Bank of Baroda logo

Bank of Baroda share price

NSE: BANKBARODABSE: 532134BanksLarge Cap

Face value ₹2 · Listed Feb 1997
Last close ₹238.60down ₹2.71 (1.12%)BSE ₹238.50

Share price at the NSE close on 30 Oct 2026. Previous close ₹241.31.

30 Oct: open ₹241.50, high ₹242.85, low ₹238.31

52-week range of traded prices to 30 Oct 2026
₹223.82Low, 29 Sep 2026₹325.50High, 26 Feb 2026
Market cap
₹1,23,389 Cr58th largest listed
P/E
Earlier quarters restated in the year
P/B
0.71
Dividend yield
3.56%
NIM
2.83%
Gross NPA
1.99%
Net NPA
0.50%
CET1
13.90%
ROA
0.98%
Volume, NSE
1,05,21,96456.8% delivered

Bank of Baroda share price chart

Daily closes since Jan 2007, adjusted for splits and bonuses

−12.5%over a year

Results20-session average 80,96,503 shares a day, 48.4% delivered

About Bank of Baroda

Bank of Baroda is a listed nationalised bank, regulated by the Reserve Bank of India.12 It takes deposits and lends to retail, farm, small business and corporate borrowers in India.345 Abroad, it serves Indian companies, trade linked to India and non-resident Indians.6

It was established in 1908 and nationalised in 1969, and Vijaya Bank and Dena Bank were amalgamated into it on 1 Apr 2019.7 The Government of India held 63.97% of its shares at the end of June 2026.8 Its group includes Nainital Bank, of which it holds 98.62%, the credit card company BOBCARD, the life insurer IndiaFirst Life and the mutual fund manager Baroda BNP Paribas Asset Management.910 At the end of March 2026 it had 80 overseas branches and offices in 15 countries, counting the branches of its 7 overseas subsidiaries, and an associate bank in Zambia.6

Bank of Baroda key points

Results

  • Year to Mar 2026: consolidated revenue ₹1,56,825.44 crore and net profit, as the company presents it, ₹19,846.42 crore (₹1,52,884.14 and ₹20,716.33 crore a year earlier).11
  • On a standalone basis, net profit for the quarter to Jun 2026 was ₹1,278 crore after absorbing the NMC settlement; the bank puts it at ₹5,528 crore without that one-time item.12
  • Standalone net interest income (interest earned less interest paid) was ₹12,524 crore and operating profit (before provisions and tax) ₹8,127 crore in the quarter to Jun 2026, against ₹11,435 crore and ₹8,236 crore a year earlier.13
  • Standalone net profit for the year to Mar 2026 crossed ₹20,000 crore for the first time, at ₹20,021 crore, and the quarter to Mar 2026 brought the bank's highest quarterly profit, ₹5,616 crore.14

Business segments

  • Consolidated revenue by segment, ₹ crore1115
    Itemyear to Mar 2026year to Mar 2025
    Retail banking62,448.5156,238.16
    Corporate and wholesale banking50,701.6152,656.85
    Treasury34,884.8634,004.27
    Other banking operations8,790.469,984.86
    Retail banking is lending to borrowers with exposure up to ₹7.5 crore, corporate banking is all other lending, and treasury is the investment portfolio and trading in currencies and derivatives.

Loan book and deposits

  • On a standalone basis, global gross advances (loans) were ₹14,16,898 crore at the end of June 2026, against ₹12,07,056 crore a year earlier; corporate loans were ₹4,27,082 crore and organic retail loans (excluding loan pools bought from other lenders) ₹3,09,674 crore.16
  • Over the year to June 2026, organic retail loans grew 18.4%, agriculture loans 18.7% and organic loans to micro, small and medium enterprises 20.3%.17
  • On a standalone basis, total deposits were ₹16,33,559 crore at the end of June 2026, against ₹14,35,634 crore a year earlier. Current and savings deposits, which pay little or no interest, were 37.72% of domestic deposits, against 39.33%.18
  • The bank's total business (deposits plus loans) reached ₹30.78 lakh crore at the end of March 2026, up 13.9%; international branches provided 16.5% of global business that year, and international loans grew 23.3% in the year to June 2026.192021

Branches and reach

  • Domestic branches by area2223
    ItemMar 2026Mar 2025
    Rural2,9862,928
    Semi-urban2,2602,179
    Metro1,8661,815
    Urban1,5361,502
    The domestic branch count rose to 8,648 from 8,424.
  • At the end of March 2026 the bank had 9,538 ATMs, 2,059 cash recyclers and 50,660 business correspondents (agents who offer basic banking where there is no branch).2425

Asset quality and capital

  • The bank's own gross NPA ratio (defaulted loans as a share of loans) was 1.99% at the end of June 2026, 29 basis points (hundredths of a percentage point) lower than a year earlier; net of provisions, below 1% at 50 basis points.26
  • In the quarter to Jun 2026, the bank's slippage ratio (loans newly turning bad as a share of loans) was 0.91% and credit cost (new provisions for bad loans as a share of loans) 0.29%.27
  • The bank's capital adequacy (capital as a share of risk-weighted assets) was 16.30% at the end of June 2026, with core equity capital (CET1) at 13.9%.28

What the company expects

  • On its earnings call of 24 Jul 2026, the company said it expects loan growth of 12 to 14% and deposit growth of 10 to 12%, with a net interest margin (interest earned less interest paid, over earning assets) of 2.75 to 2.95%.29
  • On its earnings call of 24 Jul 2026, the company said it expects credit cost below 0.6% and slippages of 1 to 1.25%, and return on assets (profit as a share of assets) above 1% in the remaining quarters of the year.30
  • On its earnings call of 24 Jul 2026, the company said the move to expected credit loss provisioning (providing for expected, not only incurred, loan losses) from 1 Apr 2027 would cut its capital adequacy by about 110 basis points, spread over time.3132
  • On its earnings call of 24 Jul 2026, the company said it plans about ₹6,000 crore of Tier 2 bonds (debt counted as regulatory capital) in the year to Mar 2027, and ₹8,500 crore of equity by March 2028, with no immediate need for it.33

Recent events

  • On 21 Sep 2026 the bank set up BOB Pension Fund Management Company Limited, a pension fund subsidiary yet to start business, after the RBI approved an 80.10% holding.34
  • On 1 Jul 2026 the bank paid $600 million (₹5,680 crore, a one-time item in the quarter to Jun 2026) to settle claims with NMC Health companies and their administrators, without admission of liability; Abu Dhabi and English court claims were discontinued.353637
  • On 5 Mar 2026 the bank allotted ₹10,000 crore of 7.10% long-term green infrastructure bonds, the first public sector bank in India to issue them, the company says.3839

Last updated

All 39 sources, each with its page
  1. 1. Annual report, 29 May 2026, page 160
  2. 2. Annual report, 29 May 2026, page 447
  3. 3. Annual report, 29 May 2026, page 20
  4. 4. Annual report, 29 May 2026, page 21
  5. 5. Annual report, 29 May 2026, page 311
  6. 6. Annual report, 29 May 2026, page 88
  7. 7. Exchange filing, 7 Oct 2026, page 5
  8. 8. Exchange filing, 7 Oct 2026, page 3
  9. 9. Annual report, 29 May 2026, page 112
  10. 10. Annual report, 29 May 2026, page 114
  11. 11. Annual report, 29 May 2026, page 411
  12. 12. Earnings call, 24 Jul 2026, page 20
  13. 13. Investor presentation, 24 Jul 2026, page 4
  14. 14. Annual report, 29 May 2026, page 20
  15. 15. Annual report, 29 May 2026, page 410
  16. 16. Investor presentation, 24 Jul 2026, page 14
  17. 17. Earnings call, 24 Jul 2026, page 20
  18. 18. Investor presentation, 24 Jul 2026, page 13
  19. 19. Annual report, 29 May 2026, page 20
  20. 20. Annual report, 29 May 2026, page 88
  21. 21. Earnings call, 24 Jul 2026, page 20
  22. 22. Annual report, 29 May 2026, page 99
  23. 23. Annual report, 29 May 2026, page 99
  24. 24. Annual report, 29 May 2026, page 92
  25. 25. Annual report, 29 May 2026, page 86
  26. 26. Earnings call, 24 Jul 2026, page 21
  27. 27. Earnings call, 24 Jul 2026, page 22
  28. 28. Earnings call, 24 Jul 2026, page 21
  29. 29. Earnings call, 24 Jul 2026, page 5
  30. 30. Earnings call, 24 Jul 2026, page 5
  31. 31. Earnings call, 24 Jul 2026, page 10
  32. 32. Earnings call, 24 Jul 2026, page 11
  33. 33. Earnings call, 24 Jul 2026, page 11
  34. 34. Exchange filing, 21 Sep 2026, page 2
  35. 35. Exchange filing, 2 Jul 2026, page 2
  36. 36. Earnings call, 24 Jul 2026, page 5
  37. 37. Investor presentation, 24 Jul 2026, page 11
  38. 38. Annual report, 29 May 2026, page 194
  39. 39. Investor presentation, 24 Jul 2026, page 31

Results

Consolidated; ₹ crore. Total income is interest earned plus other income, fees and treasury gains among it.Bank of Baroda quarterly results

Total income growth, 12 months
+8.2%
Net profit growth, 12 months
–

Quarter to Sep 2026, against the quarter before

Total income
₹45,784 Crup 10.81%
Net profit
₹6,792 Crup 269.30%

Total income by quarter

₹37,732 CrDec 24₹39,896 CrMar 25₹38,404 CrJun 25₹38,434 CrSep 25₹39,999 CrDec 25₹39,988 CrMar 26₹41,317 CrJun 26₹45,784 CrSep 26
Peak total income ₹45,784 Cr, quarter to Sep 2026; lowest ₹37,732 Cr, quarter to Dec 2024

Net profit by quarter, a loss in red

₹5,250 CrDec 24₹5,447 CrMar 25₹3,517 CrJun 25₹5,181 CrSep 25₹5,501 CrDec 25₹5,648 CrMar 26₹1,839 CrJun 26₹6,792 CrSep 26
₹ croreDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Total income37,73239,89638,40438,43439,99939,98841,31745,784
Net profit5,2505,4473,5175,1815,5015,6481,8396,792
Consolidated. The last eight quarters. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.

Business segments

Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit

  • Other Retail Banking₹62,447 Crup 12.03%39.8%
  • Wholesale Banking₹50,702 Crdown 3.04%32.3%
  • Treasury Operations₹34,885 Crup 2.59%22.2%
  • other Banking Operations₹8,790 Crdown 18.94%5.6%
  • Digital Banking₹2 Cr0.0%
The pill is the change in revenue on the year before; the share is of all the businesses together.

Valuation

Today, against the company's own history. Not shown, P/E: a results filing in the last twelve months restated the quarters before it inside its year to date, so the four quarters as the company reported them do not add to a twelve-month profit; the ratio returns once the trailing year no longer holds a quarter from before the restatement.Bank of Baroda PE ratio and valuation

Price to book

At or below today's level on 38% of 1,743 trading days since Oct 2018.

LowestHighest
Its median0.81Industry median0.91
Dividend yield

At or below today's level on 97% of 2,471 trading days over the last 10 years.

LowestHighest
Its median0.75%Industry median2.57%

Where the return came from

Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.

OverReturn a yearEarnings growthChange in P/EDividend yield
1 year+11.8%−4.2%+13.1%3.4%
3 years+16.9%+10.0%+3.3%3.3%
5 years+30.4%+65.9%−23.3%3.2%
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth over 5 years is on profit divided by shares in issue at both ends: the earnings per share stated for one end does not match that year's profit and share count.

Shareholding

Per cent of the company's shares, from the filing for Sep 2026.Bank of Baroda shareholding pattern

Shareholding by group

  • Promoters63.97%
  • Foreign institutions10.30%
  • Indian institutions17.92%
  • Individuals and others7.82%
Holder
President of IndiaPromoter63.97%
LICI ULIP GROWTH FUNDInsurance companies5.06%
NPS TRUST A/C LIC PENSION FUND SCHEMEProvident and pension funds2.07%
Holders are named in the company's own words: an insurer's holding can carry one of its funds' names. Mutual funds are left out here and listed fund by fund below.

Since Jun 2026: promoters unchanged, foreign institutions +0.16 pts, Indian institutions −0.50 pts, mutual funds −0.29 pts.

Mutual fund holdings

263 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 154 of the 176 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 1 more fund filed its first portfolio on record, holding it.All 263 funds holding Bank of Baroda

Bought again
6
Added
110
Cut
66
Held unchanged
80
Sold out
9
Fund
HDFC Mutual Fund logoHDFC Small Cap FundHDFC Mutual Fund4,68,28,7922.65%₹1,079.6 Cr
Kotak Mahindra Mutual Fund logoKotak Multi Cap FundKotak Mahindra Mutual Fund3,01,50,0002.29%₹695.1 Cr
HDFC Mutual Fund logoHDFC Balanced Advantage FundHDFC Mutual Fund3,00,00,0000.67%₹691.7 Cr
Kotak Mahindra Mutual Fund logoKotak Arbitrage FundKotak Mahindra Mutual Fund2,24,66,9250.69%₹518.0 Cr
SBI Mutual Fund logoSBI Balanced Advantage FundSBI Mutual Fund2,16,46,9501.23%₹499.1 Cr
Nippon India Mutual Fund logoNippon India ETF Nifty PSU Bank BeESNippon India Mutual Fund2,12,66,32112.47%₹490.3 Cr
SBI Mutual Fund logoSBI Arbitrage FundSBI Mutual Fund1,56,92,6250.78%₹361.8 Cr
SBI Mutual Fund logoSBI PSU FundSBI Mutual Fund1,43,50,0005.21%₹330.8 Cr
Kotak Mahindra Mutual Fund logoKotak Nifty PSU Bank ETFKotak Mahindra Mutual Fund1,34,75,19112.47%₹310.7 Cr
SBI Mutual Fund logoSBI Banking & Financial Services FundSBI Mutual Fund1,33,78,9552.96%₹308.5 Cr
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.

Promoter and insider buying and selling

Trades made since 30 Oct 2025.Bank of Baroda insider trading

No promoter, director, key manager or employee bought or sold on the market.

  • Others: no market trade · 4 pledge filings of unclear kind
Bought and sold count trades on the market only. A pledge is shares given to a lender as security for a loan; a lender invokes it by selling them.

Bank of Baroda competitors and peers

Public Sector Bank, 12 listed companies, priced on 30 Oct 2026. The table lists the 8 companies closest to Bank of Baroda in market cap.Finance companies

Bank of Baroda is not on the chart: it has no P/E or return on equity today

Return on equity across, P/E up, size is market cap
Company
State Bank of India logoState Bank of IndiaSBIN8,87,86110.301.44+6.6%+8.5%15.4%1.11%2.84%1.80%
Union Bank of India logoUnion Bank of IndiaUNIONBANK1,41,9856.450.98+0.3%+19.0%16.3%1.25%2.67%2.69%
Punjab National Bank logoPunjab National BankPNB1,41,1916.180.88+2.9%+34.2%15.1%0.95%2.40%2.44%
Indian Bank logoIndian BankINDIANB1,16,5808.821.34+12.4%+17.2%16.1%1.25%3.07%2.11%
Canara Bank logoCanara BankCANBK1,06,6165.230.83−6.8%+17.7%16.8%0.99%2.21%3.57%
Bank of Maharashtra logoBank of MaharashtraMAHABANK62,5787.821.68+16.6%+31.5%23.3%1.76%3.83%2.70%
Bank of India logoBank of IndiaBANKINDIA60,4874.830.64+9.1%+29.7%14.1%0.92%2.47%3.50%
Indian Overseas Bank logoIndian Overseas BankIOB55,3438.311.37+14.2%+51.3%17.9%1.25%3.17%0.00%
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.

Dividends

Per share, by the year it was paid for, and the latest payments.Bank of Baroda dividend history

Dividend per share, ₹, restated for later splits and bonuses

1.2Mar 17Mar 18Mar 19Mar 20Mar 212.9Mar 225.5Mar 237.6Mar 248.4Mar 258.5Mar 26
Highest ₹8.50 a share, year to Mar 2026.
Ex-dateTypePer share
5 Jun 2026Final₹8.50
6 Jun 2025Final₹8.35
28 Jun 2024Final₹7.60
30 Jun 2023Final₹5.50
17 Jun 2022Final₹2.85
22 Jun 2017Final₹1.20
Latest payments, as declared, by ex-date.

Latest announcements

Routine notices left out.Bank of Baroda announcements

Bank of Baroda share price by year

Each calendar year to 2025.Bank of Baroda share price history

YearClose at year endChangeHighest closeLowest close
2025295.90+23.0%296.90195.91
2024240.55+4.1%296.95222.40
2023231.10+24.4%232.95154.05
2022185.70+126.6%193.0083.80
202181.95+33.4%106.3562.95
202061.45−39.7%104.4536.50
2019101.90−14.2%140.9587.25
2018118.80−26.1%178.3593.25
2017160.65+4.7%195.75134.90
2016153.40−2.1%176.95113.70
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.

Recent sessions

The 9 trading days to 29 Oct 2026, as traded on NSE; the latest is at the top of the page.

DateOpenHighLowCloseAverage priceVolumeDelivery
29 Oct 2026231.82241.60231.82241.31237.2380,94,87247.5%
28 Oct 2026231.43233.12230.70231.82231.9148,57,79558.8%
27 Oct 2026230.90234.41230.90233.93232.8560,81,15139.6%
26 Oct 2026229.00232.00227.20232.00229.7645,38,19138.6%
23 Oct 2026236.42236.99229.20230.90231.6962,87,86254.8%
22 Oct 2026236.77236.99233.81236.42235.6066,66,01452.1%
21 Oct 2026236.85240.99235.15237.38238.281,30,32,02752.9%
19 Oct 2026230.30238.70229.75238.20236.371,36,33,75947.4%
16 Oct 2026228.90230.50227.60230.40229.4951,84,48452.8%
Prices in ₹ per share as traded, not adjusted.

Price adjustments

What the price chart is corrected for, so it reads as one share held throughout.Stock split history

Ex-dateEventPrice factorWhat happened
25 Oct 2017Price move–Between two trading sessions the price moved by a fifth or more. At least 3 other companies in the same industry moved as much the same way that session. Not adjusted for.
22 Jan 2015Split0.2000Each share became 5.
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout. Any other event is noted and not adjusted for.

Company details