Saraswati Commercial India share price
NSE: ZSARACOMBSE: 512020FinanceSmall Cap
Share price at the NSE close on 28 Oct 2026. Previous close ₹9,230.00.
28 Oct: open ₹9,230.00, high ₹9,399.00, low ₹9,010.00
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹1,029 Cr1,403rd largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 7.78
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 0.93
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 12.8%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Net interest margin in the glossary
- 0.35%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Cost of funds in the glossary
- 13.97%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Credit cost in the glossary
- 0.80%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. Return on assets in the glossary
- 7.93%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Assets per rupee of net worth in the glossary
- 1.12times net worth
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 1090.0% delivered
Results
Consolidated; ₹ crore. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Saraswati Commercial India quarterly results
- Income from operations growth, 12 monthsIncome from operations growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +182.1%
- Net profit growth, 12 monthsNet profit growth, 12 months. The last twelve months against the twelve before them. Left empty where the earlier figure was nought or a loss: growth out of a loss has no percentage.
- +438.7%
Quarter to Jun 2026, against the quarter before
- Income from operationsIncome from operations. The pill is the change in income from operations against the quarter before: this period's figure divided by that one's, less one, in per cent.
- ₹76 Crup 2,945.40%
- Net profitNet profit. Under it, net profit in the quarter before. A change in per cent is not worked out where either period is a loss or nothing. Net profit in the glossary
- ₹64 CrQuarter to Mar 2026: −₹16 Cr
Income from operations by quarter
- Income from operations
- Loss
Net profit by quarter, a loss in red
- Net profit
- Loss
The quarters either side of a change of basis do not compare. From the quarter to Mar 2025, the company's income from operations for the year to Mar 2025, ₹75 Cr, differs from its quarters added, ₹102 Cr. From the quarter to Mar 2026, the company's income from operations for the year to Mar 2026, ₹11 Cr, differs from its quarters added, ₹140 Cr.
| ₹ crore | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Income from operations | 78.3 | −44.8 | 0.3 | 31.5 | 73.3 | 32.7 | 2.5 | 75.6 |
| Net profit | 63.3 | −39.4 | −22.9 | 23.6 | 60.3 | 24.7 | −16.3 | 63.6 |
Year to Mar 2026, against the year before
- Income from operations
- ₹11 Cr
- Net profitNet profit. The pill is the change in net profit against the year before: this period's figure divided by that one's, less one, in per cent.
- ₹92 Crup 72.78%
Income from operations by year
Net profit by year, a loss in red
- Net profit
- Loss
The years either side of a change of basis do not compare. From the year to Mar 2023, the company's income from operations for that year, ₹24 Cr, differs from its quarters added, ₹54 Cr. From the year to Mar 2025, the company's income from operations for that year, ₹75 Cr, differs from its quarters added, ₹102 Cr. From the year to Mar 2026, the company's income from operations for that year, ₹11 Cr, differs from its quarters added, ₹140 Cr.
| ₹ crore | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income from operations | 6 | 1 | 9 | 1 | 28 | 87 | 24 | 128 | 75 | 11 |
| Net profit | 5 | 16 | 7 | −10 | 21 | 65 | 12 | 104 | 53 | 92 |
Business segments
In the year to Mar 2026 the company reports one business segment which carries all its revenue.
Valuation
Today, against the company's own history. Dividend yield is not shown: no dividend in the years on record. Its history crosses a change of basis in the accounts in the years to Mar 2023, Mar 2025 and Mar 2026: days before it are of the company before the change.Saraswati Commercial India PE ratio and valuation
At or below today's level on 31% of 1,160 trading days over the last 5 years.
At or below today's level on 49% of 1,172 trading days over the last 5 years.
Where the return came from
Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −26.4% | +72.8% | −57.4% | 0.0% |
| 3 years | +51.8% | +95.1% | −22.2% | 0.0% |
| 5 years | +34.1% | +31.6% | +1.9% | 0.0% |
Promoter and insider buying and selling
Trades made since 29 Oct 2025.Saraswati Commercial India insider trading
No promoter, director, key manager or employee bought or sold on the market.
- Promoters and promoter group: no market trade · 2 off-market moves
Saraswati Commercial India competitors and peers
Non Banking Financial Company (NBFC), 279 listed companies, priced on 28 Oct 2026. The table lists the 8 companies closest to Saraswati Commercial India in market cap.Finance companies
Where the company sits among the companies nearest its size
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
 Arman Financial ServicesARMANFIN | 1,456 | 12.51 | 1.56 | 0.0% | +1,781.9% | 12.9% | – | 2.25% | 18.46% | 0.00% |
 Ugro CapitalUGROCAP | 1,166 | 8.33 | 0.40 | +16.5% | −5.2% | 5.7% | – | 1.05% | 4.11% | 0.00% |
 AK Capital ServicesAKCAPIT | 1,158 | 10.03 | 1.11 | +15.2% | +35.6% | 11.4% | – | 2.68% | 3.21% | 4.10% |
 Fedders HoldingFEDDERSHOL | 1,129 | 13.18 | 1.57 | −6.7% | +151.7% | 12.7% | −2.0% | – | – | 0.00% |
 Crest VenturesCREST | 988 | – | 0.76 | −33.2% | – | – | – | 2.86% | 8.24% | 0.29% |
 Finkurve Financial ServicesFINKURVE | 885 | 30.14 | 2.57 | +59.4% | +62.2% | 10.7% | – | 3.04% | 20.60% | 0.00% |
 Aryaman Financial ServicesARYAMAN | 792 | 26.69 | 4.94 | −46.9% | – | 20.5% | 19.1% | – | – | 0.00% |
 Capital India FinanceCIFL | 783 | 20.34 | 1.16 | −11.4% | +12,329.6% | 5.9% | – | 1.67% | 7.72% | 0.00% |
Latest announcements
Routine notices left out.Saraswati Commercial India announcements
Oct 2026
Sep 2026
Aug 2026
31 Aug · Letter To Members - Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015.
Saraswati Commercial India share price by year
Each calendar year to 2025.Saraswati Commercial India share price history
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2025BSE close | 12,768.80 | −34.9% | 19,990.05 | 9,392.80 |
| 2024BSE close | 19,605.50 | +555.8% | 26,467.60 | 2,939.85 |
| 2023BSE close | 2,989.45 | −0.4% | 3,277.75 | 2,318.75 |
| 2022BSE close | 3,000.05 | +11.1% | 4,237.20 | 2,370.15 |
| 2021BSE close | 2,700.00 | +186.9% | 3,230.00 | 904.10 |
| 2020BSE close | 941.00 | +926.7% | 1,079.95 | 96.20 |
| 2019BSE close | 91.65 | +151.1% | 91.65 | 38.30 |
| 2018BSE close | 36.50 | +148.1% | 36.50 | 15.44 |
| 2017BSE close | 14.71 | +78.5% | 14.71 | 8.40 |
Recent sessions
The 9 trading days to 27 Oct 2026, as traded on NSE; the latest is at the top of the page.
| Date | Open | High | Low | Close | Average price | Volume | Delivery |
|---|---|---|---|---|---|---|---|
| 27 Oct 2026 | 9,350.00 | 9,400.00 | 9,230.00 | 9,230.00 | 9,367.33 | 15 | 93.3% |
| 26 Oct 2026 | 9,100.00 | 9,150.00 | 9,100.00 | 9,100.00 | 9,104.25 | 12 | 100.0% |
| 23 Oct 2026 | 9,431.00 | 9,431.00 | 9,380.00 | 9,380.00 | 9,400.91 | 11 | 100.0% |
| 22 Oct 2026 | 10,000.00 | 10,008.00 | 9,405.00 | 9,431.00 | 9,503.93 | 29 | 75.9% |
| 21 Oct 2026 | 9,790.00 | 9,790.00 | 9,405.00 | 9,464.00 | 9,519.09 | 11 | 90.9% |
| 19 Oct 2026 | 9,701.00 | 9,850.00 | 9,701.00 | 9,790.00 | 9,791.86 | 7 | 100.0% |
| 16 Oct 2026 | 9,890.00 | 9,890.00 | 9,701.00 | 9,805.00 | 9,797.40 | 5 | 100.0% |
| 15 Oct 2026 | 9,750.00 | 10,300.00 | 9,750.00 | 9,890.00 | 10,058.96 | 24 | 70.8% |
| 14 Oct 2026 | 9,872.00 | 10,062.00 | 9,725.00 | 9,750.00 | 9,907.57 | 23 | 73.9% |
Company details
- NSE symbol
- ZSARACOM
- BSE code
- 512020
- ISIN
- INE967G01019
- Industry
- Finance
- Website
- www.saraswaticommercial.com
- CIN
- L51909MH1983PLC166605
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 1983
- Registered office
- 209/210, Arcadia Building, 2nd Floor, 195, Nariman Point, Mumbai 400021, Maharashtra
- Share registrar
- MUFG Intime India Pvt. Ltd
- Keeps the register of shareholders and handles transfers and dividend payments