Aditya Birla Sun Life Financial Services Sectoral Debt Fund Direct Growth NAV today
AMFI: 154805ISIN: INF209KC1779Aditya Birla Sun Life Mutual FundSectoral funds
NAV ₹10.0133up ₹0.00 (0.03%)
NAV for 27 Oct 2026, against 26 Oct 2026. Declared once a day.
Other plans: Direct IDCW ₹10.0133 · Regular IDCW ₹10.0024 on 16 Oct 2026 · Regular Growth ₹10.0125, 0.03%
- Expense ratioTotal expense ratio. What the fund charges each year as a share of the money invested, taken out of the NAV every day, so the returns shown are already after it. Total expense ratio: how it is worked out
- 0.20%21 Oct 2026
- Exit loadExit load. A charge, as a share of the amount redeemed, on units sold before a set period has passed since they were bought. Exit load in the glossary
- None
- LaunchedLaunch date. The day the fund first allotted units to investors, at the close of its new fund offer. Launch date in the glossary
- 15 Oct 2026
Aditya Birla Sun Life Financial Services Sectoral Debt Fund returns
Direct Growth plan
Over each window to 27 Oct 2026
| Over | Direct GrowthTrailing return. The change in NAV from the start date to the latest NAV; over a year and longer, the yearly rate that would compound to the same change (CAGR). Trailing return: how it is worked out | Regular Growth |
|---|---|---|
| 1 week | +0.03% | +0.02% |
| 1 month | Needs a month | – |
₹10,000 put in on 16 Oct 2026 is ₹10,011 at the NAV of 27 Oct 2026Growth of ₹10,000. What ₹10,000 put in at the NAV of the first day would be worth at the latest NAV, after the fund's expenses and before tax and any exit load. Growth of ₹10,000 in the glossaryOver a year and longer, a return is the yearly rate.
Aditya Birla Sun Life Financial Services Sectoral Debt Fund expense ratio and exit load
Per cent of the money invested, a year. Each month shows its last day filed; the parts were redefined from Apr 2026.
- Regular over directDirect and regular plan cost gap. The regular plan's expense ratio less the direct plan's: what buying through a distributor costs each year, since both plans own the same portfolio. Direct and regular plan cost gap in the glossary
- 0.21 ptsA year, on 21 Oct 2026
What the expense ratio is made of
| Part | Direct | Regular |
|---|---|---|
| Base expense ratioBase expense ratio. The part of the expense ratio that pays the fund house and the distributor, before brokerage, transaction costs, levies and GST. Base expense ratio in the glossary | 0.17% | 0.35% |
| Brokerage | None | None |
| Transaction costs | None | None |
| Statutory levies | 0.03% | 0.06% |
Per cent of assets a year, filed for 21 Oct 2026. The parts add up to that day's total.
Buying and selling
- Lump-sum purchases
- Accepted
- Minimum investmentMinimum investment. The smallest amount the plan accepts for a first purchase. Minimum investment in the glossary
- ₹100
- Minimum top-up
- ₹100
- Minimum redemption
- ₹1
- SIP
- Accepted
- SIP minimum
- ₹100
- SIP instalments, at least
- 6
- STP, transfers to another fund
- Not accepted
- SWP, regular withdrawals
- Not accepted
- Switches
- Accepted
- Lock-inLock-in. The time after each purchase during which those units cannot be sold. Lock-in in the glossary
- None
- SIP dates
- Any Day(1 to 31)Weekly(Monday to Friday)
As listed for this plan on 28 Oct 2026.
Risk ratios
NAV to 27 Oct 2026
Largest falls
| Largest over | FallLargest fall. The biggest drop in NAV from a high to the low that followed, before the NAV went back above that high. Largest fall in the glossary | High on | Low on | Back at the highBack at the high. The first day the NAV closed at or above the high it had fallen from. Back at the high in the glossary |
|---|---|---|---|---|
| Since Oct 2026 | −0.06% | 19 Oct 2026 | 23 Oct 2026 | 26 Oct 2026 |
Aditya Birla Sun Life Financial Services Sectoral Debt Fund managers
Managers now
| Manager | Return in the manager's time. The change in the plan's NAV from the day the manager took the fund over to the latest NAV; past a year, the yearly rate that would compound to the same change. Return in the manager's time in the glossary | Benchmark over the same days. The change in the fund's benchmark index over the same days as the manager's return, worked out the same way, with the dividends of the index's companies added back. Benchmark over the same days in the glossary | Difference from the benchmark. The fund's return in the manager's time less its benchmark's over the same days, in percentage points. Difference from the benchmark in the glossary | Portfolio changed after the handover. How much of the portfolio was different three months after the manager took over: half the sum of every holding's change in weight, with each side's holdings scaled to add up to 100 so a move into cash does not count. Portfolio changed after the handover in the glossary | Portfolio changed before the handover. The same measure over the three months before the manager took over, since portfolios change anyway. Portfolio changed before the handover in the glossary | Assets the manager runs. The latest monthly size of every fund the manager runs now, added up; a fund run with others counts in full for each of its managers, and the line under it counts only the funds they run alone. Assets the manager runs in the glossary | ||
|---|---|---|---|---|---|---|---|---|
| Harshil SuvarnkarComanage | Oct 2026 | – | – | – | – | – | 16 | ₹41,210 Cr₹57 Cr alone |
| Kaustubh GuptaComanage | Oct 2026 | – | – | – | – | – | 12 | ₹1,76,117 Cr₹34,108 Cr alone |
| Anuj JainComanage | Oct 2026 | – | – | – | – | – | 2 | ₹26,943 Cr |
Returns are the direct plan's growth NAV, from the day each took over to the latest NAV, beside the benchmark over the same days.
Other funds they run
| Fund | |||||
|---|---|---|---|---|---|
| Aditya Birla Sun Life Floating Interest Rate FundHarshil Suvarnkar | Mar 2021 | +6.61%a year | – | – | ₹12,971 Cr |
| Aditya Birla Sun Life Banking & PSU Debt FundHarshil Suvarnkar | Mar 2021 | +6.16%a year | – | – | ₹8,439 Cr |
| Aditya Birla Sun Life Liquid FundKaustubh Gupta | Jul 2011 | – | – | – | ₹61,167 Cr |
| Aditya Birla Sun Life Money Market FundKaustubh Gupta | Jul 2011 | – | – | – | ₹26,943 Cr |
| Aditya Birla Sun Life Corporate Bond FundKaustubh Gupta | Apr 2017 | +7.11%a year | – | – | ₹22,722 Cr |
| Aditya Birla Sun Life Ultra Short Term FundKaustubh Gupta | Jul 2011 | – | – | – | ₹16,279 Cr |
| Aditya Birla Sun Life Floating Interest Rate FundKaustubh Gupta | Jan 2013 | – | – | – | ₹12,971 Cr |
| Aditya Birla Sun Life Overnight FundKaustubh Gupta | Nov 2018 | – | – | – | ₹11,387 Cr |
| Aditya Birla Sun Life Ultra Short to Short Term FundKaustubh Gupta | Jul 2011 | – | – | – | ₹9,185 Cr |
| Aditya Birla Sun Life Money Market FundAnuj Jain | Mar 2021 | +6.48%a year | – | – | ₹26,943 Cr |
The ten largest by assets, by manager. Returns are the direct plan's.
Fund details
Objective
The investment objective of the scheme is to generate regular income and capital appreciation by primarily investing in debt and money market instruments (only in AA+ and above rated corporate bonds) of Financial Services sector across durations.
Asset allocation
- Under normal circumstances, the asset allocation pattern shall be as under:
- Debt and Money Market Instruments* of the Financial Services sector# - 80%-100%
- Debt and Money Market Instruments* other than that of the Financial Services sector- 0%-10%
- Government Securities (including State Development Loans, Treasury Bills/Cash Management Bills), Repo on Government Securities & Cash and Cash Equivalent^ - 10%-20%
- Units issued by InvITs - 0%-10%
*The long term rating of issuers shall be considered for the debt and money market instruments and shall be rated AA+ and higher. However, if there is no long term rating available for the same issuer, then based on credit rating mapping of CRAs between short term and long term ratings, the most conservative long term rating shall be taken for a given short term rating.
# Investments in Corporate Bonds shall be only in AA+ and above rated corporate bonds.
^ At any given point of time, the Scheme will maintain 10% of its allocation into liquid assets as defined in Para 5.7 of SEBI Master Circular on Mutual Funds.
Type of scheme
An open ended debt scheme investing in the Financial Services sector. A relatively high interest rate risk and moderate credit risk.
- Stated category
- Sectoral Fund - Financial Services
- BenchmarkBenchmark. The index the fund house chose to measure the fund against, in its total return form, with dividends added back. Benchmark in the glossary
- CRISIL Financial Services Short Term Debt Index
- Potential risk classPotential risk class. The most risk a debt fund says it may take, as a letter and a numeral: the letter is credit risk, from A (relatively low) to C (relatively high), and the numeral is interest rate risk, from I (relatively low) to III (relatively high). Potential risk class in the glossary
- B-III
- Risk level at launchRiskometer. The fund's own risk label on SEBI's six-step scale, from Low to Very High, set from what the fund holds and reviewed every month. Riskometer in the glossary
- Moderate
- New fund offer
- 8 Oct 2026 to 14 Oct 2026
- Units first allotted
- 15 Oct 2026
- Open for sale again
- 16 Oct 2026
- Price at the offer
- ₹10 a unit
- Minimum at the offer
- ₹100
Plans and codes
| Plan | AMFI code | ISIN | ISIN, reinvestment | First NAV |
|---|---|---|---|---|
| Direct Growth | 154805 | INF209KC1779 | 16 Oct 2026 | |
| Regular Growth | 154810 | INF209KC1803 | 16 Oct 2026 | |
| Direct IDCW | 154811 | INF209KC1787 | INF209KC1795 | 16 Oct 2026 |
| Regular IDCW | 154812 | INF209KC1811 | INF209KC1829 | 16 Oct 2026 |
This fund
- Scheme information documentThe fund's objective, terms, costs and risks in full
Factsheet
- Empower for the Month of October 2026Aditya Birla Sun Life Mutual Fund, Sep 2026
Statement of additional information
- SAI Aditya Birla Sun Life Mutual FundAditya Birla Sun Life Mutual Fund, Oct 2026
Annual report
- Annual Report for Fixed Term Plans for the year 2025-26Aditya Birla Sun Life Mutual Fund, Mar 2026
- Annual Report for Matured and Closed Schemes for the year 2025-26Aditya Birla Sun Life Mutual Fund, Mar 2026
- Annual Report for Equity-Exchange Traded Funds and Fund of Fund Schemes for the year 2025-26Aditya Birla Sun Life Mutual Fund, Mar 2026
- Annual Report for Debt Schemes for the year 2025-26Aditya Birla Sun Life Mutual Fund, Mar 2026
Riskometer disclosure
- 06-10-2026 - Change in the RiskometerAditya Birla Sun Life Mutual Fund, Oct 2026
Portfolio overlap disclosure
- ABSL Portfolio Overlap - September 2026Aditya Birla Sun Life Mutual Fund, Sep 2026