WhiteOak Capital Multi Asset Allocation Fund Direct Growth NAV today
AMFI: 151745ISIN: INF03VN01761MUTF_IN: WHIT_CAPI_MULT_1HOHAJVWhiteOak Capital Mutual FundMulti Asset Allocation funds
NAV ₹16.2350up ₹0.06 (0.40%)
NAV for 26 Oct 2026, against 23 Oct 2026. Declared once a day.
Other plans: Regular Growth ₹15.5930, 0.39% · Direct IDCW ₹16.2350 · Regular IDCW ₹15.5930
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month. Assets under management in the glossary
- ₹9,111 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it. Total expense ratio: how it is worked out
- 0.65%19 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought. Exit load in the glossary
- None
- P/EP/E. What the fund pays for each rupee of yearly profit its companies earn: the total value of its shares divided by those companies' last four quarters of profit, each in proportion to what the fund holds. The profit leaves out one-off items (exceptional items and businesses sold or demerged), so one company's one-off gain cannot pull the fund's P/E down. A loss-making company lowers the profit. Shown when at least 80% of the fund's shares are counted. P/E in the glossary
- 24.230 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. Riskometer in the glossary
- Moderately HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures. Holdings in the glossary
- 20830 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer. Launch date in the glossary
- 19 May 2023
WhiteOak Capital Multi Asset Allocation Fund returns
Direct Growth plan
Over each window to 26 Oct 2026
| Over | Direct GrowthTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). Trailing return: how it is worked out | Regular Growth | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. Rank in category in the glossary | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. Category median in the glossary | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. Middle half of the category in the glossary |
|---|---|---|---|---|---|
| 1 week | −1.19% | −1.21% | – | – | – |
| 1 month | −2.43% | −2.52% | 4 of 37 | −3.81% | −4.4% to −3.1% |
| 3 months | −0.95% | −1.20% | 3 of 36 | −3.47% | −4.1% to −3.2% |
| 6 months | +1.67% | +1.12% | 2 of 34 | −2.80% | −3.4% to −1.6% |
| 1 year | +5.65% | +4.49% | 4 of 31 | +2.43% | −1.4% to +3.9% |
| 3 years | +16.09% | +14.73% | 4 of 15 | +13.47% | +12.5% to +16.0% |
| 5 years | Needs 5 years | – | – | +12.05% | +10.4% to +13.3% |
| 10 years | Needs 10 years | – | – | +11.37% | +11.0% to +13.9% |
₹10,000 put in on 22 May 2023 is ₹16,175 at the NAV of 26 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load. Growth of ₹10,000 in the glossaryOver a year and longer, a return is the yearly rate. Rank, median and middle half among the Direct plans of Multi Asset Allocation funds, each fund's return to its latest NAV on or before 27 Oct 2026.
At the month end, 30 Sep 2026
| Over | Fund |
|---|---|
| 1 year | +10.00% |
| 3 years | +16.65% |
| Since launch | +16.04% |
As the fund house states them for the month.
Return in each calendar year
- Fund, Direct GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
Highest year to Dec 2024, +19.0%; lowest year to Dec 2025, +18.4%
WhiteOak Capital Multi Asset Allocation Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 26 Oct 2026SIP calculator
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. Amount invested in the glossary | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. Value today in the glossary | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. SIP return (XIRR) in the glossary | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. SIP return after stamp duty in the glossary | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. Stamp duty paid in the glossary |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,21,597₹1,21,591 after stamp duty | +2.55% | +2.54% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹4,27,915₹4,27,894 after stamp duty | +11.66% | +11.66% | ₹18 | |
| Since May 202341 instalments | ₹4,10,000 | ₹5,06,710₹5,06,685 after stamp duty | +12.55% | +12.55% | ₹21 |
5 years: Launched 19 May 2023, needs 5 years of history.
A SIP that rises every year: Step-up SIP calculator
Rolling returns
Per cent a year, every window from 22 May 2023 to 26 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The lowest yearly return of any window of this length in the fund's history, one window starting on each day it priced. Lowest rolling return in the glossaryAverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history. Average rolling return in the glossaryHighestHighest rolling return. The highest yearly return of any window of this length in the fund's history. Highest rolling return in the glossaryEnded higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started. Windows that ended higher in the glossary
1 year592 windows+5.2%+17.6%+26.0%100.0%
3 yearsLaunched 19 May 2023, needs 4 years of history
Every 1-year window ended higher than it started.
WhiteOak Capital Multi Asset Allocation Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio. Direct and regular plan cost gap in the glossary
- 1.02 ptsA year, on 19 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies. Expense ratio, 30-day average in the glossary
- 0.65%Over the last 30 days filed
- Regular, 30-day average
- 1.67%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 0.75%, Oct 2024.Direct plan lowest 0.32%, Nov 2025.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. Base expense ratio in the glossary | 0.39% | 1.25% |
| Brokerage | 0.04% | 0.04% |
| Transaction costs | 0.01% | 0.01% |
| Statutory levies | 0.22% | 0.37% |
Per cent of assets a year, filed for 26 Oct 2026. The parts add up to that day's total.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase. Minimum investment in the glossary
- ₹500
- Minimum top-up
- ₹500
- Minimum redemption
- ₹500
- SIP
- Accepted
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold. Lock-in in the glossary
- None
- SIP minimum
- Daily/Weekly/Fortnightly/Monthly - Rs.100, Quarterly - Rs. 500
- SIP instalments, at least
- Daily/Weekly/Fortnightly/Monthly - 6, Quarterly - 4
- SIP dates
- Daily - All business days, Weekly - Any day from Monday to Friday (Monday will be the default day), Fortnightly - 1st and 16th day of each month, as applicable (1st and 16th of the month will be the default dates), Monthly - Any date of every month (between 1st & 28th) (10th will be the default date), Quarterly - Any date of every quarter (between 1st & 28th)
As listed for this plan on 27 Oct 2026.
How WhiteOak Capital Multi Asset Allocation Fund is taxed
Tax depends on the fund's own mix. With 65% or more in shares of listed Indian companies, gains on units held over 12 months are taxed at 12.5% above ₹1.25 lakh a year, and gains on units held 12 months or less at 20%; with more than 65% in debt and money market instruments, gains on units bought on or after 1 Apr 2023 are taxed at the income tax slab rate however long they are held, and on units bought earlier at 12.5% after 24 months; otherwise, gains on units held over 24 months are taxed at 12.5%, and gains on units held 24 months or less at the income tax slab rate.
IDCW payouts are added to the holder's income and taxed at the income tax slab rate. The fund deducts 10% tax at source for a resident when its payouts to them in a year counted from April to March are above ₹10,000.
Rules in force from 1 Apr 2025, checked 27 Oct 2026. Surcharge and cess are not included.
WhiteOak Capital Multi Asset Allocation Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹8,527 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors. Share of assets in the direct plans in the glossary
- 19.5%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
The latest quarter is the largest since the quarter to Jun 2023.
Assets at each month end
The latest month end is the highest since May 2024.Lowest ₹530 Cr, May 2024.
WhiteOak Capital Multi Asset Allocation Fund portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month. Large, mid and small cap in the glossary | Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. Weight in the fund in the glossary | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. Yield to maturity in the glossary | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. Held since in the glossary | ||||
|---|---|---|---|---|---|---|---|
| Nexus Select Trust - REITRealty | REIT or InvIT units | 3.64% | 331.46 | 1,98,12,505 | – | May 2023or earlier | |
| ICICI BankBanks | Shares | Large cap5th | 2.89% | 263.52 | 19,93,812 | – | May 2023or earlier |
| Embassy Office Parks REITRealty | REIT or InvIT units | 2.88% | 262.12 | 60,33,887 | – | Jun 2025 | |
| ICICI Prudential Gold ETF | Fund units | 2.82% | 256.56 | 2,03,50,308 | – | May 2023or earlier | |
| Cube Highways Trust-InvIT FundTransport Infrastructure | REIT or InvIT units | 2.53% | 230.12 | 1,48,36,932 | – | Jul 2026 | |
| Knowledge Realty TrustRealty | REIT or InvIT units | 2.18% | 198.56 | 1,75,06,169 | – | Aug 2025 | |
| 6.94% Government of India (11/05/2036)Sovereign, 6.94% coupon, repaid 11 May 2036 | Bonds and bills | 2.16% | 197.15 | 2,00,43,300 | 7.31% | May 2026 | |
| DSP Gold ETF | Fund units | 1.75% | 159.29 | 11,15,51,000 | – | Aug 2026 | |
| Citius Transnet Investment TrustTransport Infrastructure | REIT or InvIT units | 1.64% | 149.86 | 1,27,59,556 | – | Apr 2026 | |
| Brookfield India Real Estate TrustRealty | REIT or InvIT units | 1.59% | 144.41 | 42,97,460 | – | Dec 2025 | |
| National Highways Infra TrustTransport Infrastructure | REIT or InvIT units | 1.51% | 137.64 | 80,75,000 | – | Mar 2025 | |
| Indian Railway Finance Corporation6.65% Indian Railway Finance Corporation Limited (20/05/2030), CRISIL AAA, 6.65% coupon, repaid 20 May 2030 | Bonds and bills | 1.46% | 132.72 | 13,750 | 7.77% | May 2025 | |
| Power Finance Corporation7.44% Power Finance Corporation Limited (15/01/2030), CRISIL AAA, 7.44% coupon, repaid 15 Jan 2030 | Bonds and bills | 1.46% | 133.31 | 13,500 | 7.87% | Apr 2025 | |
| Bharti AirtelTelecom - Services | Shares | Large cap3rd | 1.41% | 128.01 | 7,28,559 | – | Oct 2023 |
| 7.44% National Bank For Agriculture and Rural Development (17/07/2029)CRISIL AAA, 7.44% coupon, repaid 17 Jul 2029 | Bonds and bills | 1.40% | 127.71 | 12,900 | 7.83% | Apr 2026 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| Clearing Corporation of India Ltd | 12.09% | 1,101.20 |
| Net Receivables / (Payables) | 3.58% | 329.09 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions. Largest holding in the glossary
- 3.64%Nexus Select Trust - REIT
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions. Top 5 holdings in the glossary
- 14.76%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions. Top 10 holdings in the glossary
- 24.08%
- Top 10 sharesTop 10 shares. The share of the fund held in its ten largest shareholdings, bonds and fund units left out. Top 10 shares in the glossary
- 11.63%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights. Effective number of holdings in the glossary
- 68.8Taken over 84.33% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought. Asset allocation in the glossary- Indian shares27.83%
- Bonds and bills31.03%
- REIT and InvIT units20.54%
- Units of other funds4.93%
- Cash and receivables15.67%
Per cent of the fund's net assets.
Large, mid and small cap
- Large cap71.47%Category 61.15%
- Mid cap11.07%Category 20.55%
- Small cap13.12%Category 16.54%
Per cent of the fund's Indian shares. By the list for the six months to Jun 2026. Shares not on the list: 1.21% of the fund. Category is the average of 37 Multi Asset Allocation funds.
Sector allocation
Sector weight. The fund's shares grouped by the business each company is in, less the futures sold on them, each group as a share of the fund's net assets. Sector weight in the glossary17sectors
- Financial Services9.22%Category 17.32%
- Healthcare2.57%Category 4.79%
- Information Technology2.02%Category 2.61%
- Capital Goods1.80%Category 4.29%
- Metals & Mining1.79%Category 2.14%
- Consumer Services1.58%Category 3.03%
- Fast Moving Consumer Goods1.52%Category 2.64%
- Automobile And Auto Components1.42%Category 4.15%
- Telecommunication1.41%Category 2.24%
- Oil Gas & Consumable Fuels1.11%Category 3.01%
- Consumer Durables0.96%Category 1.37%
- Power0.67%Category 1.49%
- Construction Materials0.52%Category 0.96%
- Chemicals0.50%Category 0.95%
- Services0.28%Category 1.43%
- Construction0.28%Category 1.21%
- Realty0.18%Category 0.48%
Per cent of the fund's net assets, less the futures sold on its shares, Sep 2026. Category is the average of 37 Multi Asset Allocation funds. Category average. The sector's weight, less the futures sold on it, averaged over the 37 Multi Asset Allocation funds that disclosed a portfolio for Sep 2026. A fund holding none of the sector counts as 0.
Sector allocation month by month
| 13 months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Financial Services27 companies | 9.22% | 8.85% | 9.72% | 9.63% | 9.11% | 9.01% | 8.73% | 9.14% | 9.38% | 12.18% | 13.20% | 11.88% | |
| Healthcare20 companies | 2.57% | 2.62% | 2.79% | 2.17% | 2.07% | 1.88% | 1.81% | 1.48% | 1.48% | 1.99% | 2.12% | 2.34% | |
| Information Technology8 companies | 2.02% | 2.40% | 2.62% | 1.32% | 1.72% | 1.77% | 2.04% | 2.56% | 3.45% | 2.77% | 3.08% | 6.65% | |
| Capital Goods15 companies | 1.80% | 1.77% | 1.81% | 2.24% | 2.30% | 2.26% | 1.86% | 1.86% | 1.65% | 1.88% | 2.19% | 2.20% | |
| Metals & Mining8 companies | 1.79% | 2.24% | 1.88% | 0.87% | 1.02% | 1.04% | 1.15% | 1.66% | 1.35% | 1.28% | 1.17% | 0.64% | |
| Consumer Services7 companies | 1.58% | 1.63% | 1.60% | 1.69% | 1.48% | 1.47% | 1.62% | 1.35% | 1.50% | 1.62% | 1.66% | 1.74% | |
| Fast Moving Consumer Goods6 companies | 1.52% | 1.46% | 1.64% | 1.32% | 1.26% | 1.50% | 1.06% | 1.12% | 1.14% | 1.00% | 0.97% | 1.16% | |
| Automobile And Auto Components7 companies | 1.42% | 1.66% | 1.92% | 1.71% | 1.66% | 1.68% | 1.78% | 1.95% | 1.91% | 2.16% | 2.29% | 2.16% | |
| Telecommunication1 company | 1.41% | 1.31% | 1.52% | 1.41% | 1.41% | 1.32% | 1.24% | 2.05% | 2.14% | 2.77% | 2.96% | 2.11% | |
| Oil Gas & Consumable Fuels3 companies | 1.11% | 1.08% | 1.15% | 1.21% | 1.39% | 1.42% | 1.44% | 1.17% | 1.15% | 1.10% | 1.19% | 1.21% | |
| Consumer Durables6 companies | 0.96% | 1.11% | 1.18% | 1.11% | 1.06% | 1.09% | 1.06% | 1.02% | 0.96% | 1.07% | 1.20% | 0.85% | |
| Power4 companies | 0.67% | 0.64% | 0.61% | 0.52% | 0.57% | 0.63% | 0.63% | 0.30% | 0.30% | 0.28% | 0.20% | 0.24% |
Per cent of the fund's net assets, less the futures sold on its shares, at each month end, Oct 2025 to Sep 2026; the line runs from Sep 2025.
- Yield to maturity
- 7.67%Lines stating a yield: 71.96% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio. Yield after expenses in the glossary
- 7.03%Direct plan
- Macaulay durationMacaulay duration. The weighted average time, in years, until the fund's bonds pay back their interest and principal. Macaulay duration in the glossary
- 331days
- Modified durationModified duration. Roughly how much the bonds' value changes, in per cent, for each one point change in interest rates. Modified duration in the glossary
- 310days
- Average maturityAverage maturity. The weighted average time, in years, until the fund's bonds are repaid. Average maturity in the glossary
- 1.06years
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over. Maturity date known in the glossary
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window. Perpetual bonds in the glossary
- None
The bond book is the fund's bonds, bills and overnight lending.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared. Credit rating in the glossaryLoans of over a year
- Sovereign7.70%
- AAA18.66%
- AA4.33%
Loans of under a year
- A1+0.34%
Other
- Overnight lending12.09%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off. Maturity profile in the glossary- Up to 1 month12.80%
- 1 to 3 months1.93%
- 3 to 6 months0.15%
- 6 to 12 months0.23%
- 1 to 3 years13.15%
- 3 to 5 years10.11%
- 5 to 10 years4.71%
- Over 10 years0.04%
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out. Lending to one borrower in the glossary
- 3.13%National Bank for Agriculture and Rural Development
- Top 5 borrowers
- 11.84%
- Top 10 borrowers
- 19.22%
Per cent of the fund's net assets. Lent outside the government: 23.33% of the fund, to 20 borrowers; the borrower is named for 100.00% of it, its group for 37.55%.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before. New positions in the glossary
- 155.12% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date. Sold out in the glossary
- 90.35% of the fund before
- MaturedMatured. Bonds and deposits whose repayment date fell between the two portfolios, so they were repaid rather than sold. One sold in its last days reads the same. Matured in the glossary
- 2
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth. Added to in the glossary
- 21
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth. Trimmed in the glossary
- 15
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price. Unchanged in the glossary
- 157
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month. Traded at least in the glossary
- 0.35%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it. Weight that moved in the glossary
- 13.13%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). What changed in the glossary | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. Change in weight in the glossary | ||||
|---|---|---|---|---|---|
| Knowledge Realty Trust | Added | 2.18% | 0.39% | +1.79 pts | +1,43,86,000 |
| Cube Highways Trust-InvIT Fund | Added | 2.53% | 1.07% | +1.46 pts | +88,73,784 |
| 8.15% Tata Capital Housing Finance Limited (11/06/2031) | New | 1.37% | 0.00% | +1.37 pts | +12,500 |
| 6.94% Government of India (11/05/2036) | Added | 2.16% | 1.07% | +1.09 pts | +1,06,53,300 |
| Nexus Select Trust - REIT | Added | 3.64% | 2.78% | +0.86 pts | +52,73,588 |
| National Highways Infra Trust | Added | 1.51% | 0.70% | +0.81 pts | +45,00,000 |
| 91 Days Tbill (MD 10/09/2026) | Matured | – | 0.68% | −0.68 pts | – |
| 7.35% National Housing Bank (02/01/2032) | New | 0.67% | 0.00% | +0.67 pts | +6,200 |
| 6.36% Government of India (16/02/2031) | Trimmed | 0.11% | 0.73% | −0.62 pts | −55,00,000 |
| 6.53% Government of India (07/09/2031) | New | 0.60% | 0.00% | +0.60 pts | +55,00,000 |
| REC7.17% REC Limited (01/07/2031) | New | 0.53% | 0.00% | +0.53 pts | +5,000 |
| IndiGrid Infrastructure Trust | Trimmed | 0.31% | 0.83% | −0.52 pts | −24,86,906 |
| Godrej Industries7.54% Godrej Industries Limited (04/05/2029) | Added | 1.14% | 0.70% | +0.44 pts | +4,300 |
| REC7.89% REC Limited (30/03/2030) | New | 0.44% | 0.00% | +0.44 pts | +400 |
| National Stock Exchange of India | New | 0.41% | 0.00% | +0.41 pts | +2,13,318 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Nexus Select Trust - REIT | 1.89%Added | 2.09%Added | 2.19%Added | 2.80%Added | 3.09%Added | 2.98%Added | 3.00%Added | 2.99%Added | 3.06%Added | 2.96% | 2.78% | 3.64%Added |
 ICICI Bank | 4.11%Added | 4.09%Added | 3.55%Cut | 2.28%Cut | 2.42%Added | 2.66%Added | 2.63%Added | 2.60%Added | 2.91%Added | 2.88% | 2.68%Cut | 2.89%Added |
| Embassy Office Parks REIT | 1.16%Added | 1.99%Added | 1.64%Cut | 1.96%Added | 2.62%Added | 2.67%Added | 2.51% | 2.39% | 2.37% | 2.25% | 3.01%Added | 2.88% |
| ICICI Prudential Gold ETF | 0.58% | 0.55% | 4.36%Added | 4.93%Added | 4.50% | 3.86%Cut | 3.66% | 3.61% | 3.15% | 3.02% | 3.05% | 2.82% |
| Cube Highways Trust-InvIT Fund | 0.42%Cut | Sold out | – | – | – | – | – | – | – | 1.07%Bought again | 1.07%Added | 2.53%Added |
| Knowledge Realty Trust | 0.48% | 0.45% | 0.23%Cut | 0.01%Cut | 0.01% | 0.01% | 0.52%Added | 0.48% | 0.46% | 0.45% | 0.39% | 2.18%Added |
| 6.94% Government of India (11/05/2036) | – | – | – | – | – | – | – | 0.93%Bought | 1.13%Added | 1.16%Added | 1.07% | 2.16%Added |
| DSP Gold ETF | – | – | – | – | – | – | – | – | – | – | 1.90%Bought | 1.75% |
| Citius Transnet Investment Trust | – | – | – | – | – | – | 1.32%Bought | 1.80%Added | 1.76% | 1.71% | 1.67% | 1.64% |
| Brookfield India Real Estate Trust | – | – | 1.70%Bought again | 1.64% | 1.37%Cut | 1.20% | 1.97%Added | 1.83% | 1.83% | 1.79% | 1.67% | 1.59% |
| National Highways Infra Trust | 1.67%Added | 1.68%Added | 1.40%Cut | 1.30% | 1.24% | 0.89%Cut | 0.80% | 0.80% | 0.77% | 0.75% | 0.70% | 1.51%Added |
| Indian Railway Finance Corporation6.65% Indian Railway Finance Corporation Limited (20/05/2030) | 0.82% | 0.74% | 0.67% | 0.60% | 0.56% | 0.55% | 0.51% | 1.12%Added | 1.75%Added | 1.65% | 1.52% | 1.46% |
| Power Finance Corporation7.44% Power Finance Corporation Limited (15/01/2030) | 0.79% | 0.71% | 0.64% | 0.57% | 0.54% | 0.53% | 0.49% | 0.46% | 1.76%Added | 1.65% | 1.53% | 1.46% |
 Bharti Airtel | 1.88%Cut | 2.75%Added | 2.51% | 1.92%Cut | 1.86%Added | 2.15%Added | 2.22%Added | 1.41%Cut | 1.41%Added | 1.52%Added | 1.31%Added | 1.41%Added |
| 7.44% National Bank For Agriculture and Rural Development (17/07/2029) | – | – | – | – | – | – | 0.33%Bought | 0.32% | 1.67%Added | 1.58% | 1.46% | 1.40% |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Portfolio turnover, per cent of assets a year
- TurnoverPortfolio turnover. How much of the portfolio the fund bought or sold over the last year, as a share of its assets, as the fund house states it. Portfolio turnover in the glossary
Highest 385.0% in Apr 2026
Risk ratios
NAV to 26 Oct 2026
Each bar runs from the lowest to the highest figure among the Direct plans of Multi Asset Allocation funds (14 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves. Standard deviation in the glossary5.34%
1.39%Lowest9.16%Average11.98%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure. Downside deviation in the glossary2.72%
0.33%Lowest5.42%Average7.55%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV. Sharpe ratio in the glossary1.84
0.41Lowest0.91Average1.84Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down. Sortino ratio in the glossary3.09
0.58Lowest1.46Average3.09Highest
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. Largest fall in the glossary | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. Back at the high in the glossary |
|---|---|---|---|---|
| 1 and 3 years and since May 2023 | −6.08% | 2 Mar 2026 | 23 Mar 2026 | 16 Jun 2026 |
Risk level by month
| Months | Fund | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. Benchmark's risk level in the glossary |
|---|---|---|
| Jul 2025 to Aug 202614 months | Moderately High | High30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCOMDEX |
| Mar 2025 to Jun 20254 months | High | HighBSE 500 TRI (35%) + CRISIL Short Term Bond Index (45%) + Domestic prices of Gold (19%) + Domestic prices of Silver (1%) |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
WhiteOak Capital Multi Asset Allocation Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. Return in the manager's time in the glossary | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. Benchmark over the same days in the glossary | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. Difference from the benchmark in the glossary | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. Portfolio changed after the handover in the glossary | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. Portfolio changed before the handover in the glossary | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. Assets the manager runs in the glossary | ||
|---|---|---|---|---|---|---|---|---|
| Ramesh MantriComanage/Equity | May 2023 | +14.94%a year | – | – | – | – | 20 | ₹45,527 Cr |
| Piyush BaranwalComanage/Debt | May 2023 | +14.94%a year | – | – | – | – | 22 | ₹46,803 Cr₹1,276 Cr alone |
| Dheeresh PathakAssistant Fund Manager - Equity | Apr 2024 | +13.42%a year | – | – | 28.5% | 37.2% | 19 | ₹42,904 Cr |
| Ashish AgrawalFund Manager - Arbitrage Transactions | Jan 2025 | +11.71%a year | – | – | 46.1% | 35.9% | 20 | ₹45,527 Cr |
| Trupti AgrawalAssistant Fund Manager - Equity | May 2025 | +9.71%a year | – | – | 56.0% | 48.2% | 19 | ₹42,904 Cr |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | |||||
|---|---|---|---|---|---|
| WhiteOak Capital Flexi Cap FundRamesh Mantri | Aug 2022 | +14.87%a year | – | – | ₹9,325 Cr |
| WhiteOak Capital Mid Cap FundRamesh Mantri | Sep 2022 | +20.29%a year | – | – | ₹7,540 Cr |
| WhiteOak Capital Flexi Cap FundPiyush Baranwal | Aug 2022 | +14.87%a year | – | – | ₹9,325 Cr |
| WhiteOak Capital Mid Cap FundPiyush Baranwal | Sep 2022 | +20.29%a year | – | – | ₹7,540 Cr |
| WhiteOak Capital Flexi Cap FundDheeresh Pathak | Apr 2024 | +8.16%a year | – | – | ₹9,325 Cr |
| WhiteOak Capital Mid Cap FundDheeresh Pathak | Apr 2024 | +14.00%a year | – | – | ₹7,540 Cr |
| WhiteOak Capital Flexi Cap FundAshish Agrawal | Jan 2025 | +1.56%a year | – | – | ₹9,325 Cr |
| WhiteOak Capital Mid Cap FundAshish Agrawal | Jan 2025 | +5.29%a year | – | – | ₹7,540 Cr |
| WhiteOak Capital Flexi Cap FundTrupti Agrawal | Aug 2022 | +14.58%a year | – | – | ₹9,325 Cr |
| WhiteOak Capital Mid Cap FundTrupti Agrawal | Sep 2022 | +20.29%a year | – | – | ₹7,540 Cr |
The ten largest by assets, by manager. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. Portfolio overlap in the glossary | Shared holdings. The number of securities both funds hold, cash and futures left out. Shared holdings in the glossary | |
|---|---|---|
| Aditya Birla Sun Life Multi Asset Allocation FundAditya Birla Sun Life Mutual Fund | 22.92% | 46 |
| ICICI Prudential Multi Asset Allocation FundICICI Prudential Mutual Fund | 21.85% | 55 |
| Mahindra Manulife Multi Asset allocation FundMahindra Manulife Mutual Fund | 20.72% | 31 |
| Mirae Asset Multi Asset Allocation FundMirae Asset Mutual Fund | 20.23% | 56 |
| UTI Multi Asset Allocation FundUTI Mutual Fund | 20.21% | 40 |
| Invesco India Multi Asset Allocation FundInvesco Mutual Fund | 20.17% | 39 |
| PGIM India Multi Asset Allocation FundPGIM India Mutual Fund | 19.88% | 43 |
| DSP Multi Asset Allocation FundDSP Mutual Fund | 19.79% | 29 |
| Axis Multi Asset Allocation FundAxis Mutual Fund | 18.85% | 42 |
| Bajaj Finserv Multi Asset Allocation FundBajaj Finserv Mutual Fund | 18.40% | 24 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| WhiteOak Capital Balanced Advantage FundWhiteOak Capital Mutual Fund | 47.17% |
| WhiteOak Capital Balanced Hybrid FundWhiteOak Capital Mutual Fund | 44.18% |
| WhiteOak Capital Aggressive Hybrid FundWhiteOak Capital Mutual Fund | 37.39% |
| WhiteOak Capital Equity Savings FundWhiteOak Capital Mutual Fund | 35.93% |
| WhiteOak Capital Arbitrage FundWhiteOak Capital Mutual Fund | 16.72% |
As the fund house states it, for Sep 2026.
Changes to the fund
Newest first.
2026
- 31 MayBenchmarkBenchmark: BSE 500 TRI (35%) + CRISIL Short Term Bond Index (45%) + Domestic prices of Gold (19%) + Domestic prices of Silver (1%) to 30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCOMDEX
- 30 AprBenchmarkBenchmark: 30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCOMDEX to BSE 500 TRI (35%) + CRISIL Short Term Bond Index (45%) + Domestic prices of Gold (19%) + Domestic prices of Silver (1%)
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
- 31 MarBenchmarkBenchmark: BSE 500 TRI (35%) + CRISIL Short Term Bond Index (45%) + Domestic prices of Gold (19%) + Domestic prices of Silver (1%) to 30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCOMDEX
2024
- 30 SepBenchmarkBenchmark: BSE 500 TRI(40.00), CRISIL Composite Bond Index(40.00), Domestic Prices of Gold(10.00), Domestic Prices of Silver(10.00) to BSE 500 TRI (35%) + CRISIL Short Term Bond Index (45%) + Domestic prices of Gold (19%) + Domestic prices of Silver (1%)
Fund details
Objective
To provide long term capital appreciation and generate income by investing in instruments across multiple asset classes viz. Equity, Debt, Gold/Silver related instruments and Exchange Traded Commodity Derivatives. There is no assurance that the investment objective of the Scheme will be achieved.
Asset allocation
- Equity and Equity Related Instruments (including REITs): 10% - 80%;
- Debt Securities and Money Market Instruments: 10% - 80%;
- Gold/silver related instruments (including ETFs, Sovereign gold deposit schemes) & Exchange Traded Commodity Derivatives (ETCDs) as permitted by SEBI from time to time: 10% - 50%;
- Units issued by InvITs: 0% - 10%
Type of scheme
An open ended scheme investing in Equity & Equity Related Instruments, Debt & Money Market Securities, Gold / Silver related instruments and Exchange Traded Commodity Derivatives.
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. Benchmark in the glossary
- BSE 500 TRI (30%) + CRISIL Short Term Bond Index (50%) + Domestic prices of Gold (16%) + Domestic prices of Silver (1%) + iCOMDEX Composite Index (3%)
- Risk level at launch
- Very High Risk
- New fund offer
- 3 May 2023 to 12 May 2023
- Units first allotted
- 19 May 2023
- Open for sale again
- 22 May 2023
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹500
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 151745 | INF03VN01761 | WHIT_CAPI_MULT_1HOHAJV | 22 May 2023 | |
| Regular Growth | 151746 | INF03VN01779 | WHIT_CAPI_MULT_Q9NB0D | 22 May 2023 | |
| Direct IDCW | 154850 | INF03VN01BF6 | INF03VN01BG4 | 19 Oct 2026 | |
| Regular IDCW | 154851 | INF03VN01BH2 | INF03VN01BI0 | 19 Oct 2026 |
This fund
- Scheme information documentThe fund's objective, terms, costs and risks in full
Factsheet
- Factsheet as at September 30, 2026WhiteOak Capital Mutual Fund, Sep 2026
Statement of additional information
- SAI WhiteOak Capital Mutual FundWhiteOak Capital Mutual Fund, Oct 2026
Annual report
- WhiteOak Capital Mutual Fund Annual Report 2025-26WhiteOak Capital Mutual Fund, Jul 2026
- WhiteOak Capital Mutual Fund Abridged Annual Report 2025-26WhiteOak Capital Mutual Fund, Jul 2026
Riskometer disclosure
- Disclosure of Risk-o-meter - FY 2025-2026WhiteOak Capital Mutual Fund, Apr 2026
Portfolio overlap disclosure
- Monthly Portfolio Overlap - Sep 30, 2026WhiteOak Capital Mutual Fund, Sep 2026