United Credit shareholders and shareholding pattern
United Credit ltd. · Face value ₹10 Face value. The nominal value of one share as the company issued it, the unit its share capital is counted in and a dividend can be stated as a percentage of; it has no link to the share price. Face value in the glossary · Listed Sep 1995
Last close ₹21.83up ₹1.83 (9.15%)
Share price at the BSE close on 30 Oct 2026. Previous close ₹20.00.
30 Oct: open ₹20.00, high ₹21.83, low ₹20.00
52-week range of traded prices to 30 Oct 2026
₹19.00Low, 17 Mar 2026₹37.83High, 9 Dec 2025
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹12 Cr4,381st largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- 14.53
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 0.38
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- 2.6%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Net interest margin in the glossary
- 12.53%
- Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Cost of funds in the glossary
- 8.52%
- Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Credit cost in the glossary
- 0.02%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. Return on assets in the glossary
- 2.76%
- LeverageAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Assets per rupee of net worth in the glossary
- 1.02times net worth
- Volume, BSEVolume. Shares traded on the last trading day. Volume in the glossary
- 7
United Credit's shareholding pattern for Sep 2026, filed on 7 Oct 2026, with every filing from Dec 2016: who owns its shares by group, its promoters by name and its public holders of 1% or more.
Who owns United Credit, filing by filing
Per cent of the company's shares.
Sep 2026 filing
- Promoters57.31%
- Indian institutions0.01%
- Governments0.53%
- Individuals and others42.16%
Shareholding pattern, per cent, from Sep 2022
- Promoters
- Indian institutions
- Governments
- Individuals and others
| Per cent | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | |
| Indian promoters | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.85% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% | 57.31% |
| Public. Every shareholder outside the promoter group, the employee trusts and the shares held against depositary receipts, as the filing totals them. Public in the glossary | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.15% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% | 42.69% |
| Shares in issue | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 | 53,27,823 |
Filings before Sep 2022 are on an older form, which did not split institutions into foreign and Indian and grouped some holders differently, so those columns show only the lines both forms state alike. A dash is a line the filing did not state. “Under 0.01%” is a holding of shares too small to show at two decimals.
United Credit promoters
Promoters are the founders, families and companies that control the company, as its filings name them. Every member of the promoter group holding shares in the filing for Sep 2026; the largest is DABRIWALA BANIJYA UDYOG LIMITED, 43.16%.Promoter buying and selling
| Holder | ||
|---|---|---|
| DABRIWALA BANIJYA UDYOG LIMITEDIndian companies, trusts and others | 43.16% | 22,99,264 |
| ASHOK KUMAR DABRIWALAIndividuals and Hindu undivided families | 13.86% | 7,38,540 |
| SUNANDA DABRIWALAIndividuals and Hindu undivided families | 0.29% | 15,460 |
No promoter shares are reported as pledged.
Largest public holders of United Credit, filing by filing
Per cent, on the same shares as the split above.
| Holder | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| United Nanotech Products LimitedCompanies | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | – | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% | 13.93% |
| IEPFInvestor education fund | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 3.08% | 3.08% | – | 3.08% | 3.08% |
| Pramila JalanResident individuals, over ₹2 lakh at face value | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 2.29% | 2.29% | 2.29% | – | 2.29% | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% |
| Farooq Arbi HalaiResident individuals, over ₹2 lakh at face value | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% | 1.24% | 1.24% | 1.24% | 1.24% | 1.49% | 1.80% | 1.80% | 1.80% | – | 1.80% | 1.80% | 1.80% | 1.80% | 1.80% | 1.93% | 1.93% | 1.96% | 1.96% | 2.07% | – | 2.25% | 2.25% | 2.50% | 2.69% | 2.69% | 2.69% | 2.69% | 2.69% | 2.69% |
| INVESTOR EDUCATION PROTECTION FUNDInvestor education fund | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 3.08% | – | – |
| KALPANA JALANResident individuals, over ₹2 lakh at face value | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% | – | – | – | 2.29% | – | – | – | – | – | – | – |
| FAR00Q ARBI HALAIResident individuals, over ₹2 lakh at face value | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 1.80% | – | – | – | – | – | – | – | – | – | – | 2.10% | – | – | – | – | – | – | – | – | – |
| Unted Nanotech Products LimitedCompanies | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 13.93% | – | – | – | – | – | – | – | – | – | – |
| LAXMIPAT DUDHERIAResident individuals, over ₹2 lakh at face value | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | – | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | – | – | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% | 1.06% | 1.06% | – | – | – | – | – | – | – | – | – | – |
| KALPANA JALAResident individuals, over ₹2 lakh at face value | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 2.90% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| MYSORE UDYOG LIMITEDOther non-institutions | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 2.29% | 2.29% | 2.29% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| LAMIPAT DUDHERIAResident individuals, over ₹2 lakh at face value | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 1.13% | 1.13% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| MYSORE UDYOG PRIVATE LIMITEDOther non-institutions | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| LAXMIPAT DHUDHERIAResident individuals, over ₹2 lakh at face value | – | – | – | – | – | – | – | – | – | – | – | 1.13% | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
A filing names every holder above one per cent, in the company's own words: an insurer's holding can carry one of its funds' names. A dash is a filing that did not name the holder, which includes holding under one per cent.