Star Housing Finance Q3 results, quarter to Dec 2025
STAR HOUSING FINANCE LIMITED · Face value ₹5 Face value. The nominal value of one share as the company issued it, the unit its share capital is counted in and a dividend can be stated as a percentage of; it has no link to the share price. Face value in the glossary · Listed Mar 2015
Last close ₹3.85up ₹0.06 (1.58%)
Share price at the BSE close on 29 Oct 2026. Previous close ₹3.79.
29 Oct: open ₹3.79, high ₹3.91, low ₹3.75
52-week range of traded prices to 29 Oct 2026
₹3.67Low, 30 Mar 2026₹16.88High, 4 Nov 2025
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹30 Cr3,273rd largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- No recent results
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- No recent results
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- Volume, BSEVolume. Shares traded on the last trading day. Volume in the glossary
- 24,001
Star Housing Finance filed its Q3 results for the quarter to Dec 2025 on 11 Feb 2026 at 8:19 pm, standalone: the listed company alone, without its subsidiaries.
Q3 results, quarter to Dec 2025
₹ crore.Star Housing Finance annual results and balance sheet
- Income from operationsIncome from operations. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.
- ₹26 Cr+7.4% on a year ago · +2.7% on the quarter beforeChange on a year ago and on the quarter before. The change against the same quarter a year before: (this quarter's figure less that quarter's) divided by that quarter's, times 100. The change on the quarter before is the same sum against the quarter just before, taken as this quarter's results restate it where the company restated it: this quarter's year to date less this quarter. Left out where either figure is a loss, where the restatement covers two or more earlier quarters without saying which, or across a change of basis named under the table, on the lines it affects.
- Net profitNet profit. What is left of revenue and other income after every cost, interest and tax. Net profit in the glossary
- ₹0.49 Cr−75.9% on a year ago · −72.5% on the quarter before
- Earnings per shareEarnings per share. Profit belonging to shareholders divided by the number of shares, restated for later splits and bonuses so they do not break the line. Earnings per share in the glossary
- ₹0.06−76.7% on a year ago · −73.9% on the quarter beforeChange on a year ago and on the quarter before. The change against the same quarter a year before: (this quarter's figure less that quarter's) divided by that quarter's, times 100. The change on the quarter before is the same sum against the quarter just before, taken as this quarter's results restate it where the company restated it: this quarter's year to date less this quarter. Left out where either figure is a loss, on the quarter before wherever the profit of that quarter was restated, and across a change of basis named under the table, on the lines it affects.
- Net interest incomeNet interest income. Interest earned − interest paid; for a finance company, interest earned − finance costs. Net interest income in the glossary
- ₹12 Cr
- Profit before provisionsProfit before provisions. Profit before anything is set aside for loans that may not be repaid: for a bank, total income − its expenses other than provisions, as stated, which are interest paid and operating expenses; for a finance company, total income − finance costs − operating expenses. Profit before provisions in the glossary
- ₹1.76 Cr
From interest earned to net profit, ₹ crore
- Interest earned26
- Interest paid−14
- Net interest income12
- Other income+0.2
- Operating expenses−10
- Before provisions1.8
- Set aside for bad loans−1.0
- Profit before tax0.8
- Tax−0.3
- Net profit0.5
Star Housing Finance results by quarter
Standalone: the listed company alone, without its subsidiaries. Latest quarter to Dec 2025. Results for the quarter to Mar 2026 were due by 30 May 2026, 60 days after it ends. Every company's dates are on the results calendar.Results filings and date
Income from operations and net profit by quarter, ₹ crore
- Income from operations
- Net profit
Net interest income and money set aside for bad loans by quarter, ₹ crore
- Net interest income
- Set aside for bad loans
| ₹ crore | Mar 2021 | Jun 2021Q1 | Sep 2021 | Dec 2021Q3 | Mar 2022 | Jun 2022Q1 | Sep 2022 | Dec 2022Q3 | Mar 2023 | Jun 2023Q1 | Sep 2023 | Dec 2023Q3 | Mar 2024 | Jun 2024Q1 | Sep 2024 | Dec 2024Q3 | Mar 2025Q4 | Jun 2025Q1 | Sep 2025Q2 | Dec 2025Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income from operations | 4.2 | 4.3 | 4.5 | 4.7 | 5.1 | 5.2 | 8.6 | 10.0 | 11.6 | 12.3 | 13.7 | 16.3 | 16.3 | 18.9 | 21.9 | 24.0 | 27.7 | 21.8 | 25.1 | 25.8 |
| Interest earned | 4.1 | 4.2 | 4.5 | 4.5 | 4.7 | 5.0 | 7.4 | 8.9 | 11.0 | 11.2 | 12.7 | 14.8 | 15.2 | 18.1 | 20.4 | 22.5 | 18.4 | 21.1 | 24.8 | 25.7 |
| Interest paid | 1.4 | 1.4 | 1.7 | 1.6 | 1.5 | 2.0 | 2.1 | 2.8 | 4.4 | 5.5 | 6.5 | 7.7 | 8.2 | 10.2 | 11.1 | 12.1 | 13.0 | 12.9 | 13.8 | 13.6 |
| Net interest income | 2.7 | 2.8 | 2.9 | 2.9 | 3.2 | 3.0 | 5.4 | 6.0 | 6.7 | 5.8 | 6.2 | 7.1 | 7.0 | 7.9 | 9.3 | 10.3 | 5.4 | 8.2 | 11.0 | 12.0 |
| Other income. Income besides interest, for the period: for a bank, its other income as stated, such as fees, commissions and gains on investments; for a finance company, total income − interest earned, or where total income is not stated, fees and commission + gains on fair value changes + other income. Other income in the glossary | 0.1 | 0.2 | 0.0 | 0.2 | 0.9 | 1.2 | 1.2 | 1.1 | 1.4 | 1.1 | 0.9 | 1.5 | 4.1 | 2.9 | 2.2 | 1.0 | 9.5 | 0.7 | 0.3 | 0.2 |
| Fees and commissionFees and commission. Fees and commissions the finance company charged its customers in the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. Fees and commission in the glossary | 0.0 | 0.0 | 0.0 | 0.0 | 0.3 | 0.2 | 0.3 | 0.3 | 0.4 | 0.3 | 0.5 | 0.5 | 0.6 | 0.5 | 0.5 | 0.8 | 0.5 | 0.5 | 0.4 | 0.2 |
| Gains on fair value changesGains on fair value changes. Gains on investments and other holdings counted at their market value, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. Gains on fair value changes in the glossary | 0.0 | 0.0 | −0.1 | 0.1 | 0.1 | 0.0 | 0.2 | 0.1 | −0.1 | 0.6 | −0.2 | 0.0 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.4 | 0.3 | 0.3 |
| Gains on loans soldGains on loans sold. Gains on loans the finance company sold or assigned to others and took off its books, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. Gains on loans sold in the glossary | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.0 | 0.3 | 0.4 | 0.2 | 0.1 | 0.2 | 0.1 | 8.3 | −0.4 | −0.3 | −0.3 |
| Other operating revenueOther operating revenue. Revenue from operations besides interest, fees, gains, dividends, rent and sales, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. Other operating revenue in the glossary | – | – | 0.1 | 0.1 | – | – | 0.7 | 0.6 | 0.1 | 0.2 | 0.3 | 0.5 | 0.2 | – | 0.5 | 0.5 | 0.3 | 0.3 | 0.0 | 0.0 |
| Income outside operationsIncome outside operations. The finance company's income outside its revenue from operations, for the period, as its statement gives it. Income outside operations in the glossary | 0.0 | 0.1 | 0.0 | 0.0 | 0.5 | 1.0 | 0.0 | 0.0 | 0.9 | 0.0 | 0.0 | 0.0 | 3.0 | 2.1 | 0.7 | −0.5 | 0.2 | 0.0 | 0.0 | 0.0 |
| The lines under it are parts of it, not all of it. | 2.7 | 2.4 | 2.4 | 2.6 | 2.3 | 2.5 | 3.5 | 3.8 | 6.0 | 4.4 | 4.4 | 5.2 | 6.6 | 6.6 | 6.7 | 7.7 | 8.2 | 6.7 | 8.7 | 10.4 |
| Profit before provisions | 0.1 | 0.7 | 0.5 | 0.5 | 1.8 | 1.7 | 3.0 | 3.3 | 2.1 | 2.4 | 2.8 | 3.5 | 4.6 | 4.1 | 4.8 | 3.7 | 6.7 | 2.2 | 2.6 | 1.8 |
| Set aside for bad loansProvisions for bad loans. What was set aside in the period for loans that may not be repaid: for a bank, its provisions other than for tax, which also cover its investments and loans still being repaid; for a finance company, the impairment of its loans and other financial assets. Provisions for bad loans in the glossary | 1.3 | 0.4 | 0.0 | 0.2 | −0.1 | 0.1 | 0.1 | 0.2 | 0.3 | 0.3 | 0.6 | 0.4 | 0.5 | 0.2 | 0.9 | 1.2 | 2.8 | 0.4 | 0.3 | 1.0 |
| Exceptional itemsExceptional items. One-off gains or losses the company states separately, for the period; on a bank's group accounts, not given where the line is the outside owners' share of its subsidiaries' profit. Exceptional items in the glossary | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Profit before tax | −1.2 | 0.3 | 0.5 | 0.4 | 1.9 | 1.6 | 2.9 | 3.1 | 1.9 | 2.1 | 2.2 | 3.1 | 4.1 | 3.9 | 3.9 | 2.5 | 3.8 | 1.8 | 2.3 | 0.8 |
| −0.5 | 0.1 | 0.1 | 0.1 | 0.4 | 0.2 | 0.7 | 0.8 | −0.8 | 0.5 | 0.1 | 0.5 | 1.4 | 0.9 | 0.9 | 0.5 | 0.9 | 0.4 | 0.5 | 0.3 | |
| Net profit | −0.8 | 0.2 | 0.4 | 0.3 | 1.5 | 1.4 | 2.2 | 2.3 | 2.6 | 1.6 | 2.1 | 2.5 | 2.7 | 3.0 | 3.1 | 2.0 | 3.0 | 1.4 | 1.8 | 0.5 |
| Other comprehensive incomeOther comprehensive income. Gains and losses after tax that bypass profit, such as the change in value of some investments and of pension obligations. Other comprehensive income in the glossary | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | −1.0 | 0.0 | 0.0 | 0.0 | −0.1 | 0.6 | −0.2 | −0.4 | −0.5 | 0.2 | 0.2 | −0.4 |
| Total comprehensive incomeTotal comprehensive income. Profit + other comprehensive income, given where the two come to it. Total comprehensive income in the glossary | −0.8 | 0.2 | 0.4 | 0.3 | 1.6 | 1.4 | 2.2 | 2.3 | 1.6 | 1.6 | 2.1 | 2.5 | 2.7 | 3.7 | 2.9 | 1.6 | 2.5 | 1.6 | 2.0 | 0.1 |
| Earnings per shareEarnings per share. The earnings per share stated for the period ÷ the split factor, so a figure from before a split sits on the same share as today's; a figure the company filed after a split or bonus is already on the new share count and is divided by the splits after its filing day only. | −₹0.12 | ₹0.04 | ₹0.06 | ₹0.05 | ₹0.22 | ₹0.20 | ₹0.31 | ₹0.31 | ₹0.34 | ₹0.20 | ₹0.13 | ₹0.32 | ₹0.35 | ₹0.38 | ₹0.39 | ₹0.26 | ₹0.38 | ₹0.18 | ₹0.23 | ₹0.06 |
| Diluted earnings per shareDiluted earnings per share. That diluted earnings per share on today's share count, restated by the same splits and bonuses as the basic figure. Diluted earnings per share in the glossary | −₹0.12 | ₹0.04 | ₹0.06 | ₹0.05 | ₹0.22 | ₹0.20 | ₹0.31 | ₹0.31 | ₹0.33 | ₹0.20 | ₹0.13 | ₹0.31 | ₹0.34 | ₹0.37 | ₹0.38 | ₹0.25 | ₹0.38 | ₹0.18 | ₹0.23 | ₹0.06 |
Earnings per share in rupees, restated for later splits and bonuses.