Sammaan Capital share price
NSE: SAMMAANCAPBSE: 535789FinanceSmall Cap
Share price at the NSE close on 27 Oct 2026. Previous close ₹112.56.
27 Oct: open ₹112.77, high ₹115.60, low ₹111.75
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹13,272 Cr436th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- Lossover the last 12 months
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 0.70
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- −35.5%
- ROE without one-offsReturn on equity without one-off items. Core profit, the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders less one-off items (exceptional items and the result of businesses sold or closed), as a percentage of the same net worth as the return on equity. Shown where the one-off items move that profit by more than a tenth. The last twelve months' profit includes −₹6,499 crore of one-off items, the largest of them in the quarter to Mar 2026.
- −3.6%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Net interest margin in the glossary
- −0.06%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Cost of funds in the glossary
- 11.91%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Credit cost in the glossary
- 8.96%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. Return on assets in the glossary
- −9.89%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Assets per rupee of net worth in the glossary
- 3.54times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 73,63,53155.2% delivered
About Sammaan Capital
Sammaan Capital Limited is a retail-focused, technology-led lender. The name Sammaan means respect, honour, courtesy and dignity. It is a non-banking financial company, which means a lender that is not a bank, and it does not accept deposits from the public. Its equity shares are listed on BSE and NSE.
The company's products are home loans in the affordable housing segment, loans against property and corporate mortgage loans. It also gives loans to MSMEs (micro, small and medium enterprises) and small businesses for working capital and business expansion.
The company serves its customers through a nationwide network of over 215 branches and 9,500+ channel partners. Its registered office is in Lajpat Nagar, New Delhi, and its corporate office is in Gurgaon, Haryana. Gagan Banga is its Managing Director and Chief Executive Officer, and he has led the company as chief executive since 2007. Gagan Banga joined the group in 2000. Dinabandhu Mohapatra is its Non-Executive Interim Chairman and an Independent Director. Its material subsidiary is Sammaan Finserve Limited.
It was incorporated in 2005. After a strategic investment by Avenir Investment RSC Ltd, a subsidiary of Abu Dhabi-based International Holding Company PJSC (IHC), the company became an IHC Group company. Avenir is now the company's promoter and controlling shareholder. A promoter is the person or group that set up a company or controls it. IHC is a holding company based in Abu Dhabi. Alwyn Crasta sits on its board as a nominee of IHC.
Written from the annual report for the year to Mar 2026, filed 8 Sep 2026 and the investor presentation.
Sources for 20 statements, each with its page
- Sammaan Capital is a retail-focused, technology-led lender. Annual report, page 24
- It does not accept deposits from the public (non-deposit-taking NBFC). Annual report, page 52
- Equity shares are listed on BSE and NSE. Annual report, page 52
- Home loans in the affordable housing segment. Annual report, page 27
- Loans to MSMEs and small businesses for working capital and business expansion. Annual report, page 27
- Presence in home loans, loans against property and corporate mortgage loans. Annual report, page 31
- Network of over 215 branches and 9,500+ channel partners. Annual report, page 27
- Registered office in Lajpat Nagar, New Delhi. Annual report, page 1
- Corporate office in Gurgaon, Haryana. Annual report, page 1
- Gagan Banga is Managing Director and Chief Executive Officer. Annual report, page 31
- He has been CEO since 2007. Annual report, page 31
- Incorporated in 2005 (year in the CIN). Annual report, page 1
- Avenir, a subsidiary of Abu Dhabi-based IHC, made a strategic investment and the company became an IHC Group company. Annual report, page 24
- Avenir Investment RSC Ltd is a subsidiary of Abu Dhabi-based International Holding Company PJSC. Annual report, page 24
- Avenir is the promoter and controlling shareholder. Annual report, page 44
- The name Sammaan means respect, honour, courtesy and dignity. Annual report, page 24
- Gagan Banga joined the group in 2000. Annual report, page 31
- Dinabandhu Mohapatra is Non-Executive Interim Chairman and an Independent Director. Annual report, page 29
- Sammaan Finserve Limited is the company's material subsidiary. Annual report, page 59
- Alwyn Crasta is an IHC nominee director. Annual report, page 29
Results
Consolidated; ₹ crore. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Sammaan Capital quarterly results
- Income from operations growth, 12 monthsIncome from operations growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- −17.1%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- –
Quarter to Jun 2026, against the quarter before
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹1,652 Crup 21.67%
- Net profitNet profit. Under it, net profit in the quarter before. A change in per cent is not worked out where either period is a loss or nothing. Net profit in the glossary
- ₹243 CrQuarter to Mar 2026: −₹8,101 Cr
Income from operations by quarter
Net profit by quarter, a loss in red
- Net profit
- Loss
The quarters either side of a change of basis do not compare. From the quarter to Mar 2025, the company's income from operations for the year to Mar 2025, ₹8,623 Cr, differs from its quarters added, ₹8,753 Cr.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 2,422 | 2,017 | 2,107 | 2,400 | 2,251 | 2,158 | 1,358 | 1,652 |
| Net profit | −2,761 | 302 | 324 | 334 | 308 | 314 | −8,101 | 243 |
Year to Mar 2026, against the year before
- Income from operationsIncome from operations. The pill is the change in income from operations against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹8,166 Crdown 5.30%
- Net profitNet profit. Under it, net profit in the year before. A change in per cent is not worked out where either period is a loss or nothing.
- −₹7,145 CrYear to Mar 2025: −₹1,807 Cr
Income from operations by year
Net profit by year, a loss in red
- Net profit
- Loss
The years either side of a change of basis do not compare. From the year to Mar 2019, the company's income from operations for that year, ₹17,020 Cr, differs from its quarters added, ₹16,317 Cr. From the year to Mar 2020, the company's income from operations for that year, ₹13,216 Cr, differs from its quarters added, ₹13,624 Cr. From the year to Mar 2025, the company's income from operations for that year, ₹8,623 Cr, differs from its quarters added, ₹8,753 Cr.
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income from operations | 10,399 | 13,062 | 17,020 | 13,216 | 9,927 | 8,983 | 8,719 | 8,475 | 8,623 | 8,166 |
| Net profit | 2,906 | 3,847 | 4,091 | 2,200 | 1,202 | 1,178 | 1,130 | 1,214 | −1,807 | −7,145 |
Business segments
In the year to Mar 2026 the company reports one business segment, Investing and Financing related activities, which carries all its revenue.
Valuation
Today, against the company's own history. Not shown, P/E: loss, last twelve months. Its history crosses a change of basis in the accounts in the years to Mar 2019, Mar 2020 and Mar 2025: days before it are of the company before the change.Sammaan Capital PE ratio and valuation
At or below today's level on 73% of 1,766 trading days since Oct 2018.
At or below today's level on 27% of 2,460 trading days over the last 10 years.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | +39.6% | – | – | 0.0% |
| 3 years | +15.8% | – | – | 0.4% |
| 5 years | −4.8% | – | – | 0.5% |
Mutual fund holdings
43 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 41 of the 41 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.All 43 funds holding Sammaan Capital
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 1
- AddedAdded. Funds that held more shares than at the end of the month before.
- 15
- CutCut. Funds that held fewer shares than at the end of the month before.
- 26
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 1
| Fund | |||
|---|---|---|---|
 Nippon India Nifty Smallcap 250 Index FundNippon India Mutual Fund | 11,96,364 | 0.47% | ₹16.3 Cr |
 HDFC Nifty Smallcap 250 ETFHDFC Mutual Fund | 9,38,782 | 0.47% | ₹12.8 Cr |
 SBI Nifty Smallcap 250 Index FundSBI Mutual Fund | 6,07,731 | 0.47% | ₹8.30 Cr |
 Motilal Oswal Nifty Smallcap 250 Index FundMotilal Oswal Mutual Fund | 4,31,091 | 0.47% | ₹5.89 Cr |
 ICICI Prudential Nifty Smallcap 250 Index FundICICI Prudential Mutual Fund | 2,72,505 | 0.47% | ₹3.72 Cr |
| HDFC Nifty Smallcap 250 Index FundHDFC Mutual Fund | 2,61,341 | 0.47% | ₹3.57 Cr |
 JioBlackRock Nifty Smallcap 250 Index FundJio BlackRock Mutual Fund | 1,36,374 | 0.47% | ₹1.86 Cr |
| Motilal Oswal Nifty 500 Index FundMotilal Oswal Mutual Fund | 1,24,418 | 0.06% | ₹1.70 Cr |
 Edelweiss Nifty Smallcap 250 Index FundEdelweiss Mutual Fund | 96,239 | 0.47% | ₹1.31 Cr |
| Motilal Oswal Nifty Smallcap 250 ETFMotilal Oswal Mutual Fund | 86,874 | 0.47% | ₹1.19 Cr |
Promoter and insider buying and selling
Trades made since 28 Oct 2025.Sammaan Capital insider trading
No promoter, director, key manager or employee bought or sold on the market.
- Promoters and promoter group: no market trade
- Others: no market trade · 3 pledge filings of unclear kind
Sammaan Capital competitors and peers
Housing Finance Company, 19 listed companies, priced on 27 Oct 2026. The table lists the 8 companies closest to Sammaan Capital in market cap.Finance companies
Sammaan Capital is not on the chart: it has no P/E today
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
 Bajaj Housing FinanceBAJAJHFL | 64,692 | 23.05 | 2.69 | +17.2% | +18.9% | 12.4% | 2.23% | 3.29% | 0.00% |
 PNB Housing FinancePNBHOUSING | 28,167 | 12.17 | 1.47 | +9.8% | +13.7% | 12.8% | 2.60% | 3.67% | 0.74% |
 LIC Housing FinanceLICHSGFIN | 28,053 | 4.89 | 0.68 | +0.4% | +4.3% | 14.8% | 1.75% | 2.68% | 1.96% |
 Aadhar Housing FinanceAADHARHFC | 19,099 | 16.74 | 2.53 | +17.7% | +20.2% | 16.4% | 4.33% | 8.09% | 0.00% |
 Home First Finance Company IndiaHOMEFIRST | 10,631 | 17.16 | 2.28 | +19.2% | +36.9% | 14.3% | 3.95% | 6.99% | 0.51% |
 Aptus Value Housing Finance IndiaAPTUS | 10,103 | 10.26 | 2.00 | +22.9% | +23.3% | 21.0% | 7.76% | 11.34% | 2.23% |
 Can Fin HomesCANFINHOME | 9,660 | 8.38 | 1.51 | +7.9% | +25.1% | 19.4% | 2.54% | 3.84% | 2.07% |
 Aavas FinanciersAAVAS | 9,020 | 12.80 | 1.67 | +12.1% | +16.8% | 14.0% | 3.29% | 6.75% | 0.00% |
Dividends
Per share, by the year it was paid for, and the latest payments.Sammaan Capital dividend history
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up. Dividend per share in the glossary| Ex-date | Type | Per share |
|---|---|---|
| 20 Sep 2024 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. Final dividend in the glossary | ₹2.00 |
| 18 Sep 2023 | Final | ₹1.25 |
| 28 May 2021 | Interim | ₹9.00 |
| 13 Feb 2020 | Interim | ₹6.00 |
| 18 Nov 2019 | Interim | ₹7.00 |
| 19 Aug 2019 | Interim | ₹8.00 |
Latest announcements
Routine notices left out.Sammaan Capital announcements
Oct 2026
Sammaan Capital share price by year
Each calendar year to 2025.Sammaan Capital share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 145.64 | −3.6% | 189.93 | 102.67 |
| 2024 | 151.07 | −30.3% | 224.70 | 133.15 |
| 2023 | 216.75 | +40.1% | 232.05 | 92.90 |
| 2022 | 154.70 | −29.0% | 226.30 | 91.85 |
| 2021 | 218.00 | −1.0% | 308.50 | 160.85 |
| 2020 | 220.30 | −29.7% | 344.95 | 89.75 |
| 2019 | 313.20 | −63.3% | 903.05 | 173.05 |
| 2018 | 853.85 | −28.6% | 1,421.15 | 653.80 |
| 2017 | 1,196.60 | +84.0% | 1,360.70 | 643.75 |
| 2016 | 650.25 | −11.7% | 880.65 | 552.90 |
Recent sessions
The 9 trading days to 26 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 26 Oct 2026 | 115.01 | 115.38 | 111.42 | 112.56 | 112.96 | 86,63,688 | 53.6% |
| 23 Oct 2026 | 119.00 | 119.41 | 113.21 | 114.99 | 115.87 | 72,04,796 | 47.0% |
| 22 Oct 2026 | 122.00 | 123.27 | 118.86 | 119.38 | 121.02 | 92,86,442 | 57.7% |
| 21 Oct 2026 | 125.90 | 126.10 | 121.00 | 122.80 | 123.26 | 78,56,174 | 45.8% |
| 19 Oct 2026 | 134.00 | 134.05 | 124.10 | 125.80 | 127.83 | 1,02,56,705 | 56.6% |
| 16 Oct 2026 | 137.50 | 137.50 | 131.42 | 133.86 | 133.75 | 67,52,563 | 42.0% |
| 15 Oct 2026 | 132.55 | 139.45 | 131.96 | 136.98 | 136.36 | 1,45,77,329 | 40.8% |
| 14 Oct 2026 | 134.06 | 134.80 | 132.31 | 132.71 | 133.48 | 43,31,699 | 55.0% |
| 13 Oct 2026 | 132.51 | 135.80 | 131.22 | 135.10 | 133.60 | 41,35,821 | 43.4% |
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.Rights issue history
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 1 Feb 2024 | Rights issue | – | Shareholders were offered new shares. Noted, not adjusted for. |
| 11 May 2022 | Price move | – | Between two trading sessions the price moved by a fifth or more. The company made an announcement in time for trading that day or the trading day before. Not adjusted for. |
| 19 Jun 2020 | Price move | – | Between two trading sessions the price moved by a fifth or more. No corporate action is on record. Not adjusted for. |
| 19 Mar 2020 | Price move | – | Between two trading sessions the price moved by a fifth or more. The company made an announcement in time for trading that day or the trading day before. Not adjusted for. |
| 30 Sep 2019 | Price move | – | Between two trading sessions the price moved by a fifth or more. The company made an announcement in time for trading that day or the trading day before. Not adjusted for. |
Company details
- NSE symbol
- SAMMAANCAP
- BSE code
- 535789
- ISIN
- INE148I01020
- Industry
- Finance
- Former symbols
- IBULHSGFIN
- Website
- www.sammaancapital.com
- CIN
- L65922DL2005PLC136029
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 2005
- Registered office
- A-34, 2nd & 3rd Floor, Lajpat Nagar - II, South Delhi, New Delhi 110024
- Share registrar
- KFin Technologies Ltd
- Keeps the register of shareholders and handles transfers and dividend payments