Unifinz Capital India logo

Unifinz Capital India share price

BSE: 541358FinanceSmall Cap

UNIFINZ CAPITAL INDIA LIMITED · Face value ₹10 · Listed May 2018
Last close ₹122.00down ₹5.30 (4.16%)

Share price at the BSE close on 27 Oct 2026. Previous close ₹127.30.

27 Oct: open ₹121.00, high ₹124.00, low ₹121.00

52-week range of traded prices to 27 Oct 2026
₹61.00Low, 5 Jun 2026₹146.15High, 21 Oct 2026
Market cap
₹540 Cr1,931st largest listed
P/E
6.16
P/B
3.29
Dividend yield
0.41%
ROE
72.6%
NIM
180.38%
Cost of funds
22.96%
Credit cost
73.32%
ROA
28.80%
Leverage
2.50times net worth
Volume, BSE
6,995

Unifinz Capital India share price chart

Daily closes since Oct 2020, adjusted for splits and bonuses

+13.0%over a year · Nifty 500 −8.8%

DividendSplit, bonus, rights or demerger20-session average 15,913 shares a day

Results

Standalone; ₹ crore. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.Unifinz Capital India quarterly results

Income from operations growth, 12 months
+221.5%
Net profit growth, 12 months
+149.0%

Quarter to Jun 2026, against the quarter before

Income from operations
₹180 Crup 18.56%
Net profit
₹17 Crdown 9.70%

Income from operations by quarter

₹24 CrSep 24₹37 CrDec 24₹45 CrMar 25₹83 CrJun 25₹129 CrSep 25₹148 CrDec 25₹152 CrMar 26₹180 CrJun 26
Peak income from operations ₹180 Cr, quarter to Jun 2026; lowest ₹24 Cr, quarter to Sep 2024

Net profit by quarter, a loss in red

₹4.89 CrSep 24₹6.14 CrDec 24₹7.38 CrMar 25₹17 CrJun 25₹24 CrSep 25₹27 CrDec 25₹19 CrMar 26₹17 CrJun 26
₹ croreSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Income from operations24374583129148152180
Net profit5671724271917
Standalone. The last eight quarters. The latest is shaded.

Business segments

In the year to Mar 2026 the company reports one business segment, Retail Lending, which carries all its revenue.

Valuation

Today, against the company's own history.Unifinz Capital India PE ratio and valuation

Price to earnings

At or below today's level on 72% of 233 trading days over the last year.

LowestHighest
Its median5.69Industry median19.17
Price to book

At or below today's level on 26% of 542 trading days over the last 3 years.

LowestHighest
Its median3.96Industry median1.08
Dividend yield

At or below today's level on 86% of 909 trading days over the last 5 years.

LowestHighest
Its median0.00%Industry median0.79%

Where the return came from

Yearly rates to Mar 2026, per-share figures restated for splits and bonuses.

OverReturn a yearEarnings growthChange in P/EDividend yield
1 year−28.0%+334.5%−83.6%0.6%
3 years+72.6%––0.2%
5 years+9.1%+129.4%−52.5%0.1%
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth and the change in P/E are left empty where earnings per share at either end of the window was a loss or is not on record. Earnings growth over 1 year is on profit divided by shares in issue at both ends: the earnings per share stated for one end does not match that year's profit and share count.

Shareholding

Per cent of the company's shares, from the filing for Sep 2026. Foreign institutions include 11.29% held as foreign direct investment: a stake taken in the company directly, such as a foreign parent's, not bought by portfolio investors.Unifinz Capital India shareholding pattern

Shareholding by group

  • Promoters19.84%
  • Foreign institutions11.29%
  • Indian institutions8.70%
  • Individuals and others60.17%
Holder
PAAVEN BANSALResident individuals, over ₹2 lakh at face value20.14%
AMICORP CAPITAL (MAURITIUS) LIMITEDForeign direct investment11.29%
PAWAN KUMAR MITTALPromoter11.07%
KIRAN MITTALPromoter8.76%
AYAAN FINSERVE INDIA PRIVATE LIMITEDNon-bank lenders registered with RBI8.47%
VIKAS GOYALResident individuals, over ₹2 lakh at face value8.24%
Holders are named in the company's own words: an insurer's holding can carry one of its funds' names.

Promoters have pledged 2.85% of their shares. Since Jun 2026: promoters unchanged, foreign institutions unchanged, Indian institutions unchanged.

Promoter and insider buying and selling

Trades made since 28 Oct 2025.Unifinz Capital India insider trading

Bought on the market Sold on the market
  • Promoters and promoter group0 purchases, 14 salesNo purchase₹22 CrNet−₹22 Cr
Bought and sold count trades on the market only. A pledge is shares given to a lender as security for a loan; a lender invokes it by selling them.

Unifinz Capital India competitors and peers

Non Banking Financial Company (NBFC), 280 listed companies, priced on 27 Oct 2026. The table lists the 8 companies closest to Unifinz Capital India in market cap.Finance companies

Where the company sits among the companies nearest its size

Return on equity across, P/E up, size is market cap
Company
Aryaman Financial Services logoAryaman Financial ServicesARYAMAN79526.814.96−46.9%–20.5%19.1%––0.00%
Capital India Finance logoCapital India FinanceCIFL75319.581.12−11.4%+12,329.6%5.9%–1.67%7.72%0.00%
India Finsec logoIndia FinsecIFINSEC730–5.65+29.4%––16.2%––0.00%
Manba Finance logoManba FinanceMANBA71413.951.64+32.7%+21.5%12.4%–2.63%11.38%0.88%
Kiran Vyapar logoKiran VyaparKIRANVYPAR512–0.230.0%–––0.02%1.03%0.53%
N. B. I. Industrial Finance Company logoN. B. I. Industrial Finance CompanyNBIFIN50936.680.19+9.0%–0.5%0.7%––0.04%
Purple Finance logoPurple FinancePURPLEFIN506–1.99+124.1%–−1.4%–−3.23%12.28%0.00%
U. Y. Fincorp logoU. Y. FincorpUYFINCORP5048.141.30+117.0%+391.1%17.2%–12.57%25.13%0.00%
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record; for ROCE and EV/EBITDA, where the company is a lender or an insurer; for NIM and ROA, where the company does not file a lender's accounts or has no recent year with a balance sheet at its start and its end. ROE is the shareholders' profit over their net worth. ROCE is profit before interest and tax over the whole group's net worth plus borrowings, as in the figures at the top of the page. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.

Dividends

Per share, by the year it was paid for, and the latest payments.Unifinz Capital India dividend history

Dividend per share, ₹, restated for later splits and bonuses

Mar 18Mar 19Mar 20Mar 21Mar 22Mar 23Mar 240.1Mar 250.5Mar 26
Highest ₹0.50 a share, year to Mar 2026.
Ex-dateTypePer share
6 Apr 2026Interim₹0.50
4 Apr 2025Interim₹0.50
Latest payments, as declared, by ex-date.

Latest announcements

Routine notices left out.Unifinz Capital India announcements

Unifinz Capital India share price by year

Each calendar year to 2025.Unifinz Capital India share price history

YearClose at year endChangeHighest closeLowest close
202593.55+11.6%134.8085.48
202483.81+848.1%93.076.93
20238.84−47.1%18.407.30
202216.70−74.6%70.006.00
202165.80+391.4%66.2013.65
202013.39–13.393.30
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2020 is from its first session, 27 Oct 2020.

Recent sessions

The 9 trading days to 26 Oct 2026, as traded on BSE; the latest is at the top of the page.

DateOpenHighLowCloseAverage priceVolume
26 Oct 2026128.10128.10127.30127.30127.475,554
23 Oct 2026136.75136.75133.95133.95134.0110,779
22 Oct 2026139.50141.00138.85141.00139.3257,249
21 Oct 2026146.15146.15146.15146.15146.158,346
19 Oct 2026139.20139.20139.20139.20139.2028,148
16 Oct 2026132.60132.60132.60132.60132.6087,885
15 Oct 2026126.30126.30126.30126.30126.3012,038
14 Oct 2026120.35120.35120.30120.30120.3510,571
13 Oct 2026114.65114.65114.65114.65114.6511,709
Prices in ₹ per share as traded, not adjusted.

Price adjustments

What the price chart is corrected for, so it reads as one share held throughout.Bonus share history

Ex-dateEventPrice factorWhat happened
19 Dec 2025Bonus0.2000Holders received 4 bonus shares for every 1 held.
Earlier prices are multiplied by the factor, so the chart reads as one share held throughout.

Company details

BSE code
541358
ISIN
INE926R01012
Industry
Finance
CIN
L17111DL1982PLC013790
Corporate identity number, the registrar of companies' code for it
Incorporated
1982
Registered office
5th Floor, Rajlok Building, 24, Nehru Place, New Delhi 110019, Delhi
Share registrar
Skyline Financial Services Pvt. Ltd
Keeps the register of shareholders and handles transfers and dividend payments