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Dhruva Capital Services financials: balance sheet, profit and loss, cash flow

BSE: 531237FinanceSmall Cap

Dhruva Capital Services Ltd. · Face value ₹10 · Listed Nov 1995
Last close ₹79.73down ₹0.22 (0.28%)

Share price at the BSE close on 28 Oct 2026. Previous close ₹79.95.

28 Oct: open ₹82.34, high ₹82.34, low ₹75.96

52-week range of traded prices to 28 Oct 2026
₹70.95Low, 1 Oct 2026₹445.50High, 5 Jun 2026
Market cap
₹57 Cr2,460th largest listed
P/E
Earlier quarters restated in the year
P/B
1.84
Dividend yield
Nonein the last 12 months
NIM
6.73%
Cost of funds
9.57%
Credit cost
0.00%
ROA
4.87%
Leverage
1.58times net worth
Volume, BSE
1,854

Dhruva Capital Services' financial statements for the 10 years to Mar 2026, as a lender reports them, standalone: the listed company alone, without its subsidiaries.

10 years at a glance

Standalone, laid out as a lender that is not a bank files them. A lender's lines are blank for the years to Mar 2017, Mar 2018 and Mar 2019: the company's filing for those results has none of them.Dhruva Capital Services annual reports

Net interest income, Net profit, ₹ crore

  • Net interest income
  • Net profit
  • Loss
0.0Mar 170.0Mar 180.0Mar 190.20.0Mar 200.20.0Mar 210.20.1Mar 220.20.1Mar 231.14.3Mar 242.1−1.1Mar 252.21.6Mar 26

Net interest margin, Return on assets, per cent

  • Net interest margin
  • Return on assets
48.8%−6.8%6.3%6.2%6.6%15.1%13.6%6.7%0.7%1.9%1.1%48.8%−6.8%4.9%Mar 17Mar 19Mar 21Mar 23Mar 25Mar 26

Income

₹ crore, years to March.

₹ croreMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total income–––0.220.220.260.265.522.395.50
Interest earned–––0.170.180.180.201.132.133.11
Interest paid–––0.000.000.000.000.000.000.96
Net interest income–––0.170.180.180.201.132.132.15
–––0.060.040.080.064.380.262.39
Gains on fair value changes–––0.000.000.000.000.000.240.00
Dividends–––0.010.010.040.020.000.000.00
Rent–––0.030.030.040.040.010.000.00
Other operating revenue–––––0.01–––2.37
Income outside operations–––0.020.000.000.004.370.020.02
–––0.190.180.160.190.240.681.62
Profit before provisions–––0.030.040.100.075.271.702.91
Set aside for bad loans–––0.000.000.000.000.000.000.00
Exceptional items–––0.000.000.000.00−0.84−2.37−1.08
Profit before tax0.050.060.030.030.040.100.074.43−0.671.84
0.020.010.010.000.010.000.010.180.440.22
Net profit0.030.050.020.030.030.100.064.26−1.111.62
Other comprehensive income–––0.000.000.000.000.000.000.00
Total comprehensive income–––0.030.030.100.064.26−1.111.62
Earnings per share₹0.11₹0.14₹0.07₹0.09₹0.10₹0.29₹0.17₹10.48−₹2.73₹2.25
Diluted earnings per share₹0.11₹0.14₹0.07₹0.09₹0.10₹0.29₹0.17₹10.48−₹2.73–

Balance sheet

₹ crore, at 31 March.

₹ croreMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total assets–4.94.95.05.012.420.246.4
Loans given–2.22.32.32.312.019.429.6
Investments–0.70.70.70.70.10.015.0
Deposits–0.00.00.00.00.01.01.1
Borrowings–0.00.00.00.00.05.312.7
–4.54.64.64.712.211.031.2
Share capital3.33.33.33.33.34.14.17.2
Reserves1.21.31.31.41.48.17.024.0

Margins and returns

Per cent a year, on the average of the opening and closing balance sheets.

FigureMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Net interest margin–6.25%6.24%6.58%15.11%13.56%6.73%
Yield on interest-earning assets–6.25%6.24%6.58%15.11%13.56%9.72%
Cost of funds–0.00%0.00%0.00%0.00%0.00%9.57%
Spread–6.25%6.24%6.58%15.11%13.56%0.14%
Cost to income85.06%82.12%62.74%72.66%4.41%28.61%35.76%
Credit cost–0.00%0.00%0.00%0.00%0.00%0.00%
Return on assets–0.69%1.94%1.12%48.79%−6.80%4.87%
Assets per rupee of net worth–1.071.071.071.031.411.58
Return on equity–0.74%2.08%1.20%50.48%−9.57%7.68%

Where the return on assets comes from

Per cent of average total assets, a year. Each line adds to the one below it. The year to Mar 2020, the first with a balance sheet on this form, has none a year before it to average with, so its ratios are blank.

Per centMar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Net interest income3.71%3.73%3.93%13.00%13.05%6.46%
Other income0.85%1.54%1.18%50.24%1.59%7.17%
Operating expenses3.75%3.31%3.71%2.79%4.19%4.87%
Profit before provisions0.82%1.96%1.40%60.45%10.45%8.75%
Set aside for bad loans0.00%0.00%0.00%0.00%0.00%0.00%
Exceptional items0.00%0.00%0.00%−9.62%−14.53%−3.23%
Profit before tax0.82%1.96%1.40%50.82%−4.08%5.53%
Tax0.13%0.02%0.28%2.04%2.72%0.66%
Associates and businesses sold or closed0.00%0.00%0.00%0.00%0.00%0.00%
Return on assets0.69%1.94%1.12%48.79%−6.80%4.87%

Cash flow

Standalone, ₹ crore, years to March.

₹ croreMar 2021Mar 2022Mar 2023Filed 30 MayMar 2024Mar 2025Filed 16 MayMar 2026Filed 30 Apr
Cash from operations0.0−0.10.0−6.7−8.2−10.4
Capital spending0.00.00.00.00.01.1
Free cash flow0.0−0.10.0−6.7−8.2−11.5
Cash from investing0.00.00.03.72.4−16.0
Cash from financing0.00.00.03.25.626.6
Dividends paid0.00.00.00.00.00.0
Shares bought back0.00.00.00.00.00.0
Shares issued0.00.00.03.20.019.1
Net change in cash0.00.00.10.2−0.20.1
Capital spending is part of cash from investing, and dividends paid, shares bought back and shares issued are part of cash from financing. Each is shown as an amount on a line of its own, and the section's other items are in its total only. No cash flow statement is on record for the years to Mar 2017, Mar 2018, Mar 2019 and Mar 2020.

Per share

Standalone, ₹ per share, years to March.

₹ per shareMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Filed 30 MayMar 2024Mar 2025Filed 16 MayMar 2026Filed 30 Apr
Earnings per share₹0.11₹0.14₹0.07₹0.09₹0.10₹0.29₹0.17₹10.48−₹2.73₹2.25
Diluted earnings per share₹0.11₹0.14₹0.07₹0.09₹0.10₹0.29₹0.17₹10.48−₹2.73–
Book value per share––₹13.76₹13.86₹13.96₹14.25₹14.42₹29.94₹27.12₹43.36
Shareholder yield––––0.0%0.0%0.0%−1.8%0.0%−10.8%
Market cap at the year end (₹ crore)––––121218286177

Growth and returns over 3, 5 and 10 years

Standalone: the listed company alone, without its subsidiaries. Each window ends with the year to Mar 2026.

Measure10 years5 years3 years
Revenue growth, yearly rate–90.1%179.4%
Profit growth, yearly rate–117.0%207.1%
Return on equity, average–10.4%16.2%
Net margin, average48.9%82.6%117.9%
Asset turnover, average–0.110.15

Where the cash came from and went

Standalone: the listed company alone, without its subsidiaries. ₹ crore, added up over each window, which ends with the year to Mar 2026.

₹ crore5 years3 yearsLatest year
Cash from operations−25.3−25.3−10.4
Cash from investing−9.9−10.0−16.0
Cash from financing35.335.326.6
Capital spending1.11.11.1
Dividends paid0.00.00.0
Shares bought back0.00.00.0
Shares issued for cash22.322.319.1