Tata Capital share price
NSE: TATACAPBSE: 544574FinanceLarge Cap
Tata Capital Limited · Face value ₹10 Face value. The nominal value of one share as the company issued it, the unit its share capital is counted in and a dividend can be stated as a percentage of; it has no link to the share price. Face value in the glossary · Listed Oct 2025
Last close ₹300.45up ₹0.90 (0.30%)BSE ₹300.80
Share price at the NSE close on 27 Oct 2026. Previous close ₹299.55.
27 Oct: open ₹299.55, high ₹303.35, low ₹298.35
52-week range of traded prices to 27 Oct 2026
₹296.00Low, 2 Jun 2026₹390.20High, 6 Aug 2026
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹1,27,537 Cr64th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 21.38
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 2.60
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 0.19%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 14.0%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 22,19,15965.8% delivered
About Tata Capital
Tata Capital Limited is a non-banking financial company (NBFC, a lender that is not a bank) registered with the Reserve Bank of India, and a subsidiary of Tata Sons Private Limited.1 It lends to individuals, small and medium businesses and companies across India, and also distributes insurance and credit cards, manages wealth for individuals and runs private equity funds.123
It is classed as an Upper Layer NBFC under the Reserve Bank's scale-based rules, the tier with enhanced regulatory expectations, and says it is the third-largest diversified NBFC in India by assets under management.45 Its loans include home loans, loans against property, personal, business, two-wheeler, car and commercial vehicle loans, and, for businesses, supply chain finance, equipment finance, leasing and term loans.6 Its wholly owned subsidiary Tata Capital Housing Finance Limited makes home loans, loans against property and loans to property developers.78 It reports its results in 3 segments: financing, investment, and others, which covers advisory services, wealth management, distribution of financial products and leasing.910
It was incorporated in 1991.11 Tata Motors Finance Limited merged into the company with effect from 8 May 2025.12 Its shares were listed on the NSE and BSE on 13 October 2025 after an initial public offering (IPO, a first sale of shares to the public) of ₹15,512 crore, which the company says was the largest by an NBFC in India.1314
Tata Sons Private Limited, its promoter, held 78.8% of its shares, and the Tata Group 85.4% in all, on 31 March 2026.1516
Tata Capital key points
Results
- Profit after tax was ₹1,547 crore in the quarter to Jun 2026, up 56% from a year earlier, and net interest income (interest earned less interest paid) was ₹3,571 crore, up 25%.1718
- In the year to Mar 2026, consolidated total income was ₹31,583 crore, net total income (total income less interest costs) rose 20% to ₹15,597 crore and profit after tax attributable to owners rose 32% to ₹4,846 crore.192021
- Annualised return on equity (profit over shareholders' equity) was 13.7% and return on assets 2.3% in the quarter to Jun 2026, against 12.5% and 1.8% a year earlier; excluding motor finance (commercial vehicle, some car and supply chain loans), return on assets was 2.5%.2223
Loan book and deposits
- Net assets under management (AUM, the loans the group manages) were ₹2,90,502 crore at the end of June 2026, up 22% from a year earlier; excluding motor finance, they were ₹2,66,057 crore, up 28%.24
- Share of net AUM by business, end of June 2026252627
Item end of Jun 2026 SME (small and medium businesses) 27.7% Home loans 15.9% Corporate 14.6% Loans against property 14.2% Personal and business loans 9.0% Motor finance 8.4% Other retail loans 5.2% Construction equipment and two-wheeler loans 4.9%
Asset quality and funding
- Gross non-performing assets (NPAs, loans whose repayments have stopped) were 1.9% of loans and net NPAs (after provisions) 0.8% at the end of June 2026, against 2.1% and 1.0% a year earlier; in motor finance, gross NPAs were 7.9%.2829
- Annualised credit cost (loan-loss charges as a share of average loans) was 1.0% in the quarter to Jun 2026, against 1.6% a year earlier.30
- Borrowings were ₹2,45,487 crore at the end of June 2026, 5.3 times total equity of ₹46,237 crore, at an average cost of 7.3% in the quarter; bank loans made up about 40% and non-convertible debentures (NCDs, a form of bond) about 33%.3132
- On a standalone basis, capital adequacy (capital held against risk-weighted loans) was 18.5% at the end of June 2026; its domestic debt is rated AAA, the highest grade, and its international rating is BBB.333435
Branches and reach
Gold loan acquisition
- On 13 Jul 2026, the board approved acquiring a majority stake in Yogakshemam Loans Limited (Yogloans), a gold loan lender with 162 branches in Kerala, Karnataka, Tamil Nadu and Andhra Pradesh and AUM of ₹708 crore at the end of March 2026.38
- The all-cash deal values Yogloans at up to ₹318 crore before a capital infusion of about ₹93 crore; with shares bought from existing holders, the company would hold about 88.6% on a fully diluted basis (counting shares that could yet be issued).39
- On its earnings call of 28 Jul 2026, the company said it had applied to the Reserve Bank of India for approval of the deal and expected it towards the end of that calendar year.40
- On its earnings call of 28 Jul 2026, the company said it expects to add 500 plus gold loan branches and build a gold loan portfolio of about ₹4,000 crore to ₹5,000 crore over the 3 years after the acquisition.41
What the company expects
- In its presentation of 28 Jul 2026, the company said it expects AUM, including motor finance, to grow at a compound rate of 23% to 25% a year and profit after tax over 30% a year between the years to Mar 2025 and Mar 2028.42
- In its presentation of 28 Jul 2026, the company said its targets for the year to Mar 2028, including motor finance, are return on assets of 2.5% to 2.7%, return on equity of 17% to 18%, and credit cost and net NPAs under 1.0%.43
- On its earnings call of 28 Jul 2026, the company said its motor finance business, profitable in the quarter to Jun 2026, aims for a 2% return on assets by the year to Mar 2028.44
Recent events
- On 15 Jul 2026, the company raised US$400 million through 3.5-year senior unsecured bonds at a fixed 5.332% interest rate, rated BBB by S&P.45
Litigation and regulatory matters
- In an exchange filing of 21 Mar 2026, the company said a tax reassessment of a since-merged subsidiary for the year to Mar 2018 demanded ₹413.18 crore, including ₹202.72 crore of interest, mainly because taxes paid were not fully credited.46
- In the same filing, the company called the tax demand not maintainable, said it would file a rectification application or appeal, and said it did not expect a material financial impact.4748
Last updated
All 48 sources, each with its page
- 1. Annual report, 23 Jul 2026, page 41
- 2. Annual report, 23 Jul 2026, page 108
- 3. Annual report, 23 Jul 2026, page 11
- 4. Annual report, 23 Jul 2026, page 41
- 5. Annual report, 23 Jul 2026, page 70
- 6. Annual report, 23 Jul 2026, page 71
- 7. Annual report, 23 Jul 2026, page 75
- 8. Annual report, 23 Jul 2026, page 72
- 9. Annual report, 23 Jul 2026, page 468
- 10. Annual report, 23 Jul 2026, page 391
- 11. Annual report, 23 Jul 2026, page 30
- 12. Annual report, 23 Jul 2026, page 70
- 13. Annual report, 23 Jul 2026, page 41
- 14. Annual report, 23 Jul 2026, page 35
- 15. Exchange filing, 15 Jul 2026, page 6
- 16. Annual report, 23 Jul 2026, page 560
- 17. Investor presentation, 28 Jul 2026, page 5
- 18. Investor presentation, 28 Jul 2026, page 6
- 19. Annual report, 23 Jul 2026, page 32
- 20. Annual report, 23 Jul 2026, page 36
- 21. Investor presentation, 28 Jul 2026, page 25
- 22. Investor presentation, 28 Jul 2026, page 5
- 23. Investor presentation, 28 Jul 2026, page 20
- 24. Investor presentation, 28 Jul 2026, page 5
- 25. Investor presentation, 28 Jul 2026, page 20
- 26. Investor presentation, 28 Jul 2026, page 20
- 27. Investor presentation, 28 Jul 2026, page 20
- 28. Investor presentation, 28 Jul 2026, page 5
- 29. Investor presentation, 28 Jul 2026, page 27
- 30. Investor presentation, 28 Jul 2026, page 5
- 31. Investor presentation, 28 Jul 2026, page 6
- 32. Earnings call, 28 Jul 2026, page 16
- 33. Earnings call, 28 Jul 2026, page 16
- 34. Investor presentation, 28 Jul 2026, page 38
- 35. Investor presentation, 28 Jul 2026, page 37
- 36. Investor presentation, 28 Jul 2026, page 18
- 37. Investor presentation, 28 Jul 2026, page 6
- 38. Exchange filing, 13 Jul 2026, page 6
- 39. Exchange filing, 13 Jul 2026, page 6
- 40. Earnings call, 28 Jul 2026, page 5
- 41. Earnings call, 28 Jul 2026, page 5
- 42. Investor presentation, 28 Jul 2026, page 41
- 43. Investor presentation, 28 Jul 2026, page 41
- 44. Earnings call, 28 Jul 2026, page 24
- 45. Exchange filing, 15 Jul 2026, page 5
- 46. Exchange filing, 21 Mar 2026, page 2
- 47. Exchange filing, 21 Mar 2026, page 3
- 48. Exchange filing, 21 Mar 2026, page 2
Results
Consolidated; ₹ crore. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Tata Capital quarterly results
Quarter to Sep 2026, against the quarter before
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹9,342 Crup 5.89%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent. Net profit in the glossary
- ₹1,832 Crup 12.51%
Income from operations by quarter
Peak income from operations ₹9,342 Cr, quarter to Sep 2026; lowest ₹7,665 Cr, quarter to Jun 2025
Net profit by quarter, a loss in red
| ₹ crore | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| Income from operations | 7,665 | 7,737 | 7,975 | 8,160 | 8,822 | 9,342 |
| Net profit | 1,041 | 1,119 | 1,265 | 1,466 | 1,628 | 1,832 |
Consolidated. The 6 quarters from Jun 2025, the first on record. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.
Year to Mar 2026
- Income from operations
- ₹31,540 Cr
- Net profit
- ₹4,891 Cr
| ₹ crore | Mar 2026 |
|---|---|
| Income from operations | 31,540 |
| Net profit | 4,891 |
Consolidated. Years to March. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.
Business segments
Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit
- Financing ActivityFinancing Activity, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹30,785 Cr96.6%
- Investment ActivityInvestment Activity, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹439 Cr1.4%
- OthersOthers, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹634 Cr2.0%
Valuation
Today, against the company's own history.Tata Capital PE ratio and valuation
Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.
At or below today's level on 99.6% of 247 trading days over the last year.
LowestHighest
Its median0.00%Industry median0.79%
Mutual fund holdings
133 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 77 of the 93 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 1 more fund filed its first portfolio on record, holding it.All 133 funds holding Tata Capital
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 1
- AddedAdded. Funds that held more shares than at the end of the month before.
- 80
- CutCut. Funds that held fewer shares than at the end of the month before.
- 13
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 38
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end. Sold out in the glossary
- 5
| Fund | |||
|---|---|---|---|
 HDFC Large Cap FundHDFC Mutual Fund | 81,67,289 | 0.72% | ₹267.8 Cr |
 Franklin India Flexi Cap FundFranklin Templeton Mutual Fund | 67,61,032 | 1.22% | ₹221.7 Cr |
| HDFC Multi Cap FundHDFC Mutual Fund | 58,00,000 | 0.98% | ₹190.2 Cr |
 Sundaram Mid Cap FundSundaram Mutual Fund | 57,00,000 | 1.35% | ₹186.9 Cr |
 DSP ELSS Tax Saver FundDSP Mutual Fund | 52,93,367 | 1.11% | ₹173.6 Cr |
| DSP Large & Mid Cap FundDSP Mutual Fund | 51,99,212 | 0.99% | ₹170.5 Cr |
 Tata Balanced Advantage FundTata Mutual Fund | 32,27,254 | 1.32% | ₹105.8 Cr |
| HDFC Value FundHDFC Mutual Fund | 32,00,000 | 1.31% | ₹104.9 Cr |
 Aditya Birla Sun Life Banking and Financial Services FundAditya Birla Sun Life Mutual Fund | 22,66,231 | 2.18% | ₹74.3 Cr |
 UTI Large Cap FundUTI Mutual Fund | 22,22,890 | 0.64% | ₹72.9 Cr |
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.
Promoter and insider buying and selling
Trades made since 28 Oct 2025.Tata Capital insider trading
No promoter, director, key manager or employee bought or sold on the market.
- Promoters and promoter group: no market trade · 1 off-market move
- Others: no market trade · 9 pledge filings of unclear kind
Bought and sold count trades on the market only. A pledge is shares given to a lender as security for a loan; a lender invokes it by selling them.
Tata Capital competitors and peers
Non Banking Financial Company (NBFC), 280 listed companies, priced on 27 Oct 2026. The table lists the 8 companies closest to Tata Capital in market cap.Finance companies
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
 Bajaj FinanceBAJFINANCE | 5,67,807 | 26.17 | 4.61 | +18.8% | +18.5% | 19.2% | 3.77% | 9.08% | 0.66% |
 Shriram FinanceSHRIRAMFIN | 1,93,797 | 15.28 | 1.74 | +13.8% | +28.6% | 14.7% | 3.26% | 9.00% | 1.31% |
 Cholamandalam Investment and Finance CompanyCHOLAFIN | 1,25,968 | 21.90 | 4.14 | +19.6% | +29.1% | 21.3% | 2.34% | 6.79% | 0.14% |
 Muthoot FinanceMUTHOOTFIN | 96,654 | 8.50 | 2.47 | +50.7% | +84.8% | 33.2% | 6.46% | 12.81% | 1.25% |
 SBI Cards and Payment ServicesSBICARD | 50,252 | 19.27 | 2.93 | +5.8% | +36.0% | 16.3% | 3.29% | 11.24% | 0.47% |
 Piramal FinancePIRAMALFIN | 44,018 | 23.18 | 1.42 | – | – | 6.5% | – | – | 0.59% |
 Sundaram FinanceSUNDARMFIN | 43,353 | 19.53 | 2.91 | +13.7% | +15.6% | 15.8% | 2.56% | 4.60% | 1.03% |
 HDB Financial ServicesHDBFS | 41,897 | 14.15 | 1.89 | – | – | 14.3% | – | – | 0.79% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for NIM and ROA, where the company has no recent year with a balance sheet at its start and its end. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Dividends
Per share, by the year it was paid for, and the latest payments.Tata Capital dividend history
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up. Dividend per share in the glossaryHighest ₹0.57 a share, year to Mar 2026.
| Ex-date | Type | Per share |
|---|---|---|
| 27 Jul 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. Final dividend in the glossary | ₹0.57 |
Latest payments, as declared, by ex-date.
Latest announcements
Routine notices left out.Tata Capital announcements
Oct 2026
27 Oct · Business
27 Oct · Board meeting
Tata Capital share price by year
Each calendar year to 2025.Tata Capital share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 341.85 | – | 344.00 | 316.90 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2025 is from its first session, 13 Oct 2025.
Recent sessions
The 9 trading days to 26 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 26 Oct 2026 | 304.70 | 305.40 | 297.35 | 299.55 | 299.69 | 18,00,708 | 55.2% |
| 23 Oct 2026 | 308.10 | 313.65 | 301.75 | 306.75 | 306.28 | 14,01,646 | 56.6% |
| 22 Oct 2026 | 309.55 | 310.70 | 306.65 | 308.10 | 308.26 | 25,52,310 | 63.1% |
| 21 Oct 2026 | 315.15 | 316.60 | 309.65 | 311.95 | 312.21 | 18,72,980 | 64.7% |
| 19 Oct 2026 | 320.05 | 321.20 | 313.65 | 314.25 | 315.78 | 17,37,179 | 59.8% |
| 16 Oct 2026 | 321.35 | 324.85 | 317.30 | 322.80 | 321.19 | 9,97,682 | 55.2% |
| 15 Oct 2026 | 317.20 | 322.20 | 314.25 | 321.35 | 319.94 | 11,66,280 | 43.4% |
| 14 Oct 2026 | 327.65 | 329.00 | 316.10 | 316.95 | 319.87 | 15,26,121 | 61.6% |
| 13 Oct 2026 | 327.00 | 330.70 | 324.35 | 327.65 | 327.91 | 7,52,723 | 44.6% |
Prices in ₹ per share as traded, not adjusted.
Company details
- NSE symbol
- TATACAP
- BSE code
- 544574
- ISIN
- INE976I01016
- Industry
- Finance
- Website
- www.tatacapital.com
- CIN
- L65990MH1991PLC060670
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 1991
- Registered office
- Tower A, Peninsula Business Park, 11th Floor, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400013, Maharashtra
- Share registrar
- MUFG Intime India Pvt. Ltd
- Keeps the register of shareholders and handles transfers and dividend payments
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