IIFL Finance share price
NSE: IIFLBSE: 532636FinanceSmall Cap
IIFL Finance Limited · Formerly IIFL Holdings · Face value ₹2 Face value. The nominal value of one share as the company issued it, the unit its share capital is counted in and a dividend can be stated as a percentage of; it has no link to the share price. Face value in the glossary · Listed May 2005
Last close ₹527.55down ₹1.65 (0.31%)BSE ₹526.80
Share price at the NSE close on 27 Oct 2026. Previous close ₹529.20.
27 Oct: open ₹525.70, high ₹531.00, low ₹519.10
52-week range of traded prices to 27 Oct 2026
₹409.10Low, 27 Apr 2026₹705.00High, 24 Aug 2026
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹22,516 Cr330th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 9.03
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 1.46
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 0.76%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 17.6%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Net interest margin in the glossary
- 8.82%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Cost of funds in the glossary
- 9.51%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Credit cost in the glossary
- 2.75%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. Return on assets in the glossary
- 2.32%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Assets per rupee of net worth in the glossary
- 5.30times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 14,16,96756.2% delivered
About IIFL Finance
IIFL Finance Limited is a retail-focused non-banking financial company (NBFC) in India. It offers gold loans, home loans, loans to micro, small and medium enterprises (MSMEs) and microfinance loans. Its gold loans are small-ticket, short-tenure loans secured against gold jewellery, and the range includes agriculture gold loans and a doorstep service called Gold Loan at Home. Its borrowers include self-employed people, first-time homebuyers and women entrepreneurs in rural and semi-urban areas.
The company offers gold loans and MSME loans itself and works through two material subsidiaries. IIFL Home Finance Limited provides home loans, mainly to first-time homebuyers, through 315 branches across 18 states and 2 Union Territories. IIFL Samasta Finance Limited provides microfinance loans to women through the Joint Liability Group model. The network spans 4,829 branches in 28 states and union territories. The registered office is in Thane, Maharashtra, and the corporate office is in Mumbai.
It was incorporated in 1995. The IIFL Group was founded that year as a small independent research firm. It has since grown into a financial services group with a presence in retail lending, wealth and asset management, capital markets and discount broking, and IIFL Finance Limited is its flagship company.
Nirmal Jain, the founder of the IIFL Group, is a promoter of the company and its Managing Director. A promoter is the person or group that set up a company or controls it. R Venkataraman is a co-promoter and the Joint Managing Director.
Written from the annual report for the year to Mar 2026, filed 30 Jun 2026 and the investor presentation.
Sources for 24 statements, each with its page
- Retail-focused NBFC. Annual report, page 7
- Offers home loans, gold loans, MSME financing and microfinance. Annual report, page 7
- Gold loans are small-ticket, short-tenure loans secured against gold jewellery. Annual report, page 13
- Gold loan range includes agriculture gold loans. Annual report, page 13
- Doorstep service called Gold Loan at Home. Annual report, page 13
- Company offers gold loans itself. Annual report, page 13
- Company offers MSME loans itself, to self-employed individuals and MSMEs. Annual report, page 16
- Home Finance lends mainly to first-time homebuyers. Annual report, page 15
- Microfinance is aimed at women entrepreneurs in rural and semi-urban India. Annual report, page 17
- IIFL Home Finance is a subsidiary providing home loans. Annual report, page 15
- IIFL Samasta Finance is a subsidiary providing microfinance. Annual report, page 17
- Samasta lends under the Joint Liability Group model. Annual report, page 17
- The two subsidiaries are material subsidiaries. Annual report, page 8
- Home Finance has 315 branches across 18 states and 2 Union Territories. Annual report, page 8
- 4,829 branches in 28 states and union territories. Annual report, page 11
- Registered office in Thane. Annual report, page 1
- Corporate office in Mumbai. Annual report, page 1
- Incorporated in 1995 (year from the CIN). Annual report, page 1
- IIFL Group established in 1995, founded by Nirmal Jain. Annual report, page 62
- The group was founded as a small independent research firm. Annual report, page 11
- Group presence in retail lending, wealth and asset management, capital markets and discount broking. Annual report, page 62
- IIFL Finance is the group's flagship company. Annual report, page 62
- Nirmal Jain is the promoter and Managing Director. Annual report, page 62
- R Venkataraman is co-promoter and Joint Managing Director. Annual report, page 62
Results
Consolidated; ₹ crore. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.IIFL Finance quarterly results
- Income from operations growth, 12 monthsIncome from operations growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +35.4%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +190.5%
Quarter to Sep 2026, against the quarter before
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹4,246 Crup 8.35%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent. Net profit in the glossary
- ₹805 Crup 12.88%
Income from operations by quarter
Peak income from operations ₹4,246 Cr, quarter to Sep 2026; lowest ₹2,443 Cr, quarter to Dec 2024
Net profit by quarter, a loss in red
| ₹ crore | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 2,443 | 2,591 | 2,953 | 3,305 | 3,427 | 3,693 | 3,919 | 4,246 |
| Net profit | 82 | 251 | 274 | 418 | 501 | 623 | 713 | 805 |
Consolidated. The last eight quarters. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.
Year to Mar 2026, against the year before
- Income from operationsIncome from operations. The pill is the change in income from operations against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹13,351 Crup 30.75%
- Net profitNet profit. The pill is the change in net profit against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹1,817 Crup 214.22%
Income from operations by year
Net profit by year, a loss in red
The years either side of a change of basis do not compare. From the year to Mar 2018, the company's income from operations for that year, ₹3,813 Cr, differs from its quarters added, ₹5,689 Cr.
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income from operations | 4,912 | 3,813 | 4,988 | 4,739 | 5,840 | 6,836 | 8,259 | 10,249 | 10,211 | 13,351 |
| Net profit | 686 | 911 | 804 | 503 | 761 | 1,188 | 1,608 | 1,974 | 578 | 1,817 |
Consolidated. Years to March. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.
Business segments
In the year to Mar 2026 the company reports one business segment, Financial and Investing Activities, which carries all its revenue.
Valuation
Today, against the company's own history. Its history crosses a change of basis in the accounts in the year to Mar 2018: days before it are of the company before the change.IIFL Finance PE ratio and valuation
Price to earnings
At or below today's level on 7% of 2,118 trading days over the last 10 years.
LowestHighest
Its median13.57Industry median19.17
Price to book
At or below today's level on 21% of 1,747 trading days since Nov 2018.
LowestHighest
Its median1.90Industry median1.08
Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.
At or below today's level on 37% of 2,252 trading days over the last 10 years.
LowestHighest
Its median0.88%Industry median0.79%
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | +32.3% | +330.8% | −69.5% | 0.9% |
| 3 years | −3.4% | −0.4% | −3.8% | 0.7% |
| 5 years | +9.7% | +14.2% | −4.7% | 0.8% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth over 1 year includes one-off items (exceptional items and the result of businesses sold or closed) of more than a tenth of the profit of the year to Mar 2025.
Mutual fund holdings
79 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 49 of the 54 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future. 1 more fund filed its first portfolio on record, holding it.All 79 funds holding IIFL Finance
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 2
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 3
- AddedAdded. Funds that held more shares than at the end of the month before.
- 19
- CutCut. Funds that held fewer shares than at the end of the month before.
- 35
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 19
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end. Sold out in the glossary
- 2
| Fund | |||
|---|---|---|---|
 HSBC Small Cap FundHSBC Mutual Fund | 30,46,147 | 0.99% | ₹183.0 Cr |
 Abakkus Flexi Cap FundAbakkus Mutual Fund | 24,00,000 | 1.84% | ₹144.2 Cr |
 Franklin India Opportunities FundFranklin Templeton Mutual Fund | 11,57,548 | 0.73% | ₹69.5 Cr |
| Abakkus Small Cap FundAbakkus Mutual Fund | 9,50,000 | 1.76% | ₹57.1 Cr |
 360 ONE Flexicap Fund360 One Mutual Fund | 8,01,570 | 2.14% | ₹48.2 Cr |
 HDFC Large & Mid Cap FundHDFC Mutual Fund | 7,07,385 | 0.15% | ₹42.5 Cr |
 WhiteOak Capital Special Opportunities FundWhiteOak Capital Mutual Fund | 6,32,546 | 1.94% | ₹38.0 Cr |
| WhiteOak Capital Flexi Cap FundWhiteOak Capital Mutual Fund | 6,00,599 | 0.39% | ₹36.1 Cr |
| WhiteOak Capital Mid Cap FundWhiteOak Capital Mutual Fund | 4,81,654 | 0.38% | ₹28.9 Cr |
 Nippon India Nifty Smallcap 250 Index FundNippon India Mutual Fund | 3,60,868 | 0.63% | ₹21.7 Cr |
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.
Promoter and insider buying and selling
Trades made since 28 Oct 2025.IIFL Finance insider trading
No promoter, director, key manager or employee bought or sold on the market.
- Others: no market trade · 15 pledge filings of unclear kind
Bought and sold count trades on the market only. A pledge is shares given to a lender as security for a loan; a lender invokes it by selling them.
IIFL Finance competitors and peers
Non Banking Financial Company (NBFC), 280 listed companies, priced on 27 Oct 2026. The table lists the 8 companies closest to IIFL Finance in market cap.Finance companies
Where the company sits among the companies nearest its size
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
 Mahindra & Mahindra Financial ServicesM&MFIN | 36,263 | 10.08 | 1.32 | +14.9% | +45.8% | 13.8% | – | 1.89% | 6.76% | 2.88% |
 Poonawalla FincorpPOONAWALLA | 35,471 | 32.61 | 2.58 | +75.1% | +399.2% | 9.2% | – | 1.14% | 7.30% | 0.00% |
 Manappuram FinanceMANAPPURAM | 26,907 | 18.56 | 1.68 | +4.8% | +81.2% | 10.2% | – | 1.60% | 10.13% | 0.87% |
 Capri Global CapitalCGCL | 22,538 | 17.21 | 2.83 | +52.9% | +82.8% | 17.9% | – | 3.55% | 8.36% | 0.09% |
 Five-Star Business FinanceFIVESTAR | 12,290 | 11.00 | 1.56 | +8.3% | +1.0% | 15.2% | – | 7.27% | 19.05% | 0.48% |
 SBFC FinanceSBFC | 9,154 | 17.96 | 2.26 | +28.4% | +29.9% | 13.6% | – | 4.58% | 11.41% | 0.00% |
 Paisalo DigitalPAISALO | 7,346 | 27.67 | 3.79 | +23.6% | +28.0% | 14.7% | – | 4.11% | 9.71% | 0.13% |
 Bengal & Assam CompanyBENGALASM | 6,460 | 8.47 | 0.60 | +12.1% | +4.2% | 7.5% | 2.7% | – | – | 0.88% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for ROCE and EV/EBITDA, where the company is a lender or an insurer; for NIM and ROA, where the company does not file a lender's accounts. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Dividends
Per share, by the year it was paid for, and the latest payments.IIFL Finance dividend history
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up. Dividend per share in the glossaryHighest ₹4.00 a share, years to Mar 2023, Mar 2024 and Mar 2026.An empty year paid a dividend that cannot be restated for a later split or bonus.
| Ex-date | Type | Per share |
|---|---|---|
| 29 Jan 2026 | Interim | ₹4.00 |
| 25 Jan 2024 | Interim | ₹4.00 |
| 7 Feb 2023 | Interim | ₹4.00 |
| 3 Feb 2022 | Interim | ₹3.50 |
| 4 Feb 2021 | Interim | ₹3.00 |
| 19 Mar 2020 | Interim | ₹2.25 |
Latest payments, as declared, by ex-date.
Latest announcements
Routine notices left out.IIFL Finance announcements
Oct 2026
25 Oct · Management
21 Oct · Analysts
15 Oct · Disclosure
15 Oct · Business
15 Oct · Management
15 Oct · Business
IIFL Finance share price by year
Each calendar year to 2025.IIFL Finance share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 610.50 | +47.6% | 610.50 | 283.60 |
| 2024 | 413.50 | −30.9% | 661.20 | 321.40 |
| 2023 | 598.15 | +24.3% | 672.30 | 420.10 |
| 2022 | 481.20 | +72.2% | 511.75 | 270.90 |
| 2021 | 279.40 | +145.6% | 357.05 | 110.95 |
| 2020 | 113.75 | −18.8% | 209.55 | 61.20 |
| 2019 | 140.05 | – | 199.50 | 105.15 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2019 is from its first session, 30 May 2019.
Recent sessions
The 9 trading days to 26 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 26 Oct 2026 | 529.00 | 533.40 | 512.70 | 529.20 | 525.43 | 13,63,061 | 43.5% |
| 23 Oct 2026 | 565.10 | 567.00 | 527.00 | 531.65 | 536.63 | 25,38,691 | 47.8% |
| 22 Oct 2026 | 584.00 | 587.65 | 566.20 | 567.90 | 573.07 | 26,20,804 | 63.1% |
| 21 Oct 2026 | 615.00 | 621.50 | 581.75 | 584.70 | 600.00 | 30,19,545 | 53.3% |
| 19 Oct 2026 | 615.00 | 628.50 | 610.00 | 612.50 | 618.11 | 17,88,198 | 49.5% |
| 16 Oct 2026 | 607.05 | 618.50 | 590.50 | 615.40 | 605.94 | 63,86,524 | 35.5% |
| 15 Oct 2026 | 594.70 | 607.05 | 582.50 | 598.10 | 595.63 | 21,17,426 | 44.8% |
| 14 Oct 2026 | 607.35 | 608.40 | 592.00 | 594.85 | 600.31 | 16,45,081 | 55.1% |
| 13 Oct 2026 | 608.90 | 616.00 | 598.00 | 613.70 | 606.92 | 10,08,152 | 52.6% |
Prices in ₹ per share as traded, not adjusted.
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.Stock split history
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 23 Apr 2024 | Rights issue | – | Shareholders were offered new shares. Noted, not adjusted for. |
| 6 Mar 2024 | Price move | – | Between two trading sessions the price moved by a fifth or more. The company made an announcement in time for trading that day or the trading day before. Not adjusted for. |
| 30 May 2019 | Scheme of arrangement | – | A scheme of arrangement is a court-approved plan that merges, splits off or reorganises parts of a company. One took effect here and the price moved by a fifth or more between two trading sessions. What shareholders received is not on record, so earlier prices are not shown. |
| 31 Oct 2008 | Price move | – | Between two trading sessions the price moved by a fifth or more. The Nifty 500 moved 5% or more the same way over the same sessions. Not adjusted for. |
| 10 Oct 2008 | Price move | – | Between two trading sessions the price moved by a fifth or more. The Nifty 500 moved 5% or more the same way over the same sessions. Not adjusted for. |
| 8 Aug 2008 | Split | 0.2000 | Each share became 5. |
| 28 May 2007 | Price move | – | Between two trading sessions the price moved by a fifth or more. The company made an announcement in time for trading that day or the trading day before. Not adjusted for. |
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout. Where an event has no factor that can be worked out, the chart leaves out the closes before it. Any other event is noted and not adjusted for.
Company details
- NSE symbol
- IIFL
- BSE code
- 532636
- ISIN
- INE530B01024
- Industry
- Finance
- Former symbols
- INDIAINFO
- Website
- www.iifl.com
- CIN
- L67100MH1995PLC093797
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 1995
- Registered office
- IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Thane Industrial Area, Wagle Estate, 400604, Maharashtra
- Share registrar
- MUFG Intime India Pvt. Ltd
- Keeps the register of shareholders and handles transfers and dividend payments
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