Oracle Financial Services Software share price
NSE: OFSSBSE: 532466IT - SoftwareMid Cap
Oracle Financial Services Software Limited · Formerly I-Flex Solutions · Face value ₹5 Face value. The nominal value of one share as the company issued it, the unit its share capital is counted in and a dividend can be stated as a percentage of; it has no link to the share price. Face value in the glossary · Listed Jun 2002
Last close ₹9,928.00up ₹15.00 (0.15%)BSE ₹9,905.75
Share price at the NSE close on 27 Oct 2026. Previous close ₹9,913.00.
27 Oct: open ₹9,900.00, high ₹10,031.00, low ₹9,778.00
52-week range of traded prices to 27 Oct 2026
₹6,234.50Low, 17 Mar 2026₹12,540.00High, 31 Aug 2026
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹86,475 Cr148th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 24.23
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 11.25
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 4.03%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 47.4%
- ROCEReturn on capital employed. Operating profit after depreciation (revenue less operating expenses and depreciation, without other income and one-off items) as a percentage of all the money the business runs on: the whole group's net worth, the other owners of its subsidiaries included, plus borrowings. Lease liabilities are not counted: the results filings do not state them. The profit is over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly); net worth and borrowings are on the latest balance sheet.
- 60.1%
- Debt to equityDebt to equity. Borrowings divided by the whole group's net worth, the other owners of its subsidiaries included: rupees borrowed for each rupee of equity in the business. Lease liabilities are not counted: the results filings do not state them. From the balance sheet at the end of Sep 2026.
- 0.00
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 2,39,75742.9% delivered
About Oracle Financial Services Software
Oracle Financial Services Software Limited provides software and IT services to banks and other financial institutions around the world.1 Its banking products handle transaction processing and compliance for corporate, retail and investment banking, treasury operations and data warehousing, and its analytical applications cover risk, finance, treasury, regulatory reporting and compliance.12 Its services arm, Oracle Finergy, offers consulting and business process services to banking, capital markets, mortgage and insurance clients.3
The company is a subsidiary of Oracle Global (Mauritius) Limited, which held 72.44% of it at the end of March 2026, and is majority owned by Oracle Corporation.45 It was incorporated in India on 27 Sep 1989 and has its registered office in Mumbai.4 It has subsidiaries in Chile, Greece, India, Mauritius, China, Singapore, the Netherlands and the United States, and works from offices in India and abroad, with no manufacturing.67 The group, including subsidiaries, had 9,155 employees at the end of March 2026, against 8,887 a year earlier.8
Oracle Financial Services Software key points
Results
- Consolidated revenue (the company with its subsidiaries) rose 12% to ₹76.7 billion in the year to Mar 2026. Net profit rose 11% to ₹26,393 million from ₹23,796 million, a net margin (profit as a share of revenue) of 34%.910
- Consolidated operating profit, as the company presents it, was ₹34,095 million in the year to Mar 2026, against ₹30,067 million a year earlier, an operating margin of 44%. Return on equity (profit as a share of shareholders' funds) was 33%.111213
- The board declared interim dividends totalling ₹400 per share for the year to Mar 2026: ₹130 on 17 Oct 2025 and ₹270 on 22 Apr 2026.1415
- The company describes itself as zero-debt. Consolidated cash from operations was ₹26,383 million in the year to Mar 2026, against ₹21,989 million a year earlier.16
Business segments
- Products (92% of standalone revenue). Banking software sold as licences and cloud services, with maintenance, enhancement and implementation. On a standalone basis (the company alone), products revenue was ₹52,397 million in the year to Mar 2026, up 12% from ₹46,889 million.1718
- Services (8% of standalone revenue). Consulting and IT services across the life of the software financial institutions use. On a standalone basis, services revenue was ₹4,770 million in the year to Mar 2026, up 16% from ₹4,102 million.1920
Where revenue comes from
Order book
- Revenue still to be earned under signed contracts, other than those billed on time and materials (remaining performance obligations), was ₹77,613 million at the end of March 2026, against ₹60,280 million. The company expects 53% of it within a year.23
- The remaining performance obligations figure now includes contracts of one year or less, which were left out before; the year-earlier figure was restated on the same basis.24
Customers and partners
- Oracle is the company's largest customer, at 51% of revenue in the year to Mar 2026: the company sells its products and services through Oracle to end users, contracting them in several countries through Oracle's local subsidiaries.252627
- Oracle's customer group, with entities under common control counted as one customer, brought in ₹39,082 million of consolidated revenue in the year to Mar 2026, against ₹34,181 million, and 59% of trade receivables (amounts customers owe) at the end of March 2026.282927
Research and development
- Research and development spending was about 10% of revenue in the year to Mar 2026, and a number of its products come from its in-house research and development centres.3031
- Most of its Oracle Banking (transaction banking) solutions are available as a cloud service or on a customer's own premises. In the year to Mar 2026 it launched cloud services for retail lending servicing, collections, cash management, supply chain management and trade finance.3233
- Its analytical applications run on its Analytical Applications Infrastructure and Model Management and Governance tools, which the company describes as patented in the US and Europe.34
Recent events
- At its annual general meeting of 23 Jul 2026, the company said Avadhut (Vinay) Ketkar, its chief financial officer, would succeed Makarand Padalkar as managing director and chief executive officer from 24 Jul 2026, with Manish Bhandari becoming chief financial officer.35
- On 27 May 2026 the company said the conditions for its perpetual licence deal with a US-headquartered global bank had been met. At the annual general meeting of 23 Jul 2026, the managing director said the transaction was completed in the quarter to Jun 2026.3637
- On 26 Mar 2026 the company and Oracle Corporation agreed to license certain software products in perpetuity to a US-headquartered global bank, an existing customer, replacing earlier agreements, for an estimated $100 million (about ₹940 crore, subject to exchange rate), excluding transition services.3839
- India notified new labour codes on 21 Nov 2025; the group recognised an estimated one-time ₹766 million increase in employee benefit expense in the year to Mar 2026 as a result.40
Litigation and regulatory matters
- At the end of March 2026 the group had tax disputes over various assessment years totalling ₹32,684 million (₹29,061 million a year earlier), pending before appellate and tax authorities. The tax demanded, after taxes paid under protest (while disputing them) and refunds, was ₹23,520 million.41
- The group held provisions of ₹444 million for certain of these tax disputes. As of its annual report for the year to Mar 2026, management expected its position to be upheld and considered an outflow remote.4142
Last updated
All 42 sources, each with its page
- 1. Annual report, 25 Jun 2026, page 67
- 2. Annual report, 25 Jun 2026, page 41
- 3. Annual report, 25 Jun 2026, page 43
- 4. Annual report, 25 Jun 2026, page 67
- 5. Annual report, 25 Jun 2026, page 26
- 6. Annual report, 25 Jun 2026, page 12
- 7. Annual report, 25 Jun 2026, page 34
- 8. Annual report, 25 Jun 2026, page 49
- 9. Annual report, 25 Jun 2026, page 4
- 10. Annual report, 25 Jun 2026, page 45
- 11. Annual report, 25 Jun 2026, page 45
- 12. Annual report, 25 Jun 2026, page 4
- 13. Earnings call, 23 Jul 2026, page 19
- 14. Annual report, 25 Jun 2026, page 4
- 15. Annual report, 25 Jun 2026, page 86
- 16. Annual report, 25 Jun 2026, page 49
- 17. Annual report, 25 Jun 2026, page 117
- 18. Annual report, 25 Jun 2026, page 46
- 19. Annual report, 25 Jun 2026, page 117
- 20. Annual report, 25 Jun 2026, page 46
- 21. Annual report, 25 Jun 2026, page 118
- 22. Annual report, 25 Jun 2026, page 52
- 23. Annual report, 25 Jun 2026, page 93
- 24. Annual report, 25 Jun 2026, page 93
- 25. Earnings call, 23 Jul 2026, page 19
- 26. Earnings call, 23 Jul 2026, page 20
- 27. Annual report, 25 Jun 2026, page 48
- 28. Annual report, 25 Jun 2026, page 117
- 29. Annual report, 25 Jun 2026, page 102
- 30. Earnings call, 23 Jul 2026, page 19
- 31. Annual report, 25 Jun 2026, page 12
- 32. Annual report, 25 Jun 2026, page 39
- 33. Annual report, 25 Jun 2026, page 4
- 34. Annual report, 25 Jun 2026, page 42
- 35. Earnings call, 23 Jul 2026, page 4
- 36. Exchange filing, 27 May 2026, page 1
- 37. Earnings call, 23 Jul 2026, page 19
- 38. Exchange filing, 26 Mar 2026, page 1
- 39. Exchange filing, 26 Mar 2026, page 3
- 40. Annual report, 25 Jun 2026, page 103
- 41. Annual report, 25 Jun 2026, page 103
- 42. Annual report, 25 Jun 2026, page 103
Results
Consolidated; ₹ crore.Oracle Financial Services Software quarterly results
- Revenue growth, 12 monthsRevenue growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +28.1%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +50.4%
Quarter to Sep 2026, against the quarter before
- RevenueRevenue. The pill is the change in revenue against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹1,907 Crdown 38.99%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent. Net profit in the glossary
- ₹702 Crdown 50.38%
- Net marginNet margin. Net profit as a percentage of revenue: how much of each rupee of sales is left after every cost, interest and tax. Net margin in the glossary
- 36.8%
Revenue by quarter
Peak revenue ₹3,125 Cr, quarter to Jun 2026; lowest ₹1,715 Cr, quarter to Dec 2024
Net profit by quarter, a loss in red
| ₹ crore | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,715 | 1,716 | 1,852 | 1,789 | 1,966 | 2,065 | 3,125 | 1,907 |
| Net profit | 541 | 644 | 642 | 546 | 610 | 842 | 1,416 | 702 |
| Net margin | 31.6% | 37.5% | 34.7% | 30.5% | 31.0% | 40.8% | 45.3% | 36.8% |
Consolidated. The last eight quarters. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.
Year to Mar 2026, against the year before
- RevenueRevenue. The pill is the change in revenue against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹7,672 Crup 12.05%
- Net profitNet profit. The pill is the change in net profit against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹2,639 Crup 10.91%
- Net margin
- 34.4%
Revenue by year
Peak revenue ₹7,672 Cr, year to Mar 2026; lowest ₹4,427 Cr, year to Mar 2017
Net profit by year, a loss in red
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4,427 | 4,527 | 4,959 | 4,861 | 4,984 | 5,221 | 5,698 | 6,373 | 6,847 | 7,672 |
| Net profit | 1,185 | 1,237 | 1,386 | 1,462 | 1,762 | 1,889 | 1,806 | 2,219 | 2,380 | 2,639 |
| Net margin | 26.8% | 27.3% | 27.9% | 30.1% | 35.4% | 36.2% | 31.7% | 34.8% | 34.8% | 34.4% |
Consolidated. Years to March. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.
Business segments
Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit
- Product licenses and related activitiesProduct licenses and related activities, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹6,942 Crup 11.70%90.5%
- IT solutions and consulting servicesIT solutions and consulting services, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹731 Crup 15.51%9.5%
The pill is the change in revenue on the year before; the share is of all the businesses together.
Valuation
Today, against the company's own history.Oracle Financial Services Software PE ratio and valuation
Price to earnings
At or below today's level on 54% of 2,478 trading days over the last 10 years.
LowestHighest
Its median23.22Industry median20.80
Price to book
At or below today's level on 88% of 1,977 trading days since Nov 2018.
LowestHighest
Its median5.88Industry median1.47
Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.
At or below today's level on 47% of 2,477 trading days over the last 10 years.
LowestHighest
Its median4.22%Industry median0.89%
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −8.3% | +10.7% | −22.5% | 5.9% |
| 3 years | +31.3% | +13.2% | +12.4% | 4.0% |
| 5 years | +20.9% | +8.2% | +7.3% | 4.8% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add.
Mutual fund holdings
197 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 109 of the 132 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 2 more funds filed their first portfolio on record, holding it.All 197 funds holding Oracle Financial Services Software
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 5
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 4
- AddedAdded. Funds that held more shares than at the end of the month before.
- 63
- CutCut. Funds that held fewer shares than at the end of the month before.
- 69
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 54
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end. Sold out in the glossary
- 20
| Fund | |||
|---|---|---|---|
 Kotak Multi Cap FundKotak Mahindra Mutual Fund | 9,86,458 | 3.46% | ₹1,048.6 Cr |
| Kotak Mid Cap FundKotak Mahindra Mutual Fund | 9,36,410 | 1.49% | ₹995.4 Cr |
 HDFC Mid Cap FundHDFC Mutual Fund | 3,40,648 | 0.36% | ₹362.1 Cr |
| Kotak Multi Asset Allocation FundKotak Mahindra Mutual Fund | 2,85,874 | 1.99% | ₹303.9 Cr |
 Sundaram Large and MidcapSundaram Mutual Fund | 2,11,414 | 3.15% | ₹224.7 Cr |
| Sundaram Aggressive Hybrid FundSundaram Mutual Fund | 1,30,688 | 1.58% | ₹138.9 Cr |
 Mahindra Manulife Multi Cap FundMahindra Manulife Mutual Fund | 1,20,000 | 1.71% | ₹127.6 Cr |
 Abakkus Flexi Cap FundAbakkus Mutual Fund | 1,19,574 | 1.62% | ₹127.1 Cr |
 Bandhan Large & Mid Cap FundBandhan Mutual Fund | 1,00,000 | 0.51% | ₹106.3 Cr |
| HDFC Large & Mid Cap FundHDFC Mutual Fund | 96,857 | 0.36% | ₹103.0 Cr |
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.
Promoter and insider buying and selling
Trades made since 28 Oct 2025.Oracle Financial Services Software insider trading
No promoter, director, key manager or employee bought or sold on the market.
- Others: no market trade · 3 pledge filings of unclear kind
Bought and sold count trades on the market only. A pledge is shares given to a lender as security for a loan; a lender invokes it by selling them.
Oracle Financial Services Software competitors and peers
Software Products, 54 listed companies, priced on 27 Oct 2026. The table lists the 8 companies closest to Oracle Financial Services Software in market cap.IT companies
Where the company sits among the companies nearest its size
| Company | ||||||||
|---|---|---|---|---|---|---|---|---|
 Tanla PlatformsTANLA | 7,681 | 13.86 | 2.82 | +17.7% | +15.6% | 22.2% | 24.3% | 1.04% |
 Capillary Technologies IndiaCAPILLARY | 4,610 | – | 4.50 | – | – | – | – | 0.00% |
 C.E. Info SystemsMAPMYINDIA | 4,565 | 33.13 | 5.05 | +1.8% | −12.5% | 16.3% | 15.8% | 0.42% |
 TechNVision VenturesTECHNVISN | 2,324 | 773.06 | 154.91 | +23.4% | – | 19.2% | 13.7% | 0.00% |
 Mobavenue AI TechMOBAVENUE | 2,065 | 59.00 | 22.81 | – | – | 66.3% | 50.1% | 0.26% |
 Ramco SystemsRAMCOSYS | 1,896 | 65.05 | 5.42 | +10.7% | +235.8% | 8.6% | 13.6% | 0.00% |
 Nucleus Software ExportsNUCLEUS | 1,759 | 16.69 | 1.94 | +1.7% | – | 12.2% | 9.0% | 1.87% |
 Blue Cloud Softech SolutionsBLUECLOUDS | 1,694 | 26.44 | – | +41.0% | +32.9% | 12.3% | 9.1% | 0.00% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page.
Dividends
Per share, by the year it was paid for, and the latest payments.Oracle Financial Services Software dividend history
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up. Dividend per share in the glossaryHighest ₹400.00 a share, year to Mar 2026.
| Ex-date | Type | Per share |
|---|---|---|
| 7 May 2026 | Interim | ₹270.00 |
| 3 Nov 2025 | Interim | ₹130.00 |
| 8 May 2025 | Interim | ₹265.00 |
| 7 May 2024 | Interim | ₹240.00 |
| 9 May 2023 | Interim | ₹225.00 |
| 13 May 2022 | Interim | ₹190.00 |
Latest payments, as declared, by ex-date.
Latest announcements
Routine notices left out.Oracle Financial Services Software announcements
Oct 2026
23 Oct · Results
17 Oct
15 Oct · Board meeting
14 Oct · Management
Oracle Financial Services Software annual report, year to Mar 2026
Oracle Financial Services Software share price by year
Each calendar year to 2025.Oracle Financial Services Software share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 7,687.00 | −39.9% | 12,648.35 | 7,294.15 |
| 2024 | 12,789.45 | +203.6% | 12,945.45 | 4,327.10 |
| 2023 | 4,212.80 | +39.3% | 4,396.55 | 2,996.30 |
| 2022 | 3,023.35 | −23.7% | 4,198.15 | 2,892.90 |
| 2021 | 3,961.20 | +23.3% | 4,944.00 | 2,971.90 |
| 2020 | 3,212.50 | +17.3% | 3,367.70 | 1,575.65 |
| 2019 | 2,739.65 | −26.1% | 3,879.70 | 2,739.65 |
| 2018 | 3,707.75 | −9.5% | 4,489.70 | 3,396.00 |
| 2017 | 4,098.05 | +31.1% | 4,098.05 | 3,108.75 |
| 2016 | 3,125.80 | −16.3% | 3,801.75 | 2,867.60 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.
Recent sessions
The 9 trading days to 26 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 26 Oct 2026 | 9,625.00 | 9,977.00 | 9,540.00 | 9,913.00 | 9,820.93 | 2,72,736 | 17.6% |
| 23 Oct 2026 | 9,861.00 | 10,050.00 | 9,575.00 | 9,677.00 | 9,727.80 | 2,03,717 | 27.0% |
| 22 Oct 2026 | 10,210.00 | 10,290.00 | 9,843.00 | 9,843.00 | 10,094.62 | 2,51,663 | 42.7% |
| 21 Oct 2026 | 10,219.00 | 10,374.00 | 10,181.00 | 10,263.00 | 10,252.87 | 2,00,256 | 49.1% |
| 19 Oct 2026 | 10,386.00 | 10,386.00 | 10,134.00 | 10,214.00 | 10,214.55 | 1,19,668 | 27.6% |
| 16 Oct 2026 | 10,250.00 | 10,535.00 | 10,247.00 | 10,386.00 | 10,401.51 | 2,32,905 | 31.5% |
| 15 Oct 2026 | 10,370.00 | 10,434.00 | 10,102.00 | 10,250.00 | 10,249.87 | 1,72,299 | 35.5% |
| 14 Oct 2026 | 10,640.00 | 10,698.00 | 10,420.00 | 10,420.00 | 10,513.50 | 1,70,336 | 46.4% |
| 13 Oct 2026 | 10,477.00 | 10,692.00 | 10,432.00 | 10,640.00 | 10,615.18 | 3,59,705 | 60.6% |
Prices in ₹ per share as traded, not adjusted.
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.Offer for sale history
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 18 Jan 2024 | Price move | – | Between two trading sessions the price moved by a fifth or more. The company's board met on results that day or since the trading day before. Not adjusted for. |
Each event is noted and not adjusted for.
Company details
- NSE symbol
- OFSS
- BSE code
- 532466
- ISIN
- INE881D01027
- Industry
- IT - Software
- Former symbols
- I-FLEX
- Website
- investor.ofss.oracle.com
- CIN
- L72200MH1989PLC053666
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 1989
- Registered office
- Oracle Park, Off Western Express Highway, Goregaon (East), Mumbai 400063, Maharashtra
- Share registrar
- KFin Technologies Ltd
- Keeps the register of shareholders and handles transfers and dividend payments
In Nifty 200, BSE 200, Nifty 500, BSE 500, Nifty Midcap 150, BSE 150 MidCap Index