ESAF Small Finance Bank shareholders and shareholding pattern
NSE: ESAFSFBBSE: 544020BanksSmall Cap
ESAF Small Finance Bank Limited · Face value ₹10 Face value. The nominal value of one share as the company issued it, the unit its share capital is counted in and a dividend can be stated as a percentage of; it has no link to the share price. Face value in the glossary · Listed Nov 2023
Last close ₹39.08up ₹1.64 (4.38%)BSE ₹39.25
Share price at the NSE close on 27 Oct 2026. Previous close ₹37.44.
27 Oct: open ₹37.18, high ₹39.31, low ₹37.18
52-week range of traded prices to 27 Oct 2026
₹19.78Low, 30 Mar 2026₹46.00High, 30 Sep 2026
- Delivery only: shares bought must be paid for in full, with no selling on the same day.
- Next results date: the board meets on 29 Oct 2026 to consider: financial results. The notice · Results calendar
- Market capMarket capitalisation. Share price times the number of shares: what the whole company is worth at the day's price. The rank is by average market value over the six months to Jun 2026, among listed companies. Market capitalisation: how it is worked out
- ₹2,017 Cr1,321st largest listed
- P/EPrice to earnings, trailing. Market cap divided by the profit of the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, after the share of the other owners of its subsidiaries: what investors pay for each rupee of a year's profit. Price to earnings, trailing: how it is worked out
- Lossover the last 12 months
- P/BPrice to book. Market cap divided by the net worth that belongs to the company's own shareholders, its assets less everything it owes and less the other owners' share of its subsidiaries, on its latest balance sheet. Price to book: how it is worked out
- 1.13
- Dividend yieldDividend yield. Dividends paid per share in the twelve months to the day, as a percentage of the day's share price.
- Nonein the last 12 months
- ROEReturn on equity. Profit over the last twelve months (the latest four quarters, or two half years for a company that reports half-yearly) that belongs to the company's own shareholders, as a percentage of their net worth, the money they have in the business. Net worth is the average of the latest balance sheet and the one a year before it.
- −0.3%
- NIMNet interest margin. Net interest income ÷ the average assets that earn interest × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. For the year to Mar 2026. Net interest margin in the glossary
- 9.53%
- Gross NPAGross NPA, non-performing loans. Gross non-performing loans as a percentage of all loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is below the net share. At the end of Jun 2026.
- 5.40%
- Net NPANet NPA, non-performing loans. Net non-performing loans as a percentage of loans, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where the filing's own amounts show it written on another scale or rounded to the whole per cent, where it is 0 for a bank that lends, or where it is above the gross share. At the end of Jun 2026.
- 0.83%
- CET1Common equity tier 1 ratio. The bank's core capital, mostly shareholders' money, as a percentage of its loans and other assets weighted by risk, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the figure is outside what it can be. At the end of Jun 2026. Common equity tier 1 ratio in the glossary
- 15.45%
- ROAReturn on assets. Profit after tax ÷ average total assets × 100 × 12 ÷ the months in the period, a rate per year; given only where the balance sheets at the start and at the end of the period are both held; not given for an insurer. It equals net interest income + other income − operating expenses − provisions + exceptional items − tax + the lines below tax, each on the same base. For the year to Mar 2026. Return on assets in the glossary
- −0.57%
- Volume, NSEVolume. Shares traded on the last trading day. Volume in the glossary
- 4,56,500
ESAF Small Finance Bank's shareholding pattern for Sep 2026, filed on 16 Oct 2026, with every filing from Dec 2023: who owns its shares by group, its promoters by name and its public holders of 1% or more.
Who owns ESAF Small Finance Bank, filing by filing
Per cent of the company's shares.
Sep 2026 filing
- Promoters63.23%
- Foreign institutions0.18%
- Indian institutions3.58%
- Individuals and others33.00%
Shareholding pattern, per cent
- Promoters
- Foreign institutions
- Indian institutions
- Individuals and others
| Per cent | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 63.39% | 63.39% | 63.39% | 63.38% | 63.36% | 63.31% | 63.31% | 63.30% | 63.30% | 63.28% | 63.25% | 63.23% | |
| Indian promoters | 63.39% | 63.39% | 63.39% | 63.38% | 63.36% | 63.31% | 63.31% | 63.30% | 63.30% | 63.28% | 63.25% | 63.23% |
| Public. Every shareholder outside the promoter group, the employee trusts and the shares held against depositary receipts, as the filing totals them. Public in the glossary | 36.61% | 36.61% | 36.61% | 36.62% | 36.64% | 36.69% | 36.69% | 36.70% | 36.70% | 36.72% | 36.75% | 36.77% |
| Shares in issue | 51,47,79,858 | 51,47,79,858 | 51,47,79,858 | 51,48,73,896 | 51,50,80,755 | 51,54,27,452 | 51,54,27,452 | 51,55,13,335 | 51,55,72,741 | 51,56,62,613 | 51,59,51,795 | 51,61,20,301 |
| Shares locked inShares locked in. Shares the filing reports as barred from sale until a set day, such as promoters' shares after a public issue or shares allotted to an investor directly. Shares locked in in the glossary | 44,86,86,298 | 43,74,23,799 | 10,31,61,026 | 10,31,61,026 | 10,31,61,026 | 10,31,61,026 | – | – | – | – | – | – |
| Promoters' shares locked in | 32,63,18,839 | 32,63,18,839 | 10,31,61,026 | 10,31,61,026 | 10,31,61,026 | 10,31,61,026 | – | – | – | – | – | – |
A dash is a line the filing did not state. “Under 0.01%” is a holding of shares too small to show at two decimals.
ESAF Small Finance Bank promoters
Promoters are the founders, families and companies that control the company, as its filings name them. Every member of the promoter group holding shares in the filing for Sep 2026; the largest is Esaf Financial Holdings Private Limited, 52.81%. The filing names 11 more members with no shares.Promoter buying and selling
| Holder | ||
|---|---|---|
| Esaf Financial Holdings Private LimitedIndian companies, trusts and others | 52.81% | 27,25,48,396 |
| Paul ThomasIndividuals and Hindu undivided families | 6.04% | 3,11,86,785 |
| Esaf Swasraya Multistate Agro Cooperative Society LimitedIndian companies, trusts and others | 4.34% | 2,24,13,659 |
| Beena GeorgeIndividuals and Hindu undivided families | 0.01% | 40,000 |
| Mereena PaulIndividuals and Hindu undivided families | 0.01% | 33,333 |
| Bosco JosephIndividuals and Hindu undivided families | 0.01% | 40,000 |
| Emy Acha PaulIndividuals and Hindu undivided families | 0.00% | 13,333 |
| Lahanti Homes & Infrastructure Private LimitedIndian companies, trusts and others | 0.00% | 18,000 |
| Alok Thomas PaulIndividuals and Hindu undivided families | 0.00% | 13,333 |
| Savio JosephIndividuals and Hindu undivided families | 0.00% | 13,333 |
| Leo JosephIndividuals and Hindu undivided families | 0.00% | 16,667 |
No promoter shares are reported as pledged.
Largest public holders of ESAF Small Finance Bank, filing by filing
Per cent, on the same shares as the split above.
| Holder | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| YUSUFFALI MUSALIAM VEETTIL ABDUL KADER .Non-resident Indians | 4.49% | 4.49% | 4.49% | 4.49% | 4.49% | 4.49% | 4.49% | 4.48% | 4.48% | 4.48% | 4.48% | 4.48% |
| MUTHOOT FINANCE LIMITEDCompanies | 3.64% | 3.64% | 3.64% | 3.64% | 3.63% | 3.63% | 3.63% | 3.63% | 3.63% | 3.63% | 3.63% | 3.63% |
| GEORGE ITTAN MARAMKANDATHILDirectors and their relatives | 2.59% | 2.59% | 2.59% | 2.59% | 2.59% | 2.59% | 2.59% | 2.59% | 2.59% | 2.59% | 2.58% | 2.58% |
| EDELWEISS LIFE INSURANCE COMPANY LIMITEDInsurance companies | – | – | – | 1.51% | 1.89% | 1.95% | 1.95% | 1.95% | 1.95% | 1.95% | 1.55% | 1.55% |
| Bajaj Life Insurance LimitedInsurance companies | – | – | – | – | – | – | – | – | 2.00% | 1.67% | 1.22% | – |
| Bajaj Allianz Life Insurance Company LimitedInsurance companies | 3.06% | – | – | – | – | – | – | 2.02% | – | – | – | – |
| Pi Ventures LlpOther non-institutions | 1.70% | 1.70% | 1.70% | 1.70% | 1.70% | 1.55% | 1.24% | 1.16% | – | – | – | – |
| Bajaj Allianz Life Insurance Co LtdInsurance companies | – | 3.06% | 2.97% | 2.03% | 2.03% | 2.02% | 2.02% | – | – | – | – | – |
| Pnb Metlife India Insurance Company LimitedInsurance companies | 3.74% | 3.74% | 3.36% | – | – | – | – | – | – | – | – | – |
| Edelweiss Tokio Life Insurance Company Limited - Life Par FundInsurance companies | – | 1.12% | 1.51% | – | – | – | – | – | – | – | – | – |
| Icici Lombard General Insurance Company LtdInsurance companies | 1.21% | 1.21% | – | – | – | – | – | – | – | – | – | – |
A filing names every holder above one per cent, in the company's own words: an insurer's holding can carry one of its funds' names. A dash is a filing that did not name the holder, which includes holding under one per cent.
Who moved in the Sep 2026 filing
Against the Jun 2026 filing. A filing names a public holder only at 1% or more, so a holder no longer named fell under 1% or sold out.
- Indian institutions: Bajaj Life Insurance Limited no longer named, from 1.22%