U. Y. Fincorp logo

U. Y. Fincorp share price

NSE: UYFINCORPBSE: 530579FinanceSmall Cap

U. Y. Fincorp Limited · Face value ₹5 · Listed Jun 1995 on BSE, Oct 2024 on NSE
Last close ₹26.51up ₹1.26 (4.99%)BSE ₹26.11

Share price at the NSE close on 27 Oct 2026. Previous close ₹25.25.

27 Oct: open ₹26.51, high ₹26.51, low ₹26.51

52-week range of traded prices to 27 Oct 2026
₹11.50Low, 30 Mar 2026₹26.73High, 13 Oct 2026
Market cap
₹504 Cr2,212th largest listed
P/E
8.14
P/B
1.30
Dividend yield
Nonein the last 12 months
ROE
17.2%
NIM
25.13%
Cost of funds
13.95%
Credit cost
0.43%
ROA
12.57%
Leverage
1.07times net worth
Volume, NSE
1,96,813

U. Y. Fincorp share price chart

Daily closes since Jan 2007, BSE closes Jan 2007 to Oct 2024, adjusted for splits and bonuses. On BSE it is in group T, traded trade for trade: every trade is settled by delivery, and none can be squared off the same day.

+77.2%over a year · Nifty 500 −8.8%

Results20-session average 4,14,684 shares a day

Results

Standalone, as consolidated accounts are on record for only 6 of the last ten years; ₹ crore. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.U. Y. Fincorp quarterly results

Income from operations growth, 12 months
+117.0%
Net profit growth, 12 months
+391.1%

Quarter to Jun 2026, against the quarter before

Income from operations
₹73 Crup 3.04%
Net profit
₹20 Crup 12.49%

Income from operations by quarter

₹45 CrSep 24₹15 CrDec 24₹15 CrMar 25₹22 CrJun 25₹27 CrSep 25₹42 CrDec 25₹70 CrMar 26₹73 CrJun 26
Peak income from operations ₹73 Cr, quarter to Jun 2026; lowest ₹15 Cr, quarter to Dec 2024

Net profit by quarter, a loss in red

₹3.47 CrSep 24₹2.09 CrDec 24₹1.09 CrMar 25₹5.97 CrJun 25₹8.09 CrSep 25₹17 CrDec 25₹17 CrMar 26₹20 CrJun 26
₹ croreSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Income from operations45.315.315.321.927.242.270.472.5
Net profit3.52.11.16.08.116.817.419.6
Standalone. The last eight quarters. The latest is shaded.

Business segments

In the year to Mar 2026 the company reports one business segment, Financial and Related Services, which carries all its revenue.

Valuation

Today, against the company's own history. Dividend yield is not shown: no dividend in the years on record.U. Y. Fincorp PE ratio and valuation

Price to earnings

At or below today's level on 37% of 1,791 trading days since May 2017.

LowestHighest
Its median8.81Industry median19.17
Price to book

At or below today's level on 79% of 1,769 trading days since Nov 2018.

LowestHighest
Its median0.89Industry median1.08

Where the return came from

Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.

OverReturn a yearEarnings growthChange in P/EDividend yield
1 year−30.3%+309.7%−83.0%0.0%
3 years−3.8%+83.7%−47.6%0.0%
5 years+29.6%+38.4%−6.4%0.0%
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add.

Shareholding

Per cent of the company's shares, from the filing for Sep 2026.U. Y. Fincorp shareholding pattern

Shareholding by group

  • Promoters71.50%
  • Foreign institutions0.09%
  • Individuals and others28.40%
Holder
UDAI KOTHARIPromoter23.21%
DEEPAK KOTHARIPromoter19.68%
LOTUS CAPITAL FINANCIAL SERVICES LIMITEDPromoter19.47%
U Y INDUSTRIES PRIVATE LTDPromoter7.06%
MAIN LAND FINANCE PVT. LTD.Companies2.20%
DIPTI DEEPAK KOTHARIPromoter2.06%
Holders are named in the company's own words: an insurer's holding can carry one of its funds' names.

Since Jun 2026: promoters +0.12 pts, foreign institutions +0.03 pts.

Promoter and insider buying and selling

Trades made since 28 Oct 2025.U. Y. Fincorp insider trading

Bought on the market Sold on the market
  • Promoters and promoter group3 purchases, 0 sales₹0.50 CrNo saleNet₹0.50 Cr
Bought and sold count trades on the market only. A pledge is shares given to a lender as security for a loan; a lender invokes it by selling them.

U. Y. Fincorp competitors and peers

Non Banking Financial Company (NBFC), 280 listed companies, priced on 27 Oct 2026. The table lists the 8 companies closest to U. Y. Fincorp in market cap.Finance companies

Where the company sits among the companies nearest its size

Return on equity across, P/E up, size is market cap
Company
Unifinz Capital India logoUnifinz Capital IndiaUCIL5406.163.29+221.5%+149.0%72.6%–28.80%180.38%0.41%
Kiran Vyapar logoKiran VyaparKIRANVYPAR512–0.230.0%–––0.02%1.03%0.53%
N. B. I. Industrial Finance Company logoN. B. I. Industrial Finance CompanyNBIFIN50936.680.19+9.0%–0.5%0.7%––0.04%
Purple Finance logoPurple FinancePURPLEFIN506–1.99+124.1%–−1.4%–−3.23%12.28%0.00%
Laxmi India Finance logoLaxmi India FinanceLAXMIINDIA5008.831.07––12.2%–––0.00%
Dhunseri Investments logoDhunseri InvestmentsDHUNINV494–0.18−12.3%––−1.9%––0.37%
Niyogin Fintech logoNiyogin FintechNIYOGIN493–1.52−19.3%–−0.5%−0.9%1.01%15.74%0.00%
CSL Finance logoCSL FinanceCSLFINANCE4935.670.79+19.3%+16.0%14.9%–6.30%12.57%4.63%
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for ROCE and EV/EBITDA, where the company is a lender or an insurer; for NIM and ROA, where the company does not file a lender's accounts or has no recent year with a balance sheet at its start and its end. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.

Latest announcements

Routine notices left out.U. Y. Fincorp announcements

U. Y. Fincorp share price by year

Each calendar year to 2025.U. Y. Fincorp share price history

YearClose at year endChangeHighest closeLowest close
202514.35−41.0%25.5111.91
2024BSE close24.34−13.3%34.5622.59
2023BSE close28.08+133.0%30.5911.37
2022BSE close12.05−25.6%17.587.98
2021BSE close16.20+489.1%18.962.57
2020BSE close2.75+17.0%2.991.28
2019BSE close2.35−49.1%4.791.95
2018BSE close4.62−57.8%11.844.25
2017BSE close10.96+192.3%13.453.66
2016BSE close3.75−22.0%4.993.24
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before.

Recent sessions

The 9 trading days to 26 Oct 2026, as traded on NSE; the latest is at the top of the page.

DateOpenHighLowCloseAverage priceVolume
26 Oct 202624.4325.2524.0325.2524.994,15,679
23 Oct 202623.4624.5023.1524.0523.963,60,826
22 Oct 202623.0023.8522.2623.5722.614,08,809
21 Oct 202623.8324.0022.7523.0023.0210,17,436
19 Oct 202625.3025.3923.8423.9424.105,10,658
16 Oct 202625.4525.9824.5525.0925.293,65,870
15 Oct 202624.1325.7524.1324.7924.961,01,889
14 Oct 202625.8626.3024.6024.8425.083,90,542
13 Oct 202626.6426.7325.5525.8226.315,25,209
Prices in ₹ per share as traded, not adjusted.

Price adjustments

What the price chart is corrected for, so it reads as one share held throughout.Open offer history

Ex-dateEventPrice factorWhat happened
3 May 2012Price move–Between two trading sessions the price moved by a fifth or more. No corporate action is on record. Not adjusted for.
Each event is noted and not adjusted for.

Company details

Chairperson and managing director and CEO
UDAI KOTHARI
At the end of the quarter to Jun 2026
NSE symbol
UYFINCORP
BSE code
530579
ISIN
INE152C01025
Industry
Finance
CIN
L65993WB1993PLC060377
Corporate identity number, the registrar of companies' code for it
Incorporated
1993
Registered office
16, Strand Road, 9th Floor, Room No. 908B, Kolkata 700001, West Bengal
Share registrar
Niche Technologies Pvt. Ltd
Keeps the register of shareholders and handles transfers and dividend payments