ITI Multi Asset Allocation Fund Direct Growth NAV today
AMFI: 154498ISIN: INF00XX01DS6MUTF_IN: ITI_MULT_ASSE_1RA7D8AITI Mutual FundMulti Asset Allocation funds
NAV ₹9.5729down ₹0.07 (0.69%)
NAV for 30 Oct 2026, against 29 Oct 2026. Declared once a day.
Other plans: Regular IDCW ₹9.5490 · Direct IDCW ₹9.5729 · Regular Growth ₹9.5490, −0.69%
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month. Assets under management in the glossary
- ₹144 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it. Total expense ratio: how it is worked out
- 1.92%26 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought. Exit load in the glossary
- 0.50%if sold within 3 months
- P/EP/E. What the fund pays for each rupee of yearly profit its companies earn: the total value of its shares divided by those companies' last four quarters of profit, each in proportion to what the fund holds. The profit leaves out one-off items (exceptional items and businesses sold or demerged), so one company's one-off gain cannot pull the fund's P/E down. A loss-making company lowers the profit. Shown when at least 80% of the fund's shares are counted. P/E in the glossary
- 30.730 Sep 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures. Holdings in the glossary
- 4730 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer. Launch date in the glossary
- 7 Sep 2026
ITI Multi Asset Allocation Fund returns
Direct Growth plan
Over each window to 30 Oct 2026
| Over | Direct GrowthTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). Trailing return: how it is worked out | Regular Growth | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. Rank in category in the glossary | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. Category median in the glossary | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. Middle half of the category in the glossary |
|---|---|---|---|---|---|
| 1 week | +1.48% | +1.45% | – | – | – |
| 1 month | −3.02% | −3.16% | 31 of 37 | −1.72% | −2.4% to −1.2% |
| 3 months | Needs 3 months | – | – | −3.77% | −4.3% to −3.0% |
| 6 months | Needs 6 months | – | – | −2.02% | −2.7% to −0.8% |
| 1 year | Needs a year | – | – | +2.50% | −0.5% to +4.3% |
| 3 years | Needs 3 years | – | – | +13.65% | +12.4% to +15.9% |
| 5 years | Needs 5 years | – | – | +12.32% | +10.8% to +13.8% |
| 10 years | Needs 10 years | – | – | +11.33% | +11.0% to +13.9% |
₹10,000 put in on 10 Sep 2026 is ₹9,577 at the NAV of 30 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load. Growth of ₹10,000 in the glossaryOver a year and longer, a return is the yearly rate. Rank, median and middle half among the Direct plans of Multi Asset Allocation funds, each fund's return to its latest NAV on or before 1 Nov 2026.
ITI Multi Asset Allocation Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio. Direct and regular plan cost gap in the glossary
- 1.69 ptsA year, on 26 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies. Expense ratio, 30-day average in the glossary
- 1.72%Over the last 30 days filed
- Regular, 30-day average
- 3.41%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan at its highest since Sep 2026 in the latest month.Direct plan lowest 0.41%, Sep 2026.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. Base expense ratio in the glossary | 0.34% | 1.82% |
| Brokerage | 0.49% | 0.49% |
| Transaction costs | 0.05% | 0.05% |
| Statutory levies | 1.04% | 1.24% |
Per cent of assets a year, filed for 31 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
0.50% if redeemed or switched out on or before completion of 3 months from the date of allotment of units ; Nil, if redeemed or switched out after completion of 3 months from the date of allotment of units.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase. Minimum investment in the glossary
- ₹5,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹1,000
- SIP
- Accepted
- SIP instalments, at least
- Daily- 30 ; Weekly/Monthly -12 or 6
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold. Lock-in in the glossary
- None
- SIP minimum
- Daily: Rs. 500/-/ Weekly and Monthly:Rs. 500/
- SIP dates
- Daily (Every Business Day), Weekly (Any Day from Monday to Friday),Monthly (Every Business Day)
As listed for this plan on 2 Nov 2026.
How ITI Multi Asset Allocation Fund is taxed
Tax depends on the fund's own mix. With 65% or more in shares of listed Indian companies, gains on units held over 12 months are taxed at 12.5% above ₹1.25 lakh a year, and gains on units held 12 months or less at 20%; with more than 65% in debt and money market instruments, gains on units bought on or after 1 Apr 2023 are taxed at the income tax slab rate however long they are held, and on units bought earlier at 12.5% after 24 months; otherwise, gains on units held over 24 months are taxed at 12.5%, and gains on units held 24 months or less at the income tax slab rate.
IDCW payouts are added to the holder's income and taxed at the income tax slab rate. The fund deducts 10% tax at source for a resident when its payouts to them in a year counted from April to March are above ₹10,000.
Rules in force from 1 Apr 2025, checked 27 Oct 2026. Surcharge and cess are not included.
ITI Multi Asset Allocation Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹37 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors. Share of assets in the direct plans in the glossary
- 2.4%Of the quarter's average
ITI Multi Asset Allocation Fund portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Large, mid and small cap. Companies ranked by average market value over six months: the first 100 are large cap, the next 150 mid cap, the rest small cap, by the list in force for the portfolio's month. Large, mid and small cap in the glossary | Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. Weight in the fund in the glossary | Yield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. Yield to maturity in the glossary | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. Held since in the glossary | ||||
|---|---|---|---|---|---|---|---|
| REC6.60% REC Limited (30/06/2027), ICRA AAA, 6.60% coupon, repaid 30 Jun 2027 | Bonds and bills | 3.44% | 4.96 | 5,00,000 | 7.58% | Sep 2026or earlier | |
| Union Bank of IndiaUnion Bank of India (12/03/2027), ICRA A1+, repaid 12 Mar 2027 | Bonds and bills | 3.36% | 4.85 | 5,00,000 | 6.83% | Sep 2026or earlier | |
| DSP Gold ETF | Fund units | 3.32% | 4.80 | 33,61,509 | – | Sep 2026or earlier | |
| ICICI BankBanks | Shares | Large cap5th | 2.93% | 4.23 | 32,017 | – | Sep 2026or earlier |
| Mirae Asset Gold ETF | Fund units | 2.79% | 4.02 | 2,81,423 | – | Sep 2026or earlier | |
| Manipal Payment and Identity SolutionsFinancial Technology (Fintech) | Shares | 2.67% | 3.86 | 94,386 | – | Sep 2026or earlier | |
| IDFC First BankBanks | Shares | Mid cap167th | 1.96% | 2.83 | 3,47,432 | – | Sep 2026or earlier |
| HDFC Life Insurance CompanyInsurance | Shares | Large cap65th | 1.91% | 2.76 | 52,983 | – | Sep 2026or earlier |
| Reliance IndustriesPetroleum Products | Shares | Large cap1st | 1.66% | 2.40 | 20,235 | – | Sep 2026or earlier |
| HDFC BankBanks | Shares | Large cap2nd | 1.65% | 2.38 | 33,545 | – | Sep 2026or earlier |
| EternalRetailing | Shares | Large cap37th | 1.44% | 2.08 | 65,109 | – | Sep 2026or earlier |
| Kirloskar Oil EnginesIndustrial Products | Shares | Small cap323rd | 1.26% | 1.82 | 7,881 | – | Sep 2026or earlier |
| Titan CompanyConsumer Durables | Shares | Large cap18th | 1.25% | 1.81 | 3,941 | – | Sep 2026or earlier |
| Global HealthHealthcare Services | Shares | Small cap262nd | 1.14% | 1.64 | 12,048 | – | Sep 2026or earlier |
| PNB Housing FinanceFinance | Shares | Small cap313th | 1.12% | 1.62 | 14,499 | – | Sep 2026or earlier |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| TREPS 01-Oct-2026 | 36.49% | 52.70 |
| Net Receivables / (Payables) | 3.35% | 4.86 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions. Largest holding in the glossary
- 3.44%REC
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions. Top 5 holdings in the glossary
- 15.84%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions. Top 10 holdings in the glossary
- 25.69%
- Top 10 sharesTop 10 shares. The share of the fund held in its ten largest shareholdings, bonds and fund units left out. Top 10 shares in the glossary
- 17.87%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights. Effective number of holdings in the glossary
- 34.5Taken over 60.16% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought. Asset allocation in the glossary- Indian shares46.91%
- Bonds and bills6.80%
- Units of other funds6.45%
- Cash and receivables39.84%
Per cent of the fund's net assets.
Large, mid and small cap
- Large cap38.48%Category 61.15%
- Mid cap16.54%Category 20.55%
- Small cap37.18%Category 16.54%
Per cent of the fund's Indian shares. By the list for the six months to Jun 2026. Shares not on the list: 3.66% of the fund. Category is the average of 37 Multi Asset Allocation funds.
Sector allocation
Sector weight. The fund's shares grouped by the business each company is in, less the futures sold on them, each group as a share of the fund's net assets. Sector weight in the glossary13sectors
- Financial Services16.62%Category 17.32%
- Capital Goods8.78%Category 4.29%
- Healthcare5.03%Category 4.79%
- Automobile And Auto Components4.44%Category 4.15%
- Consumer Services3.29%Category 3.03%
- Oil Gas & Consumable Fuels1.66%Category 3.01%
- Consumer Durables1.25%Category 1.36%
- Construction Materials1.09%Category 0.96%
- Chemicals1.04%Category 0.95%
- Metals & Mining1.01%Category 2.14%
- Construction0.98%Category 1.21%
- Media Entertainment & Publication0.92%Category 0.11%
- Fast Moving Consumer Goods0.80%Category 2.64%
Per cent of the fund's net assets, less the futures sold on its shares, Sep 2026. Category is the average of 37 Multi Asset Allocation funds. Category average. The sector's weight, less the futures sold on it, averaged over the 37 Multi Asset Allocation funds that disclosed a portfolio for Sep 2026. A fund holding none of the sector counts as 0.
- Yield to maturity
- 7.21%Lines stating a yield: 15.71% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio. Yield after expenses in the glossary
- 6.80%Direct plan
- Macaulay durationMacaulay duration. The weighted average time, in years, until the fund's bonds pay back their interest and principal. Macaulay duration in the glossary
- 15days
- Modified durationModified duration. Roughly how much the bonds' value changes, in per cent, for each one point change in interest rates. Modified duration in the glossary
- 14days
- Average maturityAverage maturity. The weighted average time, in years, until the fund's bonds are repaid. Average maturity in the glossary
- 15days
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over. Maturity date known in the glossary
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window. Perpetual bonds in the glossary
- None
The bond book is the fund's bonds, bills and overnight lending.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared. Credit rating in the glossaryLoans of over a year
- AAA3.44%
Loans of under a year
- A1+3.36%
Other
- Overnight lending36.49%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off. Maturity profile in the glossary- Up to 1 month36.49%
- 1 to 3 monthsNone
- 3 to 6 months3.36%
- 6 to 12 months3.44%
- 1 to 3 yearsNone
- 3 to 5 yearsNone
- 5 to 10 yearsNone
- Over 10 yearsNone
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out. Lending to one borrower in the glossary
- 3.44%REC Limited
- Top 5 borrowers
- 6.80%
- Top 10 borrowers
- 6.80%
Per cent of the fund's net assets. Lent outside the government: 6.80% of the fund, to 2 borrowers; the borrower is named for 100.00% of it, its group for 49.41%.
Risk ratios
NAV to 30 Oct 2026
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. Largest fall in the glossary | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. Back at the high in the glossary |
|---|---|---|---|---|
| Since Sep 2026 | −6.00% | 23 Sep 2026 | 23 Oct 2026 | Not yet |
ITI Multi Asset Allocation Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. Return in the manager's time in the glossary | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. Benchmark over the same days in the glossary | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. Difference from the benchmark in the glossary | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. Portfolio changed after the handover in the glossary | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. Portfolio changed before the handover in the glossary | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. Assets the manager runs in the glossary | ||
|---|---|---|---|---|---|---|---|---|
| Nilay DalalCo- Fund Manager | Sep 2026 | −5.04%over 46 days | – | – | – | – | 9 | ₹4,186 Cr |
| Laukik BagweCo- Fund Manager | Sep 2026 | −5.04%over 46 days | – | – | – | – | 8 | ₹818 Cr₹289 Cr alone |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | |||||
|---|---|---|---|---|---|
| ITI Flexi Cap FundNilay Dalal | May 2026 | +3.08%over 171 days | −5.92% | +9.00 pts | ₹1,588 Cr |
| ITI Large & Midcap FundNilay Dalal | May 2026 | −3.39%over 171 days | −6.81% | +3.42 pts | ₹691 Cr |
| ITI Banking and Financial Services FundNilay Dalal | May 2023 | +10.93%a year | +8.66% | +2.27 pts | ₹362 Cr |
| ITI Large Cap FundNilay Dalal | May 2026 | −3.50%over 171 days | −5.36% | +1.86 pts | ₹352 Cr |
| ITI Value FundNilay Dalal | May 2026 | −9.53%over 171 days | −5.92% | −3.62 pts | ₹346 Cr |
| ITI Balanced Advantage FundNilay Dalal | May 2026 | −4.88%over 171 days | – | – | ₹320 Cr |
| ITI Pharma and Healthcare FundNilay Dalal | May 2026 | +2.30%over 171 days | +1.87% | +0.43 pts | ₹266 Cr |
| ITI Business Cycle FundNilay Dalal | Mar 2026 | −1.80%over 228 days | −0.64% | −1.16 pts | ₹117 Cr |
| ITI Balanced Advantage FundLaukik Bagwe | Feb 2025 | +0.36%a year | – | – | ₹320 Cr |
| ITI Ultra Short Term FundLaukik Bagwe | Feb 2025 | +6.64%a year | – | – | ₹167 Cr |
The ten largest by assets, by manager. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. Portfolio overlap in the glossary | Shared holdings. The number of securities both funds hold, cash and futures left out. Shared holdings in the glossary | |
|---|---|---|
| Union Multi Asset Allocation FundUnion Mutual Fund | 14.77% | 15 |
| Bajaj Finserv Multi Asset Allocation FundBajaj Finserv Mutual Fund | 14.45% | 12 |
| Groww Multi Asset Allocation FundGroww Mutual Fund | 13.72% | 12 |
| Mirae Asset Multi Asset Allocation FundMirae Asset Mutual Fund | 13.66% | 17 |
| Nippon India Multi Asset Allocation FundNippon India Mutual Fund | 13.15% | 15 |
| PGIM India Multi Asset Allocation FundPGIM India Mutual Fund | 13.01% | 12 |
| JM Multi Asset Allocation FundJM Financial Mutual Fund | 12.59% | 9 |
| Baroda BNP Paribas Multi Asset FundBaroda BNP Paribas Mutual Fund | 12.30% | 9 |
| Axis Multi Asset Allocation FundAxis Mutual Fund | 11.70% | 10 |
| Shriram Multi Asset Allocation FundShriram Mutual Fund | 11.15% | 9 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| ITI Balanced Advantage FundITI Mutual Fund | 30.76% |
| ITI Arbitrage FundITI Mutual Fund | 4.13% |
As the fund house states it, for Sep 2026.
Fund details
Objective
The investment objective of the Scheme is to seek to generate longterm capital appreciation and income by investing in equity and equity-related securities, debt & money market instruments, Gold/Silver ETFs and Exchange Traded Commodity Derivatives (ETCDs) as permitted by SEBI from time to time. However, there can be no assurance that the investment objective of the scheme would be achieved.
Asset allocation
- Equity, Units issued by REITs and Equity Related Instruments 35%-80%, Debt and Money Market Instruments 10%-50%, Units of Gold/Silver ETFs & other Gold and Silver related instruments (including Exchange Traded Commodity Derivatives (ETCDs)@ as permitted by SEBI from time to time% 10%-40%, Units issued by InvITs 0%-10%.
Type of scheme
An open ended scheme investing in Equity, Debt, Gold/Silver Exchange Traded Funds (ETFs) and Exchange Traded Commodity Derivatives
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. Benchmark in the glossary
- 50% NIFTY 500 TRI + 30% CRISIL Composite Bond Index + 10% Domestic Price of Physical Gold +10% Domestic Price of Silver
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. Riskometer in the glossary
- Very High risk
- New fund offer
- 17 Aug 2026 to 31 Aug 2026
- Units first allotted
- 7 Sep 2026
- Open for sale again
- 10 Sep 2026
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹5,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 154498 | INF00XX01DS6 | ITI_MULT_ASSE_1RA7D8A | 10 Sep 2026 | |
| Regular Growth | 154500 | INF00XX01DP2 | ITI_MULT_ASSE_CIPCDO | 10 Sep 2026 | |
| Direct IDCW | 154499 | INF00XX01DT4 | INF00XX01DU2 | ITI_MULT_ASSE_1LZCLOL | 10 Sep 2026 |
| Regular IDCW | 154502 | INF00XX01DQ0 | INF00XX01DR8 | ITI_MULT_ASSE_1TYM5X3 | 10 Sep 2026 |
This fund
- Scheme information documentThe fund's objective, terms, costs and risks in full
Factsheet
- Factsheet - September 2026ITI Mutual Fund, Sep 2026
Statement of additional information
- SAI ITI Mutual FundITI Mutual Fund, Nov 2026
Annual report
- Abridged Annual Report - ITI Mutual Fund 2025-26ITI Mutual Fund, Mar 2026
- Consolidated Annual Report - ITI Mutual Fund 2025-26ITI Mutual Fund, Mar 2026
Riskometer disclosure
- Disclosure Of Risk-O-Meter Levels FY 2025-26ITI Mutual Fund, Mar 2026
Portfolio overlap disclosure
- Debt Portfolio Overlap - September 2026ITI Mutual Fund, Sep 2026
- Equity Portfolio Overlap - September 2026ITI Mutual Fund, Sep 2026
- Hybrid Portfolio Overlap - September 2026ITI Mutual Fund, Sep 2026