UTI Multi Asset Allocation Fund Direct Growth NAV today
AMFI: 120760ISIN: INF789F01VE6MUTF_IN: UTI_MULT_ASSE_ZO0OZ7UTI Mutual FundMulti Asset Allocation funds
Formerly UTI - Multi Asset Fund
NAV ₹84.2763up ₹0.63 (0.76%)
NAV for 29 Oct 2026, against 27 Oct 2026. Declared once a day.
Other plans: Regular Growth ₹74.9627, 0.75% · Regular IDCW ₹28.0400 · Direct IDCW ₹33.0801
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month. Assets under management in the glossary
- ₹6,634 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it. Total expense ratio: how it is worked out
- 0.89%26 Oct 2026
- P/EP/E. What the fund pays for each rupee of yearly profit its companies earn: the total value of its shares divided by those companies' last four quarters of profit, each in proportion to what the fund holds. The profit leaves out one-off items (exceptional items and businesses sold or demerged), so one company's one-off gain cannot pull the fund's P/E down. A loss-making company lowers the profit. Shown when at least 80% of the fund's shares are counted. P/E in the glossary
- 23.530 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. Riskometer in the glossary
- Very HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures. Holdings in the glossary
- 12730 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer. Launch date in the glossary
- 19 Nov 2008
UTI Multi Asset Allocation Fund returns
Direct Growth plan
Over each window to 29 Oct 2026
| Over | Direct GrowthTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). Trailing return: how it is worked out | Regular Growth | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. Rank in category in the glossary | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. Category median in the glossary | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. Middle half of the category in the glossary |
|---|---|---|---|---|---|
| 1 week | +0.38% | +0.36% | – | – | – |
| 1 month | −1.06% | −1.13% | 10 of 37 | −1.50% | −2.4% to −1.1% |
| 3 months | −4.70% | −4.93% | 33 of 36 | −3.30% | −3.7% to −2.5% |
| 6 months | −2.69% | −3.20% | 24 of 34 | −2.03% | −2.7% to −0.8% |
| 1 year | −2.57% | −3.61% | 26 of 31 | +2.77% | −0.6% to +4.8% |
| 3 years | +13.73% | +12.53% | 7 of 15 | +13.72% | +12.4% to +15.9% |
| 5 years | +12.29% | +11.20% | 5 of 8 | +12.36% | +10.7% to +13.7% |
| 10 years | +10.69% | +9.66% | 6 of 6 | +11.35% | +11.0% to +13.9% |
₹10,000 put in on 2 Jan 2013 is ₹35,500 at the NAV of 29 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load. Growth of ₹10,000 in the glossaryOver a year and longer, a return is the yearly rate. Rank, median and middle half among the Direct plans of Multi Asset Allocation funds, each fund's return to its latest NAV on or before 29 Oct 2026.
At the month end, 30 Sep 2026
| Over | Fund |
|---|---|
| 1 year | +3.16% |
| 3 years | +14.20% |
| 5 years | +12.64% |
| 10 years | +10.83% |
| Since launch | +9.74% |
As the fund house states them for the month.
Return in each calendar year
- Fund, Direct GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
- Loss
Highest year to Dec 2023, +30.2%; lowest year to Dec 2015, −3.1%
UTI Multi Asset Allocation Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 29 Oct 2026SIP calculator
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. Amount invested in the glossary | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. Value today in the glossary | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. SIP return (XIRR) in the glossary | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. SIP return after stamp duty in the glossary | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. Stamp duty paid in the glossary |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,16,313₹1,16,308 after stamp duty | −5.71% | −5.72% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,87,230₹3,87,211 after stamp duty | +4.81% | +4.81% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹7,98,364₹7,98,325 after stamp duty | +11.39% | +11.39% | ₹30 | |
| 10 years120 instalments | ₹12,00,000 | ₹22,13,369₹22,13,313 after stamp duty | +11.78% | +11.78% | ₹38 | |
| Since Jan 2013165 instalments | ₹16,50,000 | ₹36,81,929₹36,81,873 after stamp duty | +10.96% | +10.96% | ₹38 |
A SIP that rises every year: Step-up SIP calculator
Rolling returns
Per cent a year, every window from 2 Jan 2013 to 29 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The lowest yearly return of any window of this length in the fund's history, one window starting on each day it priced. Lowest rolling return in the glossaryAverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history. Average rolling return in the glossaryHighestHighest rolling return. The highest yearly return of any window of this length in the fund's history. Highest rolling return in the glossaryEnded higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started. Windows that ended higher in the glossary
1 year3,154 windows−20.0%+11.8%+51.7%87.0%
3 years2,666 windows−3.7%+11.2%+24.2%99.1%
5 years2,173 windows−0.4%+10.5%+21.9%99.9%
10 years941 windows+7.6%+10.8%+13.5%100.0%
Every 10-year window ended higher than it started.
UTI Multi Asset Allocation Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio. Direct and regular plan cost gap in the glossary
- 0.93 ptsA year, on 26 Oct 2026
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 1.76%, May 2020.Direct plan lowest 0.41%, Feb 2025.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. Base expense ratio in the glossary | 0.64% | 1.47% |
| Brokerage | 0.01% | 0.01% |
| Transaction costs | None | None |
| Statutory levies | 0.24% | 0.34% |
Per cent of assets a year, filed for 26 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
(A) Redemption / Switch out within 30 days from the date of allotment – 1.00% (B) Redemption / Switch out after 30 days from the date of allotment – NIL
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase. Minimum investment in the glossary
- ₹5,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹1
- SIP
- Accepted
- SIP dates
- Any day
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
As listed for this plan on 29 Oct 2026.
How UTI Multi Asset Allocation Fund is taxed
Tax depends on the fund's own mix. With 65% or more in shares of listed Indian companies, gains on units held over 12 months are taxed at 12.5% above ₹1.25 lakh a year, and gains on units held 12 months or less at 20%; with more than 65% in debt and money market instruments, gains on units bought on or after 1 Apr 2023 are taxed at the income tax slab rate however long they are held, and on units bought earlier at 12.5% after 24 months; otherwise, gains on units held over 24 months are taxed at 12.5%, and gains on units held 24 months or less at the income tax slab rate.
IDCW payouts are added to the holder's income and taxed at the income tax slab rate. The fund deducts 10% tax at source for a resident when its payouts to them in a year counted from April to March are above ₹10,000.
Rules in force from 1 Apr 2025, checked 27 Oct 2026. Surcharge and cess are not included.
UTI Multi Asset Allocation Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹6,968 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors. Share of assets in the direct plans in the glossary
- 12.2%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
The latest quarter is the largest since the quarter to Jun 2010.
Assets at each month end
Highest ₹7,063 Cr, Aug 2026.Lowest ₹564 Cr, Mar 2020.
UTI Multi Asset Allocation Fund portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month. Large, mid and small cap in the glossary | Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. Weight in the fund in the glossary | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. Yield to maturity in the glossary | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. Held since in the glossary | ||||
|---|---|---|---|---|---|---|---|
| UTI Gold Exchange Traded Fund- | Fund units | 13.63% | 904.26 | 7,30,12,656 | – | Mar 2021 | |
| ICICI BankBanks | Shares | Large cap5th | 3.23% | 214.06 | 16,19,611 | – | Feb 2024 |
| Kotak Mahindra BankBanks | Shares | Large cap16th | 3.14% | 208.47 | 49,99,306 | – | Apr 2025 |
| HDFC BankBanks | Shares | Large cap2nd | 2.94% | 195.09 | 27,52,846 | – | Apr 2025 |
| ITCDiversified FMCG | Shares | Large cap17th | 2.57% | 170.76 | 64,98,903 | – | Oct 2022 |
| Nestle IndiaFood Products | Shares | Large cap34th | 2.56% | 169.91 | 12,97,036 | – | Feb 2024 |
| Tata Consultancy ServicesIT - Software | Shares | Large cap6th | 2.36% | 156.87 | 7,65,007 | – | Feb 2024 |
| Bharat ElectronicsAerospace & Defense | Shares | Large cap25th | 1.83% | 121.10 | 31,18,720 | – | Oct 2025 |
| UTI Silver Exchange Traded Fund- | Fund units | 1.70% | 113.04 | 53,40,659 | – | Jul 2026 | |
| InterGlobe AviationTransport Services | Shares | Large cap48th | 1.69% | 112.38 | 2,25,484 | – | Jul 2023 |
| InfosysIT - Software | Shares | Large cap9th | 1.61% | 106.62 | 10,72,576 | – | Mar 2024 |
| Titan CompanyConsumer Durables | Shares | Large cap18th | 1.57% | 104.21 | 2,27,188 | – | Jul 2023 |
| Britannia IndustriesFood Products | Shares | Large cap71st | 1.56% | 103.18 | 2,13,615 | – | Feb 2024 |
| Asian PaintsConsumer Durables | Shares | Large cap38th | 1.55% | 102.87 | 4,28,171 | – | Oct 2024 |
| Cummins IndiaIndustrial Products | Shares | Large cap72nd | 1.55% | 102.82 | 2,16,010 | – | Apr 2023 |
Weight is per cent of the fund's net assets; value in ₹ crore. 1 line filed with no weight is listed without one.
Futures and options on 30 Sep 2026
| Dixon Technologies (India)Consumer Durables | 1.11% | 73.91 | 56,300 |
| KPIT TechnologiesIT - Software | 0.04% | 2.68 | 53,475 |
Weight is per cent of the fund's net assets; value in ₹ crore. 1 line filed with no weight is listed without one.
Cash and receivables on 30 Sep 2026
| NET CURRENT ASSETS | 3.28% | 217.43 |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | 0.01% | 0.46 |
Weight is per cent of the fund's net assets; value in ₹ crore. 1 line filed with no weight is listed without one.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions. Largest holding in the glossary
- 13.63%UTI Gold Exchange Traded Fund
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions. Top 5 holdings in the glossary
- 25.51%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions. Top 10 holdings in the glossary
- 35.65%
- Top 10 sharesTop 10 shares. The share of the fund held in its ten largest shareholdings, bonds and fund units left out. Top 10 shares in the glossary
- 23.50%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights. Effective number of holdings in the glossary
- 31.6Taken over 96.68% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought. Asset allocation in the glossary- Indian shares65.01%
- Bonds and bills10.00%
- REIT and InvIT units5.41%
- Units of other funds16.26%
- Cash and receivables3.29%
- Futures and options, netFutures and options, net. The value of the shares or bonds the fund's contracts are written on, as a share of its net assets, a sold contract counted as a minus: a hedged fund's sold futures offset the shares it holds. Futures and options, net in the glossary1.15%
- Futures and options, grossFutures and options, gross. The value the fund's contracts are written on, as a share of its net assets, counting each contract as a plus whichever way it faces. Futures and options, gross in the glossary1.15%
Per cent of the fund's net assets.
Large, mid and small cap
- Large cap74.85%Category 61.15%
- Mid cap20.49%Category 20.55%
- Small cap4.66%Category 16.54%
Per cent of the fund's Indian shares. By the list for the six months to Jun 2026. Category is the average of 37 Multi Asset Allocation funds.
Sector allocation
Sector weight. The fund's shares grouped by the business each company is in, less the futures sold on them, each group as a share of the fund's net assets. Sector weight in the glossary16sectors
- Financial Services20.55%Category 17.32%
- Fast Moving Consumer Goods9.48%Category 2.64%
- Information Technology7.08%Category 2.61%
- Capital Goods6.18%Category 4.29%
- Consumer Durables4.24%Category 1.37%
- Healthcare4.05%Category 4.79%
- Automobile And Auto Components3.91%Category 4.15%
- Services2.29%Category 1.43%
- Oil Gas & Consumable Fuels2.19%Category 3.01%
- Chemicals1.79%Category 0.95%
- Metals & Mining1.60%Category 2.14%
- Telecommunication1.52%Category 2.24%
- Construction Materials0.52%Category 0.96%
- Textiles0.45%Category 0.26%
- Consumer Services0.27%Category 3.03%
- Power0.04%Category 1.49%
Per cent of the fund's net assets, less the futures sold on its shares, Sep 2026. Category is the average of 37 Multi Asset Allocation funds. Category average. The sector's weight, less the futures sold on it, averaged over the 37 Multi Asset Allocation funds that disclosed a portfolio for Sep 2026. A fund holding none of the sector counts as 0.
Sector allocation month by month
| 13 months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Financial Services24 companies | 20.55% | 20.84% | 20.33% | 20.72% | 18.64% | 18.20% | 17.52% | 17.37% | 16.94% | 16.93% | 17.13% | 17.47% | |
| Fast Moving Consumer Goods9 companies | 9.48% | 9.42% | 10.05% | 9.94% | 9.95% | 10.24% | 8.63% | 8.77% | 8.76% | 9.21% | 9.40% | 9.54% | |
| Information Technology8 companies | 7.08% | 7.36% | 7.43% | 6.46% | 7.23% | 7.36% | 7.70% | 7.40% | 8.75% | 8.65% | 9.37% | 8.94% | |
| Capital Goods9 companies | 6.18% | 6.14% | 6.08% | 6.67% | 6.62% | 5.90% | 3.82% | 3.88% | 3.59% | 3.42% | 3.10% | 2.42% | |
| Consumer Durables4 companies | 4.24% | 4.40% | 4.40% | 4.08% | 3.88% | 4.21% | 4.48% | 4.49% | 4.39% | 4.76% | 4.72% | 4.42% | |
| Healthcare10 companies | 4.05% | 3.72% | 3.78% | 3.58% | 3.24% | 3.21% | 3.78% | 3.61% | 3.38% | 3.45% | 3.30% | 4.18% | |
| Automobile And Auto Components6 companies | 3.91% | 4.00% | 4.10% | 3.84% | 2.97% | 3.71% | 7.02% | 6.92% | 6.74% | 7.13% | 6.05% | 5.50% | |
| Services4 companies | 2.29% | 2.20% | 2.23% | 2.33% | 1.86% | 1.74% | 1.10% | 1.14% | 1.07% | 1.10% | 1.28% | 1.39% | |
| Oil Gas & Consumable Fuels3 companies | 2.19% | 2.04% | 2.11% | 2.22% | 2.25% | 2.43% | 3.51% | 3.17% | 3.27% | 3.01% | 2.97% | 2.71% | |
| Chemicals3 companies | 1.79% | 1.74% | 1.64% | 1.67% | 1.53% | 1.41% | 1.39% | 1.42% | 1.39% | 1.43% | 1.52% | 2.25% | |
| Metals & Mining4 companies | 1.60% | 1.59% | 1.54% | 1.58% | 1.22% | 1.07% | 0.45% | 0.46% | 0.48% | 0.48% | 0.41% | 0.51% | |
| Telecommunication2 companies | 1.52% | 2.03% | 2.17% | 2.11% | 1.36% | 1.40% | 3.06% | 2.96% | 2.97% | 3.04% | 3.07% | 2.92% |
Per cent of the fund's net assets, less the futures sold on its shares, at each month end, Oct 2025 to Sep 2026; the line runs from Sep 2025.
- Yield to maturity
- 7.96%Lines stating a yield: 99.90% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio. Yield after expenses in the glossary
- 7.06%Direct plan
- Macaulay durationMacaulay duration. The weighted average time, in years, until the fund's bonds pay back their interest and principal. Macaulay duration in the glossary
- 216days
- Modified durationModified duration. Roughly how much the bonds' value changes, in per cent, for each one point change in interest rates. Modified duration in the glossary
- 205days
- Average maturityAverage maturity. The weighted average time, in years, until the fund's bonds are repaid. Average maturity in the glossary
- 1.19years
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over. Maturity date known in the glossary
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window. Perpetual bonds in the glossary
- None
The bond book is the fund's bonds, bills and overnight lending.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared. Credit rating in the glossaryLoans of over a year
- Sovereign3.70%
- AAA5.54%
- AA0.76%
Other
- Overnight lending0.01%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off. Maturity profile in the glossary- Up to 1 month0.01%
- 1 to 3 monthsNone
- 3 to 6 monthsNone
- 6 to 12 monthsNone
- 1 to 3 years3.35%
- 3 to 5 years2.53%
- 5 to 10 years1.23%
- Over 10 years2.89%
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out. Lending to one borrower in the glossary
- 1.11%SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
- Top 5 borrowers
- 3.72%
- Top 10 borrowers
- 5.59%
Per cent of the fund's net assets. Lent outside the government: 6.30% of the fund, to 12 borrowers; the borrower is named for 100.00% of it, its group for 35.08%.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before. New positions in the glossary
- 30.78% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date. Sold out in the glossary
- 61.21% of the fund before
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth. Added to in the glossary
- 33
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth. Trimmed in the glossary
- 20
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price. Unchanged in the glossary
- 73
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month. Traded at least in the glossary
- 0.78%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it. Weight that moved in the glossary
- 5.17%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). What changed in the glossary | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. Change in weight in the glossary | ||||
|---|---|---|---|---|---|
| Bharti Airtel | Trimmed | 0.88% | 1.40% | −0.52 pts | −2,10,000 |
| BSE | Trimmed | 0.45% | 0.90% | −0.45 pts | −96,977 |
| INVIT - IRB INVIT FUND | Added | 1.22% | 0.77% | +0.45 pts | +42,98,396 |
| HDFC Bank | Added | 2.94% | 2.50% | +0.44 pts | +2,60,000 |
| NCD TATA CAPITAL HOUSING FINANCE LTD | New | 0.38% | 0.00% | +0.38 pts | +2,500 |
| NCD KOTAK MAHINDRA PRIME LTD. | New | 0.37% | 0.00% | +0.37 pts | +2,500 |
| 6.68% GSEC MAT- 07/07/2040 | Sold out | – | 0.34% | −0.34 pts | −25,00,00,000 |
| CD - NABARD - 10/03/2027 | Sold out | – | 0.34% | −0.34 pts | −25,00,00,000 |
| UTI Silver Exchange Traded Fund | Added | 1.70% | 1.43% | +0.27 pts | +8,49,800 |
| REIT- MINDSPACE BUSINESS PARKS | Sold out | – | 0.25% | −0.25 pts | −3,59,071 |
| Tata Consultancy Services | Trimmed | 2.36% | 2.60% | −0.24 pts | −1,000 |
| ITC | Trimmed | 2.57% | 2.36% | +0.21 pts | −17,272 |
| 7.24% GSEC MAT- 18/08/2055 | Added | 1.36% | 1.16% | +0.20 pts | +10,00,00,000 |
| 6.90% GSEC MAT - 15/04/2065 | Added | 0.88% | 0.71% | +0.17 pts | +10,00,00,000 |
| Kotak Mahindra Bank | Trimmed | 3.14% | 2.97% | +0.17 pts | −5,000 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points. Securities only: 1 futures, options or cash line that changed is not listed.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| UTI Gold Exchange Traded Fund | 12.10%Cut | 12.29% | 13.10% | 14.73%Cut | 14.63% | 14.55%Cut | 13.32%Cut | 13.80%Added | 12.50% | 12.44% | 13.43% | 13.63% |
 ICICI Bank | 1.06%Cut | 0.93%Cut | 0.82%Cut | 0.81% | 0.82% | 0.94%Added | 2.68%Added | 2.93%Added | 3.23%Added | 3.32% | 3.33% | 3.23% |
 Kotak Mahindra Bank | 0.93%Cut | 0.91%Cut | 0.64%Cut | 0.58% | 0.60%Added | 0.73%Added | 1.85%Added | 2.77%Added | 2.84% | 2.78% | 2.97%Added | 3.14%Cut |
 HDFC Bank | 2.12%Cut | 2.10%Cut | 1.95%Cut | 1.90%Added | 1.93%Added | 2.03%Added | 2.75%Added | 2.69%Added | 2.89% | 2.67% | 2.50%Cut | 2.94%Added |
 ITC | 2.75%Added | 2.62%Added | 2.55% | 2.17%Added | 2.19%Added | 2.24%Added | 2.88%Added | 2.70%Added | 2.72%Added | 2.62% | 2.36%Cut | 2.57%Cut |
 Nestle India | 2.09%Added | 2.16%Added | 2.15% | 2.22%Added | 2.12% | 2.10% | 2.69%Added | 2.67%Added | 2.65% | 2.80% | 2.73%Cut | 2.56%Added |
 Tata Consultancy Services | 2.07%Added | 2.07% | 2.06% | 2.03%Added | 1.78%Added | 1.85%Added | 2.64%Added | 2.50%Added | 2.26% | 2.59% | 2.60% | 2.36%Cut |
 Bharat Electronics | 1.15%Bought again | 1.69%Added | 1.60% | 1.76% | 1.72% | 1.69% | 1.91%Added | 1.85%Added | 1.86% | 1.73% | 1.83% | 1.83% |
| UTI Silver Exchange Traded Fund | – | – | – | – | – | – | – | – | – | 1.00%Bought | 1.43%Added | 1.70%Added |
 InterGlobe Aviation | 1.02%Cut | 0.88%Cut | 0.73% | 0.69%Added | 0.76%Added | 0.70%Added | 1.38%Added | 1.43%Added | 1.76% | 1.67% | 1.67% | 1.69% |
 Infosys | 2.36%Added | 2.70%Added | 2.54%Cut | 2.60%Added | 2.15%Added | 2.25% | 1.93%Cut | 1.88% | 1.63% | 1.81% | 1.75%Cut | 1.61%Cut |
 Titan Company | 0.58%Cut | 0.57%Cut | 0.58% | 0.62%Added | 0.66% | 0.67%Added | 1.40%Added | 1.33%Added | 1.44% | 1.57% | 1.63%Added | 1.57%Added |
 Britannia Industries | 1.64%Added | 1.63%Added | 1.64%Added | 1.57% | 1.58% | 1.56% | 1.75%Added | 1.62%Added | 1.61% | 1.66% | 1.59%Cut | 1.56%Cut |
 Asian Paints | 1.95%Added | 2.30%Added | 2.68%Added | 2.31% | 2.30%Added | 2.28% | 1.87%Cut | 1.66%Cut | 1.65% | 1.69% | 1.61%Cut | 1.55% |
 Cummins India | 0.80%Added | 0.93%Added | 1.35%Added | 1.34%Added | 1.66%Added | 1.66% | 1.60%Cut | 1.77% | 1.72%Added | 1.65% | 1.51%Cut | 1.55%Added |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Risk ratios
NAV to 29 Oct 2026
Each bar runs from the lowest to the highest figure among the Direct plans of Multi Asset Allocation funds (14 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves. Standard deviation in the glossary11.22%
1.39%Lowest9.16%Average11.98%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure. Downside deviation in the glossary7.08%
0.33%Lowest5.42%Average7.55%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV. Sharpe ratio in the glossary0.72
0.41Lowest0.91Average1.84Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down. Sortino ratio in the glossary1.05
0.58Lowest1.46Average3.09Highest
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. Largest fall in the glossary | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. Back at the high in the glossary |
|---|---|---|---|---|
| 1 and 3 years | −11.03% | 29 Jan 2026 | 23 Mar 2026 | 10 Aug 2026 |
| 5 years | −11.44% | 17 Jan 2022 | 20 Jun 2022 | 16 Aug 2022 |
| 10 years and since Jan 2013 | −25.02% | 19 Feb 2020 | 23 Mar 2020 | 23 Jul 2020 |
Risk level by month
| Months | Fund | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. Benchmark's risk level in the glossary |
|---|---|---|
| Oct 2024 to Aug 202623 months | Very High | Very High65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX Composite Index |
| Apr 2024 to Sep 20246 months | High | Very HighBSE 200 TRI, CRISIL Composite Bond Index & Price of Gold |
| Oct 2023 to Mar 20246 months | Very High | Very HighS&P BSE 200 TRI, CRISIL Composite Bond Index & Price of Gold |
| Apr 2022 to Sep 202318 months | Very High | 65% BSE 200 TRI + 25% CRISIL Composite Bond Index & 10% Price of Gold |
| Oct 2021 to Mar 20226 months | Moderately High | 65% BSE 200 TRI + 25% CRISIL Composite Bond Index & 10% Price of Gold |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
UTI Multi Asset Allocation Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. Return in the manager's time in the glossary | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. Benchmark over the same days in the glossary | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. Difference from the benchmark in the glossary | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. Portfolio changed after the handover in the glossary | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. Portfolio changed before the handover in the glossary | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. Assets the manager runs in the glossary | ||
|---|---|---|---|---|---|---|---|---|
| Sharwan Kumar GoyalCo manage (Equity/ Commodity) | Nov 2021 | +12.00%a year | – | – | 25.8% | 26.0% | 34 | ₹2,02,595 Cr |
| Lokesh KulthiaCo manage (Equity/ Commodity) | Jun 2026 | −4.68%over 129 days | – | – | 12.9% | 25.9% | 33 | ₹1,91,694 Cr |
| Jaydeep BhowalCo manage (Debt) | Oct 2024 | +1.15%a year | – | – | 36.4% | 12.7% | 12 | ₹24,324 Cr₹9,612 Cr alone |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | |||||
|---|---|---|---|---|---|
| UTI Nifty 50 ETFSharwan Kumar Goyal | Jul 2018 | – | – | – | ₹69,624 Cr |
| UTI BSE Sensex ETFSharwan Kumar Goyal | Jul 2018 | +10.14%a year | – | – | ₹54,461 Cr |
| UTI Nifty 50 Index FundSharwan Kumar Goyal | Jul 2018 | +10.57%a year | +10.85% | −0.28 pts | ₹28,064 Cr |
| UTI Arbitrage FundSharwan Kumar Goyal | Jan 2021 | +6.45%a year | +6.38% | +0.07 pts | ₹10,900 Cr |
| UTI Nifty 200 Momentum 30 Index FundSharwan Kumar Goyal | Mar 2022 | +8.93%a year | +9.17% | −0.25 pts | ₹7,962 Cr |
| UTI Nifty 50 ETFLokesh Kulthia | Jun 2026 | −4.88%over 129 days | −4.87% | −0.01 pts | ₹69,624 Cr |
| UTI BSE Sensex ETFLokesh Kulthia | Jun 2026 | −3.80%over 129 days | – | – | ₹54,461 Cr |
| UTI Nifty 50 Index FundLokesh Kulthia | Jun 2026 | −4.93%over 129 days | −4.87% | −0.07 pts | ₹28,064 Cr |
| UTI Nifty 200 Momentum 30 Index FundLokesh Kulthia | Jun 2026 | −10.61%over 129 days | −10.49% | −0.12 pts | ₹7,962 Cr |
| UTI Overnight FundJaydeep Bhowal | Jan 2025 | +5.51%a year | – | – | ₹8,999 Cr |
The ten largest by assets, by manager. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. Portfolio overlap in the glossary | Shared holdings. The number of securities both funds hold, cash and futures left out. Shared holdings in the glossary | |
|---|---|---|
| ICICI Prudential Multi Asset Allocation FundICICI Prudential Mutual Fund | 27.40% | 49 |
| Groww Multi Asset Allocation FundGroww Mutual Fund | 27.20% | 34 |
| HDFC Multi Asset Allocation FundHDFC Mutual Fund | 26.47% | 33 |
| Axis Multi Asset Allocation FundAxis Mutual Fund | 25.25% | 37 |
| Mirae Asset Multi Asset Allocation FundMirae Asset Mutual Fund | 25.20% | 48 |
| PGIM India Multi Asset Allocation FundPGIM India Mutual Fund | 25.09% | 29 |
| Bajaj Finserv Multi Asset Allocation FundBajaj Finserv Mutual Fund | 24.04% | 26 |
| Shriram Multi Asset Allocation FundShriram Mutual Fund | 23.21% | 23 |
| Nippon India Multi Asset Allocation FundNippon India Mutual Fund | 23.06% | 33 |
| Baroda BNP Paribas Multi Asset FundBaroda BNP Paribas Mutual Fund | 22.93% | 21 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| UTI Aggressive Hybrid FundUTI Mutual Fund | 30.90% |
| UTI Equity Savings FundUTI Mutual Fund | 28.29% |
| UTI Balanced Advantage FundUTI Mutual Fund | 26.77% |
| UTI Arbitrage FundUTI Mutual Fund | 23.61% |
| UTI Conservative Hybrid FundUTI Mutual Fund | 19.51% |
| UTI - Unit Linked InsuranceUTI Mutual Fund | 17.16% |
| UTI Balanced Hybrid FundUTI Mutual Fund | 15.88% |
As the fund house states it, for Sep 2026.
UTI Multi Asset Allocation Fund dividend history
IDCW (income distribution cum capital withdrawal), once called a dividend: rupees per unit, paid to holders on the record date and taken out of the NAV. Paid by the fund's Direct IDCW plan.Every fund's payouts
Paid per unit, the latest payouts
- Paid per unitIDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount. IDCW payout in the glossary
Largest ₹0.255 a unit, Jul 2026.
Every payout
| IDCW yield. A payout as a share of the plan's NAV on the record date, before the NAV fell by the amount paid. IDCW yield in the glossary | NAV before | NAV after | ||
|---|---|---|---|---|
| 23 Jul 2026 | ₹0.255 | 0.74% | ₹34.5941 | ₹34.2797 |
| 23 Apr 2026 | ₹0.255 | 0.74% | ₹34.5880 | ₹34.0918 |
| 16 Jan 2026 | ₹0.255 | 0.72% | ₹35.5899 | ₹35.4747 |
| 16 Oct 2025 | ₹0.255 | 0.73% | ₹34.9902 | ₹34.9448 |
| 10 Jul 2025 | ₹0.255 | 0.76% | ₹33.7037 | ₹33.3046 |
| 24 Apr 2025 | ₹0.255 | 0.78% | ₹32.8139 | ₹32.3035 |
| 23 Apr 2024 | ₹0.255 | 0.84% | ₹30.3883 | ₹30.1843 |
| 16 Jan 2024 | ₹0.255 | 0.91% | ₹28.1069 | ₹27.6638 |
| 20 Oct 2023 | ₹0.255 | 1.02% | ₹25.0339 | ₹24.4877 |
| 24 Jan 2022 | ₹0.255 | 1.17% | ₹21.8529 | ₹21.7307 |
| 27 Oct 2021 | ₹0.085 | 0.38% | ₹22.3940 | ₹22.1506 |
| 13 Mar 2019 | ₹0.085 | 0.46% | ₹18.6711 | ₹18.5848 |
All 23 payouts since 11 Oct 2017.
Changes to the fund
Newest first.
2026
- 1 SepExpenseBase expense ratio, direct plan: 0.48% to 0.63%+0.15 ptsExpense ratio change. The plan's typical expense ratio (the middle of its daily figures) in the month the change took effect, against the month before, in percentage points. Expense ratio change in the glossary
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
- 31 MarBenchmarkBenchmark: 65% BSE 200 TRI + 25% CRISIL Composite Bond Index & 10% Price of Gold to 65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX Composite Index
Fund details
Objective
The scheme seeks to generate long term capital appreciation by investing across asset classes. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Asset allocation
- Equity & equity related instruments (Including units of REITS): 65-80%
- Debt and Money Market instruments (including securitised debt)*: 10-25%
- Commodity ETFs, Exchange Traded Commodity Derivatives: 10-25% (High)
- Units issued by InvITs: 0-10%
*The fund may invest up to 50% of its debt portfolio in securitized debt
Type of scheme
An open-ended scheme investing in equity, debt and commodities
- Stated category
- Hybrid - Multi Asset Allocation
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. Benchmark in the glossary
- 65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX Composite Index
- Risk level at launch
- High
- New fund offer
- 16 Nov 2006 to 17 Nov 2006
- Units first allotted
- 19 Nov 2008
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹5,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 120760 | INF789F01VE6 | UTI_MULT_ASSE_ZO0OZ7 | 2 Jan 2013 | |
| Regular Growth | 111599 | INF789F01AP6 | UTI_MULT_ASSE_XN5BFZ | 18 Dec 2008 | |
| Direct IDCW | 120761 | INF789F01VC0 | INF789F01VD8 | UTI_MULT_ASSE_1JBRA5W | 2 Jan 2013 |
| Regular IDCW | 111602 | INF789F01AN1 | INF789F01AO9 | UTI_MULT_ASSE_BMD5IG | 18 Dec 2008 |
This fund
- Scheme information documentThe fund's objective, terms, costs and risks in full
Factsheet
- UTI Fund Watch (Active)-October 2026UTI Mutual Fund, Sep 2026
Statement of additional information
- SAI UTI Mutual FundUTI Mutual Fund, Oct 2026
Annual report
- Annual Report 2025-2026UTI Mutual Fund, Mar 2026
- 767 UTI LONG DURATION FUNDUTI Mutual Fund, Mar 2026
- 055 UTI Children's Hybrid Fund ( formerly known as UTI Children's Career Fund (UTI CCF) - Savings Plan)UTI Mutual Fund, Mar 2026
- 066 UTI Aggressive Hybrid Fund (Formerly UTI Hybrid Equity Fund)UTI Mutual Fund, Mar 2026
Riskometer disclosure
- Annual Disclosure of Riskometer 2025-2026UTI Mutual Fund, Mar 2026
Portfolio overlap disclosure
- Disclosure of category-wise portfolio overlap of equity Hybrid & Fixed Income Schemes -Sept 26UTI Mutual Fund, Sep 2026