ICICI Prudential Banking and PSU Debt Fund Direct Growth NAV today
AMFI: 120256ISIN: INF109K010A6MUTF_IN: ICIC_PRU_BANK_MY25E5ICICI Prudential Mutual FundBanking and PSU funds
Formerly ICICI Prudential Banking & PSU Debt Fund
NAV ₹36.3330up ₹0.01 (0.03%)
NAV for 30 Oct 2026, against 29 Oct 2026. Declared once a day.
Other plans: Regular IDCW ₹10.9697 · Regular Growth ₹34.6978, 0.03% · Direct IDCW ₹12.9656
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month. Assets under management in the glossary
- ₹8,041 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it. Total expense ratio: how it is worked out
- 0.40%22 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought. Exit load in the glossary
- None
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. Yield to maturity in the glossary
- 7.81%30 Sep 2026
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. Riskometer in the glossary
- ModerateAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures. Holdings in the glossary
- 9530 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer. Launch date in the glossary
- 12 Jun 2009
ICICI Prudential Banking and PSU Debt Fund returns
Direct Growth plan
Over each window to 30 Oct 2026
| Over | Direct GrowthTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). Trailing return: how it is worked out | Regular Growth | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. Benchmark in the glossary | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. Rank in category in the glossary | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. Category median in the glossary | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. Middle half of the category in the glossary |
|---|---|---|---|---|---|---|
| 1 week | +0.19% | +0.18% | – | – | – | – |
| 1 month | −0.45% | −0.48% | – | 20 of 20 | −0.24% | −0.4% to −0.1% |
| 3 months | −0.11% | −0.20% | – | 14 of 20 | −0.02% | −0.2% to +0.4% |
| 6 months | +2.18% | +2.00% | – | 12 of 20 | +2.26% | +2.1% to +2.6% |
| 1 year | +4.12% | +3.77% | +4.43%to 30 Sep 2026 | 6 of 20 | +3.93% | +3.7% to +4.2% |
| 3 years | +6.87% | +6.51% | +6.59%to 30 Sep 2026 | 10 of 19 | +6.87% | +6.7% to +7.0% |
| 5 years | +6.45% | +6.06% | +5.65%to 30 Sep 2026 | 2 of 18 | +6.12% | +6.0% to +6.3% |
| 10 years | +7.07% | +6.66% | +6.56%to 30 Sep 2026 | 6 of 16 | +7.02% | +6.7% to +7.1% |
₹10,000 put in on 14 Mar 2013 is ₹28,184 at the NAV of 30 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load. Growth of ₹10,000 in the glossaryOver a year and longer, a return is the yearly rate. Benchmark: NIFTY Banking & PSU Debt Index A-II, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Direct plans of Banking and PSU funds, each fund's return to its latest NAV on or before 1 Nov 2026.
At the month end, 30 Sep 2026
| Over | Fund | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. Benchmark return in the glossary |
|---|---|---|
| 1 year | +5.38% | +4.43% |
| 3 years | +7.16% | +6.59% |
| 5 years | +6.57% | +5.65% |
| 10 years | +7.19% | +6.56% |
| Since launch | +7.99% | +7.22% |
Benchmark: NIFTY Banking & PSU Debt Index A-II. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Direct GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
Highest year to Dec 2016, +12.9%; lowest year to Dec 2021, +4.7%
ICICI Prudential Banking and PSU Debt Fund SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 30 Oct 2026SIP calculator
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. Amount invested in the glossary | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. Value today in the glossary | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. SIP return (XIRR) in the glossary | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. SIP return after stamp duty in the glossary | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. Stamp duty paid in the glossary |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,22,188₹1,22,182 after stamp duty | +3.42% | +3.41% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,93,558₹3,93,538 after stamp duty | +5.89% | +5.89% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹7,07,626₹7,07,591 after stamp duty | +6.54% | +6.54% | ₹30 | |
| 10 years120 instalments | ₹12,00,000 | ₹17,05,103₹17,05,057 after stamp duty | +6.83% | +6.83% | ₹38 | |
| Since Mar 2013163 instalments | ₹16,30,000 | ₹27,38,553₹27,38,506 after stamp duty | +7.29% | +7.29% | ₹38 |
A SIP that rises every year: Step-up SIP calculator
Rolling returns
Per cent a year, every window from 14 Mar 2013 to 30 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The lowest yearly return of any window of this length in the fund's history, one window starting on each day it priced. Lowest rolling return in the glossaryAverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history. Average rolling return in the glossaryHighestHighest rolling return. The highest yearly return of any window of this length in the fund's history. Highest rolling return in the glossaryEnded higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started. Windows that ended higher in the glossary
1 year3,049 windows+3.3%+8.1%+14.6%100.0%
3 years2,573 windows+5.6%+8.0%+11.6%100.0%
5 years2,090 windows+6.4%+7.8%+9.3%100.0%
10 years878 windows+7.0%+7.9%+8.3%100.0%
Every 1, 3, 5 and 10-year window ended higher than it started.
ICICI Prudential Banking and PSU Debt Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio. Direct and regular plan cost gap in the glossary
- 0.34 ptsA year, on 22 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies. Expense ratio, 30-day average in the glossary
- 0.40%Over the last 30 days filed
- Regular, 30-day average
- 0.74%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 0.47%, Jan 2019.Direct plan lowest 0.35%, Oct 2022.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. Base expense ratio in the glossary | 0.33% | 0.62% |
| Brokerage | 0.01% | 0.01% |
| Transaction costs | None | None |
| Statutory levies | 0.06% | 0.11% |
Per cent of assets a year, filed for 22 Oct 2026. The parts add up to that day's total.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase. Minimum investment in the glossary
- ₹500
- Minimum top-up
- ₹100
- Minimum redemption
- ₹0
- SIP
- Accepted
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold. Lock-in in the glossary
- None
- SIP minimum
- Daily,Weekly,Fortnightly,Monthly = Rs. 100 Quarterly = Rs. 5,000
- SIP instalments, at least
- Daily,Weekly,Fortnightly,Monthly = 6 Quarterly = 4
As listed for this plan on 31 Oct 2026.
How ICICI Prudential Banking and PSU Debt Fund is taxed
Gains on units bought on or after 1 Apr 2023 are taxed at the income tax slab rate however long they are held; gains on units bought earlier are taxed at 12.5% when held over 24 months, or over 12 months for a listed fund such as an ETF, and at the slab rate otherwise.
IDCW payouts are added to the holder's income and taxed at the income tax slab rate. The fund deducts 10% tax at source for a resident when its payouts to them in a year counted from April to March are above ₹10,000.
Rules in force from 23 Jul 2024, checked 27 Oct 2026. Surcharge and cess are not included.
ICICI Prudential Banking and PSU Debt Fund AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹8,743 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors. Share of assets in the direct plans in the glossary
- 70.4%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹15,319 Cr, quarter to Mar 2021.
Assets at each month end
Highest ₹15,714 Cr, Dec 2020.Lowest ₹4,943 Cr, Feb 2019.
ICICI Prudential Banking and PSU Debt Fund portfolio
Portfolio disclosed for 30 Sep 2026.
- Yield to maturity
- 7.81%Lines stating a yield: 95.99% of the bond book
- Yield after expensesYield after expenses. The yield to maturity less the plan's expense ratio. Yield after expenses in the glossary
- 7.41%Direct plan
- Maturity date knownMaturity date known. The share of the bond book, perpetual bonds left out, whose repayment date is known: the bonds the durations and the maturity profile are taken over. Maturity date known in the glossary
- 100.00%Of the bond book, perpetual bonds left out
- Perpetual bondsPerpetual bonds. Bonds with no maturity date: the issuer pays interest with no fixed day to repay. Their share of the bond book; they are in no duration and no maturity window. Perpetual bonds in the glossary
- None
The bond book is the fund's bonds, bills and overnight lending.
Holdings on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. Weight in the fund in the glossary | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. Held since in the glossary | |||||
|---|---|---|---|---|---|---|
| NABARDICRA AAA, repaid 24 Mar 2028 | Bonds and bills | 4.65% | 373.59 | 37,500 | 7.76% | Jan 2025 |
| LIC Housing FinanceLIC Housing Finance Ltd., CRISIL AAA, 7.58% coupon, repaid 23 Mar 2035 | Bonds and bills | 4.03% | 324.09 | 32,500 | 7.91% | Mar 2025 |
| Government SecuritiesSOV, 6.90% coupon, repaid 15 Apr 2065 | Bonds and bills | 3.56% | 285.97 | 3,18,79,000 | 7.89% | May 2025 |
| Power Finance CorporationPower Finance Corporation Ltd., CRISIL AAA, 6.96% coupon, repaid 2 Mar 2028 | Bonds and bills | 3.08% | 247.66 | 25,000 | 7.64% | Mar 2026 |
| Government SecuritiesSOV, 6.94% coupon, repaid 11 May 2036 | Bonds and bills | 2.81% | 225.62 | 2,29,37,600 | 7.31% | May 2026 |
| RECRural Electrification Corporation Ltd., ICRA AAA, 6.60% coupon, repaid 30 Jun 2027 | Bonds and bills | 2.78% | 223.24 | 22,500 | 7.58% | Sep 2025 |
| Power Finance CorporationPower Finance Corporation Ltd., CRISIL AAA, 6.92% coupon, repaid 16 Feb 2028 | Bonds and bills | 2.46% | 198.07 | 20,000 | 7.64% | Apr 2026 |
| HDFC BankHDFC Bank Ltd.( Tier II Bond under Basel III ), CRISIL AAA, 7.86% coupon, repaid 2 Dec 2032 | Bonds and bills | 2.24% | 180.02 | 182 | 8.08% | Jun 2023 |
| Mahanagar Telephone NigamMahanagar Telephone Nigam Ltd., FITCH AAA(CE), repaid 7 Nov 2033 | Bonds and bills | 2.14% | 172.40 | 17,500 | 8.24% | Nov 2023 |
| Siddhivinayak Securitisation TrustCRISIL AAA(SO), 7.80% coupon, repaid 28 Sep 2030 | Bonds and bills | 2.08% | 167.31 | 175 | 8.20% | Sep 2025 |
| HDFC BankHDFC Bank Ltd., CRISIL AAA, 8.44% coupon, repaid 28 Dec 2028 | Bonds and bills | 1.89% | 151.95 | 1,500 | 7.76% | Oct 2025 |
| HDFC BankHDFC Bank Ltd., CRISIL AAA, 8.55% coupon, repaid 27 Mar 2029 | Bonds and bills | 1.89% | 151.74 | 1,500 | 7.98% | Feb 2026 |
| RECRural Electrification Corporation Ltd., CRISIL AAA, 7.46% coupon, repaid 30 Jun 2028 | Bonds and bills | 1.86% | 149.40 | 15,000 | 7.68% | Jun 2026 |
| Small Industries Development Bank Of India.CRISIL AAA, 7.04% coupon, repaid 9 Feb 2029 | Bonds and bills | 1.83% | 147.37 | 15,000 | 7.85% | Jan 2026 |
| Shivshakti Securitisation TrustCRISIL AAA(SO), 7.73% coupon, repaid 28 Sep 2029 | Bonds and bills | 1.78% | 143.25 | 150 | 8.14% | Sep 2025 |
Weight is per cent of the fund's net assets; value in ₹ crore. 2 lines filed with no weight are listed without one.
Futures and options on 30 Sep 2026
| Interest Rate Swaps- MD -15-Sep-2031 (Pay float/receive fixed) | 1.24% | 100.00 | – |
| Interest Rate Swaps- MD -21-Feb-2029 (Pay float/receive fixed) | 0.93% | 75.00 | – |
| Interest Rate Swaps- MD -12-Jun-2028 (Pay float/receive fixed) | 0.62% | 50.00 | – |
| Interest Rate Swaps- MD -18-May-2029 (Pay float/receive fixed) | 0.56% | 45.00 | – |
Weight is per cent of the fund's net assets; value in ₹ crore. 2 lines filed with no weight are listed without one.
Cash and receivables on 30 Sep 2026
| TREPS | 4.05% | 325.50 |
| Net Current Assets | −1.45% | −116.51 |
Weight is per cent of the fund's net assets; value in ₹ crore. 2 lines filed with no weight are listed without one.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions. Largest holding in the glossary
- 4.65%NABARD
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions. Top 5 holdings in the glossary
- 18.12%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions. Top 10 holdings in the glossary
- 29.82%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights. Effective number of holdings in the glossary
- 54.7Taken over 97.40% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought. Asset allocation in the glossary- Bonds and bills97.01%
- Units of other funds0.39%
- Cash and receivables2.60%
- Futures and options, netFutures and options, net. The value of the shares or bonds the fund's contracts are written on, as a share of its net assets, a sold contract counted as a minus: a hedged fund's sold futures offset the shares it holds. Futures and options, net in the glossary3.36%
- Futures and options, grossFutures and options, gross. The value the fund's contracts are written on, as a share of its net assets, counting each contract as a plus whichever way it faces. Futures and options, gross in the glossary3.36%
Per cent of the fund's net assets.
Credit rating
Credit rating. A rating agency's grade for how likely the borrower is to repay on time: AAA down to D for loans of over a year, A1+ down to A4 for loans of under a year, two scales that are never compared. Credit rating in the glossaryLoans of over a year
- Sovereign15.73%
- AAA77.04%
- AA1.00%
Loans of under a year
- A1+3.25%
Other
- Overnight lending4.05%
Per cent of the fund's net assets. A grade is stated for 100.00% of the bonds.
Maturity profile
Maturity profile. The fund's bonds grouped by how long until each is repaid, as a share of the fund's net assets; a bond with no known maturity date is left off. Maturity profile in the glossary- Up to 1 month4.05%
- 1 to 3 months0.61%
- 3 to 6 months1.93%
- 6 to 12 months10.14%
- 1 to 3 years45.77%
- 3 to 5 years8.27%
- 5 to 10 years19.84%
- Over 10 years10.46%
Per cent of the fund's net assets, over the bonds whose maturity date is known; perpetual bonds have none.
- Largest borrowerLending to one borrower. The share of the fund lent to a single company or group of companies, government bonds left out. Lending to one borrower in the glossary
- 11.44%HDFC Bank Limited
- Top 5 borrowers
- 53.63%
- Top 10 borrowers
- 69.79%
Per cent of the fund's net assets. Lent outside the government: 81.28% of the fund, to 20 borrowers; the borrower is named for 96.00% of it, its group for 50.91%.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before. New positions in the glossary
- 116.68% of the fund
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date. Sold out in the glossary
- 1212.25% of the fund before
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth. Added to in the glossary
- 4
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth. Trimmed in the glossary
- 5
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price. Unchanged in the glossary
- 79
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month. Traded at least in the glossary
- 6.68%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it. Weight that moved in the glossary
- 16.30%
Changes in Sep 2026
| What changed. New: not held the month before. Added or trimmed: more or fewer units than the month before, or, where no units are stated, a weight that moved by more than a tenth. Sold out: held the month before, gone now. Matured: a bond or deposit whose repayment date fell between the two portfolios, so it was repaid rather than sold (one sold in its last days reads the same). What changed in the glossary | Change in weight. The holding's weight this month less its weight the month before, in percentage points; a price move alone changes it. Change in weight in the glossary | ||||
|---|---|---|---|---|---|
| Small Industries Development Bank Of India. | Sold out | – | 2.31% | −2.31 pts | −20,000 |
| Government Securities | Added | 2.81% | 0.89% | +1.91 pts | +1,51,78,400 |
| RECRural Electrification Corporation Ltd. | Sold out | – | 1.42% | −1.42 pts | −1,225 |
| NABARD | Trimmed | 1.56% | 2.89% | −1.33 pts | −12,500 |
| Government Securities | Added | 1.30% | 0.02% | +1.27 pts | +98,18,830 |
| Small Industries Development Bank Of India. | Added | 1.52% | 0.27% | +1.24 pts | +10,000 |
| Bajaj FinanceBajaj Finance Ltd. | Sold out | – | 1.14% | −1.14 pts | −10,000 |
| Axis BankAxis Bank Ltd. | Sold out | – | 1.13% | −1.13 pts | −2,000 |
| Union Bank of IndiaUnion Bank Of India | Sold out | – | 1.11% | −1.11 pts | −2,000 |
| Small Industries Development Bank Of India. | New | 0.88% | 0.00% | +0.88 pts | +1,500 |
| Indian Railway Finance CorporationIndian Railway Finance Corporation Ltd. | Sold out | – | 0.84% | −0.84 pts | −7,500 |
| Power Finance CorporationPower Finance Corporation Ltd. | New | 0.61% | 0.00% | +0.61 pts | +500 |
| Small Industries Development Bank Of India. | New | 0.58% | 0.00% | +0.58 pts | +1,000 |
| Small Industries Development Bank Of India. | New | 0.58% | 0.00% | +0.58 pts | +1,000 |
| Power Finance CorporationPower Finance Corporation Ltd. | Sold out | – | 0.58% | −0.58 pts | −500 |
Weights are per cent of the fund's net assets; a change in weight is in percentage points. Securities only: 6 futures, options and cash lines that changed are not listed.
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| NABARD | 3.13%Added | 3.14% | 3.12% | 3.15% | 4.25%Added | 4.39% | 4.64%Added | 4.73% | 4.84% | 4.24%Cut | 4.32% | 4.65% |
| LIC Housing FinanceLIC Housing Finance Ltd. | 4.70% | 4.72% | 4.67% | 3.40%Cut | 3.44% | 3.56% | 3.55% | 3.61% | 3.69% | 3.67% | 3.74% | 4.03% |
| Government Securities | 1.45%Added | 1.44% | 1.45% | 1.45% | 1.47% | 1.50%Added | 2.52%Added | 2.56% | 2.68% | 3.29%Added | 3.34% | 3.56% |
| Power Finance CorporationPower Finance Corporation Ltd. | – | – | – | – | – | 1.36%Bought | 2.98%Added | 3.04% | 3.11% | 2.53%Cut | 2.86%Added | 3.08% |
| Government Securities | – | – | – | – | – | – | – | –Bought | 2.01%Added | 2.31%Added | 0.89%Cut | 2.81%Added |
| RECRural Electrification Corporation Ltd. | 2.56%Added | 2.57% | 2.56% | 2.59% | 2.62% | 2.72% | 2.71% | 2.76% | 2.82% | 2.81% | 2.87% | 2.78%Cut |
| Power Finance CorporationPower Finance Corporation Ltd. | – | – | – | – | – | – | 2.17%Bought | 2.21% | 2.26% | 2.25% | 2.29% | 2.46% |
| HDFC BankHDFC Bank Ltd.( Tier II Bond under Basel III ) | 2.02% | 2.04% | 2.03% | 2.03% | 2.05% | 2.11% | 2.10% | 2.15% | 2.10%Cut | 2.08% | 2.09% | 2.24% |
| Mahanagar Telephone NigamMahanagar Telephone Nigam Ltd. | 2.32% | 2.33% | 2.31% | 2.35% | 2.37% | 2.43% | 2.40% | 2.44% | 2.53% | 2.51% | 1.99%Cut | 2.14% |
| Siddhivinayak Securitisation Trust | 2.09%Cut | 2.12% | 2.07% | 2.09% | 2.14% | 2.16% | 2.17% | 2.21% | 2.24% | 2.24% | 2.29% | 2.08%Cut |
| HDFC BankHDFC Bank Ltd. | 0.27%Bought | 0.54%Added | 0.53% | 0.54% | 0.54% | 1.12%Added | 1.11% | 1.13% | 1.46%Added | 1.44% | 1.76%Added | 1.89% |
| HDFC BankHDFC Bank Ltd. | – | – | – | – | 1.20%Bought | 1.24% | 1.23% | 1.70%Added | 1.75% | 1.73% | 1.76% | 1.89% |
| RECRural Electrification Corporation Ltd. | – | – | – | – | – | – | – | – | 0.86%Bought | 1.42%Added | 1.73%Added | 1.86% |
| Small Industries Development Bank Of India. | – | – | – | 1.56%Bought | 1.84%Added | 1.90% | 1.88% | 1.92% | 1.69%Cut | 1.68% | 1.71% | 1.83% |
| Shivshakti Securitisation Trust | 1.57%Cut | 1.59% | 1.55% | 1.57% | 1.60% | 1.62% | 1.62% | 1.66% | 1.67% | 1.67% | 1.71% | 1.78% |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Risk ratios
NAV to 30 Oct 2026
Each bar runs from the lowest to the highest figure among the Direct plans of Banking and PSU funds (19 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves. Standard deviation in the glossary1.45%
0.97%Lowest1.51%Average2.17%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure. Downside deviation in the glossary0.25%
0.00%Lowest0.22%Average0.60%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV. Sharpe ratio in the glossary0.73
0.31Lowest0.66Average1.36Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down. Sortino ratio in the glossary1.41
0.50Lowest1.30Average3.17Highest
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. Largest fall in the glossary | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. Back at the high in the glossary |
|---|---|---|---|---|
| 1, 3 and 5 years | −0.85% | 9 Sep 2026 | 23 Oct 2026 | Not yet |
| 10 years and since Mar 2013 | −2.88% | 6 Mar 2020 | 23 Mar 2020 | 23 Apr 2020 |
Risk level by month
| Months | Fund | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. Benchmark's risk level in the glossary |
|---|---|---|
| Feb 2024 to Aug 202631 months | Moderate | Low to ModerateNIFTY Banking & PSU Debt Index A-II |
| Jun 2023 to Jan 20248 months | Moderate | ModerateNIFTY Banking & PSU Debt Index A-II |
| Apr 2023 to May 20232 months | Low to Moderate | ModerateNIFTY Banking & PSU Debt Index A-II |
| Dec 2022 to Mar 20234 months | Moderate | ModerateNIFTY Banking & PSU Debt Index A-II |
| May 2022 to Nov 20227 months | Low to Moderate | ModerateNIFTY Banking & PSU Debt Index A-II |
| Oct 2021 to Apr 20227 months | Moderate | ModerateNIFTY Banking & PSU Debt Index A-II |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
ICICI Prudential Banking and PSU Debt Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. Return in the manager's time in the glossary | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. Benchmark over the same days in the glossary | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. Difference from the benchmark in the glossary | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. Portfolio changed after the handover in the glossary | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. Portfolio changed before the handover in the glossary | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. Assets the manager runs in the glossary | ||
|---|---|---|---|---|---|---|---|---|
| Rohit LakhotiaCommonage | Jun 2023 | +6.86%a year | – | – | 39.5% | 25.3% | 16 | ₹25,324 Cr |
| Manish BanthiaCommonage | Sep 2024 | +6.32%a year | – | – | 21.2% | 16.9% | 30 | ₹4,21,717 Cr |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | |||||
|---|---|---|---|---|---|
| ICICI Prudential Multi Asset Allocation FundManish Banthia | Jan 2024 | +10.11%a year | – | – | ₹84,108 Cr |
| ICICI Prudential Balanced Advantage FundManish Banthia | Jan 2013 | +12.12%a year | – | – | ₹71,913 Cr |
| ICICI Prudential Aggressive Hybrid FundManish Banthia | Sep 2013 | +16.83%a year | – | – | ₹50,706 Cr |
| ICICI Prudential Money Market FundManish Banthia | Jun 2023 | +7.27%a year | – | – | ₹31,010 Cr |
| ICICI Prudential Corporate Bond FundManish Banthia | Jan 2024 | +6.91%a year | – | – | ₹28,385 Cr |
| ICICI Prudential Dynamic Asset Allocation Active FOFManish Banthia | Jun 2017 | +11.27%a year | – | – | ₹27,321 Cr |
| ICICI Prudential Short Term FundManish Banthia | Nov 2009 | – | – | – | ₹18,890 Cr |
| ICICI Prudential Equity Savings FundManish Banthia | Dec 2014 | +8.08%a year | – | – | ₹14,905 Cr |
| ICICI Prudential Business Cycle FundManish Banthia | Jan 2021 | +16.71%a year | +11.75% | +4.95 pts | ₹14,889 Cr |
| ICICI Prudential Dynamic Term FundManish Banthia | Sep 2012 | – | – | – | ₹12,863 Cr |
The ten largest by assets, by manager. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. Portfolio overlap in the glossary | Shared holdings. The number of securities both funds hold, cash and futures left out. Shared holdings in the glossary | |
|---|---|---|
| HSBC Banking and PSU Debt FundHSBC Mutual Fund | 17.46% | 17 |
| HDFC Banking and PSU Debt FundHDFC Mutual Fund | 15.22% | 18 |
| Aditya Birla Sun Life Banking & PSU Debt FundAditya Birla Sun Life Mutual Fund | 14.15% | 23 |
| Kotak Banking and PSU DebtKotak Mahindra Mutual Fund | 13.76% | 15 |
| Axis Banking & PSU Debt FundAxis Mutual Fund | 12.13% | 18 |
| Sundaram Banking and PSU Debt FundSundaram Mutual Fund | 11.32% | 6 |
| Nippon India Banking and PSU Debt FundNippon India Mutual Fund | 9.71% | 16 |
| Bandhan Banking and PSU Debt FundBandhan Mutual Fund | 9.01% | 11 |
| ITI Banking & PSU Debt FundITI Mutual Fund | 7.83% | 4 |
| Mirae Asset Banking and PSU Debt FundMirae Asset Mutual Fund | 7.01% | 5 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Overlap with the fund house's other funds
| ICICI Prudential Corporate Bond FundICICI Prudential Mutual Fund | 43.60% |
| ICICI Prudential Short Term FundICICI Prudential Mutual Fund | 36.15% |
| ICICI Prudential Floating Interest FundICICI Prudential Mutual Fund | 32.88% |
| ICICI Prudential Medium to Long Term FundICICI Prudential Mutual Fund | 21.88% |
| ICICI Prudential Dynamic Term FundICICI Prudential Mutual Fund | 17.49% |
| ICICI Prudential Ultra Short to Short Term FundICICI Prudential Mutual Fund | 14.98% |
| ICICI Prudential Gilt FundICICI Prudential Mutual Fund | 14.13% |
| ICICI Prudential Medium Term FundICICI Prudential Mutual Fund | 13.88% |
| ICICI Prudential Credit Risk FundICICI Prudential Mutual Fund | 10.42% |
| ICICI Prudential Ultra Short Term FundICICI Prudential Mutual Fund | 8.04% |
As the fund house states it, for Sep 2026.
ICICI Prudential Banking and PSU Debt Fund dividend history
IDCW (income distribution cum capital withdrawal), once called a dividend: rupees per unit, paid to holders on the record date and taken out of the NAV. Paid by the fund's Direct IDCW plan.Every fund's payouts
Every payout
| IDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount. IDCW payout in the glossary | IDCW yield. A payout as a share of the plan's NAV on the record date, before the NAV fell by the amount paid. IDCW yield in the glossary | NAV before | NAV after | |
|---|---|---|---|---|
| 13 Sep 2022 | ₹0.0038 | 0.037% | ₹10.2667 | ₹10.2667 |
| 9 Sep 2022 | ₹0.002157 | 0.021% | ₹10.2661 | ₹10.2667 |
| 7 Sep 2022 | ₹0.007306 | 0.071% | ₹10.2667 | ₹10.2667 |
| 6 Sep 2022 | ₹0.008132 | 0.079% | ₹10.2667 | ₹10.2667 |
| 5 Sep 2022 | ₹0.005386 | 0.052% | ₹10.2667 | ₹10.2667 |
| 2 Sep 2022 | ₹0.006689 | 0.065% | ₹10.2667 | ₹10.2667 |
| 1 Sep 2022 | ₹0.004963 | 0.048% | ₹10.2667 | ₹10.2667 |
| 29 Aug 2022 | ₹0.012822 | 0.12% | ₹10.2667 | ₹10.2667 |
| 26 Aug 2022 | ₹0.008728 | 0.085% | ₹10.2667 | ₹10.2667 |
| 25 Aug 2022 | ₹0.001714 | 0.017% | ₹10.2667 | ₹10.2667 |
| 24 Aug 2022 | ₹0.007375 | 0.072% | ₹10.2667 | ₹10.2667 |
| 22 Aug 2022 | ₹0.009582 | 0.093% | ₹10.2635 | ₹10.2667 |
All 112 payouts since 28 Jul 2021.
Changes to the fund
Newest first.
2026
- 30 SepCategoryCategory: Debt / Banking and PSU to Debt / Banking and PSU Debt
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
Fund details
Objective
To generate income through predominantly investing in Debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Asset allocation
- Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds = 80% - 100%
- Debt and money market securities (including government securities) issued by entities other than banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds. = 0% - 20%
Type of scheme
Open Ended
- Stated category
- Banking and PSU Debt Fund
- Benchmark
- Nifty Banking and PSU Debt Index A-II
- Potential risk classPotential risk class. The most risk a debt fund says it may take, as a letter and a numeral: the letter is credit risk, from A (relatively low) to C (relatively high), and the numeral is interest rate risk, from I (relatively low) to III (relatively high). Potential risk class in the glossary
- B-III
- Risk level at launch
- Moderate
- Units first allotted
- 12 Jun 2009
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 120256 | INF109K010A6 | ICIC_PRU_BANK_MY25E5 | 14 Mar 2013 | |
| Regular Growth | 112342 | INF109K01RT3 | ICIC_PRU_BANK_CUQOW1 | 4 Jan 2010 | |
| Direct IDCW | 120258 | INF109K011A4 | INF109K012A2 | ICIC_PRU_BANK_1XJ0BRF | 2 Aug 2013 |
| Regular IDCW | 116174 | INF109K01YE1 | INF109K01YD3 | ICIC_PRU_BANK_QBFITO | 2 May 2013 |
This fund
- Scheme information documentThe fund's objective, terms, costs and risks in full
Factsheet
- Complete Factsheet September 2026ICICI Prudential Mutual Fund, Sep 2026
Statement of additional information
- SAI ICICI Prudential Mutual FundICICI Prudential Mutual Fund, Oct 2026
Annual report
- ICICI Prudential Aggressive Hybrid Active FOFICICI Prudential Mutual Fund, Mar 2026
- ICICI Prudential All Seasons Bond FundICICI Prudential Mutual Fund, Mar 2026
- ICICI Prudential Banking and Financial Services FundICICI Prudential Mutual Fund, Mar 2026
- ICICI Prudential Banking and PSU Debt FundICICI Prudential Mutual Fund, Mar 2026
Riskometer disclosure
- Annual Disclosure of Scheme Riskometer FY 2025-26ICICI Prudential Mutual Fund, Mar 2026
Portfolio overlap disclosure
- Portfolio Overlap September 2026ICICI Prudential Mutual Fund, Sep 2026