Can Fin Homes logo

Can Fin Homes share price

NSE: CANFINHOMEBSE: 511196FinanceSmall Cap

Can Fin Homes Limited · Face value ₹2 · Listed May 1989 on BSE, May 1995 on NSE
Last close ₹725.30down ₹0.20 (0.03%)BSE ₹725.15

Share price at the NSE close on 28 Oct 2026. Previous close ₹725.50.

28 Oct: open ₹724.00, high ₹726.85, low ₹714.80

52-week range of traded prices to 28 Oct 2026
₹693.00Low, 23 Oct 2026₹971.50High, 26 Dec 2025
Market cap
₹9,658 Cr510th largest listed
P/E
8.38
P/B
1.51
Dividend yield
2.07%
ROE
19.4%
NIM
3.84%
Cost of funds
6.99%
Credit cost
0.10%
ROA
2.54%
Leverage
7.73times net worth
Volume, NSE
42,29851.1% delivered

Can Fin Homes share price chart

Daily closes since Jan 2007, adjusted for splits and bonuses

−16.2%over a year · Nifty 500 −8.8%

ResultsDividend20-session average 2,59,987 shares a day, 56.6% delivered

About Can Fin Homes

Can Fin Homes Limited is a Bengaluru-based housing finance company that lends to individuals across India to buy, build, extend or renovate homes.12 Its borrowers are mainly salaried and self-employed people in middle and lower income groups, including first-time home buyers and women.2 It also lends against property and takes fixed deposits from the public.1

The company primarily operates in housing finance, with retail lending made up of housing loans and other mortgage-backed loans.3 Besides home loans, its products include site loans, loans for commercial properties, education and personal loans, top-up loans, Nishchint loans for pensioners and a rooftop solar loan scheme.2 Its Can Fin Vishwas housing loan serves low and marginal-income customers such as small traders and artisans who lack formal salary slips, assessing them on digital transaction history rather than income documents.4

Canara Bank promoted the company in 1987 and holds about 30% of its shares, and the company is part of the Canara Group financial conglomerate led by Canara Bank.5 Can Fin Homes was listed in 1989 and is registered with the National Housing Bank as a deposit-taking housing finance company.51 It has no subsidiaries.6

Can Fin Homes key points

Results

  • In the year to Mar 2026, revenue rose to ₹4,218 crore from ₹3,880 crore, and net interest income (interest earned on loans minus interest paid on borrowings) rose to ₹1,610 crore from ₹1,353 crore.7
  • Profit after tax crossed ₹1,000 crore in the year to Mar 2026, at ₹1,086 crore against ₹857 crore a year earlier.8
  • Net interest margin (net interest income as a share of the assets that earn it) rose to 3.93% from 3.64% in the year to Mar 2026, and the cost-to-income ratio (operating costs as a share of income after interest) was 18.84%.9
  • At the end of March 2026, gross non-performing assets (loans on which repayments have stopped) were 0.85% of loans and net NPA (after provisions for losses) 0.37%; capital adequacy (capital as a share of risk-weighted loans) was 23.15% against a required minimum of 15%.1011

Loan book and deposits

  • The loan book was ₹42,209 crore at the end of March 2026, up 10% in a year.12
  • At the end of March 2026, housing loans, including housing loans on commercial real estate, were 84% of the loan book and salaried and professional borrowers 68%. New housing loans in the year averaged ₹27 lakh and non-housing loans ₹14 lakh.13
  • Disbursements (new loans paid out) were ₹10,531 crore in the year to Mar 2026 against ₹8,568 crore a year earlier, and the quarter to Mar 2026 set a quarterly record of ₹3,246 crore.1415
  • At the end of September 2026, borrowings were ₹39,077.81 crore, including ₹15,537.44 crore of bank loans linked to the repo rate (the rate at which the RBI lends to banks) and ₹5,568.11 crore of refinance from the National Housing Bank.16

Branches and reach

  • The company had 274 branch offices in 21 states and union territories at the end of September 2026, 86 of them new branches opened after 2023.1718
  • Branch offices in the largest states, September 202619
    Itemquarter to Sep 2026
    Tamil Nadu49
    Karnataka45
    Andhra Pradesh29
    Telangana25
  • Direct selling agents (outside agents paid to bring in loans) sourced 79% of disbursements in the half year to Sep 2026.20
  • On its earnings call of 12 Oct 2026, the company said it plans to grow its sales team from about 90 to about 150 people, and that it had opened 25 of the 28 branches planned for the year to Mar 2027.2122

IT transformation

  • From 1 Oct 2026, all branches ran on Project Tejas, the company's ₹297 crore digital transformation programme with IBM as system integrator, including new loan origination and loan management systems.232425
  • On its earnings call of 12 Oct 2026, the company said disbursements at a branch fell by about 70% to 75% in the month it moved to the new system and recovered to about 80% to 90% of earlier levels the next month.26

What the company expects

  • On its earnings call of 12 Oct 2026, the company said it expects disbursements of ₹13,000 crore and loan book growth of 13% to 14% in the year to Mar 2027.2728
  • On its earnings call of 12 Oct 2026, the company said it expects a spread (loan yield minus cost of borrowing) of 2.75%, a net interest margin of 3.75% and credit costs (provisions for loan losses) of 10 basis points (hundredths of a percentage point).2930
  • On its earnings call of 12 Oct 2026, the company said it is internally looking at about ₹16,000 crore of disbursements and loan book growth of 15% or more in the year to Mar 2028.31
  • The company stated in its annual report for the year to Mar 2026 that it aims to raise self-employed non-professional borrowers to 35% of the loan book from 32%, and direct sourcing to 20% of new business by Mar 2028 from about 8%.3233

Recent events

  • On 9 Oct 2026, CARE Ratings reaffirmed its AAA rating with a stable outlook (the highest on its scale) on the company's long-term bank facilities and debentures.34
  • Suresh Srinivasan Iyer was reappointed managing director and CEO for a further 2 years from 18 Mar 2026, after the Reserve Bank of India approved it on 28 Jan 2026.3536
  • On 9 Dec 2025, India Ratings upgraded the company's long-term issuer rating to IND AAA from IND AA+.37

Litigation and regulatory matters

  • In its exchange filing of 20 Jun 2026, the company said the Reserve Bank of India imposed a ₹2,70,000 penalty because instalment records did not split interest and principal. It said this was corrected from 1 Apr 2026 and the penalty has no material impact.3839

Last updated

All 39 sources, each with its page
  1. 1. Annual report, 6 Jul 2026, page 63
  2. 2. Annual report, 6 Jul 2026, page 129
  3. 3. Annual report, 6 Jul 2026, page 81
  4. 4. Annual report, 6 Jul 2026, page 30
  5. 5. Investor presentation, 14 Oct 2026, page 3
  6. 6. Annual report, 6 Jul 2026, page 131
  7. 7. Annual report, 6 Jul 2026, page 66
  8. 8. Annual report, 6 Jul 2026, page 66
  9. 9. Annual report, 6 Jul 2026, page 65
  10. 10. Annual report, 6 Jul 2026, page 17
  11. 11. Annual report, 6 Jul 2026, page 85
  12. 12. Annual report, 6 Jul 2026, page 17
  13. 13. Annual report, 6 Jul 2026, page 17
  14. 14. Annual report, 6 Jul 2026, page 65
  15. 15. Annual report, 6 Jul 2026, page 63
  16. 16. Investor presentation, 14 Oct 2026, page 39
  17. 17. Investor presentation, 14 Oct 2026, page 57
  18. 18. Investor presentation, 14 Oct 2026, page 37
  19. 19. Investor presentation, 14 Oct 2026, page 57
  20. 20. Investor presentation, 14 Oct 2026, page 34
  21. 21. Earnings call, 12 Oct 2026, page 14
  22. 22. Earnings call, 12 Oct 2026, page 5
  23. 23. Earnings call, 12 Oct 2026, page 3
  24. 24. Investor presentation, 14 Oct 2026, page 51
  25. 25. Annual report, 6 Jul 2026, page 86
  26. 26. Earnings call, 12 Oct 2026, page 3
  27. 27. Earnings call, 12 Oct 2026, page 5
  28. 28. Earnings call, 12 Oct 2026, page 6
  29. 29. Earnings call, 12 Oct 2026, page 6
  30. 30. Earnings call, 12 Oct 2026, page 7
  31. 31. Earnings call, 12 Oct 2026, page 12
  32. 32. Annual report, 6 Jul 2026, page 81
  33. 33. Annual report, 6 Jul 2026, page 82
  34. 34. Exchange filing, 13 Oct 2026, page 1
  35. 35. Exchange filing, 28 Jan 2026, page 1
  36. 36. Annual report, 6 Jul 2026, page 52
  37. 37. Exchange filing, 10 Dec 2025, page 1
  38. 38. Exchange filing, 20 Jun 2026, page 1
  39. 39. Exchange filing, 20 Jun 2026, page 2

Results

Standalone; ₹ crore. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Can Fin Homes quarterly results

Income from operations growth, 12 months
+7.9%
Net profit growth, 12 months
+25.1%

Quarter to Sep 2026, against the quarter before

Income from operations
₹1,131 Crup 3.16%
Net profit
₹275 Crup 2.54%

Income from operations by quarter

₹986 CrDec 24₹999 CrMar 25₹1,020 CrJun 25₹1,049 CrSep 25₹1,073 CrDec 25₹1,074 CrMar 26₹1,096 CrJun 26₹1,131 CrSep 26
Peak income from operations ₹1,131 Cr, quarter to Sep 2026; lowest ₹986 Cr, quarter to Dec 2024

Net profit by quarter, a loss in red

₹212 CrDec 24₹234 CrMar 25₹224 CrJun 25₹251 CrSep 25₹265 CrDec 25₹346 CrMar 26₹268 CrJun 26₹275 CrSep 26
₹ croreDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Income from operations9869991,0201,0491,0731,0741,0961,131
Net profit212234224251265346268275
Standalone. The last eight quarters. The latest is shaded.

Business segments

In the year to Mar 2026 the company reports one business segment, Housing Finance, which carries all its revenue.

Valuation

Today, against the company's own history.Can Fin Homes PE ratio and valuation

Price to earnings

At or below today's level on 0.2% of 2,478 trading days over the last 10 years.

LowestHighest
Its median15.00Industry median12.54
Price to book

At or below today's level on 0.2% of 1,986 trading days since Oct 2018.

LowestHighest
Its median2.52Industry median1.22
Dividend yield

At or below today's level on 99.7% of 2,431 trading days over the last 10 years.

LowestHighest
Its median0.54%Industry median1.64%

Where the return came from

Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.

OverReturn a yearEarnings growthChange in P/EDividend yield
1 year+20.2%+26.7%−6.6%1.9%
3 years+15.9%+20.5%−5.0%1.5%
5 years+6.4%+18.9%−11.5%1.1%
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add.

Shareholding

Per cent of the company's shares, from the filing for Sep 2026.Can Fin Homes shareholding pattern

Shareholding by group

  • Promoters29.99%
  • Foreign institutions12.51%
  • Indian institutions23.46%
  • Individuals and others34.05%
Holder
CANARA BANK-MUMBAIPromoter29.99%
CHHATISGARH INVESTMENTS LIMITEDCompanies6.27%
3P INDIA EQUITY FUND 1Alternative investment funds3.60%
SBI LIFE INSURANCE CO. LTDInsurance companies2.17%
SARDA ENERGY & MINERALS LIMITEDCompanies1.80%
3P INDIA EQUITY FUND 1MAlternative investment funds1.28%
Holders are named in the company's own words: an insurer's holding can carry one of its funds' names. Mutual funds are left out here and listed fund by fund below.

Since Jun 2026: promoters unchanged, foreign institutions −0.72 pts, Indian institutions −1.07 pts, mutual funds −1.55 pts.

Mutual fund holdings

82 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 41 of the 49 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 1 more fund filed its first portfolio on record, holding it.All 82 funds holding Can Fin Homes

Bought for the first time
1
Added
16
Cut
33
Held unchanged
31
Sold out
2
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.

Can Fin Homes competitors and peers

Housing Finance Company, 19 listed companies, priced on 28 Oct 2026. The table lists the 8 companies closest to Can Fin Homes in market cap.Finance companies

Where the company sits among the companies nearest its size

Return on equity across, P/E up, size is market cap
Company
Aadhar Housing Finance logoAadhar Housing FinanceAADHARHFC18,87316.542.50+17.7%+20.2%16.4%4.33%8.09%0.00%
Sammaan Capital logoSammaan CapitalSAMMAANCAP13,514–0.71−17.1%–−35.5%−9.89%−0.06%0.00%
Home First Finance Company India logoHome First Finance Company IndiaHOMEFIRST10,60717.122.27+19.2%+36.9%14.3%3.95%6.99%0.51%
Aptus Value Housing Finance India logoAptus Value Housing Finance IndiaAPTUS9,94710.101.97+22.9%+23.3%21.0%7.76%11.34%2.27%
Aavas Financiers logoAavas FinanciersAAVAS8,85012.561.64+12.1%+16.8%14.0%3.29%6.75%0.00%
India Shelter Finance Corporation logoIndia Shelter Finance CorporationINDIASHLTR7,04913.332.20+25.7%+28.1%17.9%5.82%9.73%1.55%
Repco Home Finance logoRepco Home FinanceREPCOHOME1,9123.970.47+5.9%+3.8%12.9%3.05%5.05%1.64%
GIC Housing Finance logoGIC Housing FinanceGICHSGFIN6574.170.31+1.2%+22.2%7.7%1.40%3.50%3.69%
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.

Dividends

Per share, by the year it was paid for, and the latest payments.Can Fin Homes dividend history

Dividend per share, ₹, restated for later splits and bonuses

2Mar 172Mar 182Mar 192Mar 202Mar 213Mar 223.5Mar 236Mar 2412Mar 2515Mar 26
Highest ₹15.00 a share, year to Mar 2026.
Ex-dateTypePer share
3 Jul 2026Final₹8.00
19 Dec 2025Interim₹7.00
11 Jul 2025Final₹6.00
4 Dec 2024Interim₹6.00
18 Jul 2024Final₹4.00
29 Dec 2023Interim₹2.00
Latest payments, as declared, by ex-date.

Latest announcements

Routine notices left out.Can Fin Homes announcements

Can Fin Homes share price by year

Each calendar year to 2025.Can Fin Homes share price history

YearClose at year endChangeHighest closeLowest close
2025930.05+22.5%947.05574.80
2024759.30−2.4%931.20698.95
2023777.65+45.3%889.95515.40
2022535.05−3.2%668.20415.45
2021552.95+10.7%710.50469.10
2020499.40+27.1%510.70263.20
2019393.05+36.1%426.30239.60
2018288.90−38.9%549.50222.25
2017472.85+49.5%651.94330.10
2016316.23+46.6%372.85173.47
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.

Recent sessions

The 9 trading days to 27 Oct 2026, as traded on NSE; the latest is at the top of the page.

DateOpenHighLowCloseAverage priceVolumeDelivery
27 Oct 2026723.55735.00717.25725.50723.4797,53356.6%
26 Oct 2026707.95729.50695.50725.85717.111,13,60449.7%
23 Oct 2026710.00713.90693.00707.50704.431,50,80751.7%
22 Oct 2026718.05719.35697.15715.35711.001,96,08156.4%
21 Oct 2026732.20733.20705.80718.05715.841,77,47857.0%
19 Oct 2026732.15740.00726.30732.20733.6491,68354.9%
16 Oct 2026734.85734.95724.15732.15730.843,43,61764.9%
15 Oct 2026735.00738.00727.05734.95734.781,20,09669.6%
14 Oct 2026742.60742.60720.50734.85729.544,70,15564.8%
Prices in ₹ per share as traded, not adjusted.

Price adjustments

What the price chart is corrected for, so it reads as one share held throughout.Stock split history

Ex-dateEventPrice factorWhat happened
12 Oct 2017Split0.2000Each share became 5.
23 Jan 2015Rights issue–Shareholders were offered new shares. Noted, not adjusted for.
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout. Any other event is noted and not adjusted for.

Company details

Chairperson
HARDEEP SINGH AHLUWALIA
At the end of the quarter to Sep 2026
Managing director and CEO
SURESH SRINIVASAN IYER
At the end of the quarter to Sep 2026
NSE symbol
CANFINHOME
BSE code
511196
ISIN
INE477A01020
Industry
Finance
CIN
L85110KA1987PLC008699
Corporate identity number, the registrar of companies' code for it
Incorporated
1987
Registered office
29/1, Sir M N Krishna Rao Road, Near Lalbagh West Gate,, Basavanagudi, Bengaluru 560004, Karnataka
Share registrar
Integrated Registry Management Services Pvt. Ltd (Integrated Enterprises (India) Ltd)
Keeps the register of shareholders and handles transfers and dividend payments