Union Diversified Equity All Cap Active FOF Direct Growth NAV today
AMFI: 153824ISIN: INF582M01LZ7MUTF_IN: UNIO_DVRS_EQ_9RSF3EUnion Mutual FundFund of Funds
NAV ₹10.4174up ₹0.08 (0.75%)
NAV for 29 Oct 2026, against 27 Oct 2026. Declared once a day.
Other plans: Regular Growth ₹10.3085, 0.74% · Regular IDCW ₹10.3085 · Direct IDCW ₹10.4174
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month. Assets under management in the glossary
- ₹195 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it. Total expense ratio: how it is worked out
- 0.57%25 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought. Exit load in the glossary
- 1%if sold within 1 year
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. Riskometer in the glossary
- Very HighAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures. Holdings in the glossary
- 530 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer. Launch date in the glossary
- 22 Sep 2025
Union Diversified Equity All Cap Active FOF returns
Direct Growth plan
Over each window to 29 Oct 2026
| Over | Direct GrowthTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). Trailing return: how it is worked out | Regular Growth | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. Benchmark in the glossary | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. Rank in category in the glossary | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. Category median in the glossary | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. Middle half of the category in the glossary |
|---|---|---|---|---|---|---|
| 1 week | +1.68% | +1.66% | – | – | – | – |
| 1 month | −1.71% | −1.77% | – | 5 of 7 | −1.39% | −1.9% to −0.8% |
| 3 months | −2.40% | −2.61% | – | 1 of 7 | −5.60% | −5.8% to −5.0% |
| 6 months | +4.05% | +3.58% | – | 1 of 7 | −3.60% | −3.6% to −1.7% |
| 1 year | +3.13% | +2.17% | −2.33%to 30 Sep 2026 | 1 of 7 | −7.92% | −8.1% to −6.1% |
| 3 years | Needs 3 years | – | – | – | +9.74% | +9.6% to +10.5% |
₹10,000 put in on 24 Sep 2025 is ₹10,552 at the NAV of 29 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load. Growth of ₹10,000 in the glossaryOver a year and longer, a return is the yearly rate. Benchmark: BSE 500 TRI, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Direct plans of funds tracking BSE 500 TRI, each fund's return to its latest NAV on or before 29 Oct 2026.
At the month end, 30 Sep 2026
| Over | Fund | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. Benchmark return in the glossary |
|---|---|---|
| 1 year | +9.93% | −2.33% |
| Since launch | – | −4.87% |
Benchmark: BSE 500 TRI. Both as the fund house states them for the month.
Union Diversified Equity All Cap Active FOF SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 29 Oct 2026SIP calculator
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. Amount invested in the glossary | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. Value today in the glossary | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. SIP return (XIRR) in the glossary | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. SIP return after stamp duty in the glossary | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. Stamp duty paid in the glossary |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,23,430₹1,23,424 after stamp duty | +5.41% | +5.40% | ₹6 | |
| Since Sep 202513 instalments | ₹1,30,000 | ₹1,34,131₹1,34,125 after stamp duty | +5.57% | +5.56% | ₹7 |
3 years: Launched 22 Sep 2025, needs 3 years of history.
A SIP that rises every year: Step-up SIP calculator
Union Diversified Equity All Cap Active FOF expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio. Direct and regular plan cost gap in the glossary
- 0.89 ptsA year, on 25 Oct 2026
- Direct, 30-day averageExpense ratio, 30-day average. The total expense ratio averaged over the last 30 days the fund filed it, which evens out the day-to-day moves in brokerage and levies. Expense ratio, 30-day average in the glossary
- 0.57%Over the last 30 days filed
- Regular, 30-day average
- 1.46%Over the last 30 days filed
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan at its highest since Sep 2025 in the latest month.Direct plan lowest 0.46%, Jan 2026.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. Base expense ratio in the glossary | 0.48% | 1.24% |
| Brokerage | None | None |
| Transaction costs | None | None |
| Statutory levies | 0.09% | 0.22% |
Per cent of assets a year, filed for 25 Oct 2026. The parts add up to that day's total.
Exit load, in the fund house's words
1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after completion of 1 year from the date of allotment of units
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase. Minimum investment in the glossary
- ₹1,000
- Minimum top-up
- ₹1,000
- Minimum redemption
- ₹1,000
- SIP
- Accepted
- SIP instalments, at least
- 6 instalments for all frequencies
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold. Lock-in in the glossary
- None
- SIP dates
- Daily (only business days) for Daily frequency, any date of the month for weekly, fortnightly and monthly frequency
As listed for this plan on 30 Oct 2026.
Union Diversified Equity All Cap Active FOF AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹199 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors. Share of assets in the direct plans in the glossary
- 5.0%Of the quarter's average
- Less the house's funds of fundsAverage assets, excluding the house's funds of funds. The quarter's average assets less the money the same fund house's funds of funds hold in this fund, so that money is not counted twice. Average assets, excluding the house's funds of funds in the glossary
- ₹0.00 CrQuarter to Sep 2026
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹202 Cr, quarter to Dec 2025.
Assets at each month end
Highest ₹206 Cr, Oct 2025.Lowest ₹168 Cr, Mar 2026.
Union Diversified Equity All Cap Active FOF portfolio
Portfolio disclosed for 30 Sep 2026.
Holdings on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. Weight in the fund in the glossary | Held since. The first month end of the fund's current run of holding this position; marked "or earlier" where that month is the fund's first portfolio on record or the first after a gap in its portfolios. Held since in the glossary | |||
|---|---|---|---|---|
| Union Multicap FundMutual Fund | 55.41% | 107.90 | 6,06,87,614 | Sep 2025or earlier |
| Union Small Cap FundMutual Fund | 16.86% | 32.83 | 49,55,044 | Sep 2025or earlier |
| Union Midcap FundMutual Fund | 11.92% | 23.21 | 42,21,571 | Sep 2025or earlier |
| Union Large & Midcap FundMutual Fund | 9.64% | 18.77 | 65,66,335 | Sep 2025or earlier |
| Union Largecap FundMutual Fund | 4.40% | 8.56 | 36,43,573 | Sep 2025or earlier |
Weight is per cent of the fund's net assets; value in ₹ crore.
Cash and receivables on 30 Sep 2026
| TREPS | 2.11% | 4.11 |
| Net Receivable / Payable | −0.34% | −0.64 |
Weight is per cent of the fund's net assets; value in ₹ crore.
- Largest holdingLargest holding. The share of the fund in its single largest position, cash and futures not counted as positions. Largest holding in the glossary
- 55.41%Union Multicap Fund
- Top 5 holdingsTop 5 holdings. The share of the fund held in its five largest positions. Top 5 holdings in the glossary
- 98.23%
- Top 10 holdingsTop 10 holdings. The share of the fund held in its ten largest positions. Top 10 holdings in the glossary
- 98.23%
- Effective holdingsEffective number of holdings. The number of equal-sized positions that would be as concentrated as the fund's actual weights. Effective number of holdings in the glossary
- 2.7Taken over 98.23% of the fund
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought. Asset allocation in the glossary- Units of other funds98.23%
- Cash and receivables1.77%
Per cent of the fund's net assets.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before. New positions in the glossary
- 0
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date. Sold out in the glossary
- 0
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth. Added to in the glossary
- 0
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth. Trimmed in the glossary
- 0
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price. Unchanged in the glossary
- 5
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month. Traded at least in the glossary
- 0.00%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it. Weight that moved in the glossary
- 0.61%
Holdings month by month
| Holding | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Union Multicap Fund | 55.75%Added | 55.71%Cut | 55.53%Cut | 56.34%Cut | 55.90%Cut | 56.04% | 55.99% | 55.57%Cut | 55.83% | 55.96% | 55.72% | 55.41% |
| Union Small Cap Fund | 14.95%Added | 14.75%Cut | 14.53%Cut | 14.74%Cut | 14.92%Cut | 15.29% | 15.97% | 16.00%Cut | 16.22% | 16.24% | 16.50% | 16.86% |
| Union Midcap Fund | 12.04%Added | 12.03%Cut | 12.04%Cut | 12.21%Cut | 12.19%Cut | 12.24% | 12.27% | 12.29%Cut | 12.23% | 12.15% | 12.13% | 11.92% |
| Union Large & Midcap Fund | 10.02%Added | 10.00%Cut | 10.03%Cut | 10.16%Cut | 10.08%Cut | 10.02% | 9.90% | 9.75%Cut | 9.75% | 9.80% | 9.67% | 9.64% |
| Union Largecap Fund | 5.06%Added | 5.09%Cut | 5.05%Cut | 5.14%Cut | 5.05%Cut | 5.00% | 4.88% | 4.72%Cut | 4.65% | 4.65% | 4.46% | 4.40% |
Per cent of the fund's net assets at each month end, Oct 2025 to Sep 2026. Under it, the change on the fund's previous month. "After a gap" is a holding after a month with no portfolio on record, so when it was bought is not known; "Not filed" is one gone across such a gap.
Risk ratios
NAV to 29 Oct 2026
Each bar runs from the lowest to the highest figure among the Direct plans of funds tracking BSE 500 TRI (7 funds) over the same 1 year; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves. Standard deviation in the glossary18.64%
17.31%Lowest18.10%Average18.64%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure. Downside deviation in the glossary12.15%
12.15%Lowest13.35%Average13.83%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV. Sharpe ratio in the glossary0.32
−0.35Lowest−0.22Average0.32Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down. Sortino ratio in the glossary0.46
−0.44Lowest−0.27Average0.46Highest
Against BSE 500 TRI
BetaBeta. How much the fund's monthly return moved for each 1% move in its benchmark: 1 moves with it, below 1 moves less. Beta in the glossary0.98
0.94Lowest0.98Average1.02Highest
R-squaredR-squared. The share of the fund's monthly movement that its benchmark's movement explains, from 0 to 100. R-squared in the glossary91.9
91.9Lowest98.3Average100.0Highest
CorrelationCorrelation. How closely the fund's monthly returns moved in step with its benchmark's, from minus 1 (always opposite) to 1 (always together). Correlation in the glossary0.96
0.96Lowest0.99Average1.00Highest
Upside captureUpside capture. The fund's return in the months its benchmark rose, as a percentage of the benchmark's return in those months. Upside capture in the glossary121.8%
102.2%Lowest105.4%Average121.8%Highest
Downside captureDownside capture. The fund's return in the months its benchmark fell, as a percentage of the benchmark's fall in those months. Downside capture in the glossary59.2%
59.2%Lowest90.7%Average99.3%Highest
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. Largest fall in the glossary | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. Back at the high in the glossary |
|---|---|---|---|---|
| 1 year and since Sep 2025 | −12.08% | 3 Nov 2025 | 23 Mar 2026 | 6 May 2026 |
Risk level by month
| Months | Fund | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. Benchmark's risk level in the glossary |
|---|---|---|
| Sep 2025 to Aug 202612 months | Very High | Very HighBSE 500 TRI |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
Union Diversified Equity All Cap Active FOF fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. Return in the manager's time in the glossary | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. Benchmark over the same days in the glossary | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. Difference from the benchmark in the glossary | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. Portfolio changed after the handover in the glossary | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. Portfolio changed before the handover in the glossary | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. Assets the manager runs in the glossary | ||
|---|---|---|---|---|---|---|---|---|
| Gaurav ChopraCo-manage | Sep 2025 | +2.91%a year | – | – | – | – | 9 | ₹8,421 Cr |
| Pratik DharmshiCo-manage | Sep 2025 | +2.91%a year | – | – | – | – | 8 | ₹7,333 Cr |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | |||||
|---|---|---|---|---|---|
| Union Small Cap FundGaurav Chopra | Nov 2024 | +6.01%a year | – | – | ₹2,732 Cr |
| Union Midcap FundGaurav Chopra | Jan 2023 | +18.12%a year | – | – | ₹1,906 Cr |
| Union Innovation & Opportunities FundGaurav Chopra | Nov 2024 | +4.77%a year | −1.13% | +5.90 pts | ₹1,307 Cr |
| Union Balanced Advantage FundGaurav Chopra | Nov 2024 | +1.48%a year | – | – | ₹1,158 Cr |
| Union Active Momentum FundGaurav Chopra | Dec 2024 | −2.52%a year | −0.99% | −1.53 pts | ₹543 Cr |
| Union Small Cap FundPratik Dharmshi | Dec 2024 | +3.36%a year | – | – | ₹2,732 Cr |
| Union Midcap FundPratik Dharmshi | Dec 2024 | +1.00%a year | – | – | ₹1,906 Cr |
| Union Large & Midcap FundPratik Dharmshi | Dec 2024 | −0.42%a year | −2.29% | +1.87 pts | ₹969 Cr |
| Union Business Cycle FundPratik Dharmshi | Dec 2024 | −1.62%a year | −2.98% | +1.36 pts | ₹485 Cr |
| Union Focused FundPratik Dharmshi | Dec 2024 | +0.48%a year | – | – | ₹433 Cr |
The ten largest by assets, by manager. Returns are the direct plan's.
Portfolio overlap
Funds holding the most of the same securities, by weight.
Closest funds in the category
| Portfolio overlap. The share of the two funds' portfolios that is the same: for every holding they share, the smaller of its two weights, added up. Portfolio overlap in the glossary | Shared holdings. The number of securities both funds hold, cash and futures left out. Shared holdings in the glossary | |
|---|---|---|
| Quantum Diversified Equity All Cap Active FOFQuantum Mutual Fund | 10.94% | 2 |
Portfolios for Sep 2026. Overlap is per cent of the portfolio the two funds hold in common.
Changes to the fund
Newest first.
2026
- 1 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
Fund details
Objective
The objective of the Scheme is to provide capital appreciation over long term by predominantly investing in Equity Funds which are based on varied market caps and in accordance with the asset allocation of the FoF.However, there is no assurance that the investment objective of the Scheme will be achieved
Asset allocation
- Units of Equity Funds#: 90%-100%,Units of Debt & Money Market Funds#: 0%-10%,Money Market Instruments and Cash & Cash Equivalent: 0%-5%,#The Scheme will invest predominantly in the existing or prospective schemes of Union Mutual Fund / third party domestic mutual funds that invests in equity and equity related instruments, debt, money market instruments, etc. depending upon the asset allocation pattern, investment objective and risk profile of the respective schemes. The current indicative list of the Underlying schemes of Union Mutual Fund that may be considered for investments by the Scheme are as below: 1. Union Flexi Cap Fund 2. Union Multi Cap Fund 3. Union Midcap Fund 4. Union Large & Midcap Fund 5. Union Small Cap Fund 6. Union Largecap Fund 7. Union Corporate Bond Fund 8. Union Liquid Fund 9. Union Money Market Fund 10. Union Gilt Fund 11. Union Dynamic Bond Fund 12. Union Short Duration Fund Please refer the Scheme Information Document for more details.
Type of scheme
An open-ended Fund of Fund Scheme investing in units of Equity Oriented Schemes that are based on varied market caps
- Stated category
- Others – Fund of Fund - Equity Oriented FOF (Domestic) - Diversified FOF
- Benchmark
- The "Index" viz. “BSE 500 Index”, is a product of Asia Index Private Limited (AIPL), a wholly owned subsidiary of BSE Limited (“BSE”), and has been licensed for use by Union Asset Management Company Private Limited. BSE® and SENSEX® are registered trademarks of BSE Limited; and these trademarks have been licensed to use by AIPL and sublicensed for certain purposes by Union Asset Management Company Private Limited. BSE, AIPL or their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the Index. Please refer the Scheme Information Document for more details.
- Risk level at launch
- Very High Risk
- New fund offer
- 1 Sep 2025 to 15 Sep 2025
- Units first allotted
- 22 Sep 2025
- Open for sale again
- 24 Sep 2025
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹1,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | MUTF_IN | First NAV |
|---|---|---|---|---|---|
| Direct Growth | 153824 | INF582M01LZ7 | UNIO_DVRS_EQ_9RSF3E | 24 Sep 2025 | |
| Regular Growth | 153822 | INF582M01LV6 | UNIO_DVRS_EQ_1EFHSYZ | 24 Sep 2025 | |
| Direct IDCW | 153825 | INF582M01MA8 | INF582M01MB6 | UNIO_DVRS_EQ_1W2GLFU | 24 Sep 2025 |
| Regular IDCW | 153823 | INF582M01LW4 | INF582M01LX2 | UNIO_DVRS_EQ_197Z6CO | 24 Sep 2025 |
This fund
- Scheme information documentThe fund's objective, terms, costs and risks in full
Factsheet
- September 2026Union Mutual Fund, Sep 2026
Statement of additional information
- SAI Union Mutual FundUnion Mutual Fund, Oct 2026
Annual report
- Debt including Fixed Maturity Plan (FMP) Abridged Report - Annual Report - FY 2025-26Union Mutual Fund, Mar 2026
- Equity/Hybrid/ETF/FOF Abridged Report -Annual Report - FY 2025-26Union Mutual Fund, Mar 2026
- Annual Report - FY 2025-26Union Mutual Fund, Mar 2026
Riskometer disclosure
- Disclosure Of Risk-O-Meter Levels FY 2025-26Union Mutual Fund, Mar 2026
Portfolio overlap disclosure
- Portfolio Overlap - 30Sep2026Union Mutual Fund, Sep 2026