fund filed its first portfolio on record, holding it.All 151 funds holding Bank of India

Bought for the first time
2
Bought again
1
Added
60
Cut
58
Held unchanged
29
Sold out
2
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.

Bank of India competitors and peers

Public Sector Bank, 12 listed companies, priced on 29 Oct 2026. The table lists the 8 companies closest to Bank of India in market cap.Finance companies

Where the company sits among the companies nearest its size

Return on equity across, P/E up, size is market cap
Company
Bank of Baroda logoBank of BarodaBANKBARODA1,24,790–0.75+2.7%––0.98%2.83%3.52%
Indian Bank logoIndian BankINDIANB1,16,3918.811.34+12.4%+17.2%16.1%1.25%3.07%2.11%
Canara Bank logoCanara BankCANBK1,08,6575.330.85−6.8%+17.7%16.8%0.99%2.21%3.51%
Bank of Maharashtra logoBank of MaharashtraMAHABANK62,3027.781.67+16.6%+31.5%23.3%1.76%3.83%2.72%
Indian Overseas Bank logoIndian Overseas BankIOB56,3268.451.40+14.2%+51.3%17.9%1.25%3.17%0.00%
UCO Bank logoUCO BankUCOBANK27,8009.320.80+4.4%+18.4%8.9%0.73%2.89%1.98%
Central Bank of India logoCentral Bank of IndiaCENTRALBK26,4485.490.64+8.3%+5.2%12.0%0.88%2.99%2.74%
Punjab & Sind Bank logoPunjab & Sind BankPSB13,4678.970.93+3.2%+29.6%10.7%0.78%2.46%2.05%
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.

Dividends

Per share, by the year it was paid for, and the latest payments.Bank of India dividend history

Dividend per share, ₹, restated for later splits and bonuses

Mar 17Mar 18Mar 19Mar 20Mar 212Mar 222Mar 232.8Mar 244.1Mar 254.7Mar 26
Highest ₹4.65 a share, year to Mar 2026.
Ex-dateTypePer share
29 May 2026Final₹4.65
20 Jun 2025Final₹4.05
18 Jun 2024Final₹2.80
20 Jun 2023Final₹2.00
7 Jul 2022Final₹2.00
10 Jul 2015Final₹5.00
Latest payments, as declared, by ex-date.

Latest announcements

Routine notices left out.Bank of India announcements

Bank of India share price by year

Each calendar year to 2025.Bank of India share price history

YearClose at year endChangeHighest closeLowest close
2025143.85+41.2%148.8590.35
2024101.90−9.5%155.6596.56
2023112.60+27.6%118.4566.90
202288.25+71.7%101.8041.00
202151.40+5.5%93.1548.55
202048.70−30.8%71.2531.35
201970.40−32.4%108.8059.50
2018104.10−38.7%174.6574.55
2017169.75+58.3%207.85107.45
2016107.25−6.7%124.1580.45
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.

Recent sessions

The 9 trading days to 28 Oct 2026, as traded on NSE; the latest is at the top of the page.

DateOpenHighLowCloseAverage priceVolumeDelivery
28 Oct 2026131.87133.37129.87132.90131.9756,56,39952.7%
27 Oct 2026127.00132.02126.90132.02130.571,50,11,09148.9%
26 Oct 2026123.66129.73123.64126.32125.881,86,73,88427.2%
23 Oct 2026136.20136.70130.25131.00131.7681,82,52842.5%
22 Oct 2026136.70136.85133.82136.20135.4672,52,74134.7%
21 Oct 2026137.40140.49135.67138.04137.9394,17,28534.9%
19 Oct 2026133.16137.33132.83136.78135.921,46,16,94543.6%
16 Oct 2026131.19132.74130.75132.36131.8445,81,46743.3%
15 Oct 2026134.48134.78128.67130.40131.011,15,25,12536.0%
Prices in ₹ per share as traded, not adjusted.

Price adjustments

What the price chart is corrected for, so it reads as one share held throughout.

Ex-dateEventPrice factorWhat happened
25 Oct 2017Price move–Between two trading sessions the price moved by a fifth or more. At least 3 other companies in the same industry moved as much the same way that session. Not adjusted for.
Each event is noted and not adjusted for.

Company details