CreditAccess Grameen share price
NSE: CREDITACCBSE: 541770FinanceSmall Cap
Share price at the NSE close on 27 Oct 2026. Previous close ₹997.50.
27 Oct: open ₹1,003.00, high ₹1,018.70, low ₹997.50
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹16,216 Cr340th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 10.22
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 1.82
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 19.7%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Net interest margin in the glossary
- 14.27%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Cost of funds in the glossary
- 8.62%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Credit cost in the glossary
- 6.80%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. Return on assets in the glossary
- 2.60%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Assets per rupee of net worth in the glossary
- 4.04times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 2,49,72245.6% delivered
About CreditAccess Grameen
CreditAccess Grameen Limited is a microfinance company registered as a non-banking finance company (NBFC), a lender that is not a bank. Its customers are predominantly women, 99.97 per cent of the total, from low-income households. They borrow mainly for income generation and for other needs that arise through life. At the end of the year to March 2026 the company had 4.42 million active borrowers and 21,941 employees. Women make up 20.89 per cent of its workforce.
The company lends through two product lines, group loans and retail loans. It also offers insurance to its customers. For women customers it runs a digital platform called Mahi, which gives access to loan details and repayment schedules. A wholly owned subsidiary, CreditAccess India Foundation, set up in the year to March 2022, is a not-for-profit company that carries out the company's corporate social responsibility activities.
It operates 2,236 branches across 451 districts, spread over 16 states and one union territory. Its work is supported by 22 regional or divisional offices, 22 processing centres and one leadership training centre. The registered office is in Bengaluru, Karnataka.
The company was incorporated in 1991. The organisation's work began in 1999, and it became an NBFC in 2007. In June 2026, CreditAccess India B.V., which is headquartered in Amsterdam in the Netherlands, held 66.21 per cent of the company's shares.
Written from the annual report for the year to Mar 2026, filed 9 Jun 2026 and the investor presentation.
Sources for 29 statements, each with its page
- It is registered as a non-banking finance company in the microfinance segment (NBFC-MFI). Annual report, page 11
- Customers are predominantly women, 99.97 per cent. Annual report, page 57
- Customers are from low-income households and borrow for income generation and other lifecycle needs. Annual report, page 57
- The company had 4.42 million active borrowers. Annual report, page 5
- The company had 21,941 employees. Annual report, page 5
- The company has group loans. Annual report, page 11
- The company has retail loans. Annual report, page 11
- It offers insurance. Annual report, page 11
- Mahi is the company's digital platform. Annual report, page 7
- Mahi is a digital platform for women customers. Annual report, page 7
- CreditAccess India Foundation is a wholly owned subsidiary. Annual report, page 47
- CreditAccess India Foundation is a not-for-profit company. Annual report, page 54
- CreditAccess India Foundation carries out the company's CSR activities. Annual report, page 54
- It has 2,236 branches across 451 districts. Annual report, page 5
- It operates in 16 states and 1 union territory. Annual report, page 5
- It operates in 1 union territory. Annual report, page 5
- It has 22 regional or divisional offices. Annual report, page 5
- It has 22 processing centres. Annual report, page 5
- It has one leadership training centre. Annual report, page 5
- The registered office is in Bengaluru, Karnataka. Annual report, page 57
- It was incorporated in 1991. Annual report, page 57
- It was incorporated in 1991 (CIN). Annual report, page 57
- The organisation's work began in 1999. Annual report, page 9
- It became an NBFC in 2007. Annual report, page 9
- CreditAccess India B.V. holds 66.21 per cent of the company. Investor presentation, page 23
- CreditAccess India B.V. is headquartered in Amsterdam, the Netherlands. Investor presentation, page 23
- The shareholding is as of June 2026. Investor presentation, page 23
- Women are 20.89 per cent of the workforce. Annual report, page 5
- The foundation was set up in the year to March 2022. Annual report, page 54
Results
Standalone, as consolidated accounts are on record for only 7 of the last ten years; ₹ crore. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.CreditAccess Grameen quarterly results
- Income from operations growth, 12 monthsIncome from operations growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +17.7%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +1,086.8%
Quarter to Sep 2026, against the quarter before
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹1,904 Crup 6.74%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent. Net profit in the glossary
- ₹502 Crup 1.66%
Income from operations by quarter
Net profit by quarter, a loss in red
- Net profit
- Loss
| ₹ crore | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 1,380 | 1,407 | 1,463 | 1,508 | 1,490 | 1,597 | 1,783 | 1,904 |
| Net profit | −100 | 47 | 60 | 126 | 252 | 340 | 493 | 502 |
Year to Mar 2026, against the year before
- Income from operationsIncome from operations. The pill is the change in income from operations against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹6,059 Crup 5.33%
- Net profitNet profit. The pill is the change in net profit against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹778 Crup 46.34%
Income from operations by year
Net profit by year, a loss in red
The years either side of a change of basis do not compare. From the year to Mar 2023, the company's income from operations for that year, ₹3,545 Cr, differs from its quarters added, ₹3,116 Cr.
| ₹ crore | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 1,281 | 1,679 | 2,028 | 2,289 | 3,545 | 5,167 | 5,752 | 6,059 |
| Net profit | 322 | 328 | 142 | 382 | 826 | 1,446 | 531 | 778 |
Business segments
In the year to Mar 2026 the company reports one business segment, Micro Finance, which carries all its revenue.
Valuation
Today, against the company's own history. Its history crosses a change of basis in the accounts in the year to Mar 2023: days before it are of the company before the change.CreditAccess Grameen PE ratio and valuation
At or below today's level on 1% of 1,239 trading days over the last 5 years.
At or below today's level on 0.1% of 1,816 trading days since Nov 2018.
At or below today's level on 87% of 1,994 trading days since Oct 2018.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | +21.6% | +45.9% | −16.7% | 0.0% |
| 3 years | +8.4% | −2.2% | +10.6% | 0.2% |
| 5 years | +11.7% | +39.6% | −20.1% | 0.1% |
Mutual fund holdings
106 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 46 of the 59 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.All 106 funds holding CreditAccess Grameen
- Bought for the first timeBought for the first time. Funds that held it at the month's end and had not held it in any month on record before.
- 2
- Bought againBought again. Funds that held it at the month's end, had not held it the month before, and held it in an earlier month.
- 1
- AddedAdded. Funds that held more shares than at the end of the month before.
- 24
- CutCut. Funds that held fewer shares than at the end of the month before.
- 35
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 44
- Sold outSold out. Funds that held it at the end of the month before and hold none at this month's end. Sold out in the glossary
- 9
| Fund | |||
|---|---|---|---|
 Edelweiss Mid Cap FundEdelweiss Mutual Fund | 20,35,733 | 1.35% | ₹258.9 Cr |
 Axis Small Cap FundAxis Mutual Fund | 17,02,673 | 0.71% | ₹216.6 Cr |
 ICICI Prudential Multi Cap FundICICI Prudential Mutual Fund | 12,20,122 | 0.83% | ₹155.2 Cr |
 Canara Robeco Small Cap FundCanara Robeco Mutual Fund | 11,34,157 | 1.03% | ₹144.3 Cr |
 HSBC Small Cap FundHSBC Mutual Fund | 10,48,321 | 0.72% | ₹133.3 Cr |
 Nippon India Small Cap FundNippon India Mutual Fund | 10,38,984 | 0.16% | ₹132.2 Cr |
 Aditya Birla Sun Life Flexi Cap FundAditya Birla Sun Life Mutual Fund | 10,00,000 | 0.45% | ₹127.2 Cr |
 UTI Mid Cap FundUTI Mutual Fund | 9,25,000 | 0.99% | ₹117.7 Cr |
 HDFC Large & Mid Cap FundHDFC Mutual Fund | 7,20,141 | 0.32% | ₹91.6 Cr |
| HSBC Flexi Cap FundHSBC Mutual Fund | 6,27,148 | 1.39% | ₹79.8 Cr |
Promoter and insider buying and selling
Trades made since 28 Oct 2025.CreditAccess Grameen insider trading
No promoter, director, key manager or employee bought or sold on the market.
- Promoters and promoter group: no market trade
- Others: no market trade · 6 pledge filings of unclear kind
CreditAccess Grameen competitors and peers
Finance, 512 listed companies, priced on 27 Oct 2026. The table lists the 8 companies closest to CreditAccess Grameen in market cap.Finance companies
Where the company sits among the companies nearest its size
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
 TVS HoldingsTVSHLTD | 23,168 | 11.76 | 3.58 | +31.4% | +53.6% | 35.3% | 17.3% | – | – | 0.75% |
 Capri Global CapitalCGCL | 22,538 | 17.21 | 2.83 | +52.9% | +82.8% | 17.9% | – | 3.55% | 8.36% | 0.09% |
 IIFL FinanceIIFL | 22,516 | 9.03 | 1.46 | +35.4% | +190.5% | 17.6% | – | 2.32% | 8.82% | 0.76% |
 Aadhar Housing FinanceAADHARHFC | 19,099 | 16.74 | 2.53 | +17.7% | +20.2% | 16.4% | – | 4.33% | 8.09% | 0.00% |
 Choice InternationalCHOICEIN | 16,066 | 66.11 | 9.61 | +26.6% | – | 18.0% | 14.7% | – | – | 0.00% |
 IFCIIFCI | 15,910 | 91.20 | 1.78 | +4.8% | – | 2.0% | 4.6% | – | – | 0.00% |
 Maharashtra ScootersMAHSCOOTER | 13,377 | 43.90 | 0.41 | +0.8% | −14.7% | 0.9% | 1.0% | – | – | 1.88% |
 Sammaan CapitalSAMMAANCAP | 13,272 | – | 0.70 | −17.1% | – | −35.5% | – | −9.89% | −0.06% | 0.00% |
Dividends
Per share, by the year it was paid for, and the latest payments.CreditAccess Grameen dividend history
Dividend per share, ₹, restated for later splits and bonuses
Dividend per share. The dividends declared for the year, each restated to today's share count by the splits and bonuses after its own ex-date, added up. Dividend per share in the glossary| Ex-date | Type | Per share |
|---|---|---|
| 26 Jul 2024 | FinalFinal dividend. Called final by its date: the company did not say which kind it was, and it went ex within six months after the company's year end, the time in which the annual general meeting that declares the final dividend must be held. Final dividend in the glossary | ₹10.00 |
Latest announcements
Routine notices left out.CreditAccess Grameen announcements
Oct 2026
22 Oct · Business
22 Oct · Results
21 Oct · Disclosure
14 Oct · Analysts
CreditAccess Grameen share price by year
Each calendar year to 2025.CreditAccess Grameen share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 1,273.60 | +43.7% | 1,477.10 | 853.50 |
| 2024 | 886.55 | −44.5% | 1,757.50 | 813.90 |
| 2023 | 1,596.55 | +74.4% | 1,763.50 | 854.45 |
| 2022 | 915.30 | +53.1% | 1,087.00 | 565.15 |
| 2021 | 597.85 | −20.9% | 799.90 | 503.35 |
| 2020 | 755.85 | −1.6% | 991.60 | 314.10 |
| 2019 | 767.95 | +100.4% | 821.60 | 368.50 |
| 2018 | 383.25 | – | 422.05 | 247.70 |
Recent sessions
The 9 trading days to 26 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 26 Oct 2026 | 1,029.00 | 1,045.80 | 993.90 | 997.50 | 1,004.88 | 5,88,957 | 47.8% |
| 23 Oct 2026 | 1,140.90 | 1,173.00 | 1,012.80 | 1,027.40 | 1,054.39 | 33,33,793 | 26.3% |
| 22 Oct 2026 | 1,108.00 | 1,119.60 | 1,061.30 | 1,088.50 | 1,084.43 | 9,38,521 | 46.3% |
| 21 Oct 2026 | 1,226.00 | 1,229.60 | 1,128.20 | 1,142.40 | 1,151.29 | 5,78,465 | 54.4% |
| 19 Oct 2026 | 1,233.20 | 1,247.70 | 1,219.40 | 1,226.50 | 1,232.55 | 76,818 | 58.3% |
| 16 Oct 2026 | 1,276.60 | 1,276.60 | 1,230.20 | 1,233.20 | 1,245.39 | 97,998 | 61.6% |
| 15 Oct 2026 | 1,261.00 | 1,277.90 | 1,258.00 | 1,262.40 | 1,265.63 | 49,965 | 52.4% |
| 14 Oct 2026 | 1,272.00 | 1,289.00 | 1,265.00 | 1,267.50 | 1,273.26 | 75,972 | 56.5% |
| 13 Oct 2026 | 1,314.80 | 1,320.00 | 1,271.70 | 1,278.40 | 1,285.91 | 1,18,365 | 43.6% |
Company details
- NSE symbol
- CREDITACC
- BSE code
- 541770
- ISIN
- INE741K01010
- Industry
- Finance
- Website
- www.creditaccessgrameen.in
- CIN
- L51216KA1991PLC053425
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 1991
- Registered office
- No. 49, 46th Cross, 8th Block, Jayanagar, Bengaluru 560071, Karnataka
- Share registrar
- KFin Technologies Ltd
- Keeps the register of shareholders and handles transfers and dividend payments