UTI Annual Interval Fund - I Direct Growth NAV today
AMFI: 123646ISIN: INF789F01VW8UTI Mutual FundFMP funds
Formerly UTI - Fiif Annual Intervl Plan I
NAV ₹37.2130up ₹0.01 (0.02%)
NAV for 27 Oct 2026, against 26 Oct 2026. Declared once a day.
Other plans: Regular Growth ₹36.7429, 0.01% · Regular IDCW ₹11.0284 · Direct IDCW ₹11.4121
- Fund sizeAssets under management. The money the fund manages for all its investors, across every plan, at the end of the month. Assets under management in the glossary
- ₹20 CrSep 2026
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it. Total expense ratio: how it is worked out
- 0.18%26 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought. Exit load in the glossary
- None
- Yield to maturityYield to maturity. The yearly return the fund's bonds would earn if each were held to maturity at today's price, weighted by what the fund holds of each. Yield to maturity in the glossary
- 5.40%31 Aug 2025
- Risk levelRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. Riskometer in the glossary
- LowAug 2026
- HoldingsHoldings. The number of different securities in the fund's latest monthly portfolio: shares, bonds, money market paper and units of other funds, not cash, overnight lending or futures. Holdings in the glossary
- 030 Sep 2026
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer. Launch date in the glossary
- 19 Aug 2007
UTI Annual Interval Fund - I returns
Direct Growth plan
Over each window to 27 Oct 2026
| Over | Direct GrowthTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). Trailing return: how it is worked out | Regular Growth | BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. Benchmark in the glossary | Rank in categoryRank in category. The fund's place among the funds of its category with a return over the same window, highest return first. Rank in category in the glossary | Category medianCategory median. The middle return of the funds in the category over the same window: half returned more, half less. Category median in the glossary | Middle halfMiddle half of the category. The returns of the fund a quarter of the way down the category and the fund a quarter of the way up, over the same window: half the category's funds returned between the two. Middle half of the category in the glossary |
|---|---|---|---|---|---|---|
| 1 week | +0.12% | +0.12% | – | – | – | – |
| 1 month | +0.46% | +0.46% | – | 4 of 26 | +0.26% | −0.4% to +0.4% |
| 3 months | +1.24% | +1.24% | – | 7 of 26 | +0.99% | −0.1% to +1.2% |
| 6 months | +2.51% | +2.50% | – | 15 of 26 | +2.60% | +2.1% to +2.7% |
| 1 year | +5.16% | +5.11% | +6.31%to 30 Sep 2026 | 15 of 26 | +5.43% | +4.2% to +5.7% |
| 3 years | +6.12% | +6.05% | +7.09%to 30 Sep 2026 | 26 of 26 | +7.53% | +7.5% to +7.6% |
| 5 years | +5.76% | +5.67% | +6.35%to 30 Sep 2026 | 8 of 8 | +6.38% | +6.3% to +6.4% |
| 10 years | +5.54% | +5.45% | +6.46%to 30 Sep 2026 | – | – | – |
₹10,000 put in on 13 Aug 2013 is ₹22,668 at the NAV of 27 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load. Growth of ₹10,000 in the glossaryOver a year and longer, a return is the yearly rate. Benchmark: NIFTY Low Duration Debt Index A-I, over the same days as the fund, or to the month end its cell names. Rank, median and middle half among the Direct plans of FMP funds, each fund's return to its latest NAV on or before 27 Oct 2026.
At the month end, 30 Sep 2026
| Over | Fund | BenchmarkBenchmark return. The change in the benchmark index's total return level over the same dates as the fund's return, as a yearly rate over a year and longer. Benchmark return in the glossary |
|---|---|---|
| 1 year | +5.17% | +6.31% |
| 3 years | +6.13% | +7.09% |
| 5 years | +5.72% | +6.35% |
| 10 years | +5.57% | +6.46% |
| Since launch | +6.39% | +7.15% |
Benchmark: NIFTY Low Duration Debt Index A-I. Both as the fund house states them for the month.
Return in each calendar year
- Fund, Direct GrowthCalendar year return. The change in NAV from the last NAV of one year to the last NAV of the next.
- Loss
Highest year to Dec 2014, +9.3%; lowest year to Dec 2019, −0.4%
UTI Annual Interval Fund - I SIP returns
₹10,000 on the 1st of every month, valued at the NAV of 27 Oct 2026SIP calculator
| Period | InvestedAmount invested. ₹10,000 on the 1st of every month, or the next day the fund priced, added up over the period. Amount invested in the glossary | Value todayValue today. What the units bought by every instalment are worth at the latest NAV. Value today in the glossary | Invested against value today | SIP returnSIP return (XIRR). The yearly rate that, applied to each monthly instalment from the day it was invested, gives the value of all the units today. SIP return (XIRR) in the glossary | After stamp dutySIP return after stamp duty. The same SIP return with stamp duty of 0.005% taken from every instalment since 1 Jul 2020, so ₹10,000 buys ₹9,999.50 of units. SIP return after stamp duty in the glossary | Stamp dutyStamp duty paid. The stamp duty on all the instalments, in rupees: 0.005% of each purchase made since 1 Jul 2020. Stamp duty paid in the glossary |
|---|---|---|---|---|---|---|
| 1 year12 instalments | ₹1,20,000 | ₹1,23,219₹1,23,212 after stamp duty | +5.13% | +5.12% | ₹6 | |
| 3 years36 instalments | ₹3,60,000 | ₹3,92,197₹3,92,177 after stamp duty | +5.69% | +5.68% | ₹18 | |
| 5 years60 instalments | ₹6,00,000 | ₹6,96,759₹6,96,724 after stamp duty | +5.94% | +5.94% | ₹30 | |
| 10 years120 instalments | ₹12,00,000 | ₹15,97,239₹15,97,193 after stamp duty | +5.59% | +5.59% | ₹38 | |
| Since Aug 2013158 instalments | ₹15,80,000 | ₹23,43,624₹23,43,578 after stamp duty | +5.78% | +5.78% | ₹38 |
A SIP that rises every year: Step-up SIP calculator
Rolling returns
Per cent a year, every window from 13 Aug 2013 to 27 Oct 2026
Lowest to highestAverage
LowestLowest rolling return. The lowest yearly return of any window of this length in the fund's history, one window starting on each day it priced. Lowest rolling return in the glossaryAverageAverage rolling return. The average of the yearly returns of every window of this length in the fund's history. Average rolling return in the glossaryHighestHighest rolling return. The highest yearly return of any window of this length in the fund's history. Highest rolling return in the glossaryEnded higherWindows that ended higher. The share of all the windows of this length in which the NAV ended above where it started. Windows that ended higher in the glossary
1 year2,948 windows−1.1%+6.3%+10.1%96.0%
3 years2,468 windows+3.0%+6.0%+9.1%100.0%
5 years1,984 windows+4.3%+5.7%+8.4%100.0%
10 years774 windows+5.5%+6.0%+6.5%100.0%
Every 3, 5 and 10-year window ended higher than it started.
UTI Annual Interval Fund - I expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio. Direct and regular plan cost gap in the glossary
- 0.02 ptsA year, on 26 Oct 2026
Total expense ratio, month by month
- Regular plan
- Direct plan
Direct plan highest 0.20%, Apr 2026.Direct plan lowest 0.05%, Jun 2019.
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. Base expense ratio in the glossary | 0.15% | 0.16% |
| Brokerage | None | None |
| Transaction costs | 0.01% | 0.01% |
| Statutory levies | 0.02% | 0.03% |
Per cent of assets a year, filed for 26 Oct 2026. The parts add up to that day's total.
How UTI Annual Interval Fund - I is taxed
Gains on units bought on or after 1 Apr 2023 are taxed at the income tax slab rate however long they are held; gains on units bought earlier are taxed at 12.5% when held over 12 months and at the slab rate otherwise.
IDCW payouts are added to the holder's income and taxed at the income tax slab rate. The fund deducts 10% tax at source for a resident when its payouts to them in a year counted from April to March are above ₹10,000.
Rules in force from 23 Jul 2024, checked 27 Oct 2026. Surcharge and cess are not included.
UTI Annual Interval Fund - I AUM
₹ crore, every plan of the fund together.
- Average assetsAverage assets under management. The money the fund managed, averaged over every day of the quarter, added up across its plans.
- ₹22 CrQuarter to Sep 2026
- In the direct plansShare of assets in the direct plans. The direct plans' average assets for the quarter as a percentage of the fund's total; the rest is in the regular plans, bought through distributors. Share of assets in the direct plans in the glossary
- 24.2%Of the quarter's average
Average assets by quarter, by plan
- Regular plans
- Direct plans
Largest ₹114 Cr, quarter to Jun 2014.
Assets at each month end
Highest ₹31 Cr, May 2019.Lowest ₹13 Cr, Sep 2024.
UTI Annual Interval Fund - I portfolio
Portfolio disclosed for 30 Sep 2026.
Cash and receivables on 30 Sep 2026
| Weight in the fund. The holding's market value on the portfolio date as a share of the fund's net assets. Weight in the fund in the glossary | ||
|---|---|---|
| NET CURRENT ASSETS | 100.00% | 20.14 |
Weight is per cent of the fund's net assets; value in ₹ crore.
Asset allocation
Asset allocation. What the fund owns, by kind of asset, each as a share of its net assets; futures and options are shown beside it, not in it, since they are contracts rather than assets bought. Asset allocation in the glossary- Cash and receivables100.00%
Per cent of the fund's net assets.
Bought and sold
Sep 2026 against Aug 2026, position by position.
Positions changed, month by month
- New
- Added
- Trimmed
- Sold out
- New positionsNew positions. Holdings in this month's portfolio that were not in the month before. New positions in the glossary
- 0
- Sold outSold out. Holdings in last month's portfolio that are gone from this one, other than a bond or deposit repaid on its due date. Sold out in the glossary
- 0
- Added toAdded to. Holdings with more units than the month before. Where the fund states no units, a weight that rose by more than a tenth. Added to in the glossary
- 0
- TrimmedTrimmed. Holdings with fewer units than the month before. Where the fund states no units, a weight that fell by more than a tenth. Trimmed in the glossary
- 0
- UnchangedUnchanged. Holdings with the same number of units as the month before. Their weight can still move with the price. Unchanged in the glossary
- 0
- Traded at leastTraded at least. The smaller of the weight bought in new positions and the weight sold out of old ones, cash left out: the least the fund must have bought and sold in the month. Traded at least in the glossary
- 0.00%
- Weight that movedWeight that moved. Half the sum of every position's change in weight between the two month ends, new and sold positions included; price moves alone raise it. Weight that moved in the glossary
- 0.00%
Risk ratios
NAV to 27 Oct 2026
Each bar runs from the lowest to the highest figure among the Direct plans of FMP funds (26 funds) over the same 3 years; the tick is their average and the dot this fund.
How much the NAV moves
Standard deviationStandard deviation. How far the fund's monthly returns spread around their average, stated as a yearly figure: the wider the spread, the more the NAV moves. Standard deviation in the glossary0.26%
0.24%Lowest1.24%Average3.04%Highest
Downside deviationDownside deviation. Standard deviation counting only the months in which the fund lost money, stated as a yearly figure. Downside deviation in the glossaryNo losing month
0.00%Lowest0.25%Average1.38%Highest
Sharpe ratioSharpe ratio. The monthly return above the 91-day Treasury bill yield, divided by its standard deviation and stated for a year: the extra return for each unit of movement in the NAV. Sharpe ratio in the glossary0.39
0.39Lowest1.36Average3.62Highest
Sortino ratioSortino ratio. The monthly return above the 91-day Treasury bill yield, divided by how far it fell below that yield and stated for a year: the extra return for each unit of movement on the way down. Sortino ratio in the glossary0.64
0.64Lowest4.09Average28.51Highest
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. Largest fall in the glossary | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. Back at the high in the glossary |
|---|---|---|---|---|
| 1 year | None | 27 Oct 2025 | 27 Oct 2025 | |
| 3 years | −0.02% | 16 Sep 2024 | 17 Sep 2024 | 19 Sep 2024 |
| 5 years | −0.23% | 13 Sep 2022 | 27 Sep 2022 | 3 Oct 2022 |
| 10 years and since Aug 2013 | −6.62% | 3 Jun 2019 | 6 Jun 2019 | 27 Aug 2020 |
Risk level by month
| Months | Fund | BenchmarkBenchmark's risk level. The riskometer level of the fund's benchmark index for the same month, on the same six-step scale as the fund's own. Benchmark's risk level in the glossary |
|---|---|---|
| Dec 2024 to Aug 202621 months | Low | Low to ModerateNIFTY Low Duration Debt Index A-I |
| Nov 20241 month | Low to Moderate | Low to ModerateCRISIL Low Duration Debt A-I Index |
| Sep 2024 to Oct 20242 months | Low to Moderate | ModerateCRISIL Low Duration Debt Index |
| Feb 2024 to Aug 20247 months | Low | ModerateCRISIL Low Duration Debt Index |
| Sep 2023 to Jan 20245 months | Low to Moderate | ModerateCRISIL Low Duration Debt Index |
| Feb 2023 to Aug 20237 months | Low | ModerateCRISIL Low Duration Debt Index |
| Sep 2022 to Jan 20235 months | Low to Moderate | ModerateCRISIL Low Duration Debt Index |
| Dec 2021 to Aug 20229 months | Low | ModerateCRISIL Low Duration Debt Index |
The riskometer at each month end, the fund's and its benchmark's. A month with none on record is left out.
UTI Annual Interval Fund - I fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. Return in the manager's time in the glossary | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. Benchmark over the same days in the glossary | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. Difference from the benchmark in the glossary | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. Portfolio changed after the handover in the glossary | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. Portfolio changed before the handover in the glossary | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. Assets the manager runs in the glossary | ||
|---|---|---|---|---|---|---|---|---|
| Amit SharmaPrimary | Nov 2025 | +5.04%over 357 days | – | – | – | – | 5 | ₹54,716 Cr₹27,777 Cr alone |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | |||||
|---|---|---|---|---|---|
| UTI Liquid FundAmit Sharma | Jul 2017 | – | – | – | ₹27,453 Cr |
| UTI Money Market FundAmit Sharma | Jul 2017 | +6.69%a year | – | – | ₹16,039 Cr |
| UTI Arbitrage FundAmit Sharma | Jul 2018 | +6.30%a year | +5.86% | +0.44 pts | ₹10,900 Cr |
| UTI Medium to Long Term FundAmit Sharma | Nov 2025 | +2.14%over 357 days | – | – | ₹303 Cr |
The ten largest by assets, by manager. Returns are the direct plan's.
UTI Annual Interval Fund - I dividend history
IDCW (income distribution cum capital withdrawal), once called a dividend: rupees per unit, paid to holders on the record date and taken out of the NAV. Paid by the fund's Direct IDCW plan.Every fund's payouts
Paid per unit, the latest payouts
- Paid per unitIDCW payout. Rupees paid out per unit to holders on the record date; the money comes out of the fund, so the plan's NAV falls by the same amount. IDCW payout in the glossary
Largest ₹0.35 a unit, Mar 2026.
Every payout
| IDCW yield. A payout as a share of the plan's NAV on the record date, before the NAV fell by the amount paid. IDCW yield in the glossary | NAV before | NAV after | ||
|---|---|---|---|---|
| 7 Sep 2026 | ₹0.15 | 1.31% | ₹11.4837 | ₹11.3351 |
| 12 Mar 2026 | ₹0.35 | 3.03% | ₹11.5526 | ₹11.2041 |
| 14 Mar 2022 | ₹0.0873 | 0.84% | ₹10.4530 | ₹10.3666 |
| 13 Dec 2021 | ₹0.0949 | 0.91% | ₹10.4601 | ₹10.3662 |
| 18 Mar 2019 | ₹0.1864 | 1.82% | ₹10.2309 | ₹10.0463 |
| 19 Dec 2018 | ₹0.2115 | 2.07% | ₹10.2421 | ₹10.0333 |
All 6 payouts since 19 Dec 2018.
Changes to the fund
Newest first.
2026
- 31 MayBenchmarkBenchmark: CRISIL Low Duration Debt A-I Index to NIFTY Low Duration Debt Index A-I
- 30 AprBenchmarkBenchmark: NIFTY Low Duration Debt Index A-I to CRISIL Low Duration Debt A-I Index
- 2 AprExpenseExpense ratio stated under the new rules: a base ratio, with brokerage, levies and GST on top
- 31 MarBenchmarkBenchmark: CRISIL Low Duration Debt A-I Index to NIFTY Low Duration Debt Index A-I
2024
- 30 NovBenchmarkBenchmark: CRISIL Low Duration Debt Index to CRISIL Low Duration Debt A-I Index
Fund details
Objective
The scheme aims to generate regular returns by investing in a portfolio of fixed income securities normally maturing in line with the time profile of the respective Plan. Each Plan will invest in a distinct portfolio of securities. However, the scheme does not guarantee / indicate any returns. There is no assurance that the fund's objective will be achieved.
Asset allocation
- Money Market Instruments: 0-90%
- Government Securities issued by Central &/or State Govt. & other fixed income/debt securities including but not limited to Corporate bonds and securitised debt: 10-100%
Type of scheme
A Debt Oriented Interval Scheme. Moderate Interest Rate Risk and Relatively High Credit Risk (C-II)
- Stated category
- Debt - Interval Scheme
- Benchmark
- Nifty Low Duration Debt Index A-I
- Potential risk classPotential risk class. The most risk a debt fund says it may take, as a letter and a numeral: the letter is credit risk, from A (relatively low) to C (relatively high), and the numeral is interest rate risk, from I (relatively low) to III (relatively high). Potential risk class in the glossary
- C-II
- Risk level at launch
- Low
- New fund offer
- 18 Jul 2007 to 17 Aug 2007
- Units first allotted
- 19 Aug 2007
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹10,000
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | First NAV |
|---|---|---|---|---|
| Direct Growth | 123646 | INF789F01VW8 | 13 Aug 2013 | |
| Regular Growth | 106183 | INF789F01FG4 | 27 Jul 2007 | |
| Direct IDCW | 123663 | INF789F01VU2 | INF789F01VV0 | 14 Aug 2013 |
| Regular IDCW | 106186 | INF789F01FE9 | INF789F01FF6 | 27 Jul 2007 |
This fund
- Scheme information documentThe fund's objective, terms, costs and risks in full
Factsheet
- UTI Fund Watch (Active)-October 2026UTI Mutual Fund, Sep 2026
Statement of additional information
- SAI UTI Mutual FundUTI Mutual Fund, Oct 2026
Annual report
- Annual Report 2025-2026UTI Mutual Fund, Mar 2026
- 767 UTI LONG DURATION FUNDUTI Mutual Fund, Mar 2026
- 055 UTI Children's Hybrid Fund ( formerly known as UTI Children's Career Fund (UTI CCF) - Savings Plan)UTI Mutual Fund, Mar 2026
- 066 UTI Aggressive Hybrid Fund (Formerly UTI Hybrid Equity Fund)UTI Mutual Fund, Mar 2026
Riskometer disclosure
- Annual Disclosure of Riskometer 2025-2026UTI Mutual Fund, Mar 2026
Portfolio overlap disclosure
- Disclosure of category-wise portfolio overlap of equity Hybrid & Fixed Income Schemes -Sept 26UTI Mutual Fund, Sep 2026