Home First Finance Company India share price
NSE: HOMEFIRSTBSE: 543259FinanceSmall Cap
Share price at the NSE close on 27 Oct 2026. Previous close ₹1,012.00.
27 Oct: open ₹1,001.00, high ₹1,023.40, low ₹1,001.00
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹10,631 Cr514th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 17.16
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 2.28
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 0.51%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 14.3%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Net interest margin in the glossary
- 6.99%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Cost of funds in the glossary
- 7.87%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Credit cost in the glossary
- 0.48%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. Return on assets in the glossary
- 3.95%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Assets per rupee of net worth in the glossary
- 3.98times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 1,42,88668.4% delivered
About Home First Finance Company India
Home First Finance Company India Limited is a housing finance company. It lends to people who want to build or buy a home, and it describes itself as a technology driven, affordable housing finance company. It was founded in 2010 and is registered in Mumbai.
Its customers come from low and middle income segments, many of them building or buying their first homes. It serves both salaried and self-employed borrowers. The loans it offers include home loans for resale properties and for purchases from builders, a plot plus home loan, a home loan for non-resident Indians, a loan against property and a shop loan. Through its Green Home Initiative, it promotes more sustainable and efficient housing choices.
The company lends through 171 physical branches as on March 2026, in 13 states. It added 16 new physical branches during the year to March 2026. Its loan assessment is integrated with Account Aggregator, a system that lets customers share their bank data with a lender, and with India Stack, India's set of public digital services. It raises money from lenders that include the National Housing Bank, the International Finance Corporation and a number of banks.
In October 2020, Orange Clove Investments B.V., an affiliate of the investment firm Warburg Pincus, invested in the company. Its shares trade on the National Stock Exchange of India and BSE under the symbol HOMEFIRST.
Written from the annual report for the year to Mar 2026, filed 29 May 2026 and the investor presentation.
Sources for 23 statements, each with its page
- Home First is a technology driven, affordable housing finance company. Annual report, page 9
- It was founded in 2010. Annual report, page 9
- The company was incorporated in 2010 (CIN year), registered in Mumbai. Investor presentation, page 48
- Registered office is in Mumbai. Annual report, page 8
- Customers are from low and middle income segments. Annual report, page 9
- Customers are building or buying their first homes. Annual report, page 9
- It serves salaried and self-employed customers. Annual report, page 5
- Resale home loan product. Annual report, page 9
- Builder purchase home loan product. Annual report, page 9
- Plot plus home loan product. Annual report, page 9
- NRI home loan product. Annual report, page 10
- Loan against property product. Annual report, page 10
- Shop loan product. Annual report, page 10
- Green Home Initiative promotes sustainable and efficient housing choices. Annual report, page 5
- 171 physical branches as on March 2026. Annual report, page 3
- Operates in 13 states. Annual report, page 20
- 16 new physical branches added during the year. Annual report, page 12
- Technology integrated with Account Aggregator and India Stack. Annual report, page 20
- Lenders include National Housing Bank. Annual report, page 8
- Lenders include International Finance Corporation. Annual report, page 8
- Investment by Orange Clove Investments B.V, an affiliate of Warburg Pincus. Investor presentation, page 7
- Warburg invested in October 2020. Investor presentation, page 7
- Listed under symbol HOMEFIRST. Annual report, page 1
Results
Standalone; ₹ crore. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Home First Finance Company India quarterly results
- Income from operations growth, 12 monthsIncome from operations growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +19.2%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +36.9%
Quarter to Sep 2026, against the quarter before
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹567 Crup 5.39%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent. Net profit in the glossary
- ₹170 Crup 6.47%
Income from operations by quarter
Net profit by quarter, a loss in red
| ₹ crore | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 406 | 415 | 454 | 477 | 482 | 501 | 538 | 567 |
| Net profit | 97 | 105 | 119 | 132 | 140 | 149 | 160 | 170 |
Year to Mar 2026, against the year before
- Income from operationsIncome from operations. The pill is the change in income from operations against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹1,915 Crup 25.14%
- Net profitNet profit. The pill is the change in net profit against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹540 Crup 41.44%
Income from operations by year
Net profit by year, a loss in red
| ₹ crore | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Income from operations | 477 | 596 | 791 | 1,137 | 1,530 | 1,915 |
| Net profit | 100 | 186 | 228 | 306 | 382 | 540 |
Business segments
In the year to Mar 2026 the company reports one business segment, Housing Finance, which carries all its revenue.
Valuation
Today, against the company's own history.Home First Finance Company India PE ratio and valuation
At or below today's level on 0.1% of 1,239 trading days over the last 5 years.
At or below today's level on 0.1% of 1,100 trading days over the last 5 years.
At or below today's level on 99.8% of 1,225 trading days over the last 5 years.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −10.2% | +22.2% | −27.0% | 0.6% |
| 3 years | +7.2% | +26.3% | −15.4% | 0.4% |
| 5 years | +15.4% | +35.2% | −14.9% | 0.3% |
Mutual fund holdings
98 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 46 of the 56 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.All 98 funds holding Home First Finance Company India
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 1
- AddedAdded. Funds that held more shares than at the end of the month before.
- 21
- CutCut. Funds that held fewer shares than at the end of the month before.
- 35
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 41
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end. Sold out in the glossary
- 4
| Fund | |||
|---|---|---|---|
 HDFC Small Cap FundHDFC Mutual Fund | 64,97,756 | 1.76% | ₹717.9 Cr |
 Kotak Mid Cap FundKotak Mahindra Mutual Fund | 38,20,909 | 0.63% | ₹422.1 Cr |
| Kotak-Small Cap FundKotak Mahindra Mutual Fund | 14,51,945 | 0.84% | ₹160.4 Cr |
 Canara Robeco Small Cap FundCanara Robeco Mutual Fund | 12,21,249 | 0.97% | ₹134.9 Cr |
 Aditya Birla Sun Life ELSS Tax Saver FundAditya Birla Sun Life Mutual Fund | 10,90,748 | 0.89% | ₹120.5 Cr |
| HDFC Banking & Financial Services FundHDFC Mutual Fund | 6,85,710 | 1.71% | ₹75.8 Cr |
 Sundaram Aggressive Hybrid FundSundaram Mutual Fund | 6,67,867 | 0.84% | ₹73.8 Cr |
 Mirae Asset Small Cap FundMirae Asset Mutual Fund | 6,44,323 | 1.22% | ₹71.2 Cr |
| HDFC Balanced Advantage FundHDFC Mutual Fund | 6,18,556 | 0.07% | ₹68.3 Cr |
| HDFC Business Cycle FundHDFC Mutual Fund | 5,35,029 | 2.23% | ₹59.1 Cr |
Promoter and insider buying and selling
Trades made since 28 Oct 2025.Home First Finance Company India insider trading
No promoter, director, key manager or employee bought or sold on the market.
- Promoters and promoter group: no market trade
- Others: no market trade · 81 pledge filings of unclear kind
Home First Finance Company India competitors and peers
Housing Finance Company, 19 listed companies, priced on 27 Oct 2026. The table lists the 8 companies closest to Home First Finance Company India in market cap.Finance companies
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
 PNB Housing FinancePNBHOUSING | 28,167 | 12.17 | 1.47 | +9.8% | +13.7% | 12.8% | 2.60% | 3.67% | 0.74% |
 LIC Housing FinanceLICHSGFIN | 28,053 | 4.89 | 0.68 | +0.4% | +4.3% | 14.8% | 1.75% | 2.68% | 1.96% |
 Aadhar Housing FinanceAADHARHFC | 19,099 | 16.74 | 2.53 | +17.7% | +20.2% | 16.4% | 4.33% | 8.09% | 0.00% |
 Sammaan CapitalSAMMAANCAP | 13,272 | – | 0.70 | −17.1% | – | −35.5% | −9.89% | −0.06% | 0.00% |
 Aptus Value Housing Finance IndiaAPTUS | 10,103 | 10.26 | 2.00 | +22.9% | +23.3% | 21.0% | 7.76% | 11.34% | 2.23% |
 Can Fin HomesCANFINHOME | 9,660 | 8.38 | 1.51 | +7.9% | +25.1% | 19.4% | 2.54% | 3.84% | 2.07% |
 Aavas FinanciersAAVAS | 9,020 | 12.80 | 1.67 | +12.1% | +16.8% | 14.0% | 3.29% | 6.75% | 0.00% |
 India Shelter Finance CorporationINDIASHLTR | 7,039 | 13.31 | 2.20 | +25.7% | +28.1% | 17.9% | 5.82% | 9.73% | 1.55% |
Dividends
Per share, by the year it was paid for, and the latest payments.Home First Finance Company India dividend history
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up. Dividend per share in the glossary| Ex-date | Type | Per share |
|---|---|---|
| 29 May 2026 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. Final dividend in the glossary | ₹5.20 |
| 30 May 2025 | Final | ₹3.70 |
| 7 Jun 2024 | Final | ₹3.40 |
| 19 May 2023 | Final | ₹2.60 |
Latest announcements
Routine notices left out.Home First Finance Company India announcements
Oct 2026
27 Oct · Disclosure
27 Oct · Disclosure
Home First Finance Company India annual report, year to Mar 2026
Home First Finance Company India share price by year
Each calendar year to 2025.Home First Finance Company India share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 1,102.20 | +4.4% | 1,479.00 | 885.00 |
| 2024 | 1,055.55 | +13.5% | 1,340.75 | 791.10 |
| 2023 | 930.10 | +27.1% | 1,036.65 | 664.75 |
| 2022 | 731.65 | −5.5% | 969.60 | 633.90 |
| 2021 | 774.20 | – | 881.70 | 442.60 |
Recent sessions
The 9 trading days to 26 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 26 Oct 2026 | 997.00 | 1,019.90 | 982.70 | 1,012.00 | 1,000.13 | 76,149 | 43.5% |
| 23 Oct 2026 | 1,020.00 | 1,021.00 | 981.10 | 1,002.00 | 995.50 | 1,12,805 | 43.7% |
| 22 Oct 2026 | 1,031.90 | 1,037.10 | 1,015.30 | 1,021.30 | 1,023.30 | 87,978 | 57.8% |
| 21 Oct 2026 | 1,058.90 | 1,058.90 | 1,012.70 | 1,039.20 | 1,026.88 | 2,10,725 | 52.4% |
| 19 Oct 2026 | 1,096.30 | 1,096.60 | 1,052.00 | 1,055.20 | 1,066.66 | 3,26,033 | 74.7% |
| 16 Oct 2026 | 1,111.90 | 1,120.60 | 1,091.10 | 1,099.80 | 1,104.73 | 57,392 | 47.1% |
| 15 Oct 2026 | 1,100.10 | 1,125.00 | 1,094.10 | 1,112.70 | 1,111.65 | 1,67,257 | 72.7% |
| 14 Oct 2026 | 1,093.90 | 1,109.90 | 1,085.10 | 1,104.30 | 1,100.75 | 1,72,743 | 60.4% |
| 13 Oct 2026 | 1,076.20 | 1,098.40 | 1,063.20 | 1,093.90 | 1,084.23 | 53,835 | 44.7% |
Company details
- NSE symbol
- HOMEFIRST
- BSE code
- 543259
- ISIN
- INE481N01025
- Industry
- Finance
- Website
- www.homefirstindia.com
- CIN
- L65990MH2010PLC240703
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 2010
- Registered office
- 511, Acme Plaza, Andheri Kurla Road, Andheri East, Mumbai 400059, Maharashtra
- Share registrar
- KFin Technologies Ltd
- Keeps the register of shareholders and handles transfers and dividend payments