Spandana Sphoorty Financial share price
NSE: SPANDANABSE: 542759FinanceSmall Cap
Spandana Sphoorty Financial Limited · Face value ₹10 Face value. The nominal value of one share as the company issued it, the unit its share capital is counted in and a dividend can be stated as a percentage of; it has no link to the share price. Face value in the glossary · Listed Aug 2019
Last close ₹194.50up ₹10.38 (5.64%)BSE ₹193.90
Share price at the NSE close on 28 Oct 2026. Previous close ₹184.12.
28 Oct: open ₹185.36, high ₹197.03, low ₹181.90
52-week range of traded prices to 28 Oct 2026
₹174.65Low, 26 Oct 2026₹319.40High, 6 Jul 2026
- Next results date: the board meets on 30 Oct 2026 to consider: financial results. The notice · Results calendar
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹1,724 Cr1,176th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- Lossover the last 12 months
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 0.81
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- −13.7%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Net interest margin in the glossary
- 9.33%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Cost of funds in the glossary
- 10.59%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Credit cost in the glossary
- 15.06%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. Return on assets in the glossary
- −9.49%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Assets per rupee of net worth in the glossary
- 3.09times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 6,36,90030.7% delivered
Results
Consolidated; ₹ crore. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Spandana Sphoorty Financial quarterly results
- Income from operations growth, 12 monthsIncome from operations growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- −48.5%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- –
Quarter to Jun 2026, against the quarter before
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹284 Crup 9.33%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent. Net profit in the glossary
- ₹12 Crup 125.43%
Income from operations by quarter
Peak income from operations ₹686 Cr, quarter to Sep 2024; lowest ₹230 Cr, quarter to Sep 2025
Net profit by quarter, a loss in red
- Net profit
- Loss
A loss in 6 of the 8 quarters shown
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 686 | 555 | 415 | 300 | 230 | 234 | 260 | 284 |
| Net profit | −216 | −440 | −434 | −360 | −249 | −95 | 5 | 12 |
Consolidated. The last eight quarters. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.
Year to Mar 2026, against the year before
- Income from operationsIncome from operations. The pill is the change in income from operations against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹1,024 Crdown 56.52%
- Net profitNet profit. Under it, net profit in the year before. A change in per cent is not worked out where either period is a loss or nothing.
- −₹699 CrYear to Mar 2025: −₹1,035 Cr
Income from operations by year
Peak income from operations ₹2,424 Cr, year to Mar 2024; lowest ₹1,024 Cr, year to Mar 2026
Net profit by year, a loss in red
- Net profit
- Loss
A loss in 2 of the 7 years shown
| ₹ crore | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Income from operations | 1,435 | 1,483 | 1,463 | 1,401 | 2,424 | 2,355 | 1,024 |
| Net profit | 352 | 145 | 70 | 12 | 501 | −1,035 | −699 |
Consolidated. Years to March. The latest is shaded. Net profit is the whole group's, the other owners of its subsidiaries included; P/E and ROE use the company's own share.
Business segments
In the year to Mar 2026 the company reports one business segment, Lending to borrowers which has similar risks and returns, which carries all its revenue.
Valuation
Today, against the company's own history. Not shown, P/E: loss, last twelve months. Dividend yield is not shown: no dividend in the years on record.Spandana Sphoorty Financial PE ratio and valuation
Price to book
At or below today's level on 17% of 1,087 trading days over the last 5 years.
LowestHighest
Its median1.16Industry median1.08
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −21.6% | – | – | 0.0% |
| 3 years | −29.8% | – | – | 0.0% |
| 5 years | −21.2% | – | – | 0.0% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth and the change in P/E are left empty where earnings per share at either end of the window was a loss or is not on record. Earnings growth over 1, 3 and 5 years is on profit divided by shares in issue at both ends: the earnings per share stated for one end does not match that year's profit and share count.
Mutual fund holdings
3 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before.
- AddedAdded. Funds that held more shares than at the end of the month before.
- 2
- CutCut. Funds that held fewer shares than at the end of the month before.
- 1
| Fund | |||
|---|---|---|---|
 JM Value FundJM Financial Mutual Fund | 4,69,479 | 1.33% | ₹10.4 Cr |
| JM ELSS - Tax Saver FundJM Financial Mutual Fund | 1,05,731 | 0.97% | ₹2.33 Cr |
 Bandhan Financial Services FundBandhan Mutual Fund | 31,983 | 0.07% | ₹0.71 Cr |
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.
Promoter and insider buying and selling
Trades made since 28 Oct 2025.Spandana Sphoorty Financial insider trading
No promoter, director, key manager or employee bought or sold on the market.
- Promoters and promoter group: no market trade
Bought and sold count trades on the market only. A pledge is shares given to a lender as security for a loan; a lender invokes it by selling them.
Spandana Sphoorty Financial competitors and peers
Finance, 510 listed companies, priced on 28 Oct 2026. The table lists the 8 companies closest to Spandana Sphoorty Financial in market cap.Finance companies
Spandana Sphoorty Financial is not on the chart: it has no P/E today
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
 Rane HoldingsRANEHOLDIN | 2,083 | 24.67 | 1.81 | +25.8% | – | 7.5% | 9.9% | – | – | 3.22% |
 EL CID InvestmentsELCIDIN | 1,975 | 20.69 | 0.23 | −8.1% | +8.9% | 1.1% | 1.2% | – | – | 0.03% |
 Kalyani Investment CompanyKICL | 1,949 | 47.96 | 0.17 | −1.2% | −36.7% | 0.4% | 0.6% | – | – | 0.22% |
 Repco Home FinanceREPCOHOME | 1,912 | 3.97 | 0.47 | +5.9% | +3.8% | 12.9% | – | 3.05% | 5.05% | 1.64% |
 Grand Oak Canyons DistilleryGRANDOAK | 1,685 | – | 0.58 | – | – | – | – | – | – | 0.00% |
 Shipping Corporation of India Land and AssetsSCILAL | 1,632 | 45.26 | 0.54 | +19.1% | – | 1.2% | −1.1% | – | – | 1.57% |
 PTC India Financial ServicesPFS | 1,542 | 8.62 | 0.49 | −22.0% | −48.9% | 5.8% | – | 6.00% | 5.93% | 0.00% |
 BF InvestmentBFINVEST | 1,475 | 3.79 | 0.17 | +22.7% | +398.7% | 5.0% | 0.8% | – | – | 2.55% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for ROCE and EV/EBITDA, where the company is a lender or an insurer; for NIM and ROA, where the company does not file a lender's accounts or has no recent year with a balance sheet at its start and its end. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Latest announcements
Routine notices left out.Spandana Sphoorty Financial announcements
Oct 2026
24 Oct · Analysts
24 Oct · Board meeting
7 Oct · Rating
Sep 2026
Spandana Sphoorty Financial share price by year
Each calendar year to 2025.Spandana Sphoorty Financial share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 269.35 | −18.6% | 476.35 | 227.66 |
| 2024 | 331.00 | −70.7% | 1,224.40 | 309.30 |
| 2023 | 1,128.70 | +91.9% | 1,128.70 | 494.50 |
| 2022 | 588.10 | +27.7% | 638.80 | 294.60 |
| 2021 | 460.70 | −38.6% | 793.55 | 397.30 |
| 2020 | 750.65 | −37.1% | 1,185.55 | 411.85 |
| 2019 | 1,194.10 | – | 1,360.30 | 813.80 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2019 is from its first session, 19 Aug 2019.
Recent sessions
The 9 trading days to 27 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 27 Oct 2026 | 182.10 | 189.90 | 180.00 | 184.12 | 185.95 | 2,46,918 | 40.3% |
| 26 Oct 2026 | 178.18 | 184.38 | 174.65 | 182.66 | 180.65 | 3,04,704 | 40.3% |
| 23 Oct 2026 | 191.31 | 191.32 | 176.13 | 178.18 | 180.03 | 5,10,036 | 50.5% |
| 22 Oct 2026 | 196.06 | 196.06 | 188.76 | 190.22 | 191.49 | 2,10,178 | 50.4% |
| 21 Oct 2026 | 204.90 | 204.90 | 195.00 | 196.06 | 198.09 | 1,53,552 | 53.7% |
| 19 Oct 2026 | 211.80 | 212.63 | 202.29 | 203.43 | 205.90 | 1,50,650 | 52.0% |
| 16 Oct 2026 | 212.80 | 213.05 | 209.50 | 211.84 | 211.37 | 66,051 | 40.4% |
| 15 Oct 2026 | 212.10 | 214.00 | 209.50 | 211.82 | 212.04 | 1,14,662 | 46.1% |
| 14 Oct 2026 | 211.70 | 213.78 | 210.00 | 212.22 | 211.80 | 50,061 | 48.9% |
Prices in ₹ per share as traded, not adjusted.
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.Rights issue history
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 24 Jul 2025 | Rights issue | – | Shareholders were offered new shares. Noted, not adjusted for. |
Each event is noted and not adjusted for.
Company details
- NSE symbol
- SPANDANA
- BSE code
- 542759
- ISIN
- INE572J01011
- Industry
- Finance
- Website
- www.spandanasphoorty.com
- CIN
- L65929TG2003PLC040648
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 2003
- Registered office
- Galaxy, Wing B, 16th floor, Plot no 1, forming part of sy no 83/1, Hyderabad Knowledge City, TSIIC, Raidurg Panmaktha,, Serilingampally Mandal, Ranga Reddy District, 500081, Telangana
- Share registrar
- KFin Technologies Ltd
- Keeps the register of shareholders and handles transfers and dividend payments