Pal Credit & Capital (Delisted) share price
BSE: 511306Finance
Pal Credit & Capital Ltd. · Face value ₹1 Face value. The nominal value of one share as the company issued it, the unit its share capital is counted in and a dividend can be stated as a percentage of; it has no link to the share price. Face value in the glossary · Listed Mar 1993
Last traded ₹1.31 on 26 Aug 2015
Delisted on 23 Nov 2023.
Last announcements
The company's own last announcements before its shares stopped trading, routine notices left out.
Sep 2017
7 Sep · Board meeting
May 2017
Results for the quarter to Mar 2017
Standalone: the listed company alone, without its subsidiaries. ₹ crore.
- Net profitNet profit. What is left of revenue and other income after every cost, interest and tax. Net profit in the glossary
- −₹0.15 Cr
From revenue to net profit, ₹ crore
- Profit before tax−0.1
- Net profit−0.1
Pal Credit & Capital results by quarter
Standalone: the listed company alone, without its subsidiaries. Latest quarter to Mar 2017. Results for the quarter to Jun 2017 were due by 14 Aug 2017, 45 days after it ends. Every company's dates are on the results calendar.
Revenue and net profit by quarter, ₹ crore
- Revenue
- Net profit
- Loss
A loss in 8 of the 9 quarters with results on record
Operating and net margin by quarter, per cent
- Operating margin
- Net margin
| ₹ crore | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from operations | – | 0.00 | – | 0.01 | – | – | – | – | – | – | – | – | – | 0.00 | – | – | – | – | – | – |
| Operating expensesOperating expenses. What the business spent to run itself in the period, materials, staff and other costs, before depreciation, interest and tax. Operating expenses in the glossary | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.12 | – | – | – | – | – | – |
| Operating profit before depreciationOperating profit before depreciation (EBITDA). Revenue less operating expenses: what the business earns from its operations before depreciation, interest and tax. Operating profit before depreciation (EBITDA) in the glossary | – | – | – | – | – | – | – | – | – | – | – | – | – | −0.11 | – | – | – | – | – | – |
| Operating margin | – | – | – | – | – | – | – | – | – | – | – | – | – | −5,655.0% | – | – | – | – | – | – |
| Depreciation and amortisationDepreciation and amortisation. The part of the cost of plant, buildings and other long-lived assets charged against each year they are used. Depreciation and amortisation in the glossary | 0.00 | 0.00 | 0.00 | – | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | – | – | – | – |
| Other incomeOther income. Income from outside the main business, such as interest on deposits, dividends received and gains on investments. Other income in the glossary | 0.01 | – | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | – | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.04 | – | – | – | – |
| Finance costsFinance costs. Interest and the other costs of borrowing in the period. Finance costs in the glossary | – | – | – | – | – | – | – | – | 0.00 | 0.12 | 0.06 | 0.06 | 0.07 | −0.32 | – | 0.55 | – | – | – | – |
| Profit before tax | −0.06 | −0.05 | −0.08 | −0.08 | −0.08 | −0.13 | −0.11 | −0.08 | −0.10 | −0.25 | −0.13 | −0.14 | −0.17 | 0.20 | −0.05 | −0.59 | – | – | – | −0.15 |
| Net profit | −0.06 | −0.05 | −0.08 | −0.08 | −0.08 | −0.13 | −0.11 | −0.08 | −0.10 | −0.25 | −0.13 | −0.14 | −0.17 | 0.20 | −0.05 | −0.59 | – | – | – | −0.15 |
| Net margin | – | −1,800.0% | – | −1,316.7% | – | – | – | – | – | – | – | – | – | 10,100.0% | – | – | – | – | – | – |
| Earnings per shareEarnings per share. Profit belonging to shareholders divided by the number of shares, restated for later splits and bonuses so they do not break the line. Earnings per share in the glossary | – | −₹0.02 | −₹0.04 | −₹0.04 | −₹0.04 | −₹0.06 | −₹0.05 | −₹0.04 | −₹0.04 | – | −₹0.06 | −₹0.06 | – | – | – | – | – | – | – | – |
Earnings per share in rupees, restated for later splits and bonuses. No results on record for the quarters to Jun 2016, Sep 2016 and Dec 2016.
10 years at a glance
Standalone: the listed company alone, without its subsidiaries. ₹ crore, years to March.
Revenue, net profit and borrowings, ₹ crore
- Revenue
- Net profit
- Borrowings
- Loss
Peak revenue ₹10 Cr, year to Mar 2008; lowest ₹0.01 Cr, year to Mar 2013A loss in 10 of the 10 years shown
Operating and net margin, per cent
- Operating marginOperating margin. Operating profit before depreciation as a percentage of revenue: how much of each rupee of sales is left after running costs. Operating margin in the glossary
- Net marginNet margin. Net profit as a percentage of revenue: how much of each rupee of sales is left after every cost, interest and tax. Net margin in the glossary
Results for the year to Mar 2017
Standalone: the listed company alone, without its subsidiaries. ₹ crore.
From revenue to net profit
- Revenue0.1
- Depreciation0.0
- Other income+0.1
- Profit before tax−0.5
- Net profit−0.5
Profit and loss
Standalone, ₹ crore, years to March.
| ₹ crore | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from operations | 10.0 | 0.3 | 0.2 | 0.1 | 0.1 | 0.0 | – | – | – | 0.1 |
| 8.0 | 0.4 | 0.5 | – | 0.4 | – | – | – | – | – | |
| Employee costsEmployee costs. Salaries, wages, bonuses and other benefits paid to staff in the period. Employee costs in the glossary | – | 0.1 | 0.2 | – | – | – | – | – | – | – |
| Other expensesOther expenses. Every operating cost besides materials and staff: power, rent, freight, repairs, marketing and the like. Other expenses in the glossary | – | 0.2 | 0.4 | – | – | – | – | – | – | – |
| Operating profit before depreciation | 2.0 | 0.0 | −0.3 | – | −0.4 | – | – | – | – | – |
| Operating margin | 20.3% | −7.0% | −124.7% | – | −743.0% | – | – | – | – | – |
| Employee costs, % of revenueEmployee costs, % of revenue. Salaries, wages and other staff costs divided by revenue, times 100. Employee costs, % of revenue in the glossary | – | 38.3% | 64.3% | – | – | – | – | – | – | – |
| Other expenses, % of revenueOther expenses, % of revenue. Operating costs besides materials and staff divided by revenue, times 100; with the two above and the operating margin it makes 100. Other expenses, % of revenue in the glossary | – | 69.1% | 161.0% | – | – | – | – | – | – | – |
| Depreciation and amortisation | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | – | 0.0 | 0.0 | 0.0 | 0.0 |
| Operating profit after depreciationOperating profit after depreciation (EBIT). Operating profit before depreciation, less depreciation and amortisation. Operating profit after depreciation (EBIT) in the glossary | 2.0 | 0.0 | −0.3 | – | −0.4 | – | – | – | – | – |
| Other income | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 |
| Finance costs | 0.3 | 0.0 | 0.0 | – | 0.0 | – | 0.0 | 0.2 | 0.3 | – |
| One-off itemsExceptional items. Gains or losses the company reports separately because they are not expected to recur, such as selling a business or writing down an asset. Exceptional items in the glossary | −2.2 | – | – | – | – | – | – | – | – | – |
| Profit before tax | −0.2 | 0.0 | −0.3 | −0.2 | −0.4 | −0.3 | −0.4 | −0.6 | −0.6 | −0.5 |
| Tax | 0.0 | 0.4 | – | – | – | – | – | – | – | – |
| Net profit | −0.2 | −0.4 | −0.3 | −0.2 | −2.0 | −0.3 | −0.4 | −0.6 | −0.6 | −0.5 |
| Net margin | −2.2% | −114.5% | −125.1% | −167.7% | −3,762.3% | −3,033.3% | – | – | – | −417.4% |
Materials, employee costs and other expenses are shown for the years they add up to operating expenses; for the years to Mar 2008 and Mar 2012 they do not, so they are left blank. Operating expenses, operating profit before depreciation and operating profit after depreciation are left blank for the years to Mar 2011 and Mar 2017: the statement does not state its finance costs, which operating profit is worked out from, so operating profit is not given. Operating expenses, operating profit before depreciation and operating profit after depreciation are left blank for the year to Mar 2013: the statement does not state its finance costs or depreciation, which operating profit is worked out from, so operating profit is not given. Operating expenses, operating profit before depreciation and operating profit after depreciation are left blank for the years to Mar 2014, Mar 2015 and Mar 2016: the statement does not state its revenue, which operating profit is worked out from, so operating profit is not given.
Ratios
Standalone, years to March.
| Ratio | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growthRevenue growth. This year's revenue less last year's, divided by last year's, times 100; blank where last year's is not above nought. Revenue growth in the glossary | – | −96.6% | −31.7% | −44.7% | −59.2% | −83.0% | – | – | – | – |
| Interest coverInterest cover. Operating profit after depreciation divided by finance costs: how many times over the profit pays the interest bill. Interest cover in the glossary | 6.1 | – | – | – | – | – | – | – | – | – |
Interest cover is left blank for the years to Mar 2009, Mar 2010 and Mar 2012: operating profit after depreciation is a loss, and a loss covers no interest bill.
Growth and returns over 3, 5 and 10 years
Standalone: the listed company alone, without its subsidiaries. Each window ends with the year to Mar 2017.
| Measure | 5 years | 3 years |
|---|---|---|
| Revenue growth, yearly rateRevenue growth, yearly rate. 3 years: Revenue in the latest year ÷ revenue in the year three years before, to the power of one third, − 1, × 100: the yearly rate it grew at; empty where either year is missing, nought or a loss, or a change of year end falls between them. 5 years: Revenue in the latest year ÷ revenue in the year five years before, to the power of one fifth, − 1, × 100: the yearly rate it grew at; empty where either year is missing, nought or a loss, or a change of year end falls between them. 10 years: Revenue in the latest year ÷ revenue in the year ten years before, to the power of one tenth, − 1, × 100: the yearly rate it grew at; empty where either year is missing, nought or a loss, or a change of year end falls between them. | 18.0% | – |
Accounting checks
Standalone, years to March. Published tests of whether reported profit is backed by cash and the balance sheet.
| Check | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Effective tax rateEffective tax rate. Tax charged as a percentage of profit before tax. Effective tax rate in the glossaryPublished threshold 17.16 per cent | 3,383.33 | – | – | – | – | – | – | – | – |
A threshold marked as ours has no published figure; it is the line we read the check against.
Pal Credit & Capital share price by year
Each calendar year to 2015.
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2015 | 1.31 | −36.1% | 2.86 | 1.31 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2015 is from its first session, 19 Jan 2015. The 2015 close is its last trade, on 26 Aug 2015.
Recent sessions
The 10 trading days to 26 Aug 2015, as traded on BSE.
| Date | Open | High | Low | Close | Average price | Volume |
|---|---|---|---|---|---|---|
| 26 Aug 2015 | 1.31 | 1.31 | 1.31 | 1.31 | 1.31 | 25 |
| 19 Aug 2015 | 1.37 | 1.37 | 1.37 | 1.37 | 1.37 | 375 |
| 7 Aug 2015 | 1.44 | 1.44 | 1.44 | 1.44 | 1.44 | 414 |
| 5 Aug 2015 | 1.51 | 1.51 | 1.51 | 1.51 | 1.51 | 4,497 |
| 4 Aug 2015 | 1.58 | 1.58 | 1.58 | 1.58 | 1.58 | 25 |
| 3 Aug 2015 | 1.66 | 1.66 | 1.66 | 1.66 | 1.66 | 10 |
| 31 Jul 2015 | 1.74 | 1.74 | 1.74 | 1.74 | 1.74 | 50 |
| 30 Jul 2015 | 1.83 | 1.83 | 1.83 | 1.83 | 1.83 | 202 |
| 17 Jul 2015 | 1.92 | 1.92 | 1.92 | 1.92 | 1.92 | 100 |
| 16 Jul 2015 | 2.02 | 2.02 | 2.02 | 2.02 | 2.02 | 10 |
Prices in ₹ per share as traded, not adjusted.
Company details
- BSE code
- 511306
- ISIN
- INE983B01025
- Industry
- Finance
- Website
- www.palcc.co.in
- CIN
- L51010MH1962PLC012287
- Corporate identity number, the registrar of companies' code for it
- Incorporated
- 1962
- Registered office
- 58, Nariman Bhavan, Nariman Point, Mumbai 400021, Maharashtra
- Share registrar
- Link Intime India Pvt. Ltd
- Keeps the register of shareholders and handles transfers and dividend payments