Jana Small Finance Bank share price
NSE: JSFBBSE: 544118BanksSmall Cap
Jana Small Finance Bank Limited · Face value ₹10 Face value. The nominal value of one share as the company issued it, the unit its share capital is counted in and a dividend can be stated as a percentage of; it has no link to the share price. Face value in the glossary · Listed Feb 2024 · Issue price ₹414
Last close ₹378.75down ₹10.95 (2.81%)BSE ₹380.95
Share price at the NSE close on 28 Oct 2026. Previous close ₹389.70.
28 Oct: open ₹389.70, high ₹392.75, low ₹374.45
52-week range of traded prices to 28 Oct 2026
₹330.00Low, 23 Mar 2026₹606.95High, 21 Aug 2026
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹4,008 Cr827th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 8.44
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 0.81
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 10.3%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Net interest margin in the glossary
- 6.61%
- Gross NPAGross NPA, non-performing loans. Gross non-performing loans as a percentage of all loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is below the net share. At the end of Sep 2026.
- 2.34%
- Net NPANet NPA, non-performing loans. Net non-performing loans as a percentage of loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is above the gross share. At the end of Sep 2026.
- 1.17%
- CET1Common equity tier 1 ratio. The bank's core capital, mostly shareholders' money, as a percentage of its loans and other assets weighted by risk, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the figure is outside what it can be. At the end of Sep 2026. Common equity tier 1 ratio in the glossary
- 18.23%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. Return on assets in the glossary
- 0.76%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 3,37,24442.3% delivered
Results
Standalone; ₹ crore. Total income is interest earned plus other income, fees and treasury gains among it.Jana Small Finance Bank quarterly results
- Total income growth, 12 monthsTotal income growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +17.8%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +15.6%
Quarter to Sep 2026, against the quarter before
- Total incomeTotal income. The pill is the change in total income against the quarter before: this period's figure divided by that one's, less one, in per cent. Total income in the glossary
- ₹1,816 Crup 4.26%
- Net profitNet profit. The pill is the change in net profit against the quarter before: this period's figure divided by that one's, less one, in per cent. Net profit in the glossary
- ₹170 Crup 9.75%
Total income by quarter
Peak total income ₹1,816 Cr, quarter to Sep 2026; lowest ₹1,355 Cr, quarter to Dec 2024
Net profit by quarter, a loss in red
| ₹ crore | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 1,355 | 1,433 | 1,516 | 1,552 | 1,629 | 1,710 | 1,741 | 1,816 |
| Net profit | 111 | 123 | 102 | 75 | 10 | 140 | 155 | 170 |
Standalone. The last eight quarters. The latest is shaded.
Year to Mar 2026, against the year before
- Total incomeTotal income. The pill is the change in total income against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹6,375 Crup 16.21%
- Net profitNet profit. The pill is the change in net profit against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹326 Crdown 34.90%
Total income by year
Peak total income ₹6,375 Cr, year to Mar 2026; lowest ₹4,684 Cr, year to Mar 2024
Net profit by year, a loss in red
| ₹ crore | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Total income | 4,684 | 5,486 | 6,375 |
| Net profit | 670 | 501 | 326 |
Standalone. Years to March. The latest is shaded.
Business segments
Share of revenue, year to Mar 2026, standalone.Segment revenue and profit
- Other Retail UnitsOther Retail Units, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹8,302 Crup 18.60%80.5%
- TreasuryTreasury, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹1,506 Crup 10.64%14.6%
- Corporate/Wholesale BankingCorporate/Wholesale Banking, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹390 Crup 24.65%3.8%
- Other Banking operationsOther Banking operations, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹115 Crdown 11.85%1.1%
- Digital Banking UnitsDigital Banking Units, share of revenue. The segment's revenue as a percentage of the revenue of all the company's reported business segments together, leaving out eliminations between them and unallocated items.₹5 Cr0.0%
The pill is the change in revenue on the year before; the share is of all the businesses together.
Valuation
Today, against the company's own history. Dividend yield is not shown: no dividend in the years on record.Jana Small Finance Bank PE ratio and valuation
Price to earnings
At or below today's level on 1% of 247 trading days over the last year.
LowestHighest
Its median13.55Industry median11.93
Price to book
At or below today's level on 0.3% of 615 trading days since May 2024.
LowestHighest
Its median1.18Industry median1.20
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −11.5% | −35.2% | +36.6% | 0.0% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add.
Mutual fund holdings
13 funds disclosed a holding for Sep 2026. What they did in Sep 2026, against each fund's month before. 8 of the 11 funds that added or cut are index funds, ETFs or arbitrage funds: an index fund or ETF holds what its index holds, and an arbitrage fund holds the share against a sale of its future.All 13 funds holding Jana Small Finance Bank
- AddedAdded. Funds that held more shares than at the end of the month before.
- 8
- CutCut. Funds that held fewer shares than at the end of the month before.
- 3
- Held unchangedHeld unchanged. Funds that held the same number of shares as at the end of the month before.
- 2
| Fund | |||
|---|---|---|---|
 Kotak Special Opportunities FundKotak Mahindra Mutual Fund | 7,65,724 | 1.95% | ₹37.5 Cr |
| Kotak Balanced Advantage FundKotak Mahindra Mutual Fund | 5,28,913 | 0.16% | ₹25.9 Cr |
 JM Value FundJM Financial Mutual Fund | 4,05,934 | 2.55% | ₹19.9 Cr |
| JM Small Cap FundJM Financial Mutual Fund | 3,85,000 | 2.00% | ₹18.8 Cr |
| JM Mid Cap FundJM Financial Mutual Fund | 2,12,087 | 0.80% | ₹10.4 Cr |
 Motilal Oswal Nifty Microcap 250 Index FundMotilal Oswal Mutual Fund | 1,86,754 | 0.38% | ₹9.14 Cr |
 DSP BSE MidSmall Private Banks ETFDSP Mutual Fund | 12,365 | 0.74% | ₹0.61 Cr |
 Groww Nifty Total Market Index FundGroww Mutual Fund | 1,220 | 0.02% | ₹0.06 Cr |
 Angel One Nifty Total Market Index FundAngel One Mutual Fund | 203 | 0.02% | ₹99,330 |
| Motilal Oswal BSE 1000 Index FundMotilal Oswal Mutual Fund | 202 | 0.02% | ₹99,000 |
Portfolios disclosed for Sep 2026. Weight is the holding as a share of the fund's assets.
Promoter and insider buying and selling
Trades made since 28 Oct 2025.Jana Small Finance Bank insider trading
No promoter, director, key manager or employee bought or sold on the market.
- Promoters and promoter group: no market trade
- Others: no market trade · 13 pledge filings of unclear kind
Bought and sold count trades on the market only. A pledge is shares given to a lender as security for a loan; a lender invokes it by selling them.
Jana Small Finance Bank competitors and peers
Other Bank, 9 listed companies, priced on 28 Oct 2026. The table lists the 8 companies closest to Jana Small Finance Bank in market cap.Finance companies
Where the company sits among the companies nearest its size
| Company | |||||||||
|---|---|---|---|---|---|---|---|---|---|
 AU Small Finance BankAUBANK | 66,053 | 20.95 | 3.03 | +16.8% | +45.0% | 15.7% | 1.51% | 5.58% | 0.11% |
 Ujjivan Small Finance BankUJJIVANSFB | 10,633 | 9.25 | 1.41 | +20.9% | +175.6% | 16.6% | 1.32% | 8.07% | 0.00% |
 Equitas Small Finance BankEQUITASBNK | 7,452 | 14.60 | 1.22 | +9.2% | – | 8.4% | 0.18% | 6.85% | 0.00% |
 ESAF Small Finance BankESAFSFB | 2,111 | – | 1.19 | +10.8% | – | −0.3% | −0.57% | 9.53% | 0.00% |
 Utkarsh Small Finance BankUTKARSHBNK | 2,089 | – | 0.75 | −12.0% | – | −32.9% | −4.04% | 5.90% | 0.00% |
 Suryoday Small Finance BankSURYODAY | 1,422 | 7.41 | 0.68 | +21.2% | +139.3% | 9.6% | 0.86% | 7.25% | 1.12% |
 Capital Small Finance BankCAPITALSFB | 1,148 | 7.62 | 0.79 | +15.7% | +12.8% | 10.8% | 1.27% | 4.46% | 1.98% |
 Fino Payments BankFINOPB | 1,012 | 48.25 | 1.26 | −22.7% | −75.6% | 2.7% | 1.10% | 3.45% | 0.00% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Latest announcements
Routine notices left out.Jana Small Finance Bank announcements
Oct 2026
23 Oct · Updates
23 Oct · Updates
23 Oct · Results
Jana Small Finance Bank share price by year
Each calendar year to 2025.Jana Small Finance Bank share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025 | 425.30 | +7.7% | 525.65 | 365.60 |
| 2024 | 394.95 | – | 736.20 | 368.15 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2024 is from its first session, 14 Feb 2024.
Recent sessions
The 9 trading days to 27 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 27 Oct 2026 | 378.75 | 395.75 | 378.70 | 389.70 | 385.75 | 5,15,250 | 51.8% |
| 26 Oct 2026 | 400.00 | 400.00 | 373.75 | 378.70 | 382.28 | 9,75,945 | 41.8% |
| 23 Oct 2026 | 406.85 | 406.85 | 373.75 | 383.15 | 386.33 | 17,26,928 | 35.6% |
| 22 Oct 2026 | 418.35 | 418.35 | 399.85 | 403.10 | 406.90 | 8,03,553 | 47.5% |
| 21 Oct 2026 | 428.00 | 434.05 | 404.15 | 418.35 | 415.74 | 16,06,206 | 37.2% |
| 19 Oct 2026 | 490.90 | 492.00 | 422.75 | 428.00 | 442.95 | 35,34,727 | 25.3% |
| 16 Oct 2026 | 482.00 | 494.50 | 478.30 | 490.60 | 486.93 | 3,42,272 | 38.4% |
| 15 Oct 2026 | 501.40 | 502.25 | 478.00 | 480.35 | 485.26 | 4,76,056 | 50.5% |
| 14 Oct 2026 | 500.00 | 510.95 | 487.70 | 504.20 | 499.31 | 6,33,489 | 47.4% |
Prices in ₹ per share as traded, not adjusted.
Company details
- NSE symbol
- JSFB
- BSE code
- 544118
- ISIN
- INE953L01027
- Industry
- Banks
- Website
- www.janabank.com
- CIN
- L65923KA2006PLC040028
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 2006
- Registered office
- The Fairway Business ParkDomlur, Koramangala Inner Ring road Next, to EGL Business Park, Challaghatta, Bengaluru 560071, Karnataka
- Share registrar
- KFin Technologies Ltd
- Keeps the register of shareholders and handles transfers and dividend payments