ICICI Lombard General Insurance Company share price
NSE: ICICIGIBSE: 540716InsuranceMid Cap
Share price at the NSE close on 30 Oct 2026. Previous close ₹1,572.90.
30 Oct: open ₹1,572.00, high ₹1,580.80, low ₹1,553.30
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹78,979 Cr122nd largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 30.91
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 4.40
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 0.89%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 15.2%
- SolvencySolvency ratio. The capital the insurer holds ÷ the capital the regulator requires it to hold, as the insurer states it; insurers write it in different ways, so it is read as the one multiple between 1 and 5 it can be, and not given outside that. At the end of Sep 2026. Solvency ratio in the glossary
- 2.75times the capital required
- Gross premiumGross premium. Premium on the policies sold and renewed in the period, before the part passed on to reinsurers: a general insurer's gross premiums written, a life insurer's gross premium income. For the year to Mar 2026. Gross premium in the glossary
- ₹30,618 Cr
- Combined ratioCombined ratio. Claims plus expenses as a percentage of premium, as the general insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told. For the year to Mar 2026. Combined ratio in the glossary
- 103.36%
- Claims ratioClaims ratio. Claims incurred as a percentage of premium earned, as the general insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the filing's own amounts show it written on another scale or rounded to the whole per cent. For the year to Mar 2026. Claims ratio in the glossary
- 71.10%
- Expense ratioExpense ratio. The costs of running the insurance business, commission included, as a percentage of premium, as the insurer states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the filing's own amounts show it written on another scale or rounded to the whole per cent. For the year to Mar 2026. Expense ratio in the glossary
- 31.73%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 2,83,77357.6% delivered
About ICICI Lombard General Insurance Company
ICICI Lombard General Insurance Company Limited is a general insurer in India, covering vehicles, health, property and businesses rather than lives.1 It sells motor, health, travel, personal accident, crop, fire, marine, engineering and liability insurance to individuals, companies and government bodies through agents, banks, brokers and its own direct channels.12
Its businesses are a Retail Group, which sells to individuals and small enterprises through agents, brokers, banks, direct alliances, motor insurance service providers and digital platforms; a Corporate Solutions Group, for companies, specialised industries and emerging enterprises; and a Government and Rural Business Group, for central and state governments, government-owned bodies and rural communities.3 In 2021 it became the first private non-life insurer to set up an insurance office at the International Financial Services Centre in GIFT City, Gandhinagar, which it uses to underwrite international business.45
It was incorporated in 2000, with its registered office in Mumbai.6 It began as a joint venture between ICICI Bank and Fairfax, and in 2017 became the first non-life insurer to list its shares on the stock exchanges.7 In September 2021 it acquired the business of Bharti AXA General Insurance.8 ICICI Bank is its promoter and holding company, with a direct holding of 51.26% of its shares at the end of March 2026.9
ICICI Lombard General Insurance Company key points
Results
- On the 1/n basis the regulator requires (multi-year premium spread over its years), gross direct premium income (GDPI, premium on policies it writes) was ₹67.92 billion in the quarter to Sep 2026, up 3.0%, and ₹151.10 billion in the half year, up 5.4%.1011
- On that basis the company's profit after tax rose 15.5% to ₹9.46 billion in the quarter, from ₹8.20 billion, and fell 13.9% to ₹13.50 billion in the half year, from ₹15.67 billion; the quarter's combined ratio (claims and costs over premium) was 107.0%, against 105.1%.12
- On the 'n' basis (multi-year premium counted in full when sold), the company's profit after tax rose 27.5% to ₹10.31 billion in the quarter and fell 5.8% to ₹14.54 billion in the half year; the quarter's combined ratio was 104.5%.1314
- In the year to Mar 2026, GDPI, as the company presents it, rose 7.0% (1/n basis) to ₹287.12 billion, against industry growth of 9.3%; profit after tax rose 10.5% to ₹27.72 billion, from ₹25.08 billion; the combined ratio was 103.4%, against 102.8%.151617
Market position
- In the year to Mar 2026 it ranked first among India's 28 private non-life insurers, including standalone health insurers, the company says, with 12.9% of their GDPI and 8.5% of the whole market.1819
- Market share by line of business20
Item quarter to Sep 2026 quarter to Sep 2025 Marine cargo 19.0% 17.1% Liability 16.6% 16.1% Engineering 16.4% 15.8% Fire 11.9% 11.4%
Business segments
- Share of GDPI by line of business21Third-party cover pays for harm to others; own-damage cover pays for the owner's vehicle.
Item year to Mar 2026 Health, travel and personal accident 32% Motor third party 20% Motor own damage 20% Fire 12% Marine 3% Crop 2% Others 11% - Motor. Motor grew 13.0% in the half year to Sep 2026, against 13.1% for the industry, for a 10.3% market share. Private cars made up 49.8% of the motor portfolio, two-wheelers 28.1% and commercial vehicles 22.1%.22
- Health. Retail health grew 66.4% in the half year to Sep 2026, against 32.0% for the industry, lifting its market share to 4.7% from 3.7% a year earlier. Group health grew 15.4%, for an 8.8% market share.2324
- Commercial lines. Excluding fire, the commercial lines portfolio grew 20.0% in the quarter to Sep 2026 and 13.2% in the half year. Fire declined 21.2% in the quarter, after 32.1% in the previous quarter.25
Branches and reach
Capital and investments
- On the 'n' basis, the company's solvency ratio (available capital over the capital the regulator requires) was 2.74 times at the end of September 2026; the regulatory minimum is 1.50 times.13
- Investment portfolio at cost28
Item half year to Sep 2026 Corporate bonds 36.9% Government securities 35.5% Equity, including equity ETFs 18.0% Mutual funds and AT1 bonds 5.1% - In its presentation of 14 Oct 2026, the company said 89.6% of its debt portfolio is in sovereign or AAA-rated securities, by domestic credit rating.29
What the company expects
- On its earnings call of 14 Oct 2026, the company said it plans to raise the contribution of digital sourcing from the current 6.0% to 15%.30
- On its earnings call of 14 Oct 2026, the company said it underwrites motor insurance for a loss ratio (claims over earned premium) of 65% to 67% and retail health for 65% to 70%.3132
- On its earnings call of 14 Oct 2026, the company said it recognised a reserving requirement of ₹1.65 billion for motor third-party claims in the quarter to Jun 2026, after a Supreme Court judgment, and expects no further provision.3334
Recent events
Litigation and regulatory matters
- On 7 Sep 2026 the insurance regulator, IRDAI, fined the company ₹1,00,00,000 over aspects of its outsourcing activities and issued further directions; the company said it expects no impact on its operations.3738
- On 14 Jul 2026 the company said it had received, on 13 Jul 2026, an arbitral award ordering it to pay an insured ₹776.73 million plus 7.5% yearly interest over Bharti AXA General Insurance policies; it was evaluating legal remedies; its documents give no later outcome.398
- In its filing of 23 Jan 2026, the company said the Bombay High Court had granted a temporary stay of a GST order it had challenged, demanding ₹17,28,86,10,803 plus a ₹1,72,88,61,079 penalty for July 2017 to March 2022; its documents give no later outcome.40
Last updated
All 40 sources, each with its page
- 1. Annual report, 27 May 2026, page 250
- 2. Annual report, 27 May 2026, page 61
- 3. Annual report, 27 May 2026, page 62
- 4. Annual report, 27 May 2026, page 123
- 5. Annual report, 27 May 2026, page 62
- 6. Annual report, 27 May 2026, page 1
- 7. Annual report, 27 May 2026, page 77
- 8. Exchange filing, 14 Jul 2026, page 3
- 9. Annual report, 27 May 2026, page 31
- 10. Investor presentation, 14 Oct 2026, page 3
- 11. Investor presentation, 14 Oct 2026, page 23
- 12. Investor presentation, 14 Oct 2026, page 21
- 13. Investor presentation, 14 Oct 2026, page 4
- 14. Investor presentation, 14 Oct 2026, page 20
- 15. Annual report, 27 May 2026, page 165
- 16. Annual report, 27 May 2026, page 251
- 17. Annual report, 27 May 2026, page 73
- 18. Annual report, 27 May 2026, page 165
- 19. Annual report, 27 May 2026, page 166
- 20. Earnings call, 14 Oct 2026, page 7
- 21. Annual report, 27 May 2026, page 62
- 22. Earnings call, 14 Oct 2026, page 7
- 23. Earnings call, 14 Oct 2026, page 7
- 24. Earnings call, 14 Oct 2026, page 8
- 25. Earnings call, 14 Oct 2026, page 6
- 26. Investor presentation, 14 Oct 2026, page 16
- 27. Annual report, 27 May 2026, page 166
- 28. Investor presentation, 14 Oct 2026, page 24
- 29. Investor presentation, 14 Oct 2026, page 17
- 30. Earnings call, 14 Oct 2026, page 9
- 31. Earnings call, 14 Oct 2026, page 24
- 32. Earnings call, 14 Oct 2026, page 14
- 33. Earnings call, 14 Oct 2026, page 12
- 34. Earnings call, 14 Oct 2026, page 7
- 35. Earnings call, 14 Oct 2026, page 8
- 36. Exchange filing, 12 Jun 2026, page 1
- 37. Exchange filing, 8 Sep 2026, page 3
- 38. Exchange filing, 8 Sep 2026, page 5
- 39. Exchange filing, 14 Jul 2026, page 1
- 40. Exchange filing, 23 Jan 2026, page 1
Results
Standalone; ₹ crore. Gross premium is what policyholders paid in the period, before the part passed on to reinsurers.ICICI Lombard General Insurance Company quarterly results
- Gross premium growth, 12 monthsGross premium growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +14.3%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- −8.8%
Quarter to Sep 2026, against the quarter before
- Gross premium
- ₹7,702 Cr
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent. Net profit in the glossary
- ₹946 Crup 134.74%
Gross premium by quarter
Net profit by quarter, a loss in red
| ₹ crore | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Gross premium | 6,474 | 6,904 | 8,053 | 7,059 | 7,433 | 8,074 | 8,860 | 7,702 |
| Net profit | 724 | 510 | 747 | 820 | 659 | 547 | 403 | 946 |
Year to Mar 2026, against the year before
- Gross premium
- ₹30,618 Cr
- Net profitNet profit. The pill is the change in net profit against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹2,772 Crup 10.51%
Gross premium by year
Net profit by year, a loss in red
| ₹ crore | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Gross premium | 12,600 | 14,789 | 13,592 | 14,320 | 18,562 | 21,772 | 25,594 | 28,258 | 30,618 |
| Net profit | 862 | 1,049 | 1,194 | 1,473 | 1,271 | 1,729 | 1,919 | 2,508 | 2,772 |
Business segments
Share of revenue, year to Mar 2026, standalone.Segment revenue and profit
- MotorMotor, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹11,025 Crup 9.70%49.5%
- Health: groupHealth: group, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹6,303 Crup 12.07%28.3%
- Health: retailHealth: retail, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹2,100 Crup 51.44%9.4%
- Group and corporate, other than healthGroup and corporate, other than health, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹1,082 Crup 12.00%4.9%
- FireFire, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹690 Crup 5.96%3.1%
- MarineMarine, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹624 Crup 2.77%2.8%
- CropCrop, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹293 Crdown 31.04%1.3%
- Retail, other than healthRetail, other than health, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹137 Cr0.6%
- Health: government schemesHealth: government schemes, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹9 Cr0.0%
Valuation
Today, against the company's own history.ICICI Lombard General Insurance Company PE ratio and valuation
At or below today's level on 2% of 1,730 trading days since Jul 2019.
At or below today's level on 1% of 1,987 trading days since Feb 2018.
At or below today's level on 97% of 2,242 trading days since Oct 2017.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −3.8% | +9.9% | −13.1% | 0.8% |
| 3 years | +17.7% | +16.5% | +0.3% | 0.7% |
| 5 years | +4.4% | +11.5% | −7.0% | 0.8% |
Mutual fund holdings
237 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 94 of the 127 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 4 more funds filed their first portfolio on record, holding it.All 237 funds holding ICICI Lombard General Insurance Company
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 2
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 8
- AddedAdded. Funds that held more shares than at the end of the month before.
- 86
- CutCut. Funds that held fewer shares than at the end of the month before.
- 41
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 96
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end. Sold out in the glossary
- 12
| Fund | |||
|---|---|---|---|
| 65,00,000 | 2.06% | ₹1,033.5 Cr | |
| 60,96,123 | 0.95% | ₹969.3 Cr | |
| 59,73,201 | 2.60% | ₹949.7 Cr | |
| 42,62,100 | 1.02% | ₹677.7 Cr | |
| 40,99,792 | 1.14% | ₹651.9 Cr | |
| 39,99,975 | 2.73% | ₹636.0 Cr | |
| 31,05,285 | 0.65% | ₹493.7 Cr | |
| 28,41,181 | 2.19% | ₹451.7 Cr | |
| 25,54,097 | 0.78% | ₹406.1 Cr | |
| 25,50,478 | 0.75% | ₹405.5 Cr |
Promoter and insider buying and selling
Trades made since 1 Nov 2025.ICICI Lombard General Insurance Company insider trading
No promoter, director, key manager or employee bought or sold on the market.
- Promoters and promoter group: no market trade · 14 pledge filings of unclear kind
- Others: no market trade · 95 pledge filings of unclear kind
ICICI Lombard General Insurance Company competitors and peers
Insurance, 12 listed companies, priced on 30 Oct 2026. The table lists the 8 companies closest to ICICI Lombard General Insurance Company in market cap. 1 company in its own group left out: one owns more than half of the other, directly or through a company it controls, or one owner more than half of both.Finance companies
Where the company sits among the companies nearest its size
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
| 4,84,811 | 8.07 | 2.53 | +10.3% | +23.3% | 36.3% | – | 2.61% | |
| 1,66,425 | 62.67 | 8.10 | +16.9% | +8.2% | 13.7% | – | 0.16% | |
| 1,14,039 | 55.67 | 5.86 | +17.8% | +8.2% | 11.2% | – | 0.40% | |
| 54,536 | 6.06 | 0.90 | +6.6% | −6.1% | 15.7% | – | 4.26% | |
| 41,414 | – | 7.24 | +17.6% | – | – | 4.1% | 0.00% | |
| 31,221 | 29.62 | 4.11 | – | +97.7% | 14.4% | – | 0.00% | |
| 26,193 | – | 1.13 | +5.6% | −152.2% | −2.4% | – | 0.94% | |
| 24,109 | 48.96 | 5.09 | +8.3% | +6.6% | 11.0% | – | 0.00% |
Dividends
Per share, by the year it was paid for, and the latest payments.ICICI Lombard General Insurance Company dividend history
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up. Dividend per share in the glossary| Ex-date | Type | Per share |
|---|---|---|
| 23 Oct 2026 | Interim | ₹7.00 |
| 29 May 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. Final dividend in the glossary | ₹7.00 |
| 23 Oct 2025 | Interim | ₹6.50 |
| 6 Jun 2025 | Final | ₹7.00 |
| 28 Oct 2024 | Interim | ₹5.50 |
| 7 Jun 2024 | Final | ₹6.00 |
Latest announcements
Routine notices left out.ICICI Lombard General Insurance Company announcements
Oct 2026
28 Oct · Business
26 Oct · Disclosure
22 Oct · General Updates
19 Oct · General Updates
14 Oct · General Updates
ICICI Lombard General Insurance Company annual report, year to Mar 2026
ICICI Lombard General Insurance Company share price by year
Each calendar year to 2025.ICICI Lombard General Insurance Company share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 1,962.10 | +9.8% | 2,063.60 | 1,639.70 |
| 2024 | 1,787.75 | +25.9% | 2,275.20 | 1,372.80 |
| 2023 | 1,420.10 | +14.8% | 1,480.00 | 1,059.60 |
| 2022 | 1,236.80 | −11.7% | 1,449.55 | 1,107.70 |
| 2021 | 1,401.25 | −7.9% | 1,638.05 | 1,315.50 |
| 2020 | 1,520.85 | +9.7% | 1,521.55 | 826.30 |
| 2019 | 1,386.80 | +60.4% | 1,431.90 | 817.85 |
| 2018 | 864.45 | +11.5% | 921.40 | 696.75 |
| 2017 | 775.50 | – | 800.00 | 666.20 |
Recent sessions
The 9 trading days to 29 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 29 Oct 2026 | 1,583.70 | 1,584.40 | 1,559.00 | 1,572.90 | 1,564.94 | 4,02,121 | 62.2% |
| 28 Oct 2026 | 1,578.00 | 1,588.00 | 1,560.00 | 1,583.80 | 1,577.58 | 3,57,399 | 54.1% |
| 27 Oct 2026 | 1,575.00 | 1,583.90 | 1,556.10 | 1,576.20 | 1,573.68 | 3,23,192 | 55.3% |
| 26 Oct 2026 | 1,589.90 | 1,603.80 | 1,570.00 | 1,580.00 | 1,585.60 | 6,35,708 | 56.4% |
| 23 Oct 2026 | 1,617.10 | 1,625.20 | 1,580.00 | 1,592.00 | 1,593.70 | 2,72,909 | 47.5% |
| 22 Oct 2026 | 1,625.20 | 1,652.10 | 1,616.50 | 1,633.00 | 1,634.84 | 3,06,092 | 47.9% |
| 21 Oct 2026 | 1,655.00 | 1,662.40 | 1,626.30 | 1,640.00 | 1,636.71 | 5,45,720 | 61.7% |
| 19 Oct 2026 | 1,681.00 | 1,694.50 | 1,642.00 | 1,650.00 | 1,652.64 | 5,10,963 | 55.4% |
| 16 Oct 2026 | 1,685.10 | 1,703.10 | 1,660.20 | 1,680.10 | 1,678.36 | 15,50,072 | 63.0% |
Company details
- NSE symbol
- ICICIGI
- BSE code
- 540716
- ISIN
- INE765G01017
- Industry
- Insurance
- Website
- www.icicilombard.com
- CIN
- L67200MH2000PLC129408
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 2000
- Registered office
- ICICI Lombard House, 414 Veer Savarkar Marg, Near Siddhivinayak Temple, Prabhadevi, Mumbai 400025, Maharashtra
- Share registrar
- KFin Technologies Ltd
- Keeps the register of shareholders and handles transfers and dividend payments