SPS Finquest (Delisted) share price
BSE: 538402Finance
SPS Finquest Limited · Face value ₹10 Face value. The nominal value of one share as the company issued it, the unit its share capital is counted in and a dividend can be stated as a percentage of; it has no link to the share price. Face value in the glossary · Listed Jun 2014
Last traded ₹178.75 on 20 Dec 2024
Delisted on 31 Dec 2024.
Last announcements
The company's own last announcements before its shares stopped trading, routine notices left out.
Nov 2024
Oct 2024
25 Oct · Board meeting
Meeting on 8 Nov 2024: quarterly results1 Oct · Meeting
Sep 2024
Results for the quarter to Sep 2024
Standalone: the listed company alone, without its subsidiaries. ₹ crore.
- Income from operationsIncome from operations. Income from operations is what the business earns: interest on loans, fees, dividends and the rest.
- ₹2.68 Cr+28.0% on the quarter beforeChange on a year ago and on the quarter before. The change against the same quarter a year before: (this quarter's figure less that quarter's) divided by that quarter's, times 100. The change on the quarter before is the same sum against the quarter just before, taken as this quarter's results restate it where the company restated it: this quarter's year to date less this quarter. Left out where either figure is a loss, where the restatement covers two or more earlier quarters without saying which, or across a change of basis named under the table, on the lines it affects.
- Net profitNet profit. What is left of revenue and other income after every cost, interest and tax. Net profit in the glossary
- ₹1.53 Cr−70.2% on a year ago · +33.9% on the quarter before
- Earnings per shareEarnings per share. Profit belonging to shareholders divided by the number of shares, restated for later splits and bonuses so they do not break the line.
- ₹1.51−70.2% on a year ago · +34.0% on the quarter beforeChange on a year ago and on the quarter before. The change against the same quarter a year before: (this quarter's figure less that quarter's) divided by that quarter's, times 100. The change on the quarter before is the same sum against the quarter just before, taken as this quarter's results restate it where the company restated it: this quarter's year to date less this quarter. Left out where either figure is a loss, on the quarter before wherever the profit of that quarter was restated, and across a change of basis named under the table, on the lines it affects.
- Net interest income
- ₹2.12 Cr
- Profit before provisions
- ₹2.04 Cr
From interest earned to net profit, ₹ crore
- Interest earned2.2
- Interest paid−0.1
- Net interest income2.1
- Other income+0.5
- Operating expenses−0.6
- Before provisions2.0
- Set aside for bad loans0.0
- Profit before tax2.0
- Tax−0.5
- Net profit1.5
SPS Finquest results by quarter
Standalone: the listed company alone, without its subsidiaries. Latest quarter to Sep 2024. Results for the quarter to Dec 2024 were due by 14 Feb 2025, 45 days after it ends. Every company's dates are on the results calendar.
Income from operations and net profit by quarter, ₹ crore
- Income from operations
- Net profit
- Loss
Net interest income and money set aside for bad loans by quarter, ₹ crore
- Net interest income
- Set aside for bad loans
| ₹ crore | Mar 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021Q3 | Mar 2022 | Jun 2022Q1 | Sep 2022 | Dec 2022Q3 | Mar 2023 | Jun 2023Q1 | Sep 2023 | Dec 2023Q3 | Mar 2024 | Jun 2024Q1 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income from operations | 1.3 | – | 5.1 | – | – | 1.2 | 4.6 | 1.1 | 12.6 | 2.4 | −0.4 | 3.2 | 2.9 | 2.1 | 1.7 | 2.1 | 2.7 |
| Interest earned | – | – | – | – | – | – | – | – | – | – | – | 2.0 | 1.4 | 2.0 | 1.8 | 2.0 | 2.2 |
| Interest paid | – | – | – | – | – | – | – | – | – | – | – | 0.2 | 0.2 | 0.3 | 0.1 | 0.0 | 0.1 |
| Net interest income | – | – | – | – | – | – | – | – | – | – | – | 1.8 | 1.2 | 1.8 | 1.7 | 1.9 | 2.1 |
| – | – | – | – | – | – | – | – | – | – | – | 1.2 | 1.5 | 0.1 | −0.1 | 0.1 | 0.5 | |
| Fees and commission | – | – | – | – | – | – | – | – | – | – | – | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 |
| Gains on fair value changesGains on fair value changes. Gains on investments and other holdings counted at their market value, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. Gains on fair value changes in the glossary | – | – | – | – | – | – | – | – | – | – | – | 0.2 | 1.4 | 0.0 | 0.0 | 0.1 | 0.4 |
| Dividends | – | – | – | – | – | – | – | – | – | – | – | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other operating revenue | – | – | – | – | – | – | – | – | – | – | – | 0.8 | −0.1 | 0.0 | −0.1 | 0.0 | 0.0 |
| Income outside operations | – | – | – | – | – | – | – | – | – | – | – | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| The lines under it are parts of it, not all of it. | – | – | – | – | – | – | – | – | – | – | – | 0.5 | 0.4 | 5.9 | 0.8 | 0.4 | 0.6 |
| Profit before provisions | – | – | – | – | – | – | – | – | – | – | – | 2.5 | 2.3 | −4.1 | 0.9 | 1.7 | 2.0 |
| Set aside for bad loans | – | – | – | – | – | – | – | – | – | – | – | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Exceptional items | – | – | – | – | – | – | – | – | – | – | – | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Profit before tax | −22.8 | – | −1.0 | – | – | 3.4 | −3.9 | −7.9 | 11.6 | 1.3 | −1.6 | 2.5 | 2.3 | −4.1 | 0.9 | 1.7 | 2.0 |
| −2.9 | – | 0.7 | – | – | 0.3 | 0.5 | 0.9 | −0.5 | 0.4 | 1.2 | 2.0 | −2.9 | −1.1 | 0.2 | 0.6 | 0.5 | |
| Net profit | −19.9 | – | −1.7 | – | – | 3.1 | −4.5 | −8.8 | 12.1 | 0.8 | −2.8 | 0.5 | 5.1 | −3.1 | 0.7 | 1.1 | 1.5 |
| Other comprehensive income | 0.0 | – | 0.0 | – | – | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Total comprehensive income | −19.9 | – | −1.7 | – | – | 3.1 | −4.4 | −8.8 | 12.1 | 0.8 | −2.8 | 0.5 | 5.1 | −3.1 | 0.7 | 1.1 | 1.5 |
| Earnings per share | – | – | – | – | – | ₹3.09 | −₹4.40 | – | ₹11.97 | ₹0.82 | −₹2.77 | ₹0.53 | ₹5.07 | −₹3.03 | ₹0.68 | ₹1.13 | ₹1.51 |
| Diluted earnings per share | – | – | – | – | – | ₹3.09 | −₹4.40 | – | ₹11.97 | ₹0.82 | −₹2.77 | ₹0.53 | ₹5.07 | −₹3.03 | ₹0.68 | ₹1.13 | ₹1.51 |
Earnings per share in rupees, restated for later splits and bonuses. No results on record for the quarters to Dec 2020, Jun 2021 and Sep 2021. A lender's lines are blank for the quarters to Mar 2020 and Mar 2021: the company's filing for those results has none of them. A lender's lines are blank for the quarters to Dec 2021, Mar 2022, Jun 2022, Sep 2022, Dec 2022 and Mar 2023: the company's accounts for the year each falls in show under half its income as interest, which is not a lender's business.
The quarters either side of a change of basis do not compare. From the quarter to Mar 2023, the company's revenue for the year to Mar 2023, ₹8.88 Cr, differs from its quarters added, ₹16 Cr. From the quarter to Mar 2024, the company's revenue for the year to Mar 2024, ₹8.29 Cr, differs from its quarters added, ₹9.89 Cr.
SPS Finquest results by half year
Standalone: the listed company alone, without its subsidiaries. The half years to Sep 2020 in the same span that the quarters on record do not fully cover.
| ₹ crore | Sep 2020 |
|---|---|
| Revenue from operations | 3.2 |
| Operating expenses. What the business spent to run itself in the period, materials, staff and other costs, before depreciation, interest and tax. Operating expenses in the glossary | 0.9 |
| Materials and goods boughtCost of materials and goods. Raw materials used and goods bought for resale in the period, adjusted for the change in stock held. Cost of materials and goods in the glossary | 0.0 |
| Employee costsEmployee costs. Salaries, wages, bonuses and other benefits paid to staff in the period. | 0.3 |
| Other expensesOther expenses. Every operating cost besides materials and staff: power, rent, freight, repairs, marketing and the like. Other expenses in the glossary | 0.6 |
| Operating profit before depreciationOperating profit before depreciation (EBITDA). Revenue less operating expenses: what the business earns from its operations before depreciation, interest and tax. Operating profit before depreciation (EBITDA) in the glossary | 2.4 |
| Operating marginOperating margin. Operating profit before depreciation as a percentage of revenue: how much of each rupee of sales is left after running costs. Operating margin in the glossary | 73.3% |
| Depreciation and amortisationDepreciation and amortisation. The part of the cost of plant, buildings and other long-lived assets charged against each year they are used. Depreciation and amortisation in the glossary | 0.0 |
| Other incomeOther income. Income from outside the main business, such as interest on deposits, dividends received and gains on investments. | 10.4 |
| Finance costsFinance costs. Interest and the other costs of borrowing in the period. Finance costs in the glossary | 3.3 |
| One-off itemsExceptional items. Gains or losses the company reports separately because they are not expected to recur, such as selling a business or writing down an asset. | 0.0 |
| Profit before tax | 9.4 |
| Tax | 0.1 |
| Tax rateEffective tax rate. Tax charged as a percentage of profit before tax. Effective tax rate in the glossary | 1.2% |
| Net profit | 9.3 |
| Net marginNet margin. Net profit as a percentage of revenue: how much of each rupee of sales is left after every cost, interest and tax. Net margin in the glossary | 290.5% |
Earnings per share in rupees, restated for later splits and bonuses.
10 years at a glance
Standalone, laid out as a lender that is not a bank files them. A lender's lines are blank for the years to Mar 2015, Mar 2016, Mar 2017, Mar 2018, Mar 2019, Mar 2020 and Mar 2021: the company's filing for those results has none of them. A lender's lines are blank for the years to Mar 2022 and Mar 2023: the company's accounts for those years show under half its income as interest, which is not a lender's business.
Net interest income, Net profit, ₹ crore
- Net interest income
- Net profit
- Loss
Net interest margin, Return on assets, per cent
- Net interest marginNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. Net interest margin in the glossary
- Return on assetsReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. Return on assets in the glossary
Income
₹ crore, years to March.
| ₹ crore | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total incomeTotal income. Everything earned in the period, the total the statement states: for a bank, its interest earned and other income, with any other income line its statement totals; for a finance company, revenue from operations + other income; for a general insurer, premium earned + income from the policyholders' investments + other income; for a life insurer, premiums + the income and gains on the policyholders' investments. Total income in the glossary | – | – | – | – | – | – | – | – | – | 8.3 |
| Interest earned | – | – | – | – | – | – | – | – | – | 7.3 |
| Interest paid | – | – | – | – | – | – | – | – | – | 0.8 |
| Net interest incomeNet interest income. Interest earned − interest paid; for a finance company, interest earned − finance costs. Net interest income in the glossary | – | – | – | – | – | – | – | – | – | 6.5 |
| Other income. Income besides interest, for the period: for a bank, its other income as stated, such as fees, commissions and gains on investments; for a finance company, total income − interest earned, or where total income is not stated, fees and commission + gains on fair value changes + other income. Other income in the glossary | – | – | – | – | – | – | – | – | – | 1.1 |
| Fees and commissionFees and commission. Fees and commissions the finance company charged its customers in the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. Fees and commission in the glossary | – | – | – | – | – | – | – | – | – | 0.1 |
| DividendsDividends received. Dividends received on the shares the finance company holds, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. Dividends received in the glossary | – | – | – | – | – | – | – | – | – | 0.4 |
| Other operating revenueOther operating revenue. Revenue from operations besides interest, fees, gains, dividends, rent and sales, for the period; given only where interest earned and the other revenue lines add to the revenue from operations stated. Other operating revenue in the glossary | – | – | – | – | – | – | – | – | – | 0.6 |
| Income outside operationsIncome outside operations. The finance company's income outside its revenue from operations, for the period, as its statement gives it. Income outside operations in the glossary | – | – | – | – | – | – | – | – | – | 0.0 |
| The lines under it are parts of it, not all of it. | – | – | – | – | – | – | – | – | – | 6.0 |
| Profit before provisionsProfit before provisions. Profit before anything is set aside for loans that may not be repaid: for a bank, total income − its expenses other than provisions, as stated, which are interest paid and operating expenses; for a finance company, total income − finance costs − operating expenses. Profit before provisions in the glossary | – | – | – | – | – | – | – | – | – | 1.6 |
| Set aside for bad loansProvisions for bad loans. What was set aside in the period for loans that may not be repaid: for a bank, its provisions other than for tax, which also cover its investments and loans still being repaid; for a finance company, the impairment of its loans and other financial assets. Provisions for bad loans in the glossary | – | – | – | – | – | – | – | – | – | 0.0 |
| Exceptional itemsExceptional items. One-off gains or losses the company states separately, for the period; on a bank's group accounts, not given where the line is the outside owners' share of its subsidiaries' profit. Exceptional items in the glossary | – | – | – | – | – | – | – | – | – | 0.0 |
| Profit before tax | 0.7 | 2.4 | 6.6 | −0.9 | 1.4 | −14.6 | 8.4 | 23.8 | 3.4 | 1.6 |
| 0.8 | 0.5 | 1.8 | −0.8 | 1.5 | −0.3 | 0.8 | 2.1 | 2.1 | −1.8 | |
| Net profit | −0.1 | 1.9 | 4.8 | −0.1 | −0.2 | −14.3 | 7.6 | 21.7 | 1.4 | 3.3 |
| Other comprehensive incomeOther comprehensive income. Gains and losses after tax that bypass profit, such as the change in value of some investments and of pension obligations. Other comprehensive income in the glossary | – | – | – | – | – | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Total comprehensive incomeTotal comprehensive income. Profit + other comprehensive income, given where the two come to it. Total comprehensive income in the glossary | – | – | – | – | – | −14.3 | 7.6 | 21.7 | 1.4 | 3.3 |
| Earnings per shareEarnings per share. The earnings per share stated for the period ÷ the split factor, so a figure from before a split sits on the same share as today's; a figure the company filed after a split or bonus is already on the new share count and is divided by the splits after its filing day only. Earnings per share in the glossary | – | – | – | – | – | – | – | ₹21.43 | ₹1.35 | ₹3.26 |
| Diluted earnings per shareDiluted earnings per share. That diluted earnings per share on today's share count, restated by the same splits and bonuses as the basic figure. Diluted earnings per share in the glossary | – | – | – | – | – | – | – | ₹21.43 | ₹1.35 | ₹3.26 |
Balance sheet
₹ crore, at 31 March.
| ₹ crore | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|
| Total assetsTotal assets. Everything the company owns, at the period end; for an insurer, whose balance sheet shows its assets net of what it owes in the short term, that net figure + its current liabilities and provisions − any debit balance in its profit and loss account and expenditure not yet written off, and not given where only the net figure is stated. Total assets in the glossary | – | – | – | – | 69.1 |
| Loans given | – | – | – | – | 57.8 |
| Investments | – | – | – | – | 3.7 |
| DepositsDeposits. Money customers have placed with the company on deposit, at the period end. Deposits in the glossary | – | – | – | – | 0.0 |
| BorrowingsBorrowings. Money borrowed, at the period end, deposits left out: for a bank and an insurer, its borrowings as stated; for a finance company, bonds and debentures + loans taken + subordinated debt. Borrowings in the glossary | – | – | – | – | 8.5 |
| Net worth. Net worth at the period end, the whole group's on group accounts: for a bank, share capital + reserves and surplus; for a finance company, total equity as stated; for a general insurer, share capital + reserves; for a life insurer, shareholders' funds as stated, or share capital + reserves + the fair value change account where they are not. An insurer's is less any debit balance in its profit and loss account and expenditure not yet written off. Not given where the balance sheet states the share capital, the reserves or the net worth as 0. Net worth in the glossary | – | – | – | – | 60.3 |
| Share capitalShare capital. The face value of every share issued, at the period end; not given where the balance sheet states it, the reserves or the net worth as 0. Share capital in the glossary | 4.5 | 4.5 | 10.1 | 10.1 | 10.1 |
| ReservesReserves. Profits kept in the business and other reserves, at the period end; for an insurer, less any debit balance in its profit and loss account and expenditure not yet written off. Not given where the balance sheet states them, the share capital or the net worth as 0, nor, for a life insurer, where share capital, the reserves, the fair value change account and share application money do not add to the net worth its balance sheet states. Reserves in the glossary | 21.7 | 29.4 | 45.5 | 46.8 | 50.1 |
Margins and returns
Per cent a year, on the average of the opening and closing balance sheets.
| Figure | Mar 2024 |
|---|---|
| Net interest margin | 9.20% |
| Yield on interest-earning assetsYield on interest-earning assets. Interest earned ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. Yield on interest-earning assets in the glossary | 10.28% |
| Cost of fundsCost of funds. Interest paid ÷ the average of what the company pays interest on × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. Cost of funds in the glossary | 4.56% |
| SpreadSpread. Yield on the assets that earn interest − cost of funds; not given for an insurer. Spread in the glossary | 5.72% |
| Cost to incomeCost to income. Operating expenses ÷ (net interest income + other income) × 100. Cost to income in the glossary | 79.48% |
| Credit costCredit cost. What was set aside for loans that may not be repaid ÷ average loans given × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. Credit cost in the glossary | 0.00% |
| Return on assets | 4.25% |
| Assets per rupee of net worthAssets per rupee of net worth. Average total assets ÷ average net worth: rupees of assets for each rupee of net worth; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. Assets per rupee of net worth in the glossary | 1.33 |
| Return on equityReturn on equity. Return on assets × average total assets ÷ average net worth: profit after tax as a percentage of average net worth, a rate per year; not given for an insurer. Return on equity: how it is worked out | 5.64% |
Where the return on assets comes from
Per cent of average total assets, a year. Each line adds to the one below it.
| Per cent | Mar 2024 |
|---|---|
| Net interest income | 8.37% |
| Other income | 1.36% |
| Operating expenses | 7.74% |
| Profit before provisions | 2.00% |
| Set aside for bad loans | 0.00% |
| Exceptional items | 0.00% |
| Profit before tax | 2.00% |
| Tax | −2.26% |
| Associates and businesses sold or closedAssociates and businesses sold or closed. What sits between the tax line and the profit after tax, the group's share of its associates' profit and the result of businesses sold or closing: (profit after tax − (profit before tax − tax)) ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. Associates and businesses sold or closed in the glossary | 0.00% |
| Return on assets | 4.25% |
Cash flow
Standalone, ₹ crore, years to March. The last column is the half year to Sep 2024, after the latest full year: the cash flow over its six months.
| ₹ crore | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024Half year |
|---|---|---|---|---|---|
| Cash from operations. Cash the business brought in from its operations in the period, after paying suppliers, staff and tax. Cash from operations in the glossary | 2.5 | 7.2 | 4.1 | −1.1 | 5.6 |
| Cash generated before tax. Cash from operations before income tax paid: profit before tax, with non-cash items added back and the change in working capital. Cash generated before tax in the glossary | −6.0 | – | – | – | – |
| Change in working capital. Cash taken up, below nought, or released by the change in stock, money owed by customers, money owed to suppliers and other short-term items over the year. Change in working capital in the glossary | −7.8 | – | – | – | – |
| PayablesChange in payables. Cash kept, above nought, or paid out by the change in what the company owes suppliers. Change in payables in the glossary | 0.0 | – | – | – | – |
| Other working capitalOther working capital. The working-capital change from every other short-term item: advances, provisions, other assets and liabilities. Other working capital in the glossary | −7.8 | – | – | – | – |
| Interest paidInterest paid, in operations. Interest paid in cash that the company counts in its operations rather than its financing. Interest paid, in operations in the glossary | 8.5 | – | – | – | – |
| Capital spendingCapital spending. Cash spent in the period on plant, equipment, buildings and other long-lived assets. Capital spending in the glossary | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 |
| Free cash flowFree cash flow. Cash from operations less capital spending: what is left to repay borrowings, pay dividends or keep. Free cash flow in the glossary | 2.5 | 7.1 | 4.1 | −1.1 | 5.6 |
| Cash from investing. Cash spent on, below nought, or received from plant, investments, businesses bought or sold, and interest and dividends received. Cash from investing in the glossary | 20.7 | 5.8 | −7.2 | 15.8 | 2.6 |
| Cash from financing. Cash raised from, or paid to, lenders and shareholders: borrowings taken and repaid, interest, lease payments, dividends and shares issued or bought back. Cash from financing in the glossary | −23.5 | 0.3 | −7.6 | −17.4 | −7.8 |
| Dividends paidDividends paid. Cash paid to shareholders as dividends during the period. Dividends paid in the glossary | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Shares bought backShares bought back. Cash spent buying the company's own shares back from shareholders. Shares bought back in the glossary | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Shares issuedShares issued. Cash raised by selling new shares. Shares issued in the glossary | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Net change in cashNet change in cash. Cash from operations, investing and financing added together: how much cash and cash equivalents rose or fell over the year, before currency effects. Net change in cash in the glossary | −0.3 | 13.3 | −10.7 | −2.7 | 0.5 |
Capital spending is part of cash from investing, and dividends paid, shares bought back and shares issued are part of cash from financing. Each is shown as an amount on a line of its own, and the section's other items are in its total only. No cash flow statement is on record for the years to Mar 2015, Mar 2016, Mar 2017, Mar 2018, Mar 2019 and Mar 2020.
Growth and returns over 3, 5 and 10 years
Standalone: the listed company alone, without its subsidiaries. Each window ends with the year to Mar 2024.
| Measure | 10 years | 5 years | 3 years |
|---|---|---|---|
| Profit growth, yearly rateProfit growth, yearly rate. 3 years: Profit to the company's own shareholders in the latest year ÷ profit to the company's own shareholders in the year three years before, to the power of one third, − 1, × 100: the yearly rate it grew at; empty where either year is missing, nought or a loss, or a change of year end falls between them. 5 years: Profit to the company's own shareholders in the latest year ÷ profit to the company's own shareholders in the year five years before, to the power of one fifth, − 1, × 100: the yearly rate it grew at; empty where either year is missing, nought or a loss, or a change of year end falls between them. 10 years: Profit to the company's own shareholders in the latest year ÷ profit to the company's own shareholders in the year ten years before, to the power of one tenth, − 1, × 100: the yearly rate it grew at; empty where either year is missing, nought or a loss, or a change of year end falls between them. | – | – | −24.3% |
| Return on equity, averageReturn on equity, average. 3 years: The plain average of the yearly return on equity over the last three years, needing at least two of them; a year without the figure is left out, never filled in. 5 years: The plain average of the yearly return on equity over the last five years, needing at least four of them; a year without the figure is left out, never filled in. 10 years: The plain average of the yearly return on equity over the last ten years, needing at least nine of them; a year without the figure is left out, never filled in. | – | 5.5% | 18.9% |
| Return on capital employed, averageReturn on capital employed, average. 3 years: The plain average of the yearly return on capital employed over the last three years, needing at least two of them; a year without the figure is left out, never filled in. 5 years: The plain average of the yearly return on capital employed over the last five years, needing at least four of them; a year without the figure is left out, never filled in. 10 years: The plain average of the yearly return on capital employed over the last ten years, needing at least nine of them; a year without the figure is left out, never filled in. | – | 1.3% | 11.5% |
| Operating margin, averageOperating margin, average. 3 years: The plain average of the yearly operating profit margin over the last three years, needing at least two of them; a year without the figure is left out, never filled in. 5 years: The plain average of the yearly operating profit margin over the last five years, needing at least four of them; a year without the figure is left out, never filled in. 10 years: The plain average of the yearly operating profit margin over the last ten years, needing at least nine of them; a year without the figure is left out, never filled in. | – | −30.3% | 80.0% |
| Net margin, averageNet margin, average. 3 years: The plain average of the yearly net profit margin over the last three years, needing at least two of them; a year without the figure is left out, never filled in. 5 years: The plain average of the yearly net profit margin over the last five years, needing at least four of them; a year without the figure is left out, never filled in. 10 years: The plain average of the yearly net profit margin over the last ten years, needing at least nine of them; a year without the figure is left out, never filled in. | 11.4% | −2.5% | 67.5% |
| Asset turnover, averageAsset turnover, average. 3 years: The plain average of the yearly asset turnover over the last three years, needing at least two of them; a year without the figure is left out, never filled in. 5 years: The plain average of the yearly asset turnover over the last five years, needing at least four of them; a year without the figure is left out, never filled in. 10 years: The plain average of the yearly asset turnover over the last ten years, needing at least nine of them; a year without the figure is left out, never filled in. | – | 0.12 | 0.13 |
| Interest cover, averageInterest cover, average. 3 years: The plain average of the yearly interest cover over the last three years, needing at least two of them; a year without the figure is left out, never filled in. 5 years: The plain average of the yearly interest cover over the last five years, needing at least four of them; a year without the figure is left out, never filled in. 10 years: The plain average of the yearly interest cover over the last ten years, needing at least nine of them; a year without the figure is left out, never filled in. | – | – | 4.9 |
| Debt to equity, averageDebt to equity, average. 3 years: The plain average of the yearly debt to equity over the last three years, needing at least two of them; a year without the figure is left out, never filled in. 5 years: The plain average of the yearly debt to equity over the last five years, needing at least four of them; a year without the figure is left out, never filled in. 10 years: The plain average of the yearly debt to equity over the last ten years, needing at least nine of them; a year without the figure is left out, never filled in. | – | 0.86 | 0.49 |
Where the cash came from and went
Standalone: the listed company alone, without its subsidiaries. ₹ crore, added up over each window, which ends with the year to Mar 2024.
| ₹ crore | 3 years | Latest year |
|---|---|---|
| Cash from operationsCash from operations. Latest year: Cash from operating activities in the latest year. 3 years: Cash from operating activities added over the last three years, needing every one of them. 5 years: Cash from operating activities added over the last five years, needing every one of them. | 10.3 | −1.1 |
| Cash from investingCash from investing. Latest year: Cash from investing activities in the latest year. 3 years: Cash from investing activities added over the last three years, needing every one of them. 5 years: Cash from investing activities added over the last five years, needing every one of them. | 14.4 | 15.8 |
| Cash from financingCash from financing. Latest year: Cash from financing activities in the latest year. 3 years: Cash from financing activities added over the last three years, needing every one of them. 5 years: Cash from financing activities added over the last five years, needing every one of them. | −24.7 | −17.4 |
| Capital spendingCapital spending. Latest year: Spending on property, plant and equipment in the latest year. 3 years: Spending on property, plant and equipment added over the last three years, needing every one of them. 5 years: Spending on property, plant and equipment added over the last five years, needing every one of them. | 0.1 | 0.0 |
| Dividends paidDividends paid. Latest year: Dividends paid in the latest year. 3 years: Dividends paid added over the last three years, needing every one of them. 5 years: Dividends paid added over the last five years, needing every one of them. | 0.0 | 0.0 |
| Shares bought backShares bought back. Latest year: Shares bought back in the latest year. 3 years: Shares bought back added over the last three years, needing every one of them. 5 years: Shares bought back added over the last five years, needing every one of them. | 0.0 | 0.0 |
| Shares issued for cashShares issued for cash. Latest year: Shares issued for cash in the latest year. 3 years: Shares issued for cash added over the last three years, needing every one of them. 5 years: Shares issued for cash added over the last five years, needing every one of them. | 0.0 | 0.0 |
Business segments
In the year to Mar 2024 the company reports one business segment, NBFC, which carries all its revenue.
Where the return came from
Yearly rates to Mar 2024, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | −13.9% | +142.1% | −64.4% | 0.0% |
Longer windows are left empty: a corporate action or price step on 2021-07-23 that cannot be sized sits inside this window.
SPS Finquest share price by year
Each calendar year to 2024.
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2024 | 178.75 | +155.7% | 205.70 | 60.01 |
| 2023 | 69.90 | −16.1% | 113.55 | 58.93 |
| 2022 | 83.30 | −3.0% | 136.20 | 69.00 |
| 2021 | 85.90 | – | 85.90 | 62.00 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2021 is from its first session, 23 Jul 2021.
Recent sessions
The 10 trading days to 20 Dec 2024, as traded on BSE.
| Date | Open | High | Low | Close | Average price | Volume |
|---|---|---|---|---|---|---|
| 20 Dec 2024 | 178.75 | 178.75 | 178.75 | 178.75 | 178.75 | 88 |
| 19 Dec 2024 | 182.35 | 182.35 | 182.35 | 182.35 | 182.35 | 225 |
| 18 Dec 2024 | 186.05 | 186.05 | 186.05 | 186.05 | 186.05 | 88 |
| 17 Dec 2024 | 189.80 | 189.80 | 189.80 | 189.80 | 189.80 | 188 |
| 16 Dec 2024 | 193.65 | 193.65 | 193.65 | 193.65 | 193.65 | 806 |
| 13 Dec 2024 | 197.60 | 197.60 | 197.60 | 197.60 | 197.60 | 1,294 |
| 12 Dec 2024 | 209.80 | 209.80 | 201.60 | 201.60 | 204.87 | 4,317 |
| 11 Dec 2024 | 205.70 | 205.70 | 205.70 | 205.70 | 205.70 | 125 |
| 10 Dec 2024 | 201.70 | 201.70 | 201.70 | 201.70 | 201.70 | 686 |
| 9 Dec 2024 | 197.75 | 197.75 | 197.75 | 197.75 | 197.75 | 348 |
Prices in ₹ per share as traded, not adjusted.
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 23 Jul 2021 | Price move | – | Between two trading sessions the price fell 47% or more, or rose 90% or more. No corporate action is on record. Earlier prices are not shown. |
Where an event has no factor that can be worked out, the chart leaves out the closes before it.
Company details
- BSE code
- 538402
- ISIN
- INE502O01018
- Industry
- Finance
- Website
- www.spsfinquest.co.in
- CIN
- L67120MH1996PLC098051
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 1996
- Registered office
- R-514,, Rotunda Building,, 5th Floor,, B.S.Marg,, Fort, Mumbai 400001, Maharashtra
- Share registrar
- Purva Sharegistry (India) Pvt. Ltd
- Keeps the register of shareholders and handles transfers and dividend payments