Sundaram Finance share price
NSE: SUNDARMFINBSE: 590071FinanceMid Cap
Sundaram Finance Limited · Face value ₹10 Face value. The nominal value of one share as the company issued it, the unit its share capital is counted in and a dividend can be stated as a percentage of; it has no link to the share price. Face value in the glossary · Listed Jan 1998 on NSE, Dec 2006 on BSE
Last close ₹3,948.40up ₹24.20 (0.62%)BSE ₹3,936.30
Share price at the NSE close on 29 Oct 2026. Previous close ₹3,924.20.
29 Oct: open ₹3,925.00, high ₹3,992.80, low ₹3,861.50
52-week range of traded prices to 29 Oct 2026
₹3,816.00Low, 26 Oct 2026₹5,642.00High, 4 Mar 2026
- Next results date: the board meets on 4 Nov 2026 to consider: financial results. The notice · Results calendar
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹43,868 Cr192nd largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 19.76
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 2.95
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 1.01%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 15.8%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Net interest margin in the glossary
- 4.60%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Cost of funds in the glossary
- 7.26%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Credit cost in the glossary
- 0.80%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. Return on assets in the glossary
- 2.56%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Assets per rupee of net worth in the glossary
- 5.74times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 81,97865.8% delivered
About Sundaram Finance
Sundaram Finance Limited is a Chennai-based non-banking finance company (a lender that is not a bank) that finances commercial vehicles, cars, construction equipment, tractors and used vehicles.123 It lends to small road transport operators, small construction equipment operators, small farmers and small business owners.4 It also offers leasing, loans to small businesses and other finance companies, and supply chain finance.2
It also takes fixed deposits, and distributes general and life insurance, home loans and mutual funds.25 The group spans lending, general insurance, home finance and asset management, with total assets under management (the loans and investments its companies manage) of over ₹1,80,000 crore.6 Sundaram Home Finance and Sundaram Asset Management are wholly owned subsidiaries, and Royal Sundaram General Insurance is a joint venture with Ageas Insurance International.78
It was incorporated in 1954 and operates in 21 states.910 Chairman S. Viji is one of its promoters, and Executive Vice Chairman Harsha Viji is part of the promoter group.911
Sundaram Finance key points
Results
- Consolidated profit after tax was ₹2,059 crore in the year to Mar 2026, against ₹1,879 crore a year earlier, a growth of 9.6%.12
- Standalone revenue from operations, net of depreciation on operating lease as the company presents it, was ₹7,254 crore in the year to Mar 2026; profit after tax was ₹1,834 crore, against ₹1,543 crore, after a ₹75 crore charge for the new labour codes.1314
- In the quarter to Jun 2026, standalone profit after tax rose 22% to ₹522 crore from ₹429 crore, and revenue from operations was ₹1,963 crore, against ₹1,729 crore.1513
- Net interest income (interest earned on loans minus interest paid on borrowings) rose 19% to ₹925 crore in the quarter to Jun 2026, from ₹781 crore.16
Group companies
- Sundaram Home Finance. Its loan portfolio was ₹19,909 crore at 31 Mar 2026, against ₹17,428 crore a year earlier; profit after tax for the year was ₹281.88 crore, against ₹244.66 crore.17
- Sundaram Asset Management. Assets under management (money it invests for clients) were ₹90,089 crore at the end of the quarter to Jun 2026, against ₹80,501 crore a year earlier; profit after tax for the quarter was ₹51 crore, against ₹45 crore.18
- Royal Sundaram General Insurance. Gross written premium (premiums on policies sold, before reinsurance) was ₹4,638 crore in the year to Mar 2026 and ₹1,380 crore in the quarter to Jun 2026, against ₹1,289 crore a year earlier.19
Loan book and deposits
- Assets under management (the loans it manages) were ₹62,275 crore at 30 Jun 2026, up 17% from ₹53,278 crore a year earlier.20
- Disbursements (new loans paid out) were ₹8,947 crore in the quarter to Jun 2026, up 22% from ₹7,310 crore, and ₹32,321 crore in the year to Mar 2026, against ₹28,405 crore.2122
- Gross stage 3 assets (loans in default, as a share of all loans) were 1.71% at 30 Jun 2026, against 1.91% a year earlier, with provision cover (money set aside, as a share of them) of 49%, against 44%; net stage 3 0.88%, against 1.08%.23
- The company says it targets 80 to 90% of its financing towards small Indian entrepreneurs it describes as underserved.24
Funding and ratings
- ICRA and CRISIL rate its deposits, debentures and long-term loans AAA (Stable), the highest grade for safety, and its commercial paper A1+.2526
- In the year to Mar 2026 it raised ₹14,840 crore through debentures and long-term loans from banks, mutual funds and insurers, and issued commercial paper (short-term debt) totalling ₹7,900 crore.26
Branches and reach
Recent events
- On 13 Mar 2026, shareholders approved by postal ballot the reappointment of A.N. Raju for 4 years from 1 Apr 2026 and his elevation to Joint Managing Director.2930
- On 27 Mar 2026, the board approved raising up to ₹17,000 crore through non-convertible debentures (bonds that cannot be turned into shares) on private placement in the year to Mar 2027.31
- On 3 Nov 2025, the board approved in principle the purchase of Capitalgate Investment Advisors, a credit research firm, by Sundaram Alternate Assets for ₹35 crore, and their later merger, subject to regulatory approvals. The company's documents give no completion date.3233
Last updated
All 33 sources, each with its page
- 1. Annual report, 29 Jun 2026, page 3
- 2. Investor presentation, 3 Aug 2026, page 8
- 3. Annual report, 29 Jun 2026, page 232
- 4. Annual report, 29 Jun 2026, page 79
- 5. Annual report, 29 Jun 2026, page 37
- 6. Investor presentation, 3 Aug 2026, page 7
- 7. Annual report, 29 Jun 2026, page 73
- 8. Investor presentation, 3 Aug 2026, page 6
- 9. Annual report, 29 Jun 2026, page 3
- 10. Annual report, 29 Jun 2026, page 71
- 11. Annual report, 29 Jun 2026, page 185
- 12. Annual report, 29 Jun 2026, page 21
- 13. Investor presentation, 3 Aug 2026, page 19
- 14. Annual report, 29 Jun 2026, page 14
- 15. Investor presentation, 3 Aug 2026, page 18
- 16. Investor presentation, 3 Aug 2026, page 16
- 17. Annual report, 29 Jun 2026, page 22
- 18. Investor presentation, 3 Aug 2026, page 37
- 19. Investor presentation, 3 Aug 2026, page 36
- 20. Investor presentation, 3 Aug 2026, page 16
- 21. Investor presentation, 3 Aug 2026, page 16
- 22. Annual report, 29 Jun 2026, page 14
- 23. Investor presentation, 3 Aug 2026, page 17
- 24. Annual report, 29 Jun 2026, page 78
- 25. Investor presentation, 3 Aug 2026, page 40
- 26. Annual report, 29 Jun 2026, page 16
- 27. Investor presentation, 3 Aug 2026, page 26
- 28. Investor presentation, 3 Aug 2026, page 6
- 29. Annual report, 29 Jun 2026, page 37
- 30. Annual report, 29 Jun 2026, page 37
- 31. Exchange filing, 27 Mar 2026, page 1
- 32. Exchange filing, 3 Nov 2025, page 1
- 33. Exchange filing, 3 Nov 2025, page 3
Results
Standalone, as consolidated accounts are on record for only 7 of the last ten years; ₹ crore. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Sundaram Finance quarterly results
- Income from operations growth, 12 monthsIncome from operations growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +13.7%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +15.6%
Quarter to Jun 2026, against the quarter before
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹2,076 Crup 0.04%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent. Net profit in the glossary
- ₹522 Crdown 14.26%
Income from operations by quarter
Peak income from operations ₹2,076 Cr, quarter to Jun 2026; lowest ₹1,601 Cr, quarter to Sep 2024
Net profit by quarter, a loss in red
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 1,601 | 1,648 | 1,803 | 1,883 | 1,814 | 1,911 | 2,075 | 2,076 |
| Net profit | 340 | 349 | 546 | 429 | 394 | 403 | 608 | 522 |
Standalone. The last eight quarters. The latest is shaded.
Year to Mar 2026, against the year before
- Income from operationsIncome from operations. The pill is the change in income from operations against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹7,683 Crup 17.83%
- Net profitNet profit. The pill is the change in net profit against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹1,834 Crup 18.90%
Income from operations by year
Peak income from operations ₹7,683 Cr, year to Mar 2026; lowest ₹2,357 Cr, year to Mar 2017
Net profit by year, a loss in red
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income from operations | 2,357 | 2,618 | – | 3,842 | – | 3,870 | 4,046 | 5,480 | 6,520 | 7,683 |
| Net profit | 495 | 533 | – | 724 | – | 903 | 1,088 | 1,454 | 1,543 | 1,834 |
Standalone. Years to March. The latest is shaded. No results on record for the years to Mar 2019 and Mar 2021.
Business segments
Share of revenue, year to Mar 2026, consolidated.Segment revenue and profit
- Asset FinancingAsset Financing, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹9,071 Crup 16.13%92.5%
- OthersOthers, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹740 Crdown 10.01%7.5%
The pill is the change in revenue on the year before; the share is of all the businesses together.
Valuation
Today, against the company's own history.Sundaram Finance PE ratio and valuation
Price to earnings
At or below today's level on 4% of 1,744 trading days over the last 10 years.
LowestHighest
Its median27.56Industry median19.48
Price to book
At or below today's level on 30% of 986 trading days since Nov 2022.
LowestHighest
Its median3.49Industry median1.08
Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.
At or below today's level on 94% of 2,234 trading days over the last 10 years.
LowestHighest
Its median0.76%Industry median0.75%
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −3.4% | +18.9% | −19.6% | 0.9% |
| 3 years | +24.7% | +19.0% | +4.1% | 0.8% |
| 5 years | +12.1% | – | – | 0.9% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth and the change in P/E are left empty where earnings per share at either end of the window was a loss or is not on record.
Mutual fund holdings
118 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 59 of the 70 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 1 more fund filed its first portfolio on record, holding it.All 118 funds holding Sundaram Finance
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 3
- AddedAdded. Funds that held more shares than at the end of the month before.
- 35
- CutCut. Funds that held fewer shares than at the end of the month before.
- 35
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 44
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end. Sold out in the glossary
- 1
| Fund | |||
|---|---|---|---|
 SBI Midcap FundSBI Mutual Fund | 13,93,043 | 2.61% | ₹606.7 Cr |
 Nippon India Growth Mid Cap FundNippon India Mutual Fund | 9,70,778 | 0.84% | ₹422.8 Cr |
 Axis Midcap FundAxis Mutual Fund | 5,02,384 | 0.65% | ₹218.8 Cr |
| Axis ELSS Tax Saver FundAxis Mutual Fund | 4,84,170 | 0.70% | ₹210.9 Cr |
 Edelweiss Mid Cap FundEdelweiss Mutual Fund | 4,40,010 | 1.00% | ₹191.6 Cr |
| Axis Large & Mid Cap FundAxis Mutual Fund | 2,76,047 | 0.73% | ₹120.2 Cr |
 UTI Large & Mid Cap FundUTI Mutual Fund | 2,63,545 | 1.85% | ₹114.8 Cr |
 ICICI Prudential ELSS - Tax Saver FundICICI Prudential Mutual Fund | 2,32,490 | 0.75% | ₹101.2 Cr |
| Nippon India Banking & Financial Services FundNippon India Mutual Fund | 2,05,995 | 1.22% | ₹89.7 Cr |
| SBI ELSS Tax Saver FundSBI Mutual Fund | 1,51,816 | 0.22% | ₹66.1 Cr |
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.
Promoter and insider buying and selling
Trades made since 30 Oct 2025.Sundaram Finance insider trading
No promoter, director, key manager or employee bought or sold on the market.
- Promoters and promoter group: no market trade
- Others: no market trade
Bought and sold count trades on the market only. A pledge is shares given to a lender as security for a loan; a lender invokes it by selling them.
Sundaram Finance competitors and peers
Non Banking Financial Company (NBFC), 277 listed companies, priced on 29 Oct 2026. The table lists the 8 companies closest to Sundaram Finance in market cap.Finance companies
Where the company sits among the companies nearest its size
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
 Cholamandalam Investment and Finance CompanyCHOLAFIN | 1,37,562 | 22.11 | 3.98 | +21.1% | +33.9% | 20.6% | – | 2.34% | 6.79% | 0.12% |
 Muthoot FinanceMUTHOOTFIN | 1,00,251 | 8.81 | 2.56 | +50.7% | +84.8% | 33.2% | – | 6.46% | 12.81% | 1.20% |
 SBI Cards and Payment ServicesSBICARD | 51,389 | 19.70 | 2.99 | +5.8% | +36.0% | 16.3% | – | 3.29% | 11.24% | 0.46% |
 Piramal FinancePIRAMALFIN | 44,127 | 23.24 | 1.43 | – | – | 6.5% | – | – | – | 0.59% |
 Authum Investment & InfrastructureAIIL | 42,474 | 20.28 | 2.88 | −34.5% | −48.8% | 14.2% | 13.3% | – | – | 0.00% |
 HDB Financial ServicesHDBFS | 41,506 | 14.02 | 1.87 | – | – | 14.3% | – | – | – | 0.80% |
 Poonawalla FincorpPOONAWALLA | 38,879 | 35.75 | 2.83 | +75.1% | +399.2% | 9.2% | – | 1.14% | 7.30% | 0.00% |
 Mahindra & Mahindra Financial ServicesM&MFIN | 36,812 | 10.23 | 1.34 | +14.9% | +45.8% | 13.8% | – | 1.89% | 6.76% | 2.83% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for ROCE and EV/EBITDA, where the company is a lender or an insurer; for NIM and ROA, where the company does not file a lender's accounts or has no recent year with a balance sheet at its start and its end. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Dividends
Per share, by the year it was paid for, and the latest payments.Sundaram Finance dividend history
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up. In the year to Mar 2019, a dividend has no amount stated: the figure adds the others and is the least that year paid. Dividend per share in the glossaryHighest stated ₹40.00 a share, year to Mar 2026.
| Ex-date | Type | Per share |
|---|---|---|
| 6 Jul 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. Final dividend in the glossary | ₹24.00 |
| 6 Feb 2026 | Interim | ₹16.00 |
| 9 Jul 2025 | Final | ₹21.00 |
| 7 Feb 2025 | Interim | ₹14.00 |
| 31 Jul 2024 | Final | ₹16.00 |
| 16 Feb 2024 | Interim | ₹14.00 |
Latest payments, as declared, by ex-date.
Latest announcements
Routine notices left out.Sundaram Finance announcements
Oct 2026
29 Oct · Updates
22 Oct · Updates
8 Oct · Updates
7 Oct · Updates
1 Oct · Updates
Sundaram Finance share price by year
Each calendar year to 2025.Sundaram Finance share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 5,282.80 | +27.5% | 5,351.00 | 4,087.65 |
| 2024 | 4,143.70 | +18.1% | 5,369.35 | 3,496.35 |
| 2023 | 3,508.30 | +52.2% | 3,788.35 | 2,224.25 |
| 2022 | 2,305.10 | +0.8% | 2,461.55 | 1,604.15 |
| 2021 | 2,287.50 | +26.8% | 2,820.15 | 1,666.95 |
| 2020 | 1,804.25 | +10.6% | 1,918.10 | 1,047.90 |
| 2019 | 1,630.80 | +13.4% | 1,702.60 | 1,345.05 |
| 2018 | 1,438.70 | −23.4% | 2,033.10 | 1,353.80 |
| 2017 | 1,878.35 | +63.3% | 1,908.80 | 1,167.40 |
| 2016 | 1,150.30 | −16.5% | 1,540.60 | 1,113.60 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.
Recent sessions
The 9 trading days to 28 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 28 Oct 2026 | 3,882.50 | 3,939.40 | 3,861.00 | 3,924.20 | 3,903.66 | 15,823 | 52.6% |
| 27 Oct 2026 | 3,902.10 | 3,980.00 | 3,861.50 | 3,902.00 | 3,886.32 | 35,637 | 67.2% |
| 26 Oct 2026 | 3,936.20 | 3,961.20 | 3,816.00 | 3,902.10 | 3,872.52 | 62,560 | 48.5% |
| 23 Oct 2026 | 4,054.00 | 4,072.90 | 3,925.00 | 3,981.20 | 3,991.97 | 36,941 | 58.9% |
| 22 Oct 2026 | 4,082.30 | 4,114.00 | 4,020.80 | 4,064.60 | 4,065.49 | 19,627 | 53.9% |
| 21 Oct 2026 | 4,208.00 | 4,226.40 | 4,100.00 | 4,123.60 | 4,123.64 | 66,562 | 71.7% |
| 19 Oct 2026 | 4,250.00 | 4,267.00 | 4,200.00 | 4,217.00 | 4,221.10 | 29,378 | 61.3% |
| 16 Oct 2026 | 4,224.90 | 4,260.50 | 4,196.30 | 4,236.80 | 4,236.54 | 27,096 | 56.3% |
| 15 Oct 2026 | 4,246.00 | 4,288.40 | 4,193.00 | 4,211.30 | 4,237.44 | 20,285 | 56.8% |
Prices in ₹ per share as traded, not adjusted.
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.Bonus share history
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 13 Dec 2012 | Bonus | 0.5000 | Holders received 1 bonus share for every 1 held. |
| 22 Aug 2008 | Bonus | 0.5000 | Holders received 1 bonus share for every 1 held. |
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout.
Company details
- NSE symbol
- SUNDARMFIN
- BSE code
- 590071
- ISIN
- INE660A01013
- Industry
- Finance
- Website
- www.sundaramfinance.in
- CIN
- L65191TN1954PLC002429
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 1954
- Registered office
- 21, Patullos Road, Chennai 600002, Tamil Nadu
- Share registrar
- Cameo Corporate Services Ltd
- Keeps the register of shareholders and handles transfers and dividend payments