Unifi Dynamic Asset Allocation Fund Direct Growth NAV today
AMFI: 153376ISIN: INF1MIY01015MUTF_IN: UNIF_DYNA_ASSE_15LY2UPUnifi Mutual FundDynamic Asset Allocation or Balanced Advantage funds
NAV ₹11.3845up ₹0.00 (0.01%)
NAV for 29 Oct 2026, against 27 Oct 2026. Declared once a day.
Other plans: Regular Growth ₹11.2751, 0.01%
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month. Assets under management in the glossary
- ₹1,478 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it. Total expense ratio: how it is worked out
- 1.40%28 Oct 2026
- P/EP/E. What the fund pays for each rupee of yearly profit its companies earn: the total value of its shares divided by those companies' last four quarters of profit, each in proportion to what the fund holds. The profit leaves out one-off items (exceptional items and businesses sold or demerged), so one company's one-off gain cannot pull the fund's P/E down. A loss-making company lowers the profit. Shown when at least 80% of the fund's shares are counted. P/E in the glossary
- 19.330 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. Riskometer in the glossary
- Moderately HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures. Holdings in the glossary
- 14430 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer. Launch date in the glossary
- 11 Jul 2025
Unifi Dynamic Asset Allocation Fund returns
Direct Growth plan
Over each window to 29 Oct 2026
| Over | Direct GrowthTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). Trailing return: how it is worked out | Regular Growth | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. Benchmark in the glossary | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. Rank in category in the glossary | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. Category median in the glossary | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. Middle half of the category in the glossary |
|---|---|---|---|---|---|---|
| 1 week | +0.10% | +0.09% | – | – | – | – |
| 1 month | +0.59% | +0.54% | – | 3 of 37 | −0.44% | −0.8% to +0.1% |
| 3 months | +2.02% | +1.87% | – | 1 of 37 | −2.78% | −3.8% to −2.0% |
| 6 months | +4.33% | +4.02% | – | 2 of 37 | −0.30% | −1.9% to +0.6% |
| 1 year | +8.32% | +7.68% | +0.23%to 30 Sep 2026 | 1 of 36 | −2.13% | −4.6% to −0.7% |
| 3 years | Needs 3 years | – | – | – | +9.30% | +7.9% to +10.6% |
| 5 years | Needs 5 years | – | – | – | +8.38% | +7.2% to +9.3% |
| 10 years | Needs 10 years | – | – | – | +9.69% | +8.0% to +10.6% |
₹10,000 put in on 17 Mar 2025 is ₹11,379 at the NAV of 29 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load. Growth of ₹10,000 in the glossaryOver a year and longer, a return is the yearly rate. Benchmark: CRISIL Hybrid 50+50 - Moderate Index, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Direct plans of Dynamic Asset Allocation or Balanced Advantage funds, each fund's return to its latest NAV on or before 29 Oct 2026.
At the month end, 30 Sep 2026
| Over | Fund | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. Benchmark return in the glossary |
|---|---|---|
| 1 year | +8.59% | +0.23% |
| Since launch | +8.43% | +5.30% |
Benchmark: CRISIL Hybrid 50+50 - Moderate Index. Both as the fund house states them for the month.
Return in each year to March
- Fund, Direct GrowthReturn in the year to March. The change in NAV from the last NAV on or before 31 March of one year to the last NAV on or before 31 March of the next. Return in the year to March in the glossary
Unifi Dynamic Asset Allocation Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 29 Oct 2026SIP calculator
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. Amount invested in the glossary | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. Value today in the glossary | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. SIP return (XIRR) in the glossary | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. SIP return after stamp duty in the glossary | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. Stamp duty paid in the glossary |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,25,258₹1,25,252 after stamp duty | +8.32% | +8.31% | ₹6 | |
| Since Mar 202519 instalments | ₹1,90,000 | ₹2,02,899₹2,02,889 after stamp duty | +8.20% | +8.19% | ₹10 |
3 years: Launched 11 Jul 2025, needs 3 years of history.
A SIP that rises every year: Step-up SIP calculator
Unifi Dynamic Asset Allocation Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio. Direct and regular plan cost gap in the glossary
- 0.59 ptsA year, on 28 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies. Expense ratio, 30-day average in the glossary
- 1.40%Over the last 30 days filed
- Regular, 30-day average
- 1.99%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 1.43%, Apr 2026.Direct plan lowest 0.93%, May 2026.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. Base expense ratio in the glossary | 0.79% | 1.29% |
| Brokerage | 0.06% | 0.06% |
| Transaction costs | 0.02% | 0.02% |
| Statutory levies | 0.53% | 0.62% |
Per cent of assets a year, filed for 28 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
Exit Load: In respect of each purchase of units via Lumpsum/Switch In/Systematic Investment Plan/Systematic Transfer Plan (SIP-STP), Exit Load on redemptions/switch out will be determined as follows: - i. If units are re deemed/switched out on or before 12 months from the date of allotment, Upto 20% of such units "Exit Load will be 'NIL'& on excess of 20% of such units - 1.5% of $2.5$ multiples Net with its charges & Exit Load. ii. If units are re deemed/switched out after 12 months from the date of allotment, no Exit Load is applicable. The Trustee shall have a right to prescribe or modify the Exit Load structure subject to compliance of SEBI Regulations.MoreLess
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase. Minimum investment in the glossary
- ₹5,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹1
- SIP
- Accepted
- SIP minimum
- ₹500
- SIP instalments, at least
- 6
- SIP dates
- Any Date* during the month
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold. Lock-in in the glossary
- None
As listed for this plan on 30 Oct 2026.
How Unifi Dynamic Asset Allocation Fund is taxed
Tax depends on the fund's own mix. With 65% or more in shares of listed Indian companies, gains on units held over 12 months are taxed at 12.5% above ₹1.25 lakh a year, and gains on units held 12 months or less at 20%; with more than 65% in debt and money market instruments, gains on units bought on or after 1 Apr 2023 are taxed at the income tax slab rate however long they are held, and on units bought earlier at 12.5% after 24 months; otherwise, gains on units held over 24 months are taxed at 12.5%, and gains on units held 24 months or less at the income tax slab rate.
Rules in force from 1 Apr 2025, checked 27 Oct 2026. Surcharge and cess are not included.
Unifi Dynamic Asset Allocation Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹1,391 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors. Share of assets in the direct plans in the glossary
- 80.6%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
The latest quarter is the largest since the quarter to Mar 2025.
Assets at each month end
The latest month end is the highest since Apr 2025.Lowest ₹602 Cr, Apr 2025.
Unifi Dynamic Asset Allocation Fund portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month. Large, mid and small cap in the glossary | Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. Weight in the fund in the glossary | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. Yield to maturity in the glossary | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. Held since in the glossary | ||||
|---|---|---|---|---|---|---|---|
| Share Application Money Pending Allotment | Other | 8.36% | 123.50 | – | – | Jul 2026 | |
| Vedanta9.45% Vedanta Limited 05-JUN-2028, CRISIL AA+, repaid 5 Jun 2028 | Bonds and bills | 4.11% | 60.67 | 6,000 | 8.65% | Jun 2025 | |
| 9.75% Shrem Infra Invest Pvt Limited 15-MAY-2028IND AA, 9.75% coupon, repaid 15 May 2028 | Bonds and bills | 3.79% | 56.03 | 5,600 | 10.03% | Nov 2025 | |
| 7.06% GOI - 10-Apr-2028SOVEREIGN, 7.06% coupon, repaid 10 Apr 2028 | Bonds and bills | 3.76% | 55.49 | 55,00,000 | 6.44% | May 2026 | |
| GMR Airports5.00% GMR Airports Limited 13-AUG-2028, CRISIL AA-, repaid 13 Aug 2028 | Bonds and bills | 3.26% | 48.24 | 4,500 | 9.93% | Sep 2025 | |
| HDFC BankBanks | Shares | Large cap2nd | 3.22% | 47.54 | 6,70,800 | – | Mar 2025or earlier |
| JSW Kalinga Steel Limited 23-MAR-2029CRISIL AA, repaid 23 Mar 2029 | Bonds and bills | 2.82% | 41.61 | 4,000 | 8.97% | Sep 2026 | |
| 10.00% GMR Goa International Airport Limited 27-SEP-2043CARE A-, repaid 27 Sep 2043 | Bonds and bills | 2.69% | 39.79 | 4,000 | 10.64% | Jan 2026 | |
| Jubilant Bevco Limited 31-MAY-2028CRISIL AA, repaid 31 May 2028 | Bonds and bills | 2.28% | 33.74 | 3,000 | 9.05% | Jun 2025 | |
| 10.80% Namdev Finvest Limited 18-OCT-2029CARE A-, repaid 18 Oct 2029 | Bonds and bills | 2.02% | 29.85 | 3,000 | 11.61% | Sep 2026 | |
| 6.94% GOI 11-May-2036SOVEREIGN, 6.94% coupon, repaid 11 May 2036 | Bonds and bills | 2.00% | 29.51 | 30,00,000 | 7.18% | Jun 2026 | |
| State Bank of IndiaBanks | Shares | Large cap4th | 1.85% | 27.35 | 2,85,000 | – | May 2025 |
| Axis BankBanks | Shares | Large cap15th | 1.73% | 25.52 | 2,08,125 | – | Apr 2025 |
| 12.03% SI Creva Capital Private Limited 22-MAY-2028IND A-, repaid 22 May 2028 | Bonds and bills | 1.72% | 25.40 | 2,900 | 12.59% | Jun 2026 | |
| 10.81% Bamboo Hotel And Global Centre 31-JAN-2028 ** - Corporate guarantee by Prestige Estate Projects LimitedICRA A+(CE), repaid 31 Jan 2028 | Bonds and bills | 1.70% | 25.08 | 2,500 | 10.14% | Aug 2025 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Futures and options on 30 Sep 2026
| HDFC Bank Limited | −3.25% | −48.00 | −6,70,800 |
| State Bank of India | −1.87% | −27.57 | −2,85,000 |
| Axis Bank Limited | −1.73% | −25.55 | −2,08,125 |
| Tata Consultancy Services Limited | −1.25% | −18.40 | −89,325 |
| Bajaj Finance Limited | −1.23% | −18.23 | −1,88,250 |
| Bharti Airtel Limited | −1.19% | −17.62 | −99,750 |
| ITC Limited | −1.15% | −16.96 | −6,43,425 |
| Reliance Industries Limited | −1.06% | −15.61 | −1,31,000 |
| Adani Enterprises Limited | −1.04% | −15.43 | −53,148 |
| Jio Financial Services Limited | −1.04% | −15.34 | −7,07,350 |
| Tata Steel Limited | −1.03% | −15.15 | −8,14,000 |
| Hindalco Industries Limited | −0.98% | −14.43 | −1,51,900 |
| ICICI Bank Limited | −0.96% | −14.23 | −1,07,100 |
| Hindustan Unilever Limited | −0.78% | −11.56 | −61,500 |
| HDFC Life Insurance Company Limited | −0.70% | −10.34 | −1,99,100 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Net Current Assets | 2.61% | 38.60 |
| Margin Money for Derivatives/ Treps | 0.93% | 13.74 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions. Largest holding in the glossary
- 8.36%Share Application Money Pending Allotment
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions. Top 5 holdings in the glossary
- 23.28%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions. Top 10 holdings in the glossary
- 36.31%
- Top 10 sharesTop 10 shares. The share of the fund held in its ten largest shareholdings, bonds and fund units left out. Top 10 shares in the glossary
- 15.21%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights. Effective number of holdings in the glossary
- 41.4Taken over 96.46% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought. Asset allocation in the glossary- Indian shares36.07%
- Bonds and bills52.03%
- Cash and receivables3.54%
- Other8.36%
- Futures and options, netFutures and options, net. The value of the shares or bonds the fund's contracts are written on, as a share of its net assets, a sold contract counted as a minus: a hedged fund's sold futures offset the shares it holds. Futures and options, net in the glossary−33.44%
- Futures and options, grossFutures and options, gross. The value the fund's contracts are written on, as a share of its net assets, counting each contract as a plus whichever way it faces. Futures and options, gross in the glossary33.44%
Per cent of the fund's net assets.
Large, mid and small cap
- Large cap79.19%Category 68.10%
- Mid cap10.12%Category 16.88%
- Small cap10.15%Category 13.11%
Per cent of the fund's Indian shares. By the list for the six months to Jun 2026. Shares not on the list: 0.19% of the fund. Category is the average of 38 Dynamic Asset Allocation or Balanced Advantage funds.
Sector allocation
Sector weight. The fund's shares grouped by the business each company is in, less the futures sold on them, each group as a share of the fund's net assets. Sector weight in the glossary5sectors
- Chemicals1.52%Category 1.38%
- Financial Services0.88%Category 19.92%
- Consumer Services0.29%Category 3.61%
- Automobile And Auto Components0.03%Category 4.63%
- Services0.00%Category 1.51%
Per cent of the fund's net assets, less the futures sold on its shares, Sep 2026. Category is the average of 38 Dynamic Asset Allocation or Balanced Advantage funds. Category average. The sector's weight, less the futures sold on it, averaged over the 38 Dynamic Asset Allocation or Balanced Advantage funds that disclosed a portfolio for Sep 2026. A fund holding none of the sector counts as 0.
Sector allocation month by month
| 13 months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Chemicals4 companies | 1.52% | 0.72% | 0.54% | 0.00% | 0.00% | 0.00% | 0.25% | 0.20% | 0.22% | 0.07% | 0.14% | 0.10% | |
| Financial Services32 companies | 0.88% | 1.01% | 0.79% | 0.20% | −0.11% | −0.06% | −0.09% | −0.10% | −0.06% | 13.48% | 17.77% | 16.16% | |
| Consumer Services3 companies | 0.29% | 0.00% | 0.00% | −0.02% | 0.70% | 0.54% | 0.87% | 0.38% | 0.00% | 2.28% | 2.40% | 1.79% | |
| Automobile And Auto Components7 companies | 0.03% | −0.06% | 0.00% | −0.01% | −0.05% | −0.01% | −0.01% | −0.02% | −0.01% | 2.55% | 2.89% | 1.73% | |
| Services3 companies | 0.00% | −0.03% | −0.01% | −0.01% | −0.01% | −0.01% | −0.01% | −0.01% | 0.00% | 1.21% | 1.62% | 1.55% | |
| Textiles | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Media Entertainment & Publication | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Diversified | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Forest Materials | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Realty2 companies | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | −0.01% | −0.01% | 0.87% | 0.63% | 0.37% | |
| Construction2 companies | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | −0.01% | 0.00% | 0.00% | 0.00% | 0.48% | 0.95% | 1.08% | |
| Construction Materials2 companies | 0.00% | −0.01% | 0.00% | −0.01% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.60% | 0.61% | 0.52% |
Per cent of the fund's net assets, less the futures sold on its shares, at each month end, Oct 2025 to Sep 2026; the line runs from Sep 2025.
- Yield to maturity
- 9.98%Lines stating a yield: 98.24% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio. Yield after expenses in the glossary
- 8.58%Direct plan
- Macaulay durationMacaulay duration. The weighted average time, in years, until the fund's bonds pay back their interest and principal. Macaulay duration in the glossary
- 1.14years
- Modified durationModified duration. Roughly how much the bonds' value changes, in per cent, for each one point change in interest rates. Modified duration in the glossary
- 1.09years
- Average maturityAverage maturity. The weighted average time, in years, until the fund's bonds are repaid. Average maturity in the glossary
- 1.51years
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over. Maturity date known in the glossary
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window. Perpetual bonds in the glossary
- None
The bond book is the fund's bonds, bills and overnight lending.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared. Credit rating in the glossaryLoans of over a year
- Sovereign6.08%
- AAA2.36%
- AA24.32%
- A11.65%
- Below A6.27%
Loans of under a year
- A1 to A41.34%
Other
- Overnight lending0.93%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off. Maturity profile in the glossary- Up to 1 month0.93%
- 1 to 3 monthsNone
- 3 to 6 months3.02%
- 6 to 12 months8.47%
- 1 to 3 years31.14%
- 3 to 5 years3.70%
- 5 to 10 years3.00%
- Over 10 years2.69%
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out. Lending to one borrower in the glossary
- 5.16%GMR AIRPORTS LIMITED
- Top 5 borrowers
- 20.06%
- Top 10 borrowers
- 31.66%
Per cent of the fund's net assets. Lent outside the government: 45.95% of the fund, to 22 borrowers; the borrower is named for 99.02% of it, its group for 51.36%.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before. New positions in the glossary
- 5915.55% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date. Sold out in the glossary
- 317.43% of the fund before
- MaturedMatured. Bonds and deposits whose repayment date fell between the two portfolios, so they were repaid rather than sold. One sold in its last days reads the same. Matured in the glossary
- 2
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth. Added to in the glossary
- 51
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth. Trimmed in the glossary
- 49
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price. Unchanged in the glossary
- 91
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month. Traded at least in the glossary
- 7.43%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it. Weight that moved in the glossary
- 26.59%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). What changed in the glossary | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. Change in weight in the glossary | ||||
|---|---|---|---|---|---|
| 6.00% TVS Motor Company Ltd (Preference Shares) 01-Sep-2026 | Matured | – | 8.14% | −8.14 pts | – |
| JSW Kalinga Steel Limited 23-MAR-2029 | New | 2.82% | 0.00% | +2.82 pts | +4,000 |
| 10.80% Namdev Finvest Limited 18-OCT-2029 | New | 2.02% | 0.00% | +2.02 pts | +3,000 |
| SRG Housing Finance11.52% SRG Housing Finance Ltd. 01-MAR-2031 | Sold out | – | 2.01% | −2.01 pts | −3,500 |
| 7.80% National Bank for Agriculture and Rural Development 15-MAR-2027 | New | 1.69% | 0.00% | +1.69 pts | +2,500 |
| 11.05% AGRI XCHNG10 2026 14-JUL-2027 (Originator - Farmart Service Private Limited) | New | 1.34% | 0.00% | +1.34 pts | +20,01,78,962 |
| HDFC Bank | Added | 3.22% | 1.94% | +1.27 pts | +2,79,500 |
| GMR Airports5.00% GMR Airports Limited 09-SEP-2029 | New | 1.18% | 0.00% | +1.18 pts | +1,751 |
| Premier Explosives | Added | 1.52% | 0.72% | +0.80 pts | +1,74,000 |
| Adani Ports and Special Economic Zone | Trimmed | 0.16% | 0.90% | −0.75 pts | −67,925 |
| Mahindra & Mahindra | Trimmed | 0.64% | 1.24% | −0.60 pts | −21,800 |
| 6.94% GOI 11-May-2036 | Added | 2.00% | 1.40% | +0.60 pts | +10,00,000 |
| Bajaj Finance | Added | 1.22% | 0.66% | +0.57 pts | +99,750 |
| Tata Consultancy Services | Added | 1.24% | 0.80% | +0.44 pts | +41,625 |
| Hero MotoCorp | Sold out | – | 0.43% | −0.43 pts | −11,250 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points. Securities only: 92 futures, options and cash lines that changed are not listed.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Share Application Money Pending Allotment | 7.90%Added | Sold out | – | – | 0.00%Bought again | 0.00% | 0.00% | 0.00% | Sold out | 3.69%Bought again | 8.73%Added | 8.36% |
| Vedanta9.45% Vedanta Limited 05-JUN-2028 | 2.64% | 3.04%Added | 5.39%Added | 4.98% | 4.82% | 4.81% | 4.70% | 4.84%Added | 4.72% | 4.50% | 4.26% | 4.11% |
| 9.75% Shrem Infra Invest Pvt Limited 15-MAY-2028 | – | 4.08%Bought | 3.93% | 4.19%Added | 4.50%Added | 4.89%Added | 4.76% | 4.51% | 4.37% | 4.16% | 3.93% | 3.79% |
| 7.06% GOI - 10-Apr-2028 | – | – | – | – | – | – | – | 4.48%Bought | 4.34% | 4.13% | 3.91% | 3.76% |
| GMR Airports5.00% GMR Airports Limited 13-AUG-2028 | 3.74% | 3.59% | 3.47% | 3.22% | 3.18% | 3.17% | 3.98%Added | 3.79% | 3.71% | 3.53% | 3.36% | 3.26% |
 HDFC Bank | 1.51%Added | 1.83%Added | 1.94%Added | 3.25%Added | 3.42%Added | 2.57%Cut | 2.64% | 2.42% | 2.50%Added | 2.16%Cut | 1.94% | 3.22%Added |
| JSW Kalinga Steel Limited 23-MAR-2029 | – | – | – | – | – | – | – | – | – | – | – | 2.82%Bought |
| 10.00% GMR Goa International Airport Limited 27-SEP-2043 | – | – | – | 2.26%Bought | 2.62%Added | 2.60% | 2.53% | 2.39% | 3.12%Added | 2.97% | 2.80% | 2.69% |
| Jubilant Bevco Limited 31-MAY-2028 | 2.80% | 2.68% | 2.61% | 2.42% | 2.35% | 2.36% | 2.31% | 2.19% | 2.15% | 2.06% | 1.96% | 2.28%Added |
| 10.80% Namdev Finvest Limited 18-OCT-2029 | – | – | – | – | – | – | – | – | – | – | – | 2.02%Bought |
| 6.94% GOI 11-May-2036 | – | – | – | – | – | – | – | – | 0.39%Bought | 0.37% | 1.40%Added | 2.00%Added |
 State Bank of India | 1.02%Cut | 1.67%Added | 1.52%Cut | 0.59%Cut | 0.13%Cut | 1.04%Added | 1.11% | 0.95% | 1.00%Added | 1.66%Added | 2.12%Added | 1.85% |
 Axis Bank | 0.86%Cut | 1.25%Added | 1.16%Cut | 0.66%Cut | 0.46%Cut | 0.44%Added | 0.52%Added | 1.35%Added | 0.83%Cut | 1.65%Added | 1.91%Added | 1.73%Cut |
| 12.03% SI Creva Capital Private Limited 22-MAY-2028 | – | – | – | – | – | – | – | – | 2.25%Bought | 2.15% | 1.78% | 1.72% |
| 10.81% Bamboo Hotel And Global Centre 31-JAN-2028 ** - Corporate guarantee by Prestige Estate Projects Limited | 2.30% | 2.19% | 2.11% | 1.95% | 1.88% | 1.88% | 1.83% | 2.01%Added | 1.95% | 1.86% | 1.76% | 1.70% |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Risk ratios
NAV to 29 Oct 2026
Each bar runs from the lowest to the highest figure among the Direct plans of Dynamic Asset Allocation or Balanced Advantage funds (36 funds) over the same 1 year; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves. Standard deviation in the glossary0.84%
0.84%Lowest10.96%Average17.03%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure. Downside deviation in the glossaryNo losing month
0.00%Lowest8.06%Average11.55%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV. Sharpe ratio in the glossary3.55
−0.67Lowest−0.21Average3.55Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down. Sortino ratio in the glossary14.82
−0.78Lowest0.04Average14.82Highest
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. Largest fall in the glossary | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. Back at the high in the glossary |
|---|---|---|---|---|
| 1 year and since Mar 2025 | −0.17% | 10 Sep 2026 | 15 Sep 2026 | 18 Sep 2026 |
Risk level by month
| Months | Fund | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. Benchmark's risk level in the glossary |
|---|---|---|
| Nov 2025 to Aug 202610 months | Moderately High | HighCRISIL Hybrid 50+50 - Moderate Index |
| Oct 20251 month | Moderate | HighCRISIL Hybrid 50+50 - Moderate Index |
| Sep 20251 month | Moderately High | Moderately HighCRISIL Hybrid 50+50 - Moderate Index |
| Aug 20251 month | Moderate | HighCRISIL Hybrid 50+50 - Moderate Index |
| Jun 2025 to Jul 20252 months | Moderate | Moderately HighCRISIL Hybrid 50+50 - Moderate Index |
| Mar 2025 to May 20253 months | Moderate | HighCRISIL Hybrid 50+50 - Moderate Index |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Unifi Dynamic Asset Allocation Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. Return in the manager's time in the glossary | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. Benchmark over the same days in the glossary | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. Difference from the benchmark in the glossary | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. Portfolio changed after the handover in the glossary | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. Portfolio changed before the handover in the glossary | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. Assets the manager runs in the glossary | ||
|---|---|---|---|---|---|---|---|---|
| Saravanan VNCo Manager.; CEO & Fund Manager | – | – | – | – | – | 3 | ₹1,737 Cr | |
| Ramanathan PPrimary.; Equity Fund Manager | – | – | – | – | – | 1 | ₹1,478 Cr | |
| Karthik SrinivasPrimary.; Debt Fund Manager | – | – | – | – | – | 3 | ₹1,737 Cr |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | |||||
|---|---|---|---|---|---|
| Unifi Flexi Cap FundSaravanan VN | – | – | – | ₹239 Cr | |
| Unifi Liquid FundSaravanan VN | – | – | – | ₹21 Cr | |
| Unifi Flexi Cap FundKarthik Srinivas | – | – | – | ₹239 Cr | |
| Unifi Liquid FundKarthik Srinivas | – | – | – | ₹21 Cr |
The ten largest by assets, by manager. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. Portfolio overlap in the glossary | Shared holdings. The number of securities both funds hold, cash and futures left out. Shared holdings in the glossary | |
|---|---|---|
| UTI Balanced Advantage FundUTI Mutual Fund | 22.32% | 30 |
| ICICI Prudential Balanced Advantage FundICICI Prudential Mutual Fund | 22.32% | 54 |
| Mirae Asset Balanced Advantage FundMirae Asset Mutual Fund | 21.74% | 56 |
| Bank of India Balanced Advantage FundBank of India Mutual Fund | 21.52% | 44 |
| Edelweiss Balanced Advantage FundEdelweiss Mutual Fund | 21.09% | 52 |
| Kotak Balanced Advantage FundKotak Mahindra Mutual Fund | 21.03% | 63 |
| DSP Dynamic Asset Allocation FundDSP Mutual Fund | 20.40% | 28 |
| Helios Balanced Advantage FundHelios Mutual Fund | 20.19% | 35 |
| Axis Balanced Advantage FundAxis Mutual Fund | 20.07% | 55 |
| PGIM India Balanced Advantage FundPGIM India Mutual Fund | 20.03% | 44 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
Fund details
Objective
No assurance or guarantee is given that the investment objective of the scheme will be achieved. The scheme does not guarantee or assure any returns.
Asset allocation
- Equity & Equity Related Securities: 0 to 100%. Debt Securities & Money Market Instruments: 0 to 100%.
- Stated category
- Hybrid- Dynamic Asset Allocation
- Benchmark
- CRISIL Hybrid 50 + 50 Moderate Index
- Second benchmarkSecond benchmark. An additional index the fund house chose to compare the fund with, beside the first benchmark, which every fund of its category shares. Second benchmark in the glossary
- 55% CRISIL Composite Credit Risk Index +40% CRISIL Arbitrage Index + 5% BSE 200 TRI
- Risk level at launch
- High
- New fund offer
- 3 Mar 2025 to 7 Jul 2025
- Units first allotted
- 11 Jul 2025
- Open for sale again
- 31 Mar 2025
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹5,000
Plans and codes
| Plan | AMFI code | ISIN | MUTF_IN | First NAV |
|---|---|---|---|---|
| Direct Growth | 153376 | INF1MIY01015 | UNIF_DYNA_ASSE_15LY2UP | 17 Mar 2025 |
| Regular Growth | 153377 | INF1MIY01023 | UNIF_DYNA_ASSE_ISMB44 | 17 Mar 2025 |
This fund
- Scheme information documentThe fund's objective, terms, costs and risks in full
Factsheet
- FactsheetUnifi Mutual Fund, Sep 2026
Statement of additional information
- SAI Unifi Mutual FundUnifi Mutual Fund, Oct 2026
Annual report
- Abridged Annual ReportUnifi Mutual Fund, Mar 2026
- Annual Report FY26Unifi Mutual Fund, Mar 2026
Riskometer disclosure
- 2025-26Unifi Mutual Fund, Mar 2026