The Karnataka Bank PE ratio history and valuation
NSE: KTKBANKBSE: 532652BanksSmall Cap
The Karnataka Bank Limited · Face value ₹10 Face value. The nominal value of one share as the company issued it, the unit its share capital is counted in and a dividend can be stated as a percentage of; it has no link to the share price. Face value in the glossary · Listed May 2000 on NSE, Jul 2005 on BSE
Last close ₹298.20down ₹7.60 (2.49%)BSE ₹299.00
Share price at the NSE close on 30 Oct 2026. Previous close ₹305.80.
30 Oct: open ₹306.10, high ₹306.60, low ₹295.25
52-week range of traded prices to 30 Oct 2026
₹173.80Low, 14 Nov 2025₹345.90High, 4 Sep 2026
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹11,284 Cr594th largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 7.26
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 0.81
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- 1.68%
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 11.7%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. For the whole group. Net interest margin in the glossary
- 2.96%
- Gross NPAGross NPA, non-performing loans. Gross non-performing loans as a percentage of all loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is below the net share. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company.
- 2.27%
- Net NPANet NPA, non-performing loans. Net non-performing loans as a percentage of loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is above the gross share. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company.
- 0.74%
- CET1Common equity tier 1 ratio. The bank's core capital, mostly shareholders' money, as a percentage of its loans and other assets weighted by risk, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the figure is outside what it can be. At the end of Sep 2026. For the company alone, not its group: the regulator measures it company by company. Common equity tier 1 ratio in the glossary
- 19.20%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. For the whole group. Return on assets in the glossary
- 1.05%
- Volume, NSEVolume. Shares traded on the last trading day; delivery is the part buyers kept rather than sold again the same day. Volume in the glossary
- 18,27,69043.3% delivered
The Karnataka Bank's P/E, price to book, dividend yield and earnings yield on 30 Oct 2026, each against its own history of up to 10 years. The P/E is the market cap over the profit of the twelve months to Sep 2026. The ratios use standalone accounts to Mar 2021 and consolidated from Mar 2022.
The Karnataka Bank PE ratio and valuation against its own history
- Price to earnings7.26today
1 year
Median 7.65Today is at or above 38% of the 247 days
3 years
Median 6.14Today is at or above 79% of the 744 days
5 years
Median 5.71Today is at or above 88% of the 1,240 days
10 years, since Jan 2017
Median 5.31Today is at or above 80% of the 2,429 days
- Price to book0.81today
1 year
Median 0.75Today is at or above 73% of the 247 days
3 years
Median 0.67Today is at or above 86% of the 604 days
5 years
Median 0.61Today is at or above 87% of the 1,098 days
10 years, since Oct 2018
Median 0.54Today is at or above 92% of the 1,852 days
- Price to salesPrice to sales, trailing. Market cap divided by the revenue of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly): what investors pay for each rupee of a year's sales.Not used for a lender or an insurer
- EV to EBITDAEnterprise value to EBITDA. Market cap plus borrowings less cash and bank balances, divided by operating profit before depreciation (revenue less operating expenses, without other income and one-off items) over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly): what the whole business costs against the profit its operations make. Lease liabilities are not counted: the results filings do not state them.Not used for a lender or an insurer
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.1.68%today
1 year
Median 1.99%Today is at or above 24% of the 247 days
3 years
Median 2.34%Today is at or above 8% of the 726 days
5 years
Median 2.59%Today is at or above 5% of the 1,220 days
10 years, since Jan 2017
Median 2.66%Today is at or above 14% of the 2,394 days
- Earnings yieldEarnings yield. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) as a percentage of market cap, the P/E turned upside down.13.77%today
1 year
Median 13.07%Today is at or above 63% of the 247 days
3 years
Median 16.29%Today is at or above 21% of the 744 days
5 years
Median 17.51%Today is at or above 13% of the 1,240 days
10 years, since Jan 2017
Median 18.82%Today is at or above 20% of the 2,429 days
Each track ranks every trading day in the window from the day the ratio was lowest to the day it was highest; the dot is today. The share under it is how many of those days the ratio was at or below today's level, so a high share means today is higher than on most days in the window. A window is shown only when the ratio is held on most of its trading days; a day after a loss-making year has no P/E. Dividend yield is in per cent. When a year's dividend goes ex later than the year before's, the yield reads zero for the days between; a run of under 60 such trading days is left out of the yield's medians and percentiles. The ex-date is the day from which a buyer of the share no longer gets the dividend.
How each ratio is worked out, with today's figures
- Price to earnings =Market cap÷Net profit, last twelve monthsNet profit, last twelve months. Net profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly).₹1,554 Cr
- Price to book =Market cap÷Net worthNet worth. Shareholders' equity in the latest balance sheet. Net worth in the glossary₹13,934 Cr
- Market cap =Close×Shares in issueShares in issue. The shares in issue in the latest shareholding filing.37,83,87,004at 30 Sep 2026
- Revenue, last twelve monthsRevenue, last twelve months. Revenue from operations over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly).
- ₹10,711 Cr
- BorrowingsBorrowings. Total borrowings in the latest balance sheet. Borrowings in the glossary
- ₹5,464 Cr
- CashCash. Cash and bank balances in the latest balance sheet.
- ₹4,681 Cr
Consolidated accounts, the twelve months to Sep 2026, ₹ crore.The Karnataka Bank financials ›
The Karnataka Bank valuation at each year end
On the last trading day of each March, the month the company's year ends.The Karnataka Bank dividend history
| Ratio | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Market cap (₹ crore)Market capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. | 3,976 | 3,247 | 3,777 | 1,307 | 1,899 | 1,725 | 4,233 | 7,897 | 6,645 | 8,431 |
| Price to earnings | 9.5 | 3.6 | 8.9 | 2.8 | 4.0 | 4.2 | 4.4 | 5.7 | 5.1 | 7.3 |
| Price to book | No balance sheet | No balance sheet | 0.7 | 0.2 | 0.3 | 0.3 | 0.6 | Shares changed | 0.6 | 0.7 |
| Price to sales | Lender or insurer | Lender or insurer | Lender or insurer | Lender or insurer | Lender or insurer | Lender or insurer | Lender or insurer | Lender or insurer | Lender or insurer | Lender or insurer |
| EV to EBITDA | Lender or insurer | Lender or insurer | Lender or insurer | Lender or insurer | Lender or insurer | Lender or insurer | Lender or insurer | Lender or insurer | Lender or insurer | Lender or insurer |
| Dividend yield | 3.55% | 3.48% | 2.24% | 7.57% | 0.00% | 3.25% | 2.95% | 2.22% | 3.13% | 2.24% |
| Earnings yield | 10.6% | 27.9% | 11.3% | 35.7% | 25.2% | 23.7% | 22.6% | 17.5% | 19.5% | 13.7% |
A ratio that does not exist on the day says why in its cell. The ratios are on standalone accounts to Mar 2021 and consolidated from Mar 2022.
The Karnataka Bank market cap, since Jan 2017
The last trading day of each month.
Market cap, ₹ crore
- Market cap
Earnings per share and book value
From the close on 30 Oct 2026, with the last twelve months' results.
- P/E to growthPrice to earnings to growth. The P/E divided by how fast profit grew, the last twelve months' profit against the twelve months before as a percentage, shown only when both are positive.
- 0.21
- Earnings per shareEarnings per share, trailing. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) divided by the number of shares in issue.
- ₹41.07
- Book value per shareBook value per share. Net worth, the company's assets less everything it owes, divided by the number of shares in issue.
- ₹368.25
- Dividends, last 12 monthsDividends per share, last 12 months. Dividends per share with an ex-date in the last twelve months, restated for any split or bonus since.
- ₹5.00
- Public's market capPublic's market cap. The market value of the shares held by everyone other than the promoters, the group that set up or controls the company.
- ₹11,284 Cr
Against Private Sector Bank
20 listed companies in Private Sector Bank, each priced on its last trading day; The Karnataka Bank is 17th among them by market cap. Each median leaves out The Karnataka Bank itself and takes the other companies that have the figure.
- Industry median P/EIndustry median trailing P/E. The middle trailing P/E of the listed companies in the same industry that have one, leaving out the company itself and any P/E above 200.
- 12.7Across 19 other companies
- Listed companies with this P/E or lowerP/E among all listed companies. The share of the 3,409 listed companies with a trailing P/E on 30 Oct 2026 whose P/E is at or below The Karnataka Bank's.
- 11%Of 3,409 companies with a P/E
- Industry median P/BIndustry median P/B. The middle P/B of the listed companies in the same industry that have one, leaving out the company itself.
- 1.2Across 19 other companies
- Industry median dividend yieldIndustry median dividend yield. The middle dividend yield of the listed companies in the same industry that paid a dividend in the last twelve months, leaving out the company itself.
- 0.74%Across 14 other companies
| Company | ||||
|---|---|---|---|---|
 Bandhan BankBANDHANBNK | 24,865 | 13.35 | 0.94 | 0.97% |
 City Union BankCUB | 21,223 | 14.24 | 1.90 | 0.93% |
 The South Indian BankSOUTHBANK | 14,536 | 9.17 | 1.20 | 0.81% |
 The Jammu & Kashmir BankJ&KBANK | 12,905 | 5.46 | 0.74 | 0.00% |
 Tamilnad Mercantile BankTMB | 12,689 | 8.04 | 1.18 | 1.56% |
| The Karnataka BankKTKBANK | 11,284 | 7.26 | 0.81 | 1.68% |
 DCB BankDCBBANK | 6,206 | 7.39 | 0.89 | 0.75% |
 CSB BankCSBBANK | 5,133 | 7.47 | 0.99 | 0.00% |
 Dhanlaxmi BankDHANBANK | 1,234 | 8.76 | 0.80 | 0.00% |
Market cap in ₹ crore. Growth is the last twelve months against the twelve before. A figure is left empty where it would rest on a loss or the company has under a year of results on record. ROE is the shareholders' profit over their net worth. ROA is the year's profit over average total assets. NIM is net interest income over average loans and investments. Income growth is the growth of everything the company earns: interest, fees, premiums and the rest.
Stakes in other listed companies
At market prices on 30 Oct 2026. Not published: the accounts are on a bank's, a lender's or an insurer's schedule, so these holdings are its investment book.
- Its own market capIts own market cap. Closing price × shares in issue.
- ₹11,284 Cr
- Its stakes, at marketIts stakes, at market. Each stake's per cent × that company's market cap, added up.
- ₹103 Cr
- Asset Reconstruction Company (India)2.64%₹103 Cr