Kwality Credit & Leasing (Delisted) share price

BSE: 531206Finance

Kwality Credit & Leasing Ltd. · Face value ₹10 · Listed Nov 1995

Last traded ₹7.60 on 17 Jan 2022

Delisted on 20 Jun 2023.

Last announcements

The company's own last announcements before its shares stopped trading, routine notices left out.

Share price history

Daily closes since Oct 2011, adjusted for splits and bonuses

Daily close, ₹ per share

Results for the quarter to Mar 2023

Standalone: the listed company alone, without its subsidiaries. ₹ crore.

Income from operations
₹0.11 Cr−20.9% on a year ago · +1.0% on the quarter before
Net profit
₹0.01 Cr
Earnings per share
₹0.02
Net interest income
₹0.11 Cr
Profit before provisions
₹0.01 Cr

From interest earned to net profit, ₹ crore

  1. Interest earned0.1
  2. Interest paid0.0
  3. Net interest income0.1
  4. Other income0.0
  5. Operating expenses−0.1
  6. Before provisions0.0
  7. Set aside for bad loans0.0
  8. Profit before tax0.0
  9. Tax0.0
  10. Net profit0.0

Kwality Credit & Leasing results by quarter

Standalone: the listed company alone, without its subsidiaries. Latest quarter to Mar 2023. Results for the quarter to Jun 2023 were due by 14 Aug 2023, 45 days after it ends. Every company's dates are on the results calendar.

Income from operations and net profit by quarter, ₹ crore

  • Income from operations
  • Net profit
  • Loss
0.0−0.1Jun 200.0−0.4Sep 200.0−0.1Dec 200.20.1Mar 210.10.0Jun 210.1−0.1Sep 210.10.0Dec 210.1−0.1Mar 220.10.0Jun 220.10.0Sep 220.10.0Dec 220.10.0Mar 23

Net interest income and money set aside for bad loans by quarter, ₹ crore

  • Net interest income
  • Set aside for bad loans
0.00Jun 200.00Sep 200.00Dec 200.10Mar 210.10Jun 210.10Sep 210.10Dec 210.10Mar 220.10Jun 2200Sep 220.10Dec 220.10Mar 23
₹ croreJun 2018Q1Sep 2018Dec 2018Mar 2019Jun 2019Q1Sep 2019Dec 2019Q3Mar 2020Jun 2020Q1Sep 2020Dec 2020Q3Mar 2021Jun 2021Q1Sep 2021Dec 2021Q3Mar 2022Jun 2022Q1Sep 2022Dec 2022Q3Mar 2023
Income from operations0.150.150.150.150.090.090.080.040.040.020.030.160.120.110.110.140.120.120.110.11
Interest earned––––0.090.090.080.040.040.020.030.080.120.110.110.140.120.000.110.11
Interest paid––––0.000.000.000.000.000.020.000.000.000.000.000.000.000.000.000.00
Net interest income––––0.090.090.080.040.040.000.030.080.120.110.110.140.120.000.110.11
––––0.000.000.000.000.000.000.000.080.000.000.000.000.000.120.000.00
Dividends––––0.000.000.000.000.000.000.000.000.000.000.000.000.000.120.000.00
Sale of products––––0.000.000.000.000.000.000.000.080.000.000.000.000.000.000.000.00
Income outside operations––––0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
––––0.170.140.140.150.150.400.080.090.090.220.090.220.110.110.140.10
Profit before provisions––––−0.08−0.05−0.06−0.11−0.11−0.39−0.060.070.02−0.100.03−0.080.010.00−0.030.01
Set aside for bad loans––––0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Exceptional items––––0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax0.010.020.00−0.01−0.08−0.05−0.06−0.11−0.11−0.39−0.060.070.02−0.100.03−0.080.010.00−0.030.01
Tax0.000.010.000.000.000.000.000.000.000.000.000.000.010.000.000.000.000.000.000.00
Net profit0.010.020.00−0.01−0.08−0.05−0.06−0.11−0.11−0.39−0.060.070.02−0.100.03−0.080.010.00−0.030.01
Other comprehensive income––––0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Total comprehensive income––––−0.08−0.05−0.06−0.11−0.11−0.39−0.060.070.02−0.100.03−0.080.010.00−0.030.01
Earnings per share₹0.01₹0.04–−₹0.02−₹0.36−₹0.12−₹0.14−₹0.26−₹0.26−₹0.93−₹0.14₹0.16₹0.04−₹0.25₹0.07−₹0.19₹0.02₹0.00−₹0.06₹0.02
Diluted earnings per share₹0.01₹0.04–−₹0.02−₹0.36−₹0.12−₹0.14−₹0.26−₹0.26−₹0.93−₹0.14₹0.16₹0.04−₹0.25₹0.07−₹0.19₹0.02₹0.00−₹0.06₹0.02
Earnings per share in rupees, restated for later splits and bonuses. A lender's lines are blank for the quarters to Jun 2018, Sep 2018, Dec 2018 and Mar 2019: the company's filing for those results has none of them.

8 years at a glance

Standalone, laid out as a lender that is not a bank files them. No figures on this form for the years to Mar 2015 and Mar 2016. A lender's lines are blank for the years to Mar 2014, Mar 2017, Mar 2018 and Mar 2019: the company's filing for those results has none of them.

Net interest income, Net profit, ₹ crore

  • Net interest income
  • Net profit
  • Loss
0.0Mar 14Mar 15Mar 160.0Mar 170.0Mar 180.0Mar 190.3−0.3Mar 200.2−0.5Mar 210.5−0.1Mar 220.50.0Mar 23

Net interest margin, Return on assets, per cent

  • Net interest margin
  • Return on assets
167.3%−4.6%3.0%167.3%120.8%−4.6%−1.3%0.0%Mar 14Mar 16Mar 18Mar 20Mar 22Mar 23

Income

₹ crore, years to March.

₹ croreMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Total income––––––0.300.250.480.46
Interest earned––––––0.300.170.480.45
Interest paid––––––0.000.020.000.00
Net interest income––––––0.300.150.480.45
––––––0.000.080.000.00
Sale of products––––––0.000.080.000.00
Income outside operations––––––0.000.000.000.00
––––––0.610.720.620.46
Profit before provisions––––––−0.30−0.49−0.140.00
Set aside for bad loans––––––0.000.000.000.00
Exceptional items––––––0.000.000.000.00
Profit before tax0.03––−0.010.070.01−0.30−0.49−0.140.00
0.01––0.000.020.000.000.000.000.00
Net profit0.01––−0.010.050.01−0.30−0.49−0.140.00
Other comprehensive income––––––0.000.000.000.00
Total comprehensive income––––––−0.30−0.49−0.140.00
Earnings per share–––−₹0.02₹0.12₹0.02−₹0.72−₹1.17−₹0.32₹0.00
Diluted earnings per share–––−₹0.02₹0.12₹0.02−₹0.72−₹1.17−₹0.32₹0.00

Balance sheet

₹ crore, at 31 March.

₹ croreMar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Total assets–11.010.510.510.4
Loans given–8.10.10.10.1
Investments–1.90.00.40.1
Borrowings–0.00.00.00.0
–10.910.410.310.3
Share capital4.24.24.24.24.2
Reserves7.06.76.26.06.0

Margins and returns

Per cent a year, on the average of the opening and closing balance sheets.

FigureMar 2020Mar 2021Mar 2022Mar 2023
Net interest margin–3.01%167.26%120.80%
Yield on interest-earning assets–3.38%167.33%120.88%
Cost to income199.64%312.15%127.91%100.33%
Credit cost–0.00%0.00%0.00%
Return on assets–−4.58%−1.29%−0.01%
Assets per rupee of net worth–1.011.021.02
Return on equity–−4.63%−1.31%−0.01%

Where the return on assets comes from

Per cent of average total assets, a year. Each line adds to the one below it. The year to Mar 2020, the first with a balance sheet on this form, has none a year before it to average with, so its ratios are blank.

Per centMar 2021Mar 2022Mar 2023
Net interest income1.40%4.58%4.36%
Other income0.76%0.04%0.04%
Operating expenses6.74%5.90%4.41%
Profit before provisions−4.58%−1.29%−0.01%
Set aside for bad loans0.00%0.00%0.00%
Exceptional items0.00%0.00%0.00%
Profit before tax−4.58%−1.29%−0.01%
Tax0.00%0.00%0.00%
Associates and businesses sold or closed0.00%0.00%0.00%
Return on assets−4.58%−1.29%−0.01%

Cash flow

Standalone, ₹ crore, years to March.

₹ croreMar 2021Mar 2022Mar 2023Filed 30 May
Cash from operations−1.900.33−0.29
Capital spending0.000.000.00
Free cash flow−1.900.33−0.29
Cash from investing1.85−0.400.30
Cash from financing0.000.000.00
Dividends paid0.000.000.00
Shares bought back0.000.000.00
Shares issued0.000.000.00
Net change in cash−0.05−0.070.00
Capital spending is part of cash from investing, and dividends paid, shares bought back and shares issued are part of cash from financing. Each is shown as an amount on a line of its own, and the section's other items are in its total only. No cash flow statement is on record for the years to Mar 2014, Mar 2017, Mar 2018, Mar 2019 and Mar 2020.

Per share

Standalone, ₹ per share, years to March.

₹ per shareMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Filed 30 May
Earnings per share−₹0.02₹0.12₹0.02−₹0.72−₹1.17−₹0.32₹0.00
Diluted earnings per share−₹0.02₹0.12₹0.02−₹0.72−₹1.17−₹0.32₹0.00
Book value per share––₹26.48₹25.77₹24.60₹24.28–
Shareholder yield––––0.0%––
Market cap at the year end (₹ crore)––5.36–3.86––

Growth and returns over 3, 5 and 10 years

Standalone: the listed company alone, without its subsidiaries. Each window ends with the year to Mar 2023.

Measure10 years5 years3 years
Revenue growth, yearly rate10.9%−5.6%14.9%
Return on equity, average–−1.7%−2.0%
Net margin, average–−64.9%−74.9%
Asset turnover, average–0.040.04

Where the cash came from and went

Standalone: the listed company alone, without its subsidiaries. ₹ crore, added up over each window, which ends with the year to Mar 2023.

₹ crore3 yearsLatest year
Cash from operations−1.86−0.29
Cash from investing1.750.30
Cash from financing0.000.00
Capital spending0.000.00
Dividends paid0.000.00
Shares bought back0.000.00
Shares issued for cash0.000.00

Business segments

In the year to Mar 2023 the company reports one business segment, Non-Banking Financial Company, which carries all its revenue.

Kwality Credit & Leasing share price by year

Each calendar year to 2022.

YearClose at year endChangeHighest closeLowest close
20227.600.0%7.607.60
20217.60−18.4%9.137.60
20209.31−12.9%10.489.31
201910.69−0.9%12.6910.39
201810.79+25.2%10.798.40
20178.62−31.5%13.508.62
201612.59−10.1%15.5512.59
201514.00−74.1%79.8511.25
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. 2022 is from its first session, 17 Jan 2022. 2021 is from its first session, 15 Mar 2021. 2018 is from its first session, 23 Mar 2018. The close is the year's last trade for 2022 (17 Jan 2022), 2020 (20 Feb 2020), 2017 (25 Jul 2017) and 2016 (2 Dec 2016).

Recent sessions

The 10 trading days to 17 Jan 2022, as traded on BSE.

DateOpenHighLowCloseAverage priceVolume
17 Jan 20227.607.607.607.607.6010
20 Dec 20217.607.607.607.607.6010
6 Dec 20217.707.707.707.707.701
29 Nov 20217.707.857.707.707.713,029
22 Nov 20217.707.707.577.707.61154
15 Nov 20217.727.727.727.727.7210
1 Nov 20217.877.877.877.877.87201
25 Oct 20218.198.198.038.038.14442
18 Oct 20218.358.358.198.198.19654
11 Oct 20218.358.358.358.358.35101
Prices in ₹ per share as traded, not adjusted.

Company details

BSE code
531206
ISIN
INE577C01015
Industry
Finance
CIN
L65921WB1992PLC056686
Corporate identity number, the registrar of companies' code for it
Incorporated
1992
Registered office
7, Lyons Range, 3rd Floor, Room No. 9 & 10, Kolkata 700001, West Bengal
Share registrar
C B Management Services Pvt. Ltd
Keeps the register of shareholders and handles transfers and dividend payments