Union Consumption Fund Direct Growth NAV today
AMFI: 154020ISIN: INF582M01MH3MUTF_IN: UNIO_CONS_DIR_1W2M02NUnion Mutual FundSectoral / Thematic funds
NAV ₹9.5200up ₹0.15 (1.60%)
NAV for 27 Oct 2026, against 26 Oct 2026. Declared once a day.
Other plans: Direct IDCW ₹9.5200 · Regular Growth ₹9.4200, 1.73% · Regular IDCW ₹9.4200
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month. Assets under management in the glossary
- ₹314 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it. Total expense ratio: how it is worked out
- 1.37%25 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought. Exit load in the glossary
- 1%if sold within 1 year
- P/EP/E. What the fund pays for each rupee of yearly profit its companies earn: the total value of its shares divided by those companies' last four quarters of profit, each in proportion to what the fund holds. The profit leaves out one-off items (exceptional items and businesses sold or demerged), so one company's one-off gain cannot pull the fund's P/E down. A loss-making company lowers the profit. Shown when at least 80% of the fund's shares are counted. P/E in the glossary
- 49.230 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. Riskometer in the glossary
- Very HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures. Holdings in the glossary
- 4830 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer. Launch date in the glossary
- 22 Dec 2025
Union Consumption Fund returns
Direct Growth plan
Over each window to 27 Oct 2026
| Over | Direct GrowthTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). Trailing return: how it is worked out | Regular Growth | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. Benchmark in the glossary | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. Rank in category in the glossary | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. Category median in the glossary | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. Middle half of the category in the glossary |
|---|---|---|---|---|---|---|
| 1 week | −0.52% | −0.42% | −0.02% | – | – | – |
| 1 month | −2.36% | −2.38% | −4.19% | 22 of 254 | −5.09% | −6.1% to −3.8% |
| 3 months | −2.16% | −2.38% | −7.90% | 54 of 250 | −5.24% | −7.1% to −2.5% |
| 6 months | +2.92% | +2.28% | −3.84% | 74 of 250 | −1.83% | −5.2% to +4.8% |
| 1 year | Needs a year | – | – | – | −3.87% | −8.7% to +2.9% |
| 3 years | Needs 3 years | – | – | – | +13.05% | +9.0% to +17.8% |
| 5 years | Needs 5 years | – | – | – | +10.66% | +8.0% to +14.9% |
| 10 years | Needs 10 years | – | – | – | +14.11% | +11.9% to +15.7% |
₹10,000 put in on 26 Dec 2025 is ₹9,520 at the NAV of 27 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load. Growth of ₹10,000 in the glossaryOver a year and longer, a return is the yearly rate. Benchmark: Nifty India Consumption TRI, over the same days as the fund. Rank, median and middle half among the Direct plans of Sectoral / Thematic funds, each fund's return to its latest NAV on or before 27 Oct 2026.
Union Consumption Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio. Direct and regular plan cost gap in the glossary
- 1.32 ptsA year, on 25 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies. Expense ratio, 30-day average in the glossary
- 1.38%Over the last 30 days filed
- Regular, 30-day average
- 2.74%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 1.61%, Jun 2026.Direct plan lowest 0.93%, Feb 2026.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. Base expense ratio in the glossary | 0.94% | 2.10% |
| Brokerage | 0.08% | 0.08% |
| Transaction costs | None | None |
| Statutory levies | 0.35% | 0.51% |
Per cent of assets a year, filed for 25 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after completion of 1 year from the date of allotment of units.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase. Minimum investment in the glossary
- ₹1,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹1,000
- SIP
- Accepted
- SIP instalments, at least
- 6 instalments for all frequencies
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold. Lock-in in the glossary
- None
- SIP dates
- Daily (only business days) for Daily frequency, any date of the month for weekly, fortnightly and monthly frequency
As listed for this plan on 28 Oct 2026.
How Union Consumption Fund is taxed
Taxed as an equity fund where it keeps 65% or more in shares of listed Indian companies: gains on units held over 12 months are taxed at 12.5% above ₹1.25 lakh a year, and gains on units held 12 months or less at 20%. Otherwise, gains on units held over 24 months are taxed at 12.5%, and gains on units held 24 months or less at the income tax slab rate.
IDCW payouts are added to the holder's income and taxed at the income tax slab rate. The fund deducts 10% tax at source for a resident when its payouts to them in a year counted from April to March are above ₹10,000.
Rules in force from 1 Apr 2025, checked 27 Oct 2026. Surcharge and cess are not included.
Union Consumption Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹331 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors. Share of assets in the direct plans in the glossary
- 2.0%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
The latest quarter is the largest since the quarter to Dec 2025.
Assets at each month end
Highest ₹336 Cr, Aug 2026.Lowest ₹286 Cr, Mar 2026.
Union Consumption Fund portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month. Large, mid and small cap in the glossary | Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. Weight in the fund in the glossary | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. Held since in the glossary | ||||
|---|---|---|---|---|---|---|
| EternalRetailing | Shares | Large cap37th | 7.22% | 22.72 | 7,10,000 | Dec 2025or earlier |
| Bharti AirtelTelecom - Services | Shares | Large cap3rd | 7.05% | 22.16 | 1,26,134 | Dec 2025or earlier |
| Mahindra & MahindraAutomobiles | Shares | Large cap14th | 5.27% | 16.56 | 56,150 | Dec 2025or earlier |
| Maruti Suzuki IndiaAutomobiles | Shares | Large cap12th | 4.78% | 15.03 | 12,560 | Dec 2025or earlier |
| Varun BeveragesBeverages | Shares | Large cap52nd | 3.79% | 11.93 | 2,76,092 | Apr 2026 |
| TrentRetailing | Shares | Large cap60th | 3.65% | 11.49 | 43,837 | Dec 2025or earlier |
| Titan CompanyConsumer Durables | Shares | Large cap18th | 3.63% | 11.42 | 24,900 | Dec 2025or earlier |
| Radico KhaitanBeverages | Shares | Mid cap218th | 3.30% | 10.39 | 23,800 | Jan 2026 |
| LG Electronics IndiaConsumer Durables | Shares | Mid cap108th | 2.94% | 9.26 | 53,710 | Dec 2025or earlier |
| FSN E-Commerce VenturesRetailing | Shares | Mid cap141st | 2.85% | 8.96 | 2,80,000 | Dec 2025or earlier |
| Zydus WellnessFood Products | Shares | Small cap434th | 2.83% | 8.89 | 1,73,348 | Jan 2026 |
| Ather EnergyAutomobiles | Shares | Small cap260th | 2.70% | 8.48 | 59,500 | Dec 2025or earlier |
| Honasa ConsumerPersonal Products | Shares | Small cap531st | 2.67% | 8.39 | 1,94,600 | Feb 2026 |
| One 97 CommunicationsFinancial Technology (Fintech) | Shares | Mid cap146th | 2.60% | 8.18 | 48,751 | Dec 2025or earlier |
| MaricoAgricultural Food & other Products | Shares | Mid cap110th | 2.51% | 7.90 | 1,00,500 | Jan 2026 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| TREPS | 1.60% | 5.04 |
| Net Receivable / Payable | −0.37% | −1.14 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions. Largest holding in the glossary
- 7.22%Eternal
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions. Top 5 holdings in the glossary
- 28.11%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions. Top 10 holdings in the glossary
- 44.48%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights. Effective number of holdings in the glossary
- 30.3Taken over 98.77% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought. Asset allocation in the glossary- Indian shares98.69%
- Bonds and bills0.08%
- Cash and receivables1.23%
Per cent of the fund's net assets.
Large, mid and small cap
- Large cap50.73%Category 49.50%
- Mid cap25.74%Category 21.62%
- Small cap20.71%Category 26.68%
Per cent of the fund's Indian shares. By the list for the six months to Jun 2026. Shares not on the list: 2.78% of the fund. Category is the average of 249 Sectoral / Thematic funds.
Sector allocation
Sector weight. The fund's shares grouped by the business each company is in, less the futures sold on them, each group as a share of the fund's net assets. Sector weight in the glossary11sectors
- Fast Moving Consumer Goods23.11%Category 4.73%
- Consumer Services19.88%Category 5.61%
- Automobile And Auto Components16.06%Category 9.16%
- Consumer Durables13.00%Category 3.48%
- Financial Services7.09%Category 21.68%
- Telecommunication7.05%Category 2.99%
- Services4.70%Category 2.61%
- Healthcare2.90%Category 12.70%
- Realty2.37%Category 0.75%
- Chemicals2.03%Category 1.97%
- Capital Goods0.50%Category 9.90%
Per cent of the fund's net assets, less the futures sold on its shares, Sep 2026. Category is the average of 254 Sectoral / Thematic funds. Category average. The sector's weight, less the futures sold on it, averaged over the 254 Sectoral / Thematic funds that disclosed a portfolio for Sep 2026. A fund holding none of the sector counts as 0.
Sector allocation month by month
| 10 months | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fast Moving Consumer Goods11 companies | 23.11% | 21.68% | 24.08% | 25.93% | 27.60% | 29.17% | 21.37% | 18.82% | 18.16% | 4.92% | |
| Consumer Services7 companies | 19.88% | 19.46% | 18.02% | 19.63% | 19.03% | 18.09% | 17.43% | 17.45% | 20.25% | 6.95% | |
| Automobile And Auto Components6 companies | 16.06% | 17.11% | 17.08% | 15.06% | 15.36% | 16.80% | 21.10% | 22.67% | 19.71% | 11.91% | |
| Consumer Durables8 companies | 13.00% | 12.73% | 13.64% | 13.22% | 12.50% | 11.50% | 11.80% | 12.84% | 12.06% | 6.45% | |
| Financial Services4 companies | 7.09% | 6.59% | 6.28% | 5.12% | 4.75% | 5.22% | 5.93% | 6.73% | 6.32% | 4.96% | |
| Telecommunication1 company | 7.05% | 6.79% | 7.46% | 7.11% | 7.33% | 6.94% | 7.26% | 6.84% | 7.13% | 6.20% | |
| Services3 companies | 4.70% | 4.63% | 3.50% | 2.35% | 1.08% | 1.11% | 1.09% | 1.01% | 0.00% | 0.00% | |
| Healthcare2 companies | 2.90% | 2.65% | 2.65% | 2.38% | 2.34% | 2.51% | 3.46% | 1.64% | 1.43% | 0.00% | |
| Realty2 companies | 2.37% | 2.55% | 2.57% | 1.97% | 1.87% | 1.85% | 1.74% | 1.71% | 1.72% | 0.96% | |
| Chemicals1 company | 2.03% | 2.18% | 2.10% | 2.11% | 2.05% | 1.39% | 1.23% | 1.12% | 0.00% | 0.00% | |
| Capital Goods1 company | 0.50% | 1.71% | 1.50% | 1.65% | 1.67% | 1.53% | 2.80% | 3.18% | 1.94% | 0.00% | |
| Information Technology | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.91% | 0.00% |
Per cent of the fund's net assets, less the futures sold on its shares, at each month end, Dec 2025 to Sep 2026.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before. New positions in the glossary
- 30.90% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date. Sold out in the glossary
- 0
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth. Added to in the glossary
- 2
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth. Trimmed in the glossary
- 4
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price. Unchanged in the glossary
- 39
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month. Traded at least in the glossary
- 0.00%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it. Weight that moved in the glossary
- 5.04%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). What changed in the glossary | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. Change in weight in the glossary | ||||
|---|---|---|---|---|---|
| KEI Industries | Trimmed | 0.50% | 1.71% | −1.21 pts | −6,500 |
| Ather Energy | Trimmed | 2.70% | 3.65% | −0.95 pts | −12,000 |
| HDFC Life Insurance Company | New | 0.50% | 0.00% | +0.50 pts | +30,000 |
| ITC | Added | 1.42% | 0.95% | +0.47 pts | +45,000 |
| Hyundai Motor India | Added | 0.84% | 0.46% | +0.38 pts | +6,000 |
| Nestle India | New | 0.37% | 0.00% | +0.37 pts | +9,000 |
| Prestige Estates Projects | Trimmed | 0.33% | 0.68% | −0.35 pts | −7,000 |
| Radico Khaitan | Trimmed | 3.30% | 3.57% | −0.27 pts | −3,000 |
| 91 Day Treasury Bills | New | 0.03% | 0.00% | +0.03 pts | +9,62,700 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
 Eternal | – | – | 1.84% | 4.89%Added | 4.42% | 4.60% | 5.03%Added | 5.13% | 5.19% | 5.85% | 6.92%Added | 7.22% |
 Bharti Airtel | – | – | 6.20% | 7.13%Added | 6.84% | 7.26% | 6.94% | 7.33%Added | 7.11% | 7.46% | 6.79% | 7.05% |
 Mahindra & Mahindra | – | – | 4.51% | 5.78%Added | 6.38%Added | 6.20% | 5.00%Cut | 4.76%Cut | 4.59% | 5.73%Added | 5.48% | 5.27% |
 Maruti Suzuki India | – | – | 3.48% | 5.15%Added | 5.92%Added | 5.48% | 5.76%Added | 6.55%Added | 6.75% | 6.07%Cut | 5.06%Cut | 4.78% |
 Varun Beverages | – | – | – | – | – | – | 3.00%Bought | 4.55%Added | 4.50%Added | 3.86% | 3.29%Cut | 3.79% |
 Trent | – | – | 0.74% | 1.02%Added | 1.06% | 1.00% | 2.93%Added | 3.86%Added | 4.38%Added | 3.95% | 3.75% | 3.65% |
 Titan Company | – | – | 3.64% | 4.13%Added | 4.51% | 4.61% | 4.62% | 3.81%Cut | 3.60%Cut | 3.64%Cut | 3.78% | 3.63% |
 Radico Khaitan | – | – | – | 1.23%Bought | 1.16% | 2.25%Added | 3.11%Added | 3.22% | 3.46% | 3.49%Cut | 3.57% | 3.30%Cut |
 LG Electronics India | – | – | 0.93% | 2.31%Added | 2.87%Added | 3.16%Added | 3.16% | 3.04% | 3.06%Added | 2.89% | 2.71%Cut | 2.94% |
 FSN E-Commerce Ventures | – | – | 1.00% | 1.65%Added | 2.11%Added | 2.30%Added | 2.34% | 2.33% | 2.65% | 2.80% | 2.91% | 2.85% |
 Zydus Wellness | – | – | – | 1.48%Bought | 1.28% | 1.58% | 1.84%Added | 2.68%Added | 3.04%Added | 3.00% | 2.73% | 2.83% |
 Ather Energy | – | – | 0.49% | 1.39%Added | 1.60% | 1.90% | 2.24%Added | 2.44%Added | 2.76% | 3.01% | 3.65%Cut | 2.70%Cut |
 Honasa Consumer | – | – | – | – | 0.71%Bought | 1.32%Added | 1.82%Added | 2.51%Added | 2.71% | 2.62% | 2.78% | 2.67% |
 One 97 Communications | – | – | 0.72% | 1.34%Added | 1.30% | 1.27% | 1.31% | 1.56%Added | 1.53% | 1.96%Added | 2.49% | 2.60% |
 Marico | – | – | – | 2.20%Bought | 2.39% | 2.49% | 2.63%Added | 2.81% | 2.74% | 2.81% | 2.45%Cut | 2.51% |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Portfolio turnover, per cent of assets a year
- TurnoverPortfolio turnover. How much of the portfolio the fund bought or sold over the last year, as a share of its assets, as the fund house states it. Portfolio turnover in the glossary
Highest 57.0% in Sep 2026
Risk ratios
NAV to 27 Oct 2026
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. Largest fall in the glossary | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. Back at the high in the glossary |
|---|---|---|---|---|
| Since Dec 2025 | −16.80% | 5 Jan 2026 | 30 Mar 2026 | 14 Aug 2026 |
Risk level by month
| Months | Fund | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. Benchmark's risk level in the glossary |
|---|---|---|
| Dec 2025 to Aug 20269 months | Very High | Very HighNifty India Consumption TRI |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Union Consumption Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. Return in the manager's time in the glossary | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. Benchmark over the same days in the glossary | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. Difference from the benchmark in the glossary | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. Portfolio changed after the handover in the glossary | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. Portfolio changed before the handover in the glossary | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. Assets the manager runs in the glossary | ||
|---|---|---|---|---|---|---|---|---|
| Vinod MalviyaCo-manage | Dec 2025 | −6.30%over 304 days | −11.03% | +4.73 pts | – | – | 11 | ₹7,506 Cr₹465 Cr alone |
| Sanjay BembalkarCo-manage | Dec 2025 | −6.30%over 304 days | −11.03% | +4.73 pts | – | – | 11 | ₹10,216 Cr |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | |||||
|---|---|---|---|---|---|
| Union Flexi Cap FundVinod Malviya | Nov 2024 | +1.00%a year | – | – | ₹2,320 Cr |
| Union Multi Asset Allocation FundVinod Malviya | Nov 2024 | +9.08%a year | – | – | ₹989 Cr |
| Union Large & Midcap FundVinod Malviya | May 2024 | +5.32%a year | +2.99% | +2.33 pts | ₹969 Cr |
| Union ELSS Tax Saver FundVinod Malviya | Nov 2024 | −0.86%a year | – | – | ₹821 Cr |
| Union Flexi Cap FundSanjay Bembalkar | Jan 2023 | +12.41%a year | – | – | ₹2,320 Cr |
| Union Multicap FundSanjay Bembalkar | Dec 2022 | +16.07%a year | +12.82% | +3.24 pts | ₹1,516 Cr |
| Union Innovation & Opportunities FundSanjay Bembalkar | Sep 2023 | +15.49%a year | +7.94% | +7.55 pts | ₹1,307 Cr |
| Union Balanced Advantage FundSanjay Bembalkar | Jan 2023 | +7.91%a year | – | – | ₹1,158 Cr |
| Union Multi Asset Allocation FundSanjay Bembalkar | Sep 2024 | +7.73%a year | – | – | ₹989 Cr |
| Union ELSS Tax Saver FundSanjay Bembalkar | Jun 2021 | +11.32%a year | – | – | ₹821 Cr |
The ten largest by assets, by manager. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. Portfolio overlap in the glossary | Shared holdings. The number of securities both funds hold, cash and futures left out. Shared holdings in the glossary | |
|---|---|---|
| Edelweiss Consumption FundEdelweiss Mutual Fund | 54.68% | 22 |
| Baroda BNP Paribas India Consumption FundBaroda BNP Paribas Mutual Fund | 51.68% | 21 |
| Axis Consumption FundAxis Mutual Fund | 49.98% | 22 |
| Mahindra Manulife Consumption FundMahindra Manulife Mutual Fund | 49.52% | 21 |
| Aditya Birla Sun Life Consumption FundAditya Birla Sun Life Mutual Fund | 49.29% | 25 |
| UTI India Consumer FundUTI Mutual Fund | 48.26% | 21 |
| Mirae Asset Great Consumer FundMirae Asset Mutual Fund | 46.41% | 17 |
| WhiteOak Capital Consumption Opportunities FundWhiteOak Capital Mutual Fund | 46.30% | 22 |
| ITI Bharat Consumption FundITI Mutual Fund | 44.35% | 19 |
| Nippon India Consumption FundNippon India Mutual Fund | 43.19% | 17 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| Union Large & Midcap FundUnion Mutual Fund | 24.37% |
| Union Flexi Cap FundUnion Mutual Fund | 23.21% |
| Union Innovation & Opportunities FundUnion Mutual Fund | 22.47% |
| Union ELSS Tax Saver FundUnion Mutual Fund | 21.99% |
| Union Largecap FundUnion Mutual Fund | 21.86% |
| Union Multicap FundUnion Mutual Fund | 20.12% |
| Union Value FundUnion Mutual Fund | 17.03% |
| Union Focused FundUnion Mutual Fund | 15.88% |
| Union Midcap FundUnion Mutual Fund | 15.70% |
| Union Business Cycle FundUnion Mutual Fund | 10.91% |
As the fund house states it, for Sep 2026.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
Fund details
Objective
The investment objective of the scheme is to generate long-term capital appreciation by investing in companies those are engaged in consumption and consumption related sector or allied sectors. These companies are expected to directly or indirectly benefit from changing consumer aspirations, changing lifestyle and overall growth in consumption led demand.However, there is no assurance that the investment objective of the Scheme will be achieved.
Asset allocation
- Equity and equity-related instruments of entity(ies) engaged in Consumption and consumption related sector and allied sectors^:80%-100%;
- Equity and Equity related instruments of entity(ies) other than those engaged in consumption and consumption related sector or allied sectors^:0%-20%;
- Money Market Instruments, Other Liquid Instruments and other assets as permitted by SEBI:0%-20%;Units issued by InvITs:0%-10%;^Investments in Derivatives – including derivative instruments to the extent of 50% of the equity component of the Scheme. The Scheme may use derivatives for such purposes as may be permitted by the Regulations, including for the purpose of hedging and portfolio balancing, based on the opportunities available and subject to guidelines issued by SEBI from time to time.(Please refer the Scheme Information Document for more details.)
Type of scheme
An open-ended equity scheme investing in consumption theme
- Stated category
- Equity Scheme – Thematic Fund
- Benchmark
- Nifty India Consumption @@@(TRI)
- Risk level at launch
- Very High Risk
- New fund offer
- 1 Dec 2025 to 15 Dec 2025
- Units first allotted
- 22 Dec 2025
- Open for sale again
- 26 Dec 2025
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹1,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 154020 | INF582M01MH3 | UNIO_CONS_DIR_1W2M02N | 26 Dec 2025 | |
| Regular Growth | 154022 | INF582M01MD2 | UNIO_CONS_REG_L3GOT4 | 26 Dec 2025 | |
| Direct IDCW | 154021 | INF582M01MI1 | INF582M01MJ9 | UNIO_CONS_DIR_5MIF89 | 26 Dec 2025 |
| Regular IDCW | 154023 | INF582M01ME0 | INF582M01MF7 | UNIO_CONS_REG_19FTSHZ | 26 Dec 2025 |
This fund
- Scheme information documentThe fund's objective, terms, costs and risks in full
Factsheet
- September 2026Union Mutual Fund, Sep 2026
Statement of additional information
- SAI Union Mutual FundUnion Mutual Fund, Oct 2026
Annual report
- Debt including Fixed Maturity Plan (FMP) Abridged Report - Annual Report - FY 2025-26Union Mutual Fund, Mar 2026
- Annual Report - FY 2025-26Union Mutual Fund, Mar 2026
Riskometer disclosure
- Disclosure Of Risk-O-Meter Levels FY 2025-26Union Mutual Fund, Mar 2026
Portfolio overlap disclosure
- Portfolio Overlap - 30Sep2026Union Mutual Fund, Sep 2026