Allahabad Bank (Delisted) share price
BSE: 532480
Face value ₹10 Face value. The nominal value of one share as the company issued it, the unit its share capital is counted in and a dividend can be stated as a percentage of; it has no link to the share price. Face value in the glossary · Listed Nov 2002
Last traded ₹7.60 on 19 Mar 2020
Delisted on 27 May 2020.
Last announcements
The company's own last announcements before its shares stopped trading, routine notices left out.
Mar 2020
19 Mar · Management
13 Mar · Shareholding for the Period Ended March 05, 2020
Shareholding Pattern for the Period Ended March 05, 2020. For more details, kindly Click ....12 Mar · Interest Rates Updates
Q3 results, quarter to Dec 2019
Standalone: the listed company alone, without its subsidiaries. ₹ crore.
- Total incomeTotal income. Total income is interest earned plus other income, fees and treasury gains among it. Total income in the glossary
- ₹4,860 Cr+2.2% on a year ago · +5.1% on the quarter beforeChange on a year ago and on the quarter before. The change against the same quarter a year before: (this quarter's figure less that quarter's) divided by that quarter's, times 100. The change on the quarter before is the same sum against the quarter just before, taken as this quarter's results restate it where the company restated it: this quarter's year to date less this quarter. Left out where either figure is a loss, where the restatement covers two or more earlier quarters without saying which, or across a change of basis named under the table, on the lines it affects.
- Net profitNet profit. What is left of revenue and other income after every cost, interest and tax. Net profit in the glossary
- −₹1,986 Cr
- Earnings per shareEarnings per share. Profit belonging to shareholders divided by the number of shares, restated for later splits and bonuses so they do not break the line. Earnings per share in the glossary
- −₹5.34
- Net interest incomeNet interest income. Interest earned − interest paid; for a finance company, interest earned − finance costs. Net interest income in the glossary
- ₹1,338 Cr
- Profit before provisionsProfit before provisions. Profit before anything is set aside for loans that may not be repaid: for a bank, total income − its expenses other than provisions, as stated, which are interest paid and operating expenses; for a finance company, total income − finance costs − operating expenses. Profit before provisions in the glossary
- ₹898 Cr
- Gross bad loans
- 18.93%
From interest earned to net profit, ₹ crore
- Interest earned4,226
- Interest paid−2,888
- Net interest income1,338
- Other income+635
- Operating expenses−1,075
- Before provisions898
- Set aside for bad loans−3,092
- Profit before tax−2,195
- Tax+208
- Net profit−1,986
Allahabad Bank results by quarter
Standalone: the listed company alone, without its subsidiaries. Latest quarter to Dec 2019. Results for the quarter to Mar 2020 were due by 30 May 2020, 60 days after it ends. Every company's dates are on the results calendar.
Total income and net profit by quarter, ₹ crore
- Total income
- Net profit
- Loss
Net interest income and money set aside for bad loans by quarter, ₹ crore
- Net interest income
- Set aside for bad loans
| ₹ crore | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018Q1 | Sep 2018 | Dec 2018Q3 | Mar 2019 | Jun 2019Q1 | Sep 2019 | Dec 2019Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total income | 5,391 | 5,396 | 5,317 | 5,030 | 5,051 | 5,123 | 5,052 | 5,025 | 5,105 | 4,969 | 5,068 | 4,755 | 4,259 | 4,794 | 4,411 | 4,757 | 4,603 | 4,747 | 4,623 | 4,860 |
| 4,825 | 4,918 | 4,852 | 4,619 | 4,497 | 4,570 | 4,422 | 4,295 | 4,372 | 4,148 | 4,190 | 4,244 | 3,777 | 4,600 | 4,000 | 4,228 | 4,037 | 4,323 | 4,112 | 4,226 | |
| On loansInterest on loans. Interest and discount earned on the bank's loans and bills for the period; given only where the four interest lines add to the interest earned stated. Interest on loans in the glossary | 3,691 | 3,819 | 3,778 | 3,529 | 3,360 | 3,379 | 3,303 | 3,060 | 2,860 | 2,849 | 2,880 | 2,869 | 2,431 | 3,356 | 2,596 | 2,743 | 2,491 | 2,878 | 2,751 | 2,826 |
| On investmentsInterest on investments. Income from the bonds and other securities the bank holds, for the period; given only where the four interest lines add to the interest earned stated. Interest on investments in the glossary | 1,032 | 1,005 | 988 | 981 | 1,016 | 1,064 | 974 | 1,025 | 1,058 | 964 | 955 | 1,069 | 1,109 | 1,104 | 1,167 | 1,354 | 1,317 | 1,332 | 1,263 | 1,223 |
| On balances with the RBI and other banksInterest on balances with the RBI and other banks. Interest earned on money placed with the Reserve Bank and with other banks, for the period; given only where the four interest lines add to the interest earned stated. Interest on balances with the RBI and other banks in the glossary | 55 | 58 | 56 | 78 | 94 | 95 | 103 | 156 | 258 | 283 | 301 | 243 | 142 | 115 | 129 | 100 | 69 | 89 | 81 | 76 |
| Other interestOther interest. Interest earned besides on loans, investments and balances with banks, for the period; given only where the four interest lines add to the interest earned stated. Other interest in the glossary | 47 | 36 | 30 | 31 | 27 | 32 | 42 | 54 | 197 | 52 | 54 | 63 | 95 | 25 | 107 | 31 | 159 | 23 | 16 | 100 |
| Interest paid | 3,368 | 3,331 | 3,230 | 3,202 | 3,223 | 3,177 | 3,073 | 3,112 | 3,011 | 2,905 | 2,936 | 2,897 | 2,888 | 2,896 | 2,849 | 2,830 | 2,779 | 2,793 | 2,836 | 2,888 |
| Net interest income | 1,457 | 1,587 | 1,621 | 1,416 | 1,274 | 1,393 | 1,349 | 1,183 | 1,361 | 1,243 | 1,254 | 1,347 | 888 | 1,704 | 1,151 | 1,399 | 1,258 | 1,530 | 1,276 | 1,338 |
| Other incomeOther income. Income besides interest, for the period: for a bank, its other income as stated, such as fees, commissions and gains on investments; for a finance company, total income − interest earned, or where total income is not stated, fees and commission + gains on fair value changes + other income. Other income in the glossary | 566 | 478 | 465 | 412 | 555 | 552 | 629 | 730 | 733 | 821 | 878 | 512 | 483 | 195 | 411 | 529 | 566 | 424 | 511 | 635 |
| 1,014 | 824 | 928 | 968 | 955 | 978 | 1,008 | 1,050 | 1,028 | 893 | 909 | 936 | 1,248 | 1,068 | 1,028 | 1,158 | 1,190 | 1,095 | 1,154 | 1,075 | |
| Profit before provisions | 1,009 | 1,242 | 1,159 | 860 | 873 | 967 | 970 | 863 | 1,066 | 1,170 | 1,223 | 922 | 123 | 830 | 534 | 769 | 634 | 860 | 633 | 898 |
| Set aside for bad loansProvisions for bad loans. What was set aside in the period for loans that may not be repaid: for a bank, its provisions other than for tax, which also cover its investments and loans still being repaid; for a finance company, the impairment of its loans and other financial assets. Provisions for bad loans in the glossary | 631 | 855 | 703 | 1,208 | 2,487 | 1,331 | 814 | 896 | 1,430 | 1,335 | 1,497 | 2,413 | 4,783 | 2,763 | 2,356 | 1,495 | 5,284 | 1,009 | 2,741 | 3,092 |
| Exceptional itemsExceptional items. One-off gains or losses the company states separately, for the period; on a bank's group accounts, not given where the line is the outside owners' share of its subsidiaries' profit. Exceptional items in the glossary | – | – | – | – | – | – | – | – | – | – | – | – | – | 0 | 0 | 0 | 0 | 0 | – | – |
| Profit before tax | 378 | 387 | 456 | −348 | −1,614 | −363 | 156 | −33 | −365 | −165 | −274 | −1,491 | −4,661 | −1,933 | −1,822 | −726 | −4,649 | −149 | −2,108 | −2,195 |
| Tax | 175 | 240 | 279 | 138 | −1,033 | 202 | 91 | −108 | −476 | −194 | −344 | −228 | −1,151 | 11 | 1 | 6 | −815 | −277 | 6 | −208 |
| Net profit | 203 | 147 | 177 | −486 | −581 | −565 | 65 | 75 | 111 | 29 | 70 | −1,264 | −3,510 | −1,944 | −1,823 | −733 | −3,834 | 128 | −2,114 | −1,986 |
| Earnings per shareEarnings per share. The earnings per share stated for the period ÷ the split factor, so a figure from before a split sits on the same share as today's; a figure the company filed after a split or bonus is already on the new share count and is divided by the splits after its filing day only. | – | – | – | – | – | – | – | ₹1.02 | ₹1.49 | ₹0.39 | ₹0.90 | −₹15.79 | −₹43.10 | −₹21.12 | −₹17.28 | −₹5.29 | −₹21.93 | ₹0.39 | −₹5.68 | −₹5.34 |
| Diluted earnings per shareDiluted earnings per share. That diluted earnings per share on today's share count, restated by the same splits and bonuses as the basic figure. Diluted earnings per share in the glossary | – | – | – | – | – | – | – | – | ₹1.49 | ₹0.39 | ₹0.90 | −₹15.79 | −₹43.10 | −₹21.12 | −₹17.28 | −₹5.29 | −₹21.93 | ₹0.39 | −₹5.68 | −₹5.34 |
Earnings per share in rupees, restated for later splits and bonuses. Employee costs and other operating expenses are left blank for the quarters to Mar 2017, Jun 2017, Sep 2017, Sep 2019 and Dec 2019: the lines stated do not add to the total the filing states, so the split is not given.
| Figure | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018Q1 | Sep 2018 | Dec 2018Q3 | Mar 2019 | Jun 2019Q1 | Sep 2019 | Dec 2019Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross bad loans, ₹ crore | 8,358 | 7,987 | 7,986 | 9,802 | 15,385 | 19,209 | 19,095 | 19,092 | 20,688 | 21,032 | 21,454 | 23,261 | 26,563 | 25,068 | 27,236 | 28,219 | 28,705 | 28,703 | 31,468 | 32,150 |
| Net bad loans, ₹ crore | 5,979 | 5,421 | 5,360 | 6,308 | 10,293 | 12,976 | 12,800 | 12,621 | 13,434 | 12,869 | 12,662 | 13,647 | 12,229 | 10,410 | 11,083 | 10,865 | 7,419 | 8,230 | 8,502 | 7,449 |
| Gross bad loans, % of loans | – | – | – | – | – | – | 12.28% | 12.51% | 13.09% | 13.90% | 14.10% | 14.38% | 16.00% | 16.00% | 17.50% | 17.81% | 17.55% | 17.43% | 19.05% | 18.93% |
| Net bad loans, % of loans | – | – | – | – | – | – | 8.59% | 8.65% | 8.92% | 9.00% | 8.84% | 8.97% | 8.00% | 7.30% | 8.00% | 7.70% | 5.22% | 5.71% | 5.98% | 5.13% |
| Bad loans already provided for | 28.46% | 32.14% | 32.88% | 35.65% | 33.10% | 32.44% | 32.96% | 33.89% | 35.07% | 38.82% | 40.98% | 41.33% | 53.96% | 58.47% | 59.31% | 61.50% | 74.15% | 71.33% | 72.98% | 76.83% |
| Core equity to risk-weighted loans | – | – | – | – | – | – | 7.98% | 8.12% | 8.20% | 8.30% | 8.41% | 7.33% | 5.57% | 4.80% | 5.00% | 7.06% | 9.65% | 9.68% | 8.05% | 6.71% |
| Tier 1 capital | – | – | – | – | – | – | – | – | – | – | – | – | – | 4.90% | 5.10% | 7.15% | 9.68% | 9.71% | – | – |
| Additional tier 1 capital | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.10% | 0.10% | 0.09% | 0.03% | 0.03% | – | – |
| Held by the government | – | – | – | – | – | – | 67.21% | 65.92% | 65.90% | 65.92% | 68.32% | 68.32% | 64.80% | 71.80% | 71.80% | 79.41% | 85.82% | 92.01% | 92.01% | 92.01% |
Per cent, and the bad loans themselves in ₹ crore. A non-performing loan is one the borrower has stopped paying, generally for 90 days.
10 years at a glance
Standalone, laid out as a bank files them.
Net interest income, Net profit, ₹ crore
- Net interest income
- Net profit
- Loss
Gross bad loans, per cent
- Gross bad loansGross non-performing loans. Loans whose borrowers have stopped paying, generally for 90 days, as a percentage of all loans, as the bank files it, or worked out from its filed amounts where the filed percentage cannot be read on its filing's scale. Gross non-performing loans in the glossary
Allahabad Bank business segments, year to Mar 2019
A reportable segment is a line of business the company must report on its own. Standalone, ₹ crore, as the company reports them. A segment at a loss has no share of profit.
Revenue by segment
₹18,565 CrTotal
- Retail Banking₹6,638 Cr35.8% of total
- Corporate/Wholesale Banking₹5,435 Cr29.3% of total
- Treasury Operations₹5,169 Cr27.8% of total
- OTHER BANKING BUSINESS₹1,322 Cr7.1% of total
Profit by segment
- Retail Banking₹2,038 Cr58.3% of total
- Treasury Operations₹385 Cr11.0% of total
- OTHER BANKING BUSINESS₹1,073 Cr30.7% of total
Segment results by year
Standalone, ₹ crore, years to March.
Retail Banking
Revenue, ₹ croreProfit, ₹ croreCorporate/Wholesale Banking
Revenue, ₹ croreProfit, ₹ croreTreasury Operations
Revenue, ₹ croreProfit, ₹ croreOTHER BANKING BUSINESS
Revenue, ₹ croreProfit, ₹ crore
| ₹ crore | Mar 2019 |
|---|---|
| Revenue of all businesses | 18,565 |
| Company revenue, as in its resultsCompany revenue. The company's revenue from operations for the period in its results, on the same accounts as its segments. It is below the businesses' sum where they sell to one another, or where the segments include a business the results report as discontinued. | 18,565 |
| Revenue | 6,638 |
| ProfitSegment profit. What the business earned before tax and finance costs, as the company measures each of its businesses. Segment profit in the glossary | 2,038 |
| MarginSegment margin. Segment profit as a percentage of the segment's revenue. Segment margin in the glossary | 30.7% |
| AssetsSegment assets. What the company holds for this business at the period end: plant, stock, receivables and the like. Segment assets in the glossary | 65,632 |
| LiabilitiesSegment liabilities. What this business owes at the period end, such as payments due to suppliers. Segment liabilities in the glossary | 64,134 |
| Revenue | 5,435 |
| Revenue | 5,169 |
| Revenue | 1,322 |
Profit is before tax and finance costs, the way companies report their segments.
Income
₹ crore, years to March. Employee costs and other operating expenses are left blank for the year to Mar 2017: the lines stated do not add to the total the filing states, so the split is not given.
| ₹ crore | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total incomeTotal income. Everything earned in the period, the total the statement states: for a bank, its interest earned and other income, with any other income line its statement totals; for a finance company, revenue from operations + other income; for a general insurer, premium earned + income from the policyholders' investments + other income; for a life insurer, premiums + the income and gains on the policyholders' investments. | 9,885 | 12,385 | 16,822 | 18,913 | 20,912 | 21,712 | 20,795 | 20,305 | 19,051 | 18,565 |
| 8,369 | 11,015 | 15,523 | 17,436 | 18,747 | 19,716 | 18,885 | 17,660 | 16,358 | 16,864 | |
| On loans | 6,398 | 8,274 | 11,664 | 12,745 | 13,912 | 14,966 | 14,486 | 12,603 | 11,029 | 11,186 |
| On investments | 1,945 | 2,670 | 3,716 | 4,473 | 4,563 | 4,486 | 3,990 | 4,120 | 4,097 | 4,943 |
| On balances with the RBI and other banks | 25 | 55 | 123 | 159 | 116 | 202 | 285 | 613 | 969 | 414 |
| Other interest | 1 | 16 | 20 | 58 | 157 | 62 | 124 | 324 | 264 | 322 |
| Interest paid | 5,719 | 6,992 | 10,361 | 12,569 | 13,435 | 13,538 | 12,986 | 12,373 | 11,626 | 11,353 |
| Net interest income | 2,650 | 4,022 | 5,163 | 4,866 | 5,311 | 6,178 | 5,898 | 5,287 | 4,732 | 5,511 |
| Other income | 1,516 | 1,370 | 1,299 | 1,477 | 2,166 | 1,996 | 1,910 | 2,644 | 2,693 | 1,700 |
| 1,618 | 2,338 | 2,691 | 2,958 | 3,457 | 3,714 | 3,675 | 4,065 | 3,987 | 4,444 | |
| Profit before provisions | 2,549 | 3,055 | 3,770 | 3,385 | 4,020 | 4,460 | 4,134 | 3,867 | 3,438 | 2,767 |
| Set aside for bad loans | 777 | 1,124 | 1,607 | 1,833 | 2,384 | 2,857 | 5,253 | 4,471 | 10,029 | 11,898 |
| Exceptional items | – | – | – | – | – | – | – | 291 | – | 0 |
| Profit before tax | 1,772 | 1,931 | 2,163 | 1,553 | 1,637 | 1,603 | −1,119 | −314 | −6,591 | −9,131 |
| Tax | 565 | 508 | 296 | 367 | 465 | 982 | −376 | – | −1,917 | −797 |
| Net profit | 1,206 | 1,423 | 1,867 | 1,185 | 1,172 | 621 | −743 | −314 | −4,674 | −8,334 |
| Earnings per share | – | – | – | – | – | – | – | −₹4.36 | −₹59.63 | −₹65.34 |
| Diluted earnings per share | – | – | – | – | – | – | – | −₹4.36 | −₹59.63 | −₹65.34 |
Balance sheet
₹ crore, at 31 March.
| ₹ crore | Mar 2019 |
|---|---|
| Total assetsTotal assets. Everything the company owns, at the period end; for an insurer, whose balance sheet shows its assets net of what it owes in the short term, that net figure + its current liabilities and provisions − any debit balance in its profit and loss account and expenditure not yet written off, and not given where only the net figure is stated. Total assets in the glossary | 2,48,576 |
| Cash and balances with the RBICash and balances with the RBI. Cash in hand and the money the bank keeps with the Reserve Bank, at the period end; given only where cash, balances with banks, loans, investments, fixed assets and other assets add to the total assets stated. Cash and balances with the RBI in the glossary | 9,672 |
| With banks and at callBalances with banks and money at call. Money placed with other banks and lent for very short periods, at the period end; given only where cash, balances with banks, loans, investments, fixed assets and other assets add to the total assets stated. Balances with banks and money at call in the glossary | 4,561 |
| Loans given | 1,42,212 |
| Investments | 79,558 |
| Fixed assetsFixed assets. Buildings, equipment and other assets the company uses, at cost less depreciation, at the period end; for a bank, given only where cash, balances with banks, loans, investments, fixed assets and other assets add to the total assets stated. Fixed assets in the glossary | 3,538 |
| Other assetsOther assets. A bank's assets besides cash, balances with banks, loans, investments and fixed assets, such as interest accrued and advance tax, at the period end; given only where cash, balances with banks, loans, investments, fixed assets and other assets add to the total assets stated. Other assets in the glossary | 9,034 |
| DepositsDeposits. Money customers have placed with the company on deposit, at the period end. Deposits in the glossary | 2,14,334 |
| BorrowingsBorrowings. Money borrowed, at the period end, deposits left out: for a bank and an insurer, its borrowings as stated; for a finance company, bonds and debentures + loans taken + subordinated debt. Borrowings in the glossary | 12,489 |
| Other liabilities and provisionsOther liabilities and provisions. What the bank owes besides deposits and borrowings, such as interest accrued, bills payable and provisions, at the period end; given only where net worth, deposits, borrowings and it add to the balance sheet total stated. Other liabilities and provisions in the glossary | 12,622 |
| Net worth. Net worth at the period end, the whole group's on group accounts: for a bank, share capital + reserves and surplus; for a finance company, total equity as stated; for a general insurer, share capital + reserves; for a life insurer, shareholders' funds as stated, or share capital + reserves + the fair value change account where they are not. An insurer's is less any debit balance in its profit and loss account and expenditure not yet written off. Not given where the balance sheet states the share capital, the reserves or the net worth as 0. Net worth in the glossary | 9,130 |
| Share capitalShare capital. The face value of every share issued, at the period end; not given where the balance sheet states it, the reserves or the net worth as 0. Share capital in the glossary | 2,097 |
| ReservesReserves. Profits kept in the business and other reserves, at the period end; for an insurer, less any debit balance in its profit and loss account and expenditure not yet written off. Not given where the balance sheet states them, the share capital or the net worth as 0, nor, for a life insurer, where share capital, the reserves, the fair value change account and share application money do not add to the net worth its balance sheet states. Reserves in the glossary | 7,033 |
Bad loans and capital
Per cent, and the bad loans themselves in ₹ crore. A non-performing loan is one the borrower has stopped paying, generally for 90 days.
| Figure | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross bad loans, ₹ croreGross non-performing loans, ₹ crore. Non-performing loans, those whose borrowers have stopped paying, generally for 90 days, at the amount still owed at the period end, as the bank states it. A 0 is given only for a bank whose loans are at most 1% of its assets, and the figure is not given where it is below the net figure or the bank's own gross share of loans shows a digit slipped. Gross non-performing loans, ₹ crore in the glossary | 1,222 | 1,648 | 2,059 | 5,137 | 8,068 | 8,358 | 15,385 | 20,688 | 26,563 | 28,705 |
| Net bad loans, ₹ croreNet non-performing loans, ₹ crore. Non-performing loans less what the bank has set aside against them, at the period end, as the bank states it; not given where it is above the gross figure, or 0 beside a gross figure that is not. Net non-performing loans, ₹ crore in the glossary | 470 | 736 | 1,092 | 4,127 | – | 5,979 | 10,293 | 13,434 | 12,229 | 7,419 |
| Gross bad loans, % of loans | – | – | – | – | – | – | – | 13.09% | 16.00% | 17.55% |
| Net bad loans, % of loansNet non-performing loans. Non-performing loans left after what has been set aside against them, as a percentage of loans, as the bank files it, or worked out from its filed amounts where the filed percentage cannot be read on its filing's scale. Net non-performing loans in the glossary | – | – | – | – | – | – | – | 8.92% | 8.00% | 5.22% |
| Bad loans already provided forProvision coverage. (gross non-performing loans − net non-performing loans) ÷ gross non-performing loans × 100: the share of non-performing loans already covered by money set aside. Provision coverage in the glossary | 61.52% | 55.32% | 46.98% | 19.67% | – | 28.46% | 33.10% | 35.07% | 53.96% | 74.15% |
| Core equity to risk-weighted loansCommon equity tier 1 ratio. The bank's core capital, mostly shareholders' money, as a percentage of its loans and other assets weighted by risk, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, or where the figure is outside what it can be. Common equity tier 1 ratio in the glossary | – | – | – | – | – | – | – | 8.20% | 5.60% | 9.65% |
| Tier 1 capitalTier 1 capital ratio. Core capital ratio + additional tier 1 ratio; given only where the additional tier 1 ratio is above 0. Tier 1 capital ratio in the glossary | – | – | – | – | – | – | – | – | – | 9.68% |
| Additional tier 1 capitalAdditional tier 1 capital ratio. The bank's permanent capital beyond its core capital, mostly perpetual bonds that can be written down, as a percentage of its assets weighted by risk, as the bank states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, where it is 0, since the statement also writes 0 for a bank that does not state it, or where it is at or above the core capital ratio. Additional tier 1 capital ratio in the glossary | – | – | – | – | – | – | – | – | – | 0.03% |
| Held by the governmentGovernment holding. The share of the company the government holds, as the company states it, in per cent on the one scale its filing writes all its ratios in; not given where that scale cannot be told, where the figure is outside what it can be, or where it is 0 and the shareholding pattern for the same date does not confirm the government holds none. Government holding in the glossary | – | – | – | – | – | – | – | 65.92% | 64.80% | 85.82% |
Margins and returns
Per cent a year, on the average of the opening and closing balance sheets.
| Per cent | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cost to incomeCost to income. Operating expenses ÷ (net interest income + other income) × 100. Cost to income in the glossary | 38.83% | 43.36% | 41.65% | 46.63% | 46.23% | 45.44% | 47.06% | 51.25% | 53.69% | 61.63% |
| Loans to depositsLoans to deposits. Loans ÷ deposits × 100, at the period end. Loans to deposits in the glossary | – | – | – | – | – | – | – | – | – | 66.35% |
Growth and returns over 3, 5 and 10 years
Standalone: the listed company alone, without its subsidiaries. Each window ends with the year to Mar 2019.
| Measure | 10 years | 5 years | 3 years |
|---|---|---|---|
| Revenue growth, yearly rateRevenue growth, yearly rate. 3 years: Revenue in the latest year ÷ revenue in the year three years before, to the power of one third, − 1, × 100: the yearly rate it grew at; empty where either year is missing, nought or a loss, or a change of year end falls between them. 5 years: Revenue in the latest year ÷ revenue in the year five years before, to the power of one fifth, − 1, × 100: the yearly rate it grew at; empty where either year is missing, nought or a loss, or a change of year end falls between them. 10 years: Revenue in the latest year ÷ revenue in the year ten years before, to the power of one tenth, − 1, × 100: the yearly rate it grew at; empty where either year is missing, nought or a loss, or a change of year end falls between them. | 8.1% | −2.4% | −3.7% |
| Net margin, averageNet margin, average. 3 years: The plain average of the yearly net profit margin over the last three years, needing at least two of them; a year without the figure is left out, never filled in. 5 years: The plain average of the yearly net profit margin over the last five years, needing at least four of them; a year without the figure is left out, never filled in. 10 years: The plain average of the yearly net profit margin over the last ten years, needing at least nine of them; a year without the figure is left out, never filled in. | −2.5% | −14.3% | −23.7% |
Where the return came from
Yearly rates to Mar 2019, per-share figures restated for splits and bonuses.
| Over | Return a year | Earnings growth | Change in P/E | Dividend yield |
|---|---|---|---|---|
| 1 year | +10.1% | – | – | 0.0% |
| 3 years | −0.2% | – | – | 0.0% |
| 5 years | −9.7% | – | – | 0.0% |
Return is price growth plus the average dividend yield. Change in P/E is (1 + price growth) / (1 + earnings growth) - 1, so the parts compound rather than add. Earnings growth and the change in P/E are left empty where earnings per share at either end of the window was a loss or is not on record. Earnings growth and the change in P/E over 1 year are left empty: the earnings per share stated for one end does not match that year's profit and share count, and no share count is on record to work it out.
Allahabad Bank share price by year
Each calendar year to 2020.
| Year | Close at year end | Change | Highest close | Lowest close |
|---|---|---|---|---|
| 2020 | 7.60 | −59.7% | 18.95 | 7.60 |
| 2019 | 18.85 | −59.1% | 57.85 | 17.75 |
| 2018 | 46.10 | −37.2% | 73.75 | 33.85 |
| 2017 | 73.45 | +22.0% | 89.95 | 60.90 |
| 2016 | 60.20 | −12.9% | 86.75 | 41.30 |
| 2015 | 69.15 | −47.9% | 134.35 | 67.55 |
₹ per share, adjusted for splits and bonuses since. Change is on the close at the end of the year before. The 2020 close is its last trade, on 19 Mar 2020.
Recent sessions
The 10 trading days to 19 Mar 2020, as traded on BSE.
| Date | Open | High | Low | Close | Average price | Volume |
|---|---|---|---|---|---|---|
| 19 Mar 2020 | 7.60 | 7.75 | 7.30 | 7.60 | 7.57 | 21,30,293 |
| 18 Mar 2020 | 8.05 | 8.35 | 7.60 | 7.75 | 7.90 | 21,41,294 |
| 17 Mar 2020 | 8.45 | 8.70 | 8.00 | 8.10 | 8.33 | 24,02,369 |
| 16 Mar 2020 | 8.80 | 8.80 | 8.20 | 8.40 | 8.41 | 20,34,084 |
| 13 Mar 2020 | 7.30 | 8.90 | 7.30 | 8.80 | 8.44 | 36,43,408 |
| 12 Mar 2020 | 8.85 | 8.85 | 7.70 | 8.10 | 8.12 | 31,60,833 |
| 11 Mar 2020 | 9.35 | 9.55 | 9.00 | 9.05 | 9.24 | 28,99,208 |
| 9 Mar 2020 | 10.30 | 10.40 | 8.80 | 9.10 | 9.17 | 51,55,469 |
| 6 Mar 2020 | 10.80 | 11.25 | 10.55 | 10.75 | 10.83 | 66,17,136 |
| 5 Mar 2020 | 12.00 | 13.35 | 12.00 | 12.95 | 12.77 | 32,04,476 |
Prices in ₹ per share as traded, not adjusted.
Price adjustments
What the price chart is corrected for, so it reads as one share held throughout.
| Ex-date | Event | Price factor | What happened |
|---|---|---|---|
| 19 May 2009 | Price move | – | Between two trading sessions the price moved by a fifth or more. The Nifty 500 moved 5% or more the same way over the same sessions. Not adjusted for. |
Each event is noted and not adjusted for.
Company details
- BSE code
- 532480
- ISIN
- INE428A01015
- Former symbols
- ALBK
- Website
- www.allahabadbank.com
- Registered office
- 2, Netaji Subhas Road, Kolkata 700001, West Bengal
- Share registrar
- C B Management Services Pvt. Ltd
- Keeps the register of shareholders and handles transfers and dividend payments